{"id":1120,"date":"2020-04-01T14:36:04","date_gmt":"2020-04-01T07:36:04","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1120"},"modified":"2020-04-01T14:36:04","modified_gmt":"2020-04-01T07:36:04","slug":"viet-nam-se-som-tro-thanh-quoc-gia-khong-su-dung-tien-mat","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/viet-nam-se-som-tro-thanh-quoc-gia-khong-su-dung-tien-mat\/","title":{"rendered":"Vi\u1ec7t Nam s\u1ebd s\u1edbm tr\u1edf th\u00e0nh qu\u1ed1c gia kh\u00f4ng s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t"},"content":{"rendered":"
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\u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a \u00f4ng Safdar Khan, th\u00e0nh vi\u00ean k\u1ef3 c\u1ef1u c\u1ee7a Mastercard, ng\u01b0\u1eddi v\u1eeba ti\u1ebfp nh\u1eadn vai tr\u00f2 Ch\u1ee7 t\u1ecbch ph\u1ee5 tr\u00e1ch c\u00e1c th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 c\u1ee7a t\u1eadp \u0111o\u00e0n n\u00e0y.<\/span><\/div>\n<\/div>\n
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Theo Nikkei, t\u1ea1i ch\u00e2u \u00c1, trong cu\u1ed9c chi\u1ebfn thanh to\u00e1n \u0111i\u1ec7n t\u1eed, Visa v\u00e0 Mastercard \u0111ang \u0111\u1ed1i di\u1ec7n v\u1edbi nhi\u1ec1u th\u1eed th\u00e1ch khi th\u1ebb t\u00edn d\u1ee5ng d\u01b0\u1eddng nh\u01b0 th\u1ea5t th\u1ebf tr\u01b0\u1edbc v\u00ed \u0111i\u1ec7n t\u1eed. Mastercard nh\u1eadn \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 \u00fd ki\u1ebfn n\u00e0y v\u00e0 \u0111\u00e3 c\u00f3 \u0111\u1ed1i s\u00e1ch g\u00ec cho t\u01b0\u01a1ng lai?<\/em><\/strong><\/span><\/p>\n

Mastercard t\u1eeb l\u00e2u \u0111\u00e3 h\u1ed7 tr\u1ee3 c\u00e1c n\u1ed7 l\u1ef1c \u0111\u1ed9t ph\u00e1 tr\u01b0\u1edbc th\u1eed th\u00e1ch, thay v\u00ec ch\u1ecdn c\u00e1ch tr\u00e1nh m\u1eb7t. L\u00e0 m\u1ed9t c\u00f4ng ty c\u00f4ng ngh\u1ec7 thanh to\u00e1n to\u00e0n c\u1ea7u, Mastercard lu\u00f4n \u0111\u1ed3ng h\u00e0nh v\u1edbi c\u00e1c Fintech, trong \u0111\u00f3 c\u00f3 c\u1ea3 doanh nghi\u1ec7p ph\u00e1t h\u00e0nh v\u00ed \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

Ch\u00fang t\u00f4i gi\u00fap c\u00e1c c\u00f4ng ty Fintech ti\u1ebfn l\u00ean n\u1ea5c thang m\u1edbi b\u1eb1ng vi\u1ec7c k\u1ebft n\u1ed1i h\u1ecd v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f4ng ngh\u1ec7 t\u01b0\u01a1ng lai, c\u00e1c gi\u1ea3i ph\u00e1p t\u1eadn g\u1ed1c v\u00e0 m\u1edf \u0111\u01b0\u1eddng cho s\u1ef1 s\u00e1ng t\u1ea1o.<\/span><\/p>\n

C\u0169ng gi\u1ed1ng nh\u01b0 Mastercard, c\u00e1c c\u00f4ng ty v\u00ed \u0111i\u1ec7n t\u1eed n\u00f3i ri\u00eang, Fintech n\u00f3i chung c\u00f9ng c\u00f3 m\u1ee5c ti\u00eau m\u1edf r\u1ed9ng h\u01a1n n\u1eefa c\u00e1c bi\u00ean gi\u1edbi, t\u1ea1o kh\u00f4ng gian cho c\u00e1c Fintech th\u1ecfa s\u1ee9c s\u00e1ng t\u1ea1o nh\u1eb1m t\u1ea1o ra m\u00f4i tr\u01b0\u1eddng an to\u00e0n, hi\u1ec7u qu\u1ea3, tho\u1ea3i m\u00e1i h\u01a1n cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi.<\/span><\/p>\n

Trong th\u1ebf gi\u1edbi c\u00f4ng ngh\u1ec7 hi\u1ec7n nay, c\u00e1ch th\u1ee9c ch\u00fang ta t\u01b0\u01a1ng t\u00e1c, ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng nh\u1eadt \u0111\u00e3 thay \u0111\u1ed5i ch\u00f3ng m\u1eb7t. S\u1ef1 v\u01b0\u01a1n l\u00ean c\u1ee7a c\u00e1c Fintech c\u0169ng ph\u1ea7n n\u00e0o t\u1ea1o hi\u1ec7u qu\u1ea3 gia t\u0103ng cho nh\u1eefng c\u00f4ng vi\u1ec7c m\u00e0 Mastercard \u0111ang ti\u1ebfn h\u00e0nh trong m\u00f4i tr\u01b0\u1eddng thanh to\u00e1n.<\/span><\/p>\n

C\u00f9ng nhau, Mastercard c\u00f3 th\u1ec3 duy tr\u00ec m\u1ee5c ti\u00eau \u0111\u1ea3m b\u1ea3o m\u1ed7i c\u00e1 nh\u00e2n\/doanh nghi\u1ec7p \u0111\u1ec1u c\u00f3 s\u1ef1 l\u1ef1a ch\u1ecdn, linh ho\u1ea1t v\u00e0 tho\u1ea3i m\u00e1i trong vi\u1ec7c qu\u1ea3n l\u00fd v\u00e0 chi ti\u00eau ti\u1ec1n c\u1ee7a m\u00ecnh m\u1ecdi l\u00fac, m\u1ecdi n\u01a1i.<\/span><\/p>\n

Mastercard \u0111\u00e1nh gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 Fintech t\u1ea1i Vi\u1ec7t Nam? C\u00f4ng ty c\u00f3 chi\u1ebfn l\u01b0\u1ee3c ri\u00eang n\u00e0o trong vi\u1ec7c h\u1ee3p t\u00e1c\u00a0<\/em><\/strong>v\u1edbi Fintech?<\/em><\/strong><\/span><\/p>\n

Theo t\u00f4i, Vi\u1ec7t Nam \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t trung t\u00e2m Fintech t\u1ea1i ASEAN. Trong \u0111\u00f3, TP.HCM v\u00e0 H\u00e0 N\u1ed9i n\u1ed5i l\u00ean l\u00e0 \u201cth\u1ee7 ph\u1ee7\u201d c\u1ee7a Fintech v\u00e0 c\u00f4ng ngh\u1ec7, nh\u1ea5t l\u00e0 khi n\u0103m 2019, 36% ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 t\u1ea1i Vi\u1ec7t Nam ch\u1ea3y v\u00e0o l\u0129nh v\u1ef1c n\u00e0y.<\/span><\/p>\n

Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e1nh gi\u00e1 Vi\u1ec7t Nam l\u00e0 th\u1ecb tr\u01b0\u1eddng tr\u1ecdng t\u00e2m cho ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng (P2P lending), x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng v\u00e0 l\u0129nh v\u1ef1c thanh to\u00e1n qua di \u0111\u1ed9ng\u2026<\/span><\/p>\n

\u00d0\u00e2y l\u00e0 l\u00fd do ch\u00fang t\u00f4i mu\u1ed1n mang t\u1edbi th\u1ecb tr\u01b0\u1eddng nh\u1eefng s\u00e1ng ki\u1ebfn \u0111\u1eb7c bi\u1ec7t nh\u01b0 l\u00e0 Start Path, ch\u01b0\u01a1ng tr\u00ecnh g\u1eafn v\u1edbi kh\u1edfi nghi\u1ec7p c\u1ee7a Mastercard d\u00e0nh cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p v\u00e0 Fintech Express, ch\u01b0\u01a1ng tr\u00ecnh t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho Fintech t\u0103ng t\u1ed1c ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

Nh\u1eefng s\u00e1ng ki\u1ebfn nh\u01b0 v\u1eady s\u1ebd gi\u00fap th\u00fac \u0111\u1ea9y t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng c\u1ee7a c\u00e1c c\u00f4ng ty Fintech, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00f4ng ty nh\u1ecf.<\/span><\/p>\n

Trong b\u1ee9c tranh chung c\u1ee7a khu v\u1ef1c, ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng c\u1ee7a thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o? Li\u1ec7u c\u00f3 b\u00e0i h\u1ecdc n\u00e0o t\u1eeb c\u00e1c th\u1ecb tr\u01b0\u1eddng \u0111i tr\u01b0\u1edbc m\u00e0 Vi\u1ec7t Nam c\u00f3 th\u1ec3 tham kh\u1ea3o?<\/strong><\/em><\/span><\/p>\n

Vi\u1ec7t Nam l\u00e0 th\u1ecb tr\u01b0\u1eddng r\u1ea5t h\u1ea5p d\u1eabn. Ch\u1ec9 c\u1ea7n nh\u00ecn nh\u1eefng con s\u1ed1 d\u01b0\u1edbi \u0111\u00e2y, r\u1ea5t d\u1ec5 hi\u1ec3u t\u1ea1i sao c\u00e1c doanh nghi\u1ec7p l\u1ea1i c\u1ea3m th\u1ea5y k\u00edch th\u00edch khi tham gia th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

T\u00ednh t\u1edbi th\u00e1ng 9\/2019, \u0111\u00e3 c\u00f3 59 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng Internet t\u1ea1i Vi\u1ec7t Nam. Theo GlobalWebIndex, 78% ng\u01b0\u1eddi d\u00f9ng Internet t\u1ea1i Vi\u1ec7t Nam c\u00f3 \u0111\u1ed9 tu\u1ed5i t\u1eeb 16 – 64 \u0111\u00e3 t\u1eebng mua s\u1eafm online. N\u0103m 2018, ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t Nam chi ti\u00eau g\u1ea7n 6 t\u1ef7 USD khi mua h\u00e0ng qua m\u1ea1ng.<\/span><\/p>\n

Th\u1ecb tr\u01b0\u1eddng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed Vi\u1ec7t Nam \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd tr\u1edf th\u00e0nh th\u1ecb tr\u01b0\u1eddng l\u1edbn th\u1ee9 hai t\u1ea1i \u00d0\u00f4ng Nam \u00c1, ch\u1ec9 sau Indonesia trong 6 n\u0103m t\u1edbi.<\/span><\/p>\n

Theo V\u1ee5 Thanh to\u00e1n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, giao d\u1ecbch qua \u1ee9ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i n\u0103m 2018 \u0111\u00e3 t\u0103ng 126%, trong khi qua v\u00ed \u0111i\u1ec7n t\u1eed t\u0103ng 161%. \u00d0\u00e2y l\u00e0 b\u01b0\u1edbc t\u0103ng tr\u01b0\u1edfng r\u1ea5t \u1ea5n t\u01b0\u1ee3ng.<\/span><\/p>\n

\u00d0\u00e1ng ch\u00fa \u00fd, Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p c\u1ed5 v\u0169 ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed, bao g\u1ed3m th\u1ebb, v\u00ed \u0111i\u1ec7n t\u1eed, \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng v\u00e0 Internet Banking.<\/span><\/p>\n

Nh\u1eefng ch\u00ednh s\u00e1ch n\u00e0y, c\u00f9ng v\u1edbi vi\u1ec7c Inernet ph\u00e1t tri\u1ec3n, di \u0111\u1ed9ng th\u00f4ng minh ph\u1ed5 c\u1eadp t\u1ea1i khu v\u1ef1c th\u00e0nh th\u1ecb, thu nh\u1eadp v\u00e0 ti\u00eau d\u00f9ng gia t\u0103ng, s\u1ef1 t\u0103ng tr\u01b0\u1edfng c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed\u2026 \u0111\u00e3 t\u1ea1o n\u00ean n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc \u0111\u1ec3 gi\u00fap vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed ph\u00e1t tri\u1ec3n h\u01a1n n\u1eefa t\u1ea1i \u0111\u00e2y.<\/span><\/p>\n

Tuy nhi\u00ean, b\u1ea5t ch\u1ea5p nh\u1eefng n\u1ed7 l\u1ef1c k\u1ec3 tr\u00ean, ti\u1ec1n m\u1eb7t v\u1eabn \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng b\u1edfi ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 doanh nghi\u1ec7p, nh\u1ea5t l\u00e0 trong c\u00e1c giao d\u1ecbch th\u01b0\u1eddng ng\u00e0y.<\/span><\/p>\n

\u00d0\u1ec3 v\u01b0\u1ee3t qua \u0111i\u1ec1u n\u00e0y, c\u1ea7n thi\u1ebft ph\u1ea3i \u0111\u1ecbnh h\u01b0\u1edbng l\u1ea1i ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 vi\u1ec7c n\u00ean s\u1eed d\u1ee5ng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t v\u00e0 nh\u1eefng l\u1ee3i \u00edch thi\u1ebft th\u1ef1c.<\/span><\/p>\n

Ng\u01b0\u1eddi d\u00f9ng c\u1ea7n bi\u1ebft c\u00e1ch s\u1eed d\u1ee5ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 t\u1ea1i sao ph\u01b0\u01a1ng ph\u00e1p n\u00e0y an to\u00e0n, hi\u1ec7u qu\u1ea3 h\u01a1n d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng c\u1ea7n ph\u00e1t tri\u1ec3n c\u00e1c c\u00f4ng ngh\u1ec7 thanh to\u00e1n \u0111\u1ec3 gi\u00fap \u0111\u1ee1 c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng, c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c ph\u01b0\u01a1ng ph\u00e1p thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i d\u00e0nh cho \u0111\u1ed1i t\u01b0\u1ee3ng sinh s\u1ed1ng t\u1ea1i c\u00e1c khu v\u1ef1c c\u00e1ch bi\u1ec7t, xa x\u00f4i.<\/span><\/p>\n

Ch\u00fang t\u00f4i kh\u00f4ng h\u1ec1 nghi ng\u1edd vi\u1ec7c Vi\u1ec7t Nam s\u1ebd s\u1edbm tr\u1edf th\u00e0nh qu\u1ed1c gia kh\u00f4ng s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t. \u00d0\u00f3 l\u00e0 l\u00fd do Mastercard \u0111ang t\u00edch c\u1ef1c h\u1ee3p t\u00e1c v\u1edbi Ch\u00ednh ph\u1ee7 v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c – ng\u00e2n h\u00e0ng, Fintech, doanh nghi\u1ec7p nh\u1eb1m c\u1ea3i thi\u1ec7n c\u00e1c l\u1ef1a ch\u1ecdn v\u1edbi thanh to\u00e1n \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

\u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a \u00f4ng Safdar Khan, th\u00e0nh vi\u00ean k\u1ef3 c\u1ef1u c\u1ee7a Mastercard, ng\u01b0\u1eddi v\u1eeba ti\u1ebfp nh\u1eadn vai tr\u00f2 Ch\u1ee7 t\u1ecbch ph\u1ee5 tr\u00e1ch c\u00e1c th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 c\u1ee7a t\u1eadp \u0111o\u00e0n n\u00e0y. Theo Nikkei, t\u1ea1i ch\u00e2u \u00c1, trong cu\u1ed9c chi\u1ebfn thanh to\u00e1n \u0111i\u1ec7n t\u1eed, Visa v\u00e0 Mastercard \u0111ang \u0111\u1ed1i<\/p>","protected":false},"author":4,"featured_media":918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1120"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1120"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1120\/revisions"}],"predecessor-version":[{"id":1121,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1120\/revisions\/1121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/918"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}