Napas Card (English: National Payment Services) is a card brand issued by Vietnam National Payment Corporation.
Napas Card (National Payment Services)
Concept
The Napas card in English is National Payment Services.
Napas Card is a card brand issued by Vietnam National Payment Joint Stock Company. With similar features to domestic ATM cards, Napas card helps customers to perform transactions such as paying bills, withdrawing money at ATM quickly.
Napas is a unit that connects banks together and provides a diverse payment gateway for card users. Currently, the system of banks using Napas has reached 50 banks with the presence of major banks such as Vietcombank, Techcombank, VietA Bank, Tien Phong Bank …
Features of Napas card
It should be noted that banks will link with Napas to create the Napas card system. Napas does not directly issue cards, it is similar to the Visa card system, MasterCard card. As such, Napas is a domestic debit card for banks, and customers can implement features such as payments and withdrawals.
Napas card uses security chip technology, increasing the protection for users. The information on the card is highly encrypted so it is difficult to fake and ensure safety for users. Napas domestic ATM cards will have the Napas logo on the card. In some cases, the bank has not yet printed this mark on the card, customers can learn and use it.
For Napas cardholders, in addition to the privileges enjoyed by the issuing bank, they also receive offers from Napas. The biggest incentives are as follows:
+ Withdraw money at all ATMs / POS machines or make payment at points with the Napas logo. Napas network network is up to a huge number: 16,800 ATMs and 220,000 POS of more than 40 banks associated with Napas in the system. This is the biggest utility for Napas customers. Big banks like Vietcombank, Agribank, BIDV, VietinBank, … also belong to Napas system.
+ Preferential cross-linking service fee. VPBank’s Timo card in conjunction with Napas allows users to withdraw money freely at any ATM.
+ The money transfer is done quickly for banks associated with Napas. Users do not have to waste time like in other banks.
+ Upcoming, Napas will appear more on the sales web, online services. At that time, customers only need Napas card to be able to pay the bill regardless of the issuing bank.
+ Napas works regularly with goods and service companies. The number of promotions, discounts, and incentives has since increased.
(Reference: thebank.vn)
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