{"id":1123,"date":"2020-04-03T09:55:24","date_gmt":"2020-04-03T02:55:24","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1123"},"modified":"2020-04-03T09:55:24","modified_gmt":"2020-04-03T02:55:24","slug":"the-chip-chuan-emv-tong-quan-nhung-dieu-can-biet","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/the-chip-chuan-emv-tong-quan-nhung-dieu-can-biet\/","title":{"rendered":"Th\u1ebb chip chu\u1ea9n EMV: T\u1ed5ng quan nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft"},"content":{"rendered":"

Th\u1ebb ATM s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 chip \u0111i\u1ec7n t\u1eed k\u1ebft n\u1ed1i thanh to\u00e1n chu\u1ea9n EMV \u0111\u00e3 ch\u00ednh th\u1ee9c ra m\u1eaft t\u1ea1i 7 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i Vi\u1ec7t Nam. \u0110\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ecdc s\u1eed d\u1ee5ng thu\u1eadn ti\u1ec7n, an to\u00e0n, thoibaonganhang.vn gi\u1edbi thi\u1ec7u m\u1ed9t s\u1ed1 th\u00f4ng tin v\u00e0 nh\u1eefng l\u01b0u \u00fd \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m n\u00e0y.<\/span><\/p>\n

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C\u00f4ng ngh\u1ec7 c\u1ee7a th\u1ebb chip Vi\u1ec7t<\/strong><\/span><\/p>\n

Th\u1ebb chip l\u00e0 lo\u1ea1i th\u1ebb m\u00e0 tr\u00ean th\u1ebb c\u00f3 g\u1eafn chip \u0111i\u1ec7n t\u1eed. C\u00f4ng ngh\u1ec7 n\u00e0y cho ph\u00e9p th\u1ebb c\u00f3 kh\u1ea3 n\u0103ng l\u01b0u tr\u1eef th\u00f4ng tin quan tr\u1ecdng \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a v\u00e0 ch\u1ec9 \u0111\u01b0\u1ee3c gi\u1ea3i m\u00e3 qua ph\u1ea7n m\u1ec1m ki\u1ec3m so\u00e1t, \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p \u0111\u1ec3 gi\u1ea3i m\u00e3 th\u00f4ng tin trong th\u1ebb.<\/span><\/p>\n

Th\u1ef1c t\u1ebf nh\u1eefng chi\u1ebfc th\u1ebb chip \u0111\u1ea7u ti\u00ean ra \u0111\u1eddi v\u00e0o n\u0103m 1990, nh\u01b0ng do gi\u00e1 th\u00e0nh cao n\u00ean m\u00e3i \u0111\u1ebfn n\u0103m 2000, khi c\u00f4ng ngh\u1ec7 ch\u1ebf t\u1ea1o chip \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n l\u00e0m gi\u00e1 th\u00e0nh h\u1ea1 th\u1ea5p h\u01a1n, th\u1ebb chip m\u1edbi tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn t\u1ea1i c\u00e1c qu\u1ed1c gia, v\u00f9ng l\u00e3nh th\u1ed5 ch\u00e2u \u00c2u, \u0110\u00e0i Loan, Malaysia\u2026<\/span><\/p>\n

Quy tr\u00ecnh x\u1eed l\u00ed c\u00f4ng ngh\u1ec7 th\u1ebb chip hi\u1ec7n t\u1ea1i m\u00e0 ng\u00e0nh Ng\u00e2n h\u00e0ng v\u00e0 h\u1ec7 th\u1ed1ng k\u1ebft n\u1ed1i thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam \u0111ang tri\u1ec3n khai l\u00e0 theo chu\u1ea9n qu\u1ed1c t\u1ebf EMV.<\/span><\/p>\n

EMV l\u00e0 vi\u1ebft t\u1eaft c\u1ee7a Europay, MasterCard, Visa, l\u00e0 ba t\u1ed5 ch\u1ee9c \u0111\u00e3 ph\u00e1t tri\u1ec3n v\u00e0 thi\u1ebft l\u1eadp EMV th\u00e0nh ti\u00eau chu\u1ea9n to\u00e0n c\u1ea7u cho c\u00e1c giao d\u1ecbch t\u00edn d\u1ee5ng v\u00e0 ghi n\u1ee3 d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 chip.<\/span><\/p>\n

EMV \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn nh\u01b0 l\u00e0 chu\u1ea9n m\u1ef1c th\u1ebb chip c\u1ee7a ch\u00e2u \u00c2u, \u0111\u01b0\u1ee3c c\u00e1c “\u0111\u1ea1i gia” v\u1ec1 th\u1ebb tr\u00ean th\u1ebf gi\u1edbi nh\u01b0 Visa, MasterCard, JCB, Union Pay th\u1eeba nh\u1eadn v\u00e0 tri\u1ec3n khai trong h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh.<\/span><\/p>\n

C\u00e1c lo\u1ea1i th\u1ebb chip<\/strong><\/span><\/p>\n

Hi\u1ec7n t\u1ea1i, ph\u1ee5 thu\u1ed9c v\u00e0o c\u00f4ng ngh\u1ec7 chip \u0111\u01b0\u1ee3c g\u1eafn trong c\u00e1c th\u1ebb, c\u00f3 th\u1ec3 chia th\u00e0nh 2 lo\u1ea1i th\u1ebb chip c\u01a1 b\u1ea3n: th\u1ebb c\u00f3 ti\u1ebfp x\u00fac v\u00e0 th\u1ebb kh\u00f4ng ti\u1ebfp x\u00fac.<\/span><\/p>\n

Th\u1ebb chip c\u00f3 ti\u1ebfp x\u00fac<\/strong><\/em><\/span><\/p>\n

L\u00e0 lo\u1ea1i th\u1ebb chip m\u00e0 mu\u1ed1n ghi, x\u00f3a ho\u1eb7c truy xu\u1ea5t d\u1eef li\u1ec7u tr\u00ean th\u1ebb th\u00ec th\u1ebb ph\u1ea3i c\u00f3 ti\u1ebfp x\u00fac v\u1eadt l\u00fd gi\u1eefa th\u1ebb v\u00e0 thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb, t\u1ee9c l\u00e0 th\u1ebb ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1eb7t v\u00e0o khe th\u1ebb tr\u00ean \u0111\u1ea7u \u0111\u1ecdc th\u1ebb.<\/span><\/p>\n

\u01afu \u0111i\u1ec3m lo\u1ea1i th\u1ebb n\u00e0y l\u00e0 \u0111\u1ed9 b\u1ea3o m\u1eadt t\u1ed1t h\u01a1n lo\u1ea1i th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac nh\u01b0ng thao t\u00e1c ch\u1eadm.<\/span><\/p>\n

Th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac<\/strong><\/em><\/span><\/p>\n

L\u00e0 lo\u1ea1i th\u1ebb chip c\u00f3 g\u1eafn m\u1ed9t \u0103ng-ten ch\u1ea1y \u1ea9n v\u00f2ng quanh th\u00e2n th\u1ebb, cho ph\u00e9p chip c\u00f3 th\u1ec3 giao ti\u1ebfp \u0111\u01b0\u1ee3c v\u1edbi \u0111\u1ea7u \u0111\u1ecdc th\u1ebb trong ph\u1ea1m vi \u0111\u1ecdc th\u1ebb (kho\u1ea3ng t\u1eeb 2-10 cm) thay v\u00ec ph\u1ea3i n\u1ea1p v\u00e0o thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb.<\/span><\/p>\n

Nh\u1edd t\u00ednh n\u0103ng kh\u00f4ng ti\u1ebfp x\u00fac, th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u00e1p \u1ee9ng c\u00e1c nhu c\u1ea7u v\u1ec1 ti\u1ec7n l\u1ee3i v\u00e0 nhanh ch\u00f3ng. T\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd c\u1ee7a th\u1ebb kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 cao h\u01a1n so v\u1edbi c\u00e1c th\u1ebb ti\u1ebfp x\u00fac. V\u00ec v\u1eady, th\u1ebb kh\u00f4ng ti\u1ebfp x\u00fac th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng t\u1ea1i nh\u1eefng n\u01a1i c\u1ea7n ph\u1ea3i x\u1eed l\u00fd nhanh\u2026<\/span><\/p>\n

B\u1ea3o m\u1eadt<\/strong><\/span><\/p>\n

Th\u1ebb chip v\u1edbi c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt hi\u1ec7n \u0111\u1ea1i s\u1ebd tr\u1edf n\u00ean g\u1ea7n nh\u01b0 an to\u00e0n tuy\u1ec7t \u0111\u1ed1i. Chu\u1ea9n EMV gi\u00fap t\u1ed1i \u0111a ho\u00e1 an ninh v\u00e0 kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c to\u00e0n c\u1ea7u \u0111\u1ec3 c\u00e1c d\u00f2ng th\u1ebb qu\u1ed1c t\u1ebf \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn tr\u00ean kh\u1eafp th\u1ebf gi\u1edbi.<\/span><\/p>\n

Theo ph\u00e2n t\u00edch c\u1ee7a “\u0111\u1ea1i gia” th\u1ebb Visa, th\u1ebb chip v\u1edbi c\u00f4ng ngh\u1ec7 g\u1eafn microchip, khi \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p v\u1edbi s\u1ed1 nh\u1eadn d\u1ea1ng c\u00e1 nh\u00e2n (PIN) \u0111\u00e3 tr\u1edf th\u00e0nh gi\u1ea3i ph\u00e1p ch\u1ed1ng gi\u1ea3 m\u1ea1o, gian l\u1eadn khi th\u1ebb b\u1ecb th\u1ea5t l\u1ea1c ho\u1eb7c b\u1ecb \u0111\u00e1nh c\u1eafp. C\u00f4ng ngh\u1ec7 c\u1ee7a th\u1ebb chip c\u0169ng ng\u0103n kh\u00f4ng cho th\u1ebb b\u1ecb l\u00e0m gi\u1ea3 c\u1ed9ng v\u1edbi y\u1ebfu t\u1ed1 m\u00e3 PIN x\u00e1c nh\u1eadn ch\u1ee7 s\u1edf h\u1eefu duy nh\u1ea5t.<\/span><\/p>\n

Khi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng t\u1ea1i m\u1ed9t \u0111i\u1ec3m giao d\u1ecbch b\u00e1n h\u00e0ng, tin nh\u1eafn x\u00e1c nh\u1eadn giao d\u1ecbch \u0111\u01b0\u1ee3c g\u1eedi t\u1edbi \u0111\u1ec3 x\u00e1c nh\u1eadn s\u1ebd kh\u00f4ng ch\u1ee9a b\u1ea5t k\u1ef3 d\u1eef li\u1ec7u n\u00e0o c\u00f3 th\u1ec3 b\u1ecb s\u1eed d\u1ee5ng \u0111\u1ec3 gi\u1ea3 m\u1ea1o chip ho\u1eb7c th\u1ef1c hi\u1ec7n giao d\u1ecbch tr\u00e1i ph\u00e9p b\u1eb1ng c\u00e1ch d\u00f9ng l\u1ea1i nh\u1eefng d\u1eef li\u1ec7u thu \u0111\u01b0\u1ee3c t\u1eeb giao d\u1ecbch tr\u01b0\u1edbc.<\/span><\/p>\n

\u0110\u1eb7c bi\u1ec7t, \u0111\u1ed1i v\u1edbi c\u00e1c du kh\u00e1ch tr\u00ean th\u1ebf gi\u1edbi, khi du l\u1ecbch \u0111\u00f3 \u0111\u00e2y, vi\u1ec7c ph\u1ea3i thanh to\u00e1n nhi\u1ec1u n\u01a1i, nhi\u1ec1u \u0111i\u1ec3m l\u00e0 t\u1ea5t y\u1ebfu. V\u00e0 trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 th\u1ebb \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh c\u00e0i \u0111\u1eb7t l\u00e0 “th\u1ebb \u01b0u ti\u00ean s\u1eed d\u1ee5ng PIN” th\u00ec lu\u00f4n lu\u00f4n ph\u1ea3i s\u1eed d\u1ee5ng m\u00e3 PIN khi thanh to\u00e1n nh\u1eb1m x\u00e1c minh ch\u1ee7 giao d\u1ecbch th\u1ef1c s\u1ef1. Nh\u1edd \u0111\u00f3, t\u00ednh an to\u00e0n tr\u1edf n\u00ean v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t kh\u00e1c.<\/span><\/p>\n

Nh\u01b0 v\u1eady, vi\u1ec7c thay th\u1ebf th\u1ebb t\u1eeb b\u1eb1ng th\u1ebb ch\u00edp EMV s\u1ebd \u0111\u1ea3m b\u1ea3o an to\u00e0n h\u01a1n cho ch\u1ee7 th\u1ebb, tr\u00e1nh nh\u1eefng ho\u1ea1t \u0111\u1ed9ng gi\u1ea3 m\u1ea1o g\u00e2y thi\u1ec7t h\u1ea1i cho kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng.<\/span><\/p>\n

Nh\u1eefng \u1ee9ng d\u1ee5ng h\u1eefu \u00edch t\u00edch h\u1ee3p v\u1edbi th\u1ebb chip<\/strong><\/span><\/p>\n

Vi\u1ec7c g\u1eafn ch\u00edp cho th\u1ebb ATM c\u0169ng gi\u00fap th\u1ebb c\u00f3 th\u1ec3 l\u01b0u tr\u1eef \u0111\u01b0\u1ee3c m\u1ed9t l\u01b0\u1ee3ng th\u00f4ng tin l\u1edbn c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu. Ch\u00ednh v\u00ec l\u1ebd \u0111\u00f3 m\u00e0 t\u00ednh \u1ee9ng d\u1ee5ng c\u1ee7a th\u1ebb ch\u00edp s\u1ebd \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng h\u01a1n, nh\u01b0 h\u1ed7 tr\u1ee3 thanh to\u00e1n trong giao th\u00f4ng, th\u00e0nh ph\u1ed1 th\u00f4ng minh, tr\u1ea1m thu ph\u00ed t\u1ef1 \u0111\u1ed9ng v\u00e0 tr\u1ea1m thu ph\u00ed \u0111\u1ed7 xe v\u00e0 c\u00e1c thanh to\u00e1n gi\u00e1 tr\u1ecb th\u1ea5p t\u1ea1i c\u00e1c \u0111\u01a1n v\u1ecb b\u00e1n l\u1ebb\u2026 gia t\u0103ng s\u1ef1 ti\u1ec7n l\u1ee3i cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

\u00d4ng Ph\u1ea1m Ti\u1ebfn D\u0169ng, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, cho bi\u1ebft th\u00eam, th\u1ebb c\u00f4ng ngh\u1ec7 chip n\u1ed9i \u0111\u1ecba v\u1edbi chu\u1ea9n EMV \u0111\u01b0\u1ee3c tri\u1ec3n khai c\u00f2n cho ph\u00e9p l\u01b0u tr\u1eef d\u1eef li\u1ec7u r\u1ea5t l\u1edbn v\u1ec1 th\u00f4ng tin c\u00e1 nh\u00e2n ng\u01b0\u1eddi d\u00f9ng, nh\u01b0 th\u00f4ng tin b\u1ea3o hi\u1ec3m, y t\u1ebf, giao th\u00f4ng\u2026 Th\u1ef1c t\u1ebf, m\u1ed9t s\u1ed1 n\u01b0\u1edbc \u0111\u00e3 t\u00edch h\u1ee3p \u0111a \u1ee9ng d\u1ee5ng tr\u00ean con chip.<\/span><\/p>\n

Singapore m\u1ed9t qu\u1ed1c gia \u0111\u00e3 \u00e1p d\u1ee5ng ti\u00eau chu\u1ea9n EMV Dual Interface v\u00e0 b\u1eaft \u0111\u1ea7u ph\u00e1t h\u00e0nh v\u00e0o n\u0103m 2017. Ng\u00e0y 20\/3\/2017, MasterCard tri\u1ec3n khai th\u1eed nghi\u1ec7m th\u1ebb EMV Dual Interface tr\u00ean c\u00e1c tuy\u1ebfn xe bus v\u00e0 MRT, s\u1ed1 li\u1ec7u ghi nh\u1eadn t\u1edbi 30\/11\/2018 c\u00f3 x\u1ea5p x\u1ec9 26.000.000 l\u01b0\u1ee3t chuy\u1ebfn s\u1eed d\u1ee5ng th\u1ebb chip, trung b\u00ecnh 50.000 chuy\u1ebfn\/ng\u00e0y. Nh\u1edd t\u00edch h\u1ee3p kh\u1ea3 n\u0103ng thanh to\u00e1n ng\u00e2n h\u00e0ng v\u00e0 thanh to\u00e1n giao th\u00f4ng tr\u00ean c\u00f9ng 1 th\u1ebb chip n\u00ean r\u1ea5t ti\u1ebft ki\u1ec7m chi ph\u00ed.<\/span><\/p>\n

M\u1ed9t s\u1ed1 qu\u1ed1c gia nh\u01b0 Malaysia, \u1ea4n \u0110\u1ed9, Trung Qu\u1ed1c\u2026 \u0111\u00e3 r\u1ea5t th\u00e0nh c\u00f4ng trong x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh National Common Mobility Card (NCMC) \u0111\u1ec3 thanh to\u00e1n trong giao th\u00f4ng c\u0169ng nh\u01b0 trong b\u00e1n l\u1ebb. S\u1ea3n ph\u1ea9m th\u1ebb t\u00edch h\u1ee3p th\u1ebb EMV Open Loop v\u1edbi h\u00ecnh th\u1ee9c store – valued (th\u1ebb nh\u1ef1a \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a v\u1edbi gi\u00e1 tr\u1ecb b\u1eb1ng ti\u1ec1n tr\u00ean m\u1ed9t d\u1ea3i t\u1eeb t\u00ednh)<\/span><\/p>\n

VietinBank l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng \u0111i \u0111\u1ea7u v\u1ec1 tri\u1ec3n khai th\u1ebb chip. Chia s\u1ebb v\u1ec1 nh\u1eefng k\u1ef3 v\u1ecdng trong vi\u1ec7c \u1ee9ng d\u1ee5ng th\u1ebb chip trong t\u01b0\u01a1ng lai, \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c VietinBank, cho bi\u1ebft trong t\u01b0\u01a1ng lai th\u1ebb ng\u00e2n h\u00e0ng c\u00f4ng ngh\u1ec7 ch\u00edp c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1eadn d\u1ee5ng l\u00e0m th\u1ebb h\u1ecdc sinh, th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf, th\u1ebb b\u1ec7nh vi\u1ec7n… \u0110\u00e2y l\u00e0 xu h\u01b0\u1edbng trong k\u1ef7 nguy\u00ean m\u1edbi khi ch\u00fang ta t\u1eadn d\u1ee5ng ngu\u1ed3n t\u00e0i nguy\u00ean l\u1edbn n\u00e0y.<\/span><\/p>\n

“\u0110\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c c\u1ea7n s\u1ef1 trao \u0111\u1ed5i, \u0111\u1ed3ng b\u1ed9, chu\u1ea9n h\u00f3a th\u00f4ng tin c\u1ee7a c\u00e1c b\u1ed9, ban, ng\u00e0nh. Ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111i b\u01b0\u1edbc \u0111\u1ea7u l\u00e0 ph\u00e1t h\u00e0nh th\u1ebb chip, t\u1eeb \u0111\u00f3 c\u1ea7n \u0111\u1ec3 th\u1ebb \u0111\u01b0\u1ee3c d\u00f9ng nhi\u1ec1u h\u01a1n, kh\u00f4ng ch\u1ec9 thanh to\u00e1n trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng”, \u00f4ng L\u00e2n n\u00f3i.<\/span><\/p>\n

M\u1ed9t s\u1ed1\u00a0l\u01b0u \u00fd \u0111\u1ec3 s\u1eed d\u1ee5ng an to\u00e0n<\/strong><\/span><\/p>\n

\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng, c\u00e1c k\u1ef9 n\u0103ng s\u1eed d\u1ee5ng an to\u00e0n trong thanh to\u00e1n b\u1eb1ng th\u1ebb l\u00e0 v\u00f4 c\u00f9ng quan trong \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m cho t\u00e0i kho\u1ea3n v\u00e0 th\u00f4ng tin th\u1ebb kh\u00f4ng b\u1ecb k\u1ebb gian khai th\u00e1c, g\u00e2y thi\u1ec7t h\u1ea1i. Sau \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 nguy\u00ean t\u1eafc \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n khi s\u1eed d\u1ee5ng.<\/span><\/p>\n

1. Ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng n\u00ean ghi m\u1eadt kh\u1ea9u (m\u00e3 PIN) ra gi\u1ea5y, s\u1ed5 tay ho\u1eb7c l\u01b0u tr\u00ean \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng, ti\u1ebft l\u1ed9 m\u1eadt kh\u1ea9u hay cho ng\u01b0\u1eddi kh\u00e1c m\u01b0\u1ee3n th\u1ebb. Kh\u00f4ng n\u00ean \u0111\u1eb7t m\u1eadt kh\u1ea9u b\u1eb1ng c\u00e1c s\u1ed1 d\u1ec5 \u0111o\u00e1n nh\u01b0 ng\u00e0y sinh, s\u1ed1 ch\u1ee9ng minh nh\u00e2n d\u00e2n, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, bi\u1ec3n s\u1ed1 xe\u2026<\/span><\/p>\n

2. Khi r\u00fat ti\u1ec1n, ng\u01b0\u1eddi s\u1eed d\u1ee5ng ph\u1ea3i d\u00f9ng tay che ch\u1eafn \u0111\u1ec3 tr\u00e1nh l\u1ed9 m\u00e3 PIN, sau khi r\u00fat ti\u1ec1n xong, kh\u00e1ch h\u00e0ng n\u00ean ki\u1ec3m tra \u0111\u00e3 l\u1ea5y th\u1ebb v\u00e0 ti\u1ec1n ch\u01b0a, ch\u1edd th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 giao d\u1ecbch ho\u00e0n t\u1ea5t tr\u01b0\u1edbc khi r\u1eddi \u0111i.<\/span><\/p>\n

3. Trong l\u00fac mua s\u1eafm, thanh to\u00e1n ti\u1ec1n b\u1eb1ng th\u1ebb t\u1ea1i c\u00e1c si\u00eau th\u1ecb, nh\u00e0 h\u00e0ng, kh\u00e1ch s\u1ea1n, c\u1eeda h\u00e0ng\u2026 c\u1ea7n ph\u1ea3i ch\u00fa \u00fd quan s\u00e1t ng\u01b0\u1eddi c\u1ea7m th\u1ebb (nh\u00e2n vi\u00ean thu ng\u00e2n), tr\u00e1nh th\u00f4ng tin b\u1ecb \u0111\u00e1nh c\u1eafp.<\/span><\/p>\n

4. Ch\u1ee7 th\u1ebb n\u00ean s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 b\u00e1o giao d\u1ecbch t\u1ef1 \u0111\u1ed9ng v\u00e0 th\u00f4ng b\u00e1o s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n qua tin nh\u1eafn \u0111\u1ec3 n\u1eafm \u0111\u01b0\u1ee3c c\u00e1c ph\u00e1t sinh giao d\u1ecbch c\u1ee7a m\u00ecnh, ph\u00e1t hi\u1ec7n nh\u1eefng ph\u00e1t sinh giao d\u1ecbch \u0111\u00e1ng ng\u1edd \u0111\u1ec3 k\u1ecbp th\u1eddi x\u1eed l\u00fd.<\/span><\/p>\n

5. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may x\u1ea3y ra r\u1ee7i ro m\u1ea5t ti\u1ec1n trong t\u00e0i kho\u1ea3n th\u1ebb m\u00e0 ch\u01b0a r\u00f5 nguy\u00ean nh\u00e2n, ng\u01b0\u1eddi s\u1eed d\u1ee5ng n\u00ean li\u00ean h\u1ec7 ng\u00e0y v\u1edbi ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh y\u00eau c\u1ea7u kh\u00f3a th\u1ebb v\u00e0 ph\u1ed1i h\u1ee3p v\u1edbi ng\u00e2n h\u00e0ng cung c\u1ea5p c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ec3 c\u00e1c \u0111\u01a1n v\u1ecb ch\u1ee9c n\u0103ng h\u01b0\u1edbng d\u1eabn v\u00e0 h\u1ed7 tr\u1ee3 gi\u1ea3i quy\u1ebft.<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Th\u1ebb ATM s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 chip \u0111i\u1ec7n t\u1eed k\u1ebft n\u1ed1i thanh to\u00e1n chu\u1ea9n EMV \u0111\u00e3 ch\u00ednh th\u1ee9c ra m\u1eaft t\u1ea1i 7 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i Vi\u1ec7t Nam. \u0110\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ecdc s\u1eed d\u1ee5ng thu\u1eadn ti\u1ec7n, an to\u00e0n, thoibaonganhang.vn gi\u1edbi thi\u1ec7u m\u1ed9t s\u1ed1 th\u00f4ng tin v\u00e0 nh\u1eefng l\u01b0u \u00fd \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m n\u00e0y.<\/p>","protected":false},"author":4,"featured_media":1124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1123"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1123"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1123\/revisions"}],"predecessor-version":[{"id":1126,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1123\/revisions\/1126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1124"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}