In the era of rapidly growing 4.0, the financial and banking industry is also actively transforming, especially the application of the latest achievements of technology, electronic payment development and digital banking. .
Undeniably, digital banking is the development trend of the world in the era of increasingly modern technology. The emergence of digital banking brings completely new experiences with many utilities, contributing to promoting and building the habit of non-cash payment for Vietnamese people. Now users can use banking services anywhere, anytime and meet a variety of financial needs in life.
Customers are no longer strangers to unidentified prepaid prepaid cards – card service products that perform online payment without physical cards as well as providing personal information. This is a popular product and favored by customers for its convenience and speed
However, from April 1, 2020, implementing Circular 28/2019 / TT-NHNN of the State Bank, anonymous non-physical bank cards will not be allowed to be used to conduct transactions on Internet schools as well as mobile application programs. Facing this situation, CIMB Bank has successfully developed and launched the non-physical Visa (virtual card) OctoFast identification with electronic identification feature or eKYC (electronic Know Your Customer) – first and only in Vietnam to the present time, replacing the anonymous non-physical card Fast Card, and optimizing the card opening procedure.
Previously, the identification of customers had to go through face-to-face meetings and document reconciliation, which took time for both customers and banks. With eKYC, customer identification is done online thanks to the support of advanced technologies. As a result, the card opening procedure is easier than ever when customers only need 2 minutes to operate the OCTO by CIMB application to register for card opening, and the card will be ready for use within 1 minute. hours after registration. No need to meet face-to-face, no waiting and above all, ensuring safety, avoiding the spread of Covid-19 disease at this time.
With OctoFast, customers can freely perform online shopping transactions such as buying online games, recharging mobile games of foreign publishers on Apple Store & Google Play Store, or connecting cards to pay for services on Grab, pay for music packages on Itunes, Spotify or online shopping on Vietnam and foreign E-commerce sites such as Amazon or Aliexpress, …
In addition, OctoFast also offers advanced features such as users can adjust spending limits up to VND 50 million (formerly VND 5 million), along with a high level of security when dealing online with the public. 3D Secure technology developed by Visa: OTP code is sent to email or SDT register to authenticate for each transaction.
And yet, Octo by CIMB Digital Bank continues to maintain the savings interest rates for Current Accounts of 7% / year for individual customers & 7.7% / year for priority customers, unchanged. despite the current Covid-19 epidemic. With this Payment Account, customers can also link with the Octo Visa Debit Debit card to transfer money interbankly and withdraw ATMs for free. ”
As one of the first people to convert from an unidentified prepaid card to OctoFast, Ms. Nguyen Thu Hang, an office worker and a well-known online seller (online seller) shared: ” In the past, I used to use an unidentified Fast Card to buy goods on Aliexpress, but fortunately now I can change to a new OctoFast card, which is an identification card, but I do not need to spend time going to the bank to do the procedure. cumbersome, especially during the period of social isolation because of this epidemic. Moreover, the limits are more convenient for trading, the security features are also improved. ”
Or as Mr. Quang, who lives in Dong Da, Hanoi said: “I use a lot of foreign applications on the Appstore so I also learn some types of virtual Visa cards to facilitate payment. After that, I know OctoFast is the first prepaid Visa card in Vietnam that can be used immediately after 1 hour of registration without having to go to the bank for registration as before. OCTO by CIMB application and trust the security and reputation of CIMB bank. ”
Owning a virtual Visa card is very convenient in online transactions, especially with the identification card, the features are no longer restricted, the card registration is now becoming more convenient. As a pioneer in the field of digital banking, CIMB hopes to make the use of virtual Visa cards more popular with many customers in the near future, through continuous improvements in their identity. Power, utilities and modern security technology.
Source:https://cafef.vn/the-visa-ao-dinh-danh-dien-tu-san-pham-ngan-hang-so-uu-viet-lan-dau-tien-ra-mat-20200420141749799.chn
Tin tức khác
Đẩy mạnh toàn diện nền tảng phát triển kinh tế không tiền mặt
Thanh toán không dùng tiền mặt là xu hướng phát triển tất yếu sẽ tạo ra tác động đa chiều, vừa mang lại tiện ích cho người dân, vừa tạo đà tăng trưởng kinh tế và đang được khuyến khích đẩy mạnh. Đầu năm 2020, Thủ tướng Chính phủ đã phê duyệt Chiến lược tài chính toàn
Xem chi tiết
Banks change cards to prevent theft
About 23 million domestic cards issued by local banks will have to complete conversion to chip cards within the last 6 months of 2019. By the end of 2021, all cards in the domestic ATM market are based on chip technology. Convert about 23 million ATM cards On the evening of May 28, Vietnam National
Xem chi tiết
Gradually changing people’s habits
Recently, the Government has assigned the State Bank of Vietnam to lead and coordinate with the Ministry of Justice and relevant agencies to study and propose the Prime Minister to promulgate a Decision on piloting the use of telecommunications accounts. to pay for small-value services (Mobile – Money), to pilot new payment service models while
Xem chi tiết
Nearly 150,000 POS machines have to be upgraded to meet the new chip card standards
According to SBV regulations, in 2019, banks must upgrade 50% of existing POS machines. At this time, many banks are rushing to find ways to solve the cost problem. Can’t read the chip card, swipe the card, the machines are nearly ten years old and must be upgraded. To install a 10 million dong machine,
Xem chi tiết Thói quen rút tiền mặt từ ATM của người dân thay đổi
Theo báo cáo của Công ty Cổ phần thanh toán Quốc gia Việt Nam (Napas), nhiều người dân đã quen hơn với việc chi tiêu qua thẻ, ứng dụng ngân hàng, thay vì rút tiền mặt. Nếu như năm 2018, có 62% người dân dùng thẻ ngân hàng để rút tiền mặt, con số này
Xem chi tiết
Gia hạn chuyển đổi sang chip nội địa
Ngân hàng Nhà nước vừa đưa ra dự thảo thay đổi lộ trình chuyển đổi thẻ ATM băng từ sang công nghệ chip nội địa theo hướng bắt buộc dừng phát hành thẻ băng từ kể từ ngày 31.3.2021. Chấm dứt phát hành thẻ ATM băng từ Cụ thể, gia hạn thời hạn 100% ATM và thiết
Xem chi tiết
