Penalties for violating traffic laws: Proposal to pay fines via bank chip cards

The handling of violations of traffic safety through bank chip cards is necessary, consistent with the general trend …
Each year, millions of cases of administrative violations in the field of transport, with fines of up to thousands of billion.

Particularly in the first nine months of 2019, the report of the National Safety Committee said that the local traffic police have made records of handling more than 3 million cases of violating road and road traffic safety and order. iron and inland waterways, fined nearly 2,000 billion, deprived of driving licenses nearly 250,000 cases, temporarily detained on 437,000 vehicles.

The Transport Inspectorate has conducted nearly 55,000 specialized inspections, sanctioned over 45,000 administrative violations, and contributed VND 527 billion to the state budget; suspended operation of 194 wharves and 250 inland waterway facilities; supervised 654 automobile driving test, 391 motorbike driving test.

Paying fines on the spot arises many negative consequences

Although the number of violations and the large amount of fines, involving many people, according to many people participating in traffic, the payment of fines for administrative violations in the transport field has been inadequate for many years, causing difficulties. , troublesome for the people.

If the payment of fines on the spot is likely to result in negative consequences, the form of traffic violators who must go to the treasuries to pay fines is also inconvenient when the treasury system is only available at the district level, the fine payment time is Restrict when these units only work during office hours.

On the other hand, the number of traffic violators is very large, leading to many cases of violators coming to the Treasury to pay fines and waiting in line for a long time.

Mr. Mai Duc Tri, a resident of Mai Anh Tuan area, O Cho Dua ward, Dong Da district, Hanoi said, due to his negligence, Tri violated the traffic laws in Hoang Mai district. “I had to take time to withdraw cash, then pay fines. After paying the fine, I had to wait because the queue was too crowded, it took nearly one session to pay the fine. It was very inconvenient and time consuming.” time and effort, “Tri said.

Facing the difficulties and inconveniences of handling traffic safety violations in cash, the need to pay fines via bank cards has been posed by many people.

Experience in the world, the payment of fines by bank cards has been used by many countries to increase convenience. The advantage of using a card is not having to go to the place to pay a fine, reduce the cumbersome procedures, especially saving a lot of time and travel.

In the US, each state has different motor vehicle registration regulations. Almost 50 states allow citizens to pay vehicle-related fees and pay traffic violations through visa / debit cards, making it convenient, fast, and timely.

In Singapore, there is the option to pay a traffic violation fine by bank card or some online form but only for minor violations, clearly stated on the ticket.

Nearly all countries are applying for fines for traffic violations via route or via bank card, violators will make payment transactions themselves. If the offender submits late, the regulator will have prompting and aggravating penalties.

Proposal to pay a fine via chip card in Vietnam

In Vietnam, in June, the Transportation Police Department proposed to supplement the regulations that when registering a vehicle, a bank account is required. This is to facilitate both vehicle owners and regulatory agencies to proceed to penalties through bank accounts. When the law is complete, the sanctions through the account will greatly help administrative reform.

However, there are also many worries around the security of the interests of bank account users.

In this regard, information technology engineer Do Duc Huy said that now cards or bank accounts have become much more popular and accessible to people. However, security issues as well as related safety issues are always the key point that makes users hesitate to switch to widespread use.

These people’s concerns are completely justified. Because magnetic cards, which are still very popular today for domestic cards, use a black magnetic strip to encode basic information of the card to make transactions at ATMs as well as at counters Simple point, easy to apply because the technology is so popular. However, just reading information through specialized equipment is quite cheap now, it has the ability to attack and appropriate illegally.

The bank chip card is a product of CHIP technology, featuring the latest technology trends: multiple utilities – safety – high security – and global connectivity. Chip cards emerged as a type of card to help improve the security of card information as well as help users feel more secure when carrying them.

Therefore, if the chip is widely applied, it will help users feel secure because the information stored on it can be encrypted and difficult to extract.

In particular, the multi-utility feature helps integrate multiple uses, facilitating interdisciplinary development into an intelligent and convenient ecosystem, such as transportation, healthcare and education. education, insurance systems, taxes, customs, and other public services.

Mr. Nguyen Cong Hung – Chairman of Hanoi Taxi Association, Vice President of Vietnam Automobile Transport Association, said that the violation of traffic safety violations through bank chip cards is necessary, consistent with the trend. general. The Government has also directed to promote non-cash payments, prioritize payment solutions on mobile devices and payment via card devices.

In the 4.0 era, almost all corporate employees, even retired employees, also received payouts via bank cards. Drivers also get paid via card or account so using a bank chip card to pay traffic violations is a must. By the first, it will help limit the travel for violators, the second is the transparency of the money collected into the treasury. Thereby, also reverse control is how many people violate traffic.

From a legal perspective, Lawyer Truong Anh Tuan, Director of Truong Son Law Firm, Hanoi Bar Association said that at present, cash sanctions make it difficult for taxpayers to pay if the number of Large fines, people often do not carry much money.

“The addition of sanctions for traffic violations by bank cards, apart from the form of cash payment, will bring more advantages for the State and the people. However, people still have the habit of using money. The main form of payment should be supplemented with this form of payment, in addition to the form of cash payment and priority on the time to resolve the violation, everyone sees it quickly, so all who will want to apply more “, Lawyer Tuan said.