{"id":1008,"date":"2020-03-16T10:33:59","date_gmt":"2020-03-16T03:33:59","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1008"},"modified":"2020-03-16T10:33:59","modified_gmt":"2020-03-16T03:33:59","slug":"thanh-toan-khong-dung-tien-mat-giam-rui-ro-phong-dich-covid-19","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/thanh-toan-khong-dung-tien-mat-giam-rui-ro-phong-dich-covid-19\/","title":{"rendered":"Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t: gi\u1ea3m r\u1ee7i ro, ph\u00f2ng d\u1ecbch Covid-19"},"content":{"rendered":"

Ngay \u0111\u1ea7u n\u0103m 2020, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 ban h\u00e0nh Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN y\u00eau c\u1ea7u ng\u00e0nh ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, \u0111\u1eb7c bi\u1ec7t l\u00e0 thanh to\u00e1n qua ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng<\/span><\/h2>\n
\n

\u0110\u1ebfn nay, Techcombank \u0111ang l\u00e0 ng\u00e2n h\u00e0ng (NH) th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec3n h\u00ecnh d\u1eabn d\u1eaft vi\u1ec7c \u0111\u1ea9y m\u1ea1nh c\u00e1c k\u00eanh thanh to\u00e1n \u0111i\u1ec7n t\u1eed kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 v\u1eeba t\u0103ng ti\u1ec7n \u00edch cho ng\u01b0\u1eddi d\u00e2n v\u1eeba b\u1ea3o \u0111\u1ea3m giao d\u1ecbch b\u1ea3o m\u1eadt nhanh ch\u00f3ng, an to\u00e0n, \u0111\u1eb7c bi\u1ec7t trong th\u1eddi \u0111i\u1ec3m d\u1ecbch Covid-19 c\u00f3 di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p.<\/span><\/p>\n

Ti\u1ec7n \u00edch v\u01b0\u1ee3t tr\u1ed9i<\/b><\/span><\/p>\n

Nh\u1eefng gi\u1ea3i ph\u00e1p kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t m\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n s\u1eed d\u1ee5ng \u0111\u00e3 minh ch\u1ee9ng \u0111\u01b0\u1ee3c s\u1ef1 \u01b0u vi\u1ec7t, an to\u00e0n v\u00e0 thu\u1eadn ti\u1ec7n, \u0111\u1eb7c bi\u1ec7t, trong giai \u0111o\u1ea1n d\u1ecbch b\u1ec7nh Covid-19 hi\u1ec7n nay, khi m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u h\u1ea1n ch\u1ebf \u0111\u1ebfn n\u01a1i \u0111\u00f4ng ng\u01b0\u1eddi.<\/span><\/p>\n

\u0110\u1ed3ng h\u00e0nh c\u00f9ng ch\u00ednh s\u00e1ch c\u1ee7a NHNN, Techcombank \u0111\u00e3 \u0111\u1ea7u t\u01b0 m\u1ea1nh cho n\u1ec1n t\u1ea3ng s\u1ed1 \u0111\u1ec3 th\u00fac \u0111\u1ea9y c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, gi\u00fap kh\u00e1ch h\u00e0ng (KH) kh\u00f4ng ph\u1ea3i tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u1eeda h\u00e0ng, si\u00eau th\u1ecb m\u00e0 v\u1eabn “mua” \u0111\u01b0\u1ee3c c\u00e1c nhu y\u1ebfu ph\u1ea9m v\u00e0 \u0111\u1ed3 ti\u00eau d\u00f9ng c\u1ea7n thi\u1ebft, g\u00f3p ph\u1ea7n h\u1ea1n ch\u1ebf s\u1ef1 l\u00e2y lan c\u1ee7a d\u1ecbch. \u0110\u1ea7u n\u0103m 2020, Techcombank ti\u1ebfp t\u1ee5c tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111\u1ec3 thu h\u00fat KH thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, t\u1eadp trung v\u00e0o c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng nh\u01b0 y t\u1ebf, gi\u00e1o d\u1ee5c; c\u00e1c giao d\u1ecbch chuy\u1ec3n kho\u1ea3n n\u1ed9p ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc…<\/span><\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, th\u00e1ng 11-2019, Techcombank \u0111\u00e3 tri\u1ec3n khai l\u1ed9 tr\u00ecnh \u00e1p d\u1ee5ng ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba cho th\u1ebb F@stAccess Napas v\u1edbi t\u1ea5t c\u1ea3 ch\u1ee7 th\u1ebb ph\u00e1t h\u00e0nh m\u1edbi. Theo \u0111\u00f3, th\u1ebb chip n\u1ed9i \u0111\u1ecba \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u1ebfu t\u1ed1 k\u1ef9 thu\u1eadt v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt theo ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf EMV, h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro v\u1ec1 gian l\u1eadn gi\u1ea3 m\u1ea1o trong thanh to\u00e1n th\u1ebb. B\u00ean c\u1ea1nh \u0111\u00f3, KH \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch giao d\u1ecbch qua k\u00eanh th\u1ebb, kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 thanh to\u00e1n v\u00e0 h\u01b0\u1edfng ch\u00ednh s\u00e1ch ho\u00e0n ti\u1ec1n kh\u00f4ng gi\u1edbi h\u1ea1n 1% gi\u00e1 tr\u1ecb thanh to\u00e1n.<\/span><\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 vi\u1ec7c th\u00fac \u0111\u1ea9y c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, b\u00e0 L\u00ea Th\u1ecb B\u00edch Ph\u01b0\u1ee3ng, Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i D\u1ecbch v\u1ee5 NH v\u00e0 T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n Techcombank, chia s\u1ebb: “S\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i th\u1ebb c\u1ee7a NH, v\u00ed \u0111i\u1ec7n t\u1eed trong m\u1ecdi ho\u1ea1t \u0111\u1ed9ng chi ti\u00eau thanh to\u00e1n d\u1ecbch v\u1ee5 h\u1eb1ng ng\u00e0y, \u0111\u1eb7c bi\u1ec7t v\u00e0o c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng nh\u01b0 y t\u1ebf, gi\u00e1o d\u1ee5c \u0111ang ph\u00e1t tri\u1ec3n r\u1ed9ng r\u00e3i v\u00e0 thu \u0111\u01b0\u1ee3c nhi\u1ec1u t\u00edn hi\u1ec7u t\u1ed1t t\u1eeb th\u1ecb tr\u01b0\u1eddng. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang ng\u00e0y c\u00e0ng lan t\u1ecfa \u0111\u1ebfn \u0111a s\u1ed1 ng\u01b0\u1eddi d\u00e2n, nh\u1edd s\u1ef1 tham gia m\u1ea1nh m\u1ebd c\u1ee7a c\u00e1c NH v\u1edbi nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn, d\u00e0i h\u1ea1n v\u00e0 ti\u1ec7n \u00edch v\u01b0\u1ee3t tr\u1ed9i t\u1eeb th\u1ebb thanh to\u00e1n”.<\/span><\/p>\n

\u0110\u1ea7u t\u01b0 m\u1ea1nh m\u1ebd, n\u00e2ng \u01b0u \u0111\u00e3i qua k\u00eanh \u0111\u1ed1i t\u00e1c<\/b><\/span><\/p>\n

Ch\u00ednh t\u1eeb nh\u1eefng gi\u1ea3i ph\u00e1p v\u01b0\u1ee3t tr\u1ed9i trong ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, hi\u1ec7n nay, Techcombank l\u00e0 NH c\u00f3 s\u1ed1 l\u01b0\u1ee3ng KH d\u00f9ng c\u00e1c k\u00eanh giao d\u1ecbch s\u1ed1 E-banking, Internet Banking t\u0103ng theo c\u1ea5p s\u1ed1 nh\u00e2n. Techcombank c\u0169ng l\u00e0 NH s\u1ed1 1 v\u1ec1 kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch qua th\u1ebb visa ghi n\u1ee3, c\u0169ng nh\u01b0 th\u1ebb visa t\u00edn d\u1ee5ng; v\u1ec1 kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch d\u1ecbch v\u1ee5 NH di \u0111\u1ed9ng, th\u00f4ng qua s\u1ea3n ph\u1ea9m App r\u1ea5t \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng hi\u1ec7n nay l\u00e0 F@st Mobile tr\u00ean th\u1ecb tr\u01b0\u1eddng. \u0110i\u1ec1u n\u00e0y \u0111\u00e3 th\u1ec3 hi\u1ec7n r\u00f5 n\u00e9t s\u1ef1 h\u00e0i l\u00f2ng v\u00e0 tin t\u01b0\u1edfng c\u1ee7a KH v\u00e0o c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 \u0111i\u1ec7n t\u1eed c\u1ee7a NH.<\/span><\/p>\n

\u0110\u1ec3 \u0111\u00e1p \u1ee9ng ni\u1ec1m tin c\u1ee7a KH, Techcombank ti\u1ebfp t\u1ee5c ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c \u0111\u1ec3 tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i th\u01b0\u1eddng xuy\u00ean, li\u00ean t\u1ee5c nh\u1eb1m gia t\u0103ng ti\u1ec7n \u00edch v\u00e0 \u0111\u00e1p \u1ee9ng t\u1ed1i \u0111a nhu c\u1ea7u giao d\u1ecbch. Trong n\u0103m 2019, Techcombank \u0111\u00e3 ho\u00e0n l\u1ea1i s\u1ed1 ti\u1ec1n h\u01a1n 260 t\u1ec9 \u0111\u1ed3ng \u0111\u1ec3 “Cashback” cho KH khi s\u1eed d\u1ee5ng th\u1ebb ghi n\u1ee3 (debit) \u0111\u1ec3 thanh to\u00e1n. Trong \u0111\u00f3, KH d\u00f9ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng nh\u01b0: d\u1ecbch v\u1ee5 gi\u00e1o d\u1ee5c, d\u1ecbch v\u1ee5 y t\u1ebf, thu\u1ebf, ph\u00ed\u2026 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i \u00edch \u0111\u00e1ng k\u1ec3. \u0110\u01a1n c\u1eed, n\u1ebfu b\u1ec7nh nh\u00e2n d\u00f9ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n vi\u1ec7n ph\u00ed t\u1ea1i b\u1ec7nh vi\u1ec7n, n\u1ebfu gi\u00e1 tr\u1ecb l\u00e0 5 tri\u1ec7u \u0111\u1ed3ng, Techcombank s\u1ebd ho\u00e0n l\u1ea1i 50.000 \u0111\u1ed3ng. Ph\u1ea7n l\u1ee3i \u00edch nh\u1eadn l\u1ea1i l\u00e0 r\u1ea5t l\u1edbn v\u1edbi to\u00e0n b\u1ed9 c\u00e1c thanh to\u00e1n cho d\u1ecbch v\u1ee5 gi\u00e1o d\u1ee5c, c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng kh\u00e1c…<\/span><\/p>\n

C\u0169ng n\u0103m 2019, Techcombank \u0111\u00e3 tri\u1ec3n khai gi\u1ea3i ph\u00e1p k\u1ebft n\u1ed1i v\u00ed \u0111i\u1ec7n t\u1eed th\u00f4ng qua th\u1ebb n\u1ed9i \u0111\u1ecba v\u00e0 th\u1ebb visa debit v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c nh\u01b0 k\u1ebft n\u1ed1i thanh to\u00e1n th\u1ebb n\u1ed9i \u0111\u1ecba VinID Pay, thanh to\u00e1n th\u1ebb Debit v\u1edbi Grab by Moca \u0111em t\u1edbi tr\u1ea3i nghi\u1ec7m m\u1edbi m\u1ebb v\u00e0 ti\u1ec7n l\u1ee3i cho KH khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5\/ h\u00e0ng h\u00f3a ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng h\u1eb1ng ng\u00e0y. Song song v\u1edbi \u0111\u00f3, ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i “Ho\u00e0n ti\u1ec1n kh\u00f4ng gi\u1edbi h\u1ea1n 1% cho th\u1ebb ghi n\u1ee3” v\u00e0 ch\u01b0\u01a1ng tr\u00ecnh Zero fee v\u1eabn ti\u1ebfp t\u1ee5c \u0111em t\u1edbi l\u1ee3i \u00edch l\u1edbn cho KH v\u1edbi nhi\u1ec1u c\u1ea3i ti\u1ebfn\/\u01b0u \u0111\u00e3i b\u1ed5 sung. Quan tr\u1ecdng h\u01a1n, khi d\u00f9ng th\u1ebb Techcombank, KH c\u00f2n gi\u1ea3m thi\u1ec3u \u0111\u01b0\u1ee3c th\u1eddi gian giao d\u1ecbch, \u0111\u1eb7c bi\u1ec7t l\u00e0 gi\u1ea3m nguy c\u01a1 l\u00e2y nhi\u1ec5m b\u1ec7nh th\u1ee9 ph\u00e1t.<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Ngay \u0111\u1ea7u n\u0103m 2020, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 ban h\u00e0nh Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN y\u00eau c\u1ea7u ng\u00e0nh ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, \u0111\u1eb7c bi\u1ec7t l\u00e0 thanh to\u00e1n qua ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng \u0110\u1ebfn nay, Techcombank \u0111ang l\u00e0 ng\u00e2n h\u00e0ng (NH) th\u01b0\u01a1ng<\/p>","protected":false},"author":4,"featured_media":1009,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1008"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1008"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1008\/revisions"}],"predecessor-version":[{"id":1011,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1008\/revisions\/1011"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1009"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}