{"id":1289,"date":"2020-04-29T10:35:40","date_gmt":"2020-04-29T03:35:40","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1289"},"modified":"2020-04-29T10:35:40","modified_gmt":"2020-04-29T03:35:40","slug":"5-nguyen-tac-vang-giup-ban-su-dung-the-atm-an-toan","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/5-nguyen-tac-vang-giup-ban-su-dung-the-atm-an-toan\/","title":{"rendered":"5 Nguy\u00ean t\u1eafc v\u00e0ng gi\u00fap b\u1ea1n s\u1eed d\u1ee5ng th\u1ebb ATM an to\u00e0n"},"content":{"rendered":"

\u0110a s\u1ed1 th\u1ebb ATM \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng hi\u1ec7n nay ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 t\u1eeb t\u00ednh. V\u1edbi c\u00f4ng ngh\u1ec7 n\u00e0y, c\u00e1c th\u00f4ng tin th\u1ebb c\u00f3 b\u1ecb \u0111\u1ed9t nh\u1eadp v\u00e0 thay \u0111\u1ed5i m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng…<\/span><\/p>\n

\u1ef1 ra \u0111\u1eddi c\u1ee7a\u00a0ATM<\/a>\u00a0\u0111\u00e3 t\u1ea1o n\u00ean m\u1ed9t b\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 l\u1edbn, thay \u0111\u1ed5i ho\u00e0n to\u00e0n th\u00f3i quen giao d\u1ecbch c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t. \u0110\u1ebfn nay, chi\u1ebfc th\u1ebb ATM \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng c\u1ee5 quen thu\u1ed9c, l\u00e0 “v\u1eadt b\u1ea5t ly th\u00e2n” v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng. T\u00edch h\u1ee3p nh\u1eefng ti\u1ec7n \u00edch c\u1ee7a m\u1ed9t chi\u1ebfc “v\u00ed th\u00f4ng minh”, th\u1ebb ATM c\u0169ng ti\u1ec1m \u1ea9n nh\u1eefng nguy c\u01a1 v\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh n\u1ebfu kh\u00f4ng c\u1ea9n tr\u1ecdng trong s\u1eed d\u1ee5ng.<\/span><\/div>\n
Nh\u1eefng nguy\u00ean t\u1eafc d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n s\u1eed d\u1ee5ng th\u1ebb ATM m\u1ed9t c\u00e1ch an to\u00e0n, \u0111\u1ea3m b\u1ea3o, gi\u1ea3m thi\u1ebfu t\u1ed1i \u0111a thi\u1ec7t h\u1ea1i trong giao d\u1ecbch t\u00e0i ch\u00ednh.<\/span><\/div>\n
1. B\u1ea3o m\u1eadt m\u00e3 PIN\u00a0<\/strong><\/span><\/div>\n
\u0110\u1ed1i v\u1edbi m\u1ed7i th\u1ebb ATM \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, c\u00e1c\u00a0Ng\u00e2n h\u00e0ng<\/a>\u00a0lu\u00f4n khuy\u1ebfn c\u00e1o kh\u00e1ch h\u00e0ng thay \u0111\u1ed5i m\u00e3 PIN v\u00e0 b\u1ea3o m\u1eadt t\u1ed1i \u0111a nh\u1eb1m h\u1ea1n ch\u1ebf nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i. H\u00e3y nh\u1edb lu\u00f4n che b\u00e0n ph\u00edm khi nh\u1eadp m\u00e3 PIN m\u1ed7i l\u1ea7n th\u1ef1c hi\u1ec7n giao d\u1ecbch t\u1ea1i c\u00e2y ATM.<\/span><\/div>\n
\u0110\u1ed3ng th\u1eddi kh\u00f4ng n\u00ean \u0111\u1eb7t m\u00e3 PIN l\u00e0 nh\u1eefng con s\u1ed1 c\u00f3 li\u00ean quan m\u1eadt thi\u1ebft t\u1edbi ch\u1ee7 th\u1ebb hay nh\u1eefng d\u00e3y s\u1ed1 d\u1ec5 nh\u1edb v.v.. n\u1ebfu b\u1ea1n kh\u00f4ng mu\u1ed1n th\u1ebb ng\u00e2n h\u00e0ng c\u1ee7a m\u00ecnh b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin b\u1edfi k\u1ebb x\u1ea5u.<\/span><\/div>\n
2. S\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 th\u00f4ng b\u00e1o s\u1ed1 d\u01b0 qua SMS<\/strong><\/span><\/div>\n
Vi\u1ec7c th\u01b0\u1eddng xuy\u00ean ki\u1ec3m tra s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n c\u0169ng l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 c\u1ea7n thi\u1ebft gi\u00fap b\u1ea1n n\u1eafm \u0111\u01b0\u1ee3c th\u00f4ng tin k\u1ecbp th\u1eddi bi\u1ebfn \u0111\u1ed9ng t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh. D\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng di \u0111\u1ed9ng v\u00e0 c\u00f4ng ngh\u1ec7 s\u1ed1, ch\u00fang ta ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 n\u1eafm \u0111\u01b0\u1ee3c s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n th\u00f4ng qua SMS ho\u1eb7c \u1ee9ng d\u1ee5ng Mobile Banking nhanh ch\u00f3ng, ch\u00ednh x\u00e1c.\u00a0<\/span><\/div>\n
3. Ki\u1ec3m tra k\u1ef9 m\u00e1y ATM tr\u01b0\u1edbc khi giao d\u1ecbch<\/strong><\/span><\/div>\n
Chia s\u1ebb v\u1edbi ph\u00f3ng vi\u00ean v\u1ec1 kinh nghi\u1ec7m c\u1ee7a b\u1ea3n th\u00e2n khi t\u1eebng l\u00e0 n\u1ea1n nh\u00e2n c\u1ee7a nh\u1eefng chi\u00eau tr\u00f2 \u0103n c\u1eafp th\u00f4ng tin t\u1eeb c\u00e2y ATM, ch\u1ecb Minh Thu \u2013 qu\u1eadn Ba \u0110\u00ecnh \u2013 H\u00e0 N\u1ed9i cho bi\u1ebft:\u201cNg\u00e0y tr\u01b0\u1edbc v\u00ec ch\u1ee7 quan n\u00ean t\u00f4i \u0111\u00e3 b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin v\u00e0 m\u1ea5t h\u1ebft ti\u1ec1n trong t\u00e0i kho\u1ea3n m\u00e0 kh\u00f4ng h\u1ec1 hay bi\u1ebft. T\u1eeb \u0111\u00f3 t\u00f4i c\u0169ng ph\u1ea3i c\u1ea9n tr\u1ecdng h\u01a1n, lu\u00f4n quan s\u00e1t k\u1ef9 m\u00e1y ATM tr\u01b0\u1edbc khi giao d\u1ecbch\u201d.\u00a0 \u00a0<\/span><\/div>\n
Kh\u00f4ng ch\u1ec9 ri\u00eang ch\u1ecb Thu, r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 tr\u1edf th\u00e0nh n\u1ea1n nh\u00e2n c\u1ee7a t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao. Th\u1ef1c t\u1ebf cho th\u1ea5y c\u00f3 qu\u00e1 nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n tinh vi, l\u1ee3i d\u1ee5ng k\u1ebd h\u1edf c\u1ee7a c\u00f4ng ngh\u1ec7 \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n th\u00f4ng qua th\u1ebb ATM.<\/span><\/div>\n
\u0110\u1ee9ng tr\u01b0\u1edbc th\u1ef1c tr\u1ea1ng n\u00e0y, nhi\u1ec1u ng\u00e2n h\u00e0ng c\u0169ng \u0111\u01b0a ra l\u1eddi khuy\u00ean cho kh\u00e1ch h\u00e0ng \u0111\u00f3 l\u00e0 n\u00ean quan s\u00e1t k\u1ef9 m\u00e1y ATM tr\u01b0\u1edbc khi giao d\u1ecbch, \u0111\u1eb7c bi\u1ec7t l\u00e0 khe \u0111\u1ecdc th\u1ebb, b\u00e0n ph\u00edm b\u1edfi \u0111\u00e2y l\u00e0 nh\u1eefng v\u1ecb tr\u00ed c\u00f3 nguy c\u01a1 cao b\u1ecb g\u1eafn thi\u1ebft b\u1ecb theo d\u00f5i. N\u1ebfu ph\u00e1t hi\u1ec7n b\u1ea5t k\u00ec d\u1ea5u hi\u1ec7u n\u00e0o kh\u1ea3 nghi h\u00e3y ng\u1eebng giao d\u1ecbch v\u00e0 b\u00e1o cho c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ec3 gi\u1ea3i quy\u1ebft k\u1ecbp th\u1eddi.<\/span><\/div>\n
4. Kh\u00f3a th\u1ebb ngay khi nghi ng\u1edd b\u1ecb l\u1ed9 th\u00f4ng tin<\/strong><\/span><\/div>\n
Ngay khi m\u1ea5t th\u1ebb ho\u1eb7c nghi ng\u1edd c\u00e2y ATM v\u1eeba giao d\u1ecbch b\u1ecb g\u1eafn thi\u1ebft b\u1ecb theo d\u00f5i, b\u1ea1n c\u1ea7n l\u1eadp t\u1ee9c li\u00ean h\u1ec7 v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 kh\u00f3a t\u00e0i kho\u1ea3n. Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 tri\u1ec3n khai d\u1ecbch v\u1ee5 m\u1edf\/kh\u00f3a th\u1ebb tr\u00ean \u1ee9ng d\u1ee5ng Mobile Banking ho\u1eb7c Internet Banking nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng thao t\u00e1c nhanh ch\u00f3ng nh\u1ea5t c\u00f3 th\u1ec3. D\u1ecbch v\u1ee5 n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng kh\u00f3a t\u00e0i kho\u1ea3n m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn ng\u00e2n h\u00e0ng, gi\u00fap h\u1ea1n ch\u1ebf ti\u1ebfp x\u00fac trong giai \u0111o\u1ea1n d\u1ecbch Covid-19 \u0111ang di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p nh\u01b0 hi\u1ec7n nay.<\/span><\/div>\n
5. S\u1eed d\u1ee5ng th\u1ebb chip thay cho th\u1ebb t\u1eeb<\/strong><\/span><\/div>\n
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<\/div>\n<\/div>\n
\u0110a s\u1ed1 th\u1ebb ATM \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng hi\u1ec7n nay ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 t\u1eeb t\u00ednh. V\u1edbi c\u00f4ng ngh\u1ec7 n\u00e0y, c\u00e1c th\u00f4ng tin th\u1ebb c\u00f3 b\u1ecb \u0111\u1ed9t nh\u1eadp v\u00e0 thay \u0111\u1ed5i m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng. Trong khi \u0111\u00f3, th\u1ebb chip n\u1ed9i \u0111\u1ecba b\u1ea3o m\u1eadt theo ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf EMV t\u00edch h\u1ee3p nhi\u1ec1u ti\u1ec7n \u00edch v\u01b0\u1ee3t tr\u1ed9i s\u1ebd l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u nh\u1eb1m gi\u1ea3m thi\u1ec3u kh\u1ea3 n\u0103ng r\u1ee7i ro m\u1ea5t ti\u1ec1n cho kh\u00e1ch h\u00e0ng.<\/span><\/div>\n
V\u1edbi th\u1ebb chip EMV, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i nh\u01b0 c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t cho h\u1ea7u h\u1ebft c\u00e1c l\u0129nh v\u1ef1c nh\u01b0 y t\u1ebf, gi\u00e1o d\u1ee5c, d\u1ecbch v\u1ee5 c\u00f4ng c\u1ed9ng v.v.. mang l\u1ea1i nhi\u1ec1u tr\u1ea3i nghi\u1ec7m m\u1edbi m\u1ebb v\u00e0 s\u1ef1 an t\u00e2m tuy\u1ec7t \u0111\u1ed1i.\u00a0\u00a0<\/span><\/div>\n
\u0110\u1eb7c bi\u1ec7t v\u1edbi t\u00ednh n\u0103ng contactless (kh\u00f4ng ti\u1ebfp x\u00fac), kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 thanh to\u00e1n ch\u1ec9 b\u1eb1ng m\u1ed9t l\u1ea7n ch\u1ea1m th\u1ebb v\u00e0o m\u00e1y POS m\u00e0 kh\u00f4ng c\u1ea7n ti\u1ebfp x\u00fac v\u1edbi nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng khi ph\u1ea3i \u0111\u01b0a th\u1ebb. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t ti\u1ec7n \u00edch \u0111\u1eb7c bi\u1ec7t gi\u00fap ng\u01b0\u1eddi d\u00f9ng h\u1ea1n ch\u1ebf ti\u1ebfp x\u00fac t\u1ed1i \u0111a, gi\u1ea3m thi\u1ec3u s\u1ef1 l\u00e2y lan c\u1ee7a Covid-19 trong c\u1ed9ng \u0111\u1ed3ng \u2013 t\u00ednh n\u0103ng m\u00e0 th\u1ebb t\u1eeb th\u00f4ng th\u01b0\u1eddng kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c.\u00a0 \u00a0<\/span><\/div>\n
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V\u1edbi n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 s\u1ed1 hi\u1ec7n \u0111\u1ea1i, vi\u1ec7c thay th\u1ebf ho\u00e0n to\u00e0n th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i t\u1ea5t y\u1ebfu nh\u1eb1m h\u1ea1n ch\u1ebf r\u1ee7i ro cho kh\u00e1ch h\u00e0ng khi giao d\u1ecbch qua ATM tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng.<\/span><\/div>\n
Trong giai \u0111o\u1ea1n t\u1edbi, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i, \u0111\u1ed3ng b\u1ed9 h\u00f3a 100% th\u1ebb chip tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u b\u1ea3o m\u1eadt th\u00f4ng tin v\u00e0 an to\u00e0n s\u1eed d\u1ee5ng th\u1ebb ATM c\u1ee7a h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng.<\/span><\/div>\n
Ngu\u1ed3n: https:\/\/bizlive.vn\/ngan-hang\/5-nguyen-tac-vang-giup-ban-su-dung-the-atm-an-toan-3542639.html<\/span><\/div>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

\u0110a s\u1ed1 th\u1ebb ATM \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng hi\u1ec7n nay ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 t\u1eeb t\u00ednh. V\u1edbi c\u00f4ng ngh\u1ec7 n\u00e0y, c\u00e1c th\u00f4ng tin th\u1ebb c\u00f3 b\u1ecb \u0111\u1ed9t nh\u1eadp v\u00e0 thay \u0111\u1ed5i m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng… \u1ef1 ra \u0111\u1eddi c\u1ee7a\u00a0ATM\u00a0\u0111\u00e3 t\u1ea1o n\u00ean m\u1ed9t b\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 l\u1edbn, thay \u0111\u1ed5i ho\u00e0n to\u00e0n th\u00f3i quen giao d\u1ecbch<\/p>","protected":false},"author":4,"featured_media":1290,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1289"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1289"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1289\/revisions"}],"predecessor-version":[{"id":1292,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1289\/revisions\/1292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1290"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}