{"id":1310,"date":"2020-05-06T16:59:13","date_gmt":"2020-05-06T09:59:13","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1310"},"modified":"2020-05-06T16:59:13","modified_gmt":"2020-05-06T09:59:13","slug":"ngan-hang-viet-kho-duoc-giam-phi-the-quoc-te","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/ngan-hang-viet-kho-duoc-giam-phi-the-quoc-te\/","title":{"rendered":"Ng\u00e2n h\u00e0ng Vi\u1ec7t kh\u00f3 \u0111\u01b0\u1ee3c gi\u1ea3m ph\u00ed th\u1ebb qu\u1ed1c t\u1ebf"},"content":{"rendered":"
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C\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t \u0111ang \u0111\u1ec1 xu\u1ea5t c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb qu\u1ed1c t\u1ebf nh\u01b0 Visa, MasterCard gi\u1ea3m ph\u00ed th\u1ebb khi doanh thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng n\u00e0y gi\u1ea3m m\u1ea1nh do t\u00e1c \u0111\u1ed9ng c\u1ee7a b\u1ec7nh d\u1ecbch, nh\u01b0ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c gi\u1ea3m ph\u00ed kh\u00f4ng cao.\u00a0<\/span><\/div>\n<\/div>\n
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Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VNBA) cho bi\u1ebft, \u0111\u1ea1i d\u1ecbch Covid-19 di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p, \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam, trong \u0111\u00f3 c\u00f3 ho\u1ea1t \u0111\u1ed9ng th\u1ebb.<\/span><\/p>\n

C\u1ee5 th\u1ec3, t\u00ednh \u0111\u1ebfn th\u00e1ng 3\/2020, doanh s\u1ed1 s\u1eed d\u1ee5ng th\u1ebb trong n\u01b0\u1edbc gi\u1ea3m 21%, doanh s\u1ed1 s\u1eed d\u1ee5ng th\u1ebb t\u1ea1i n\u01b0\u1edbc ngo\u00e0i gi\u1ea3m 28% so v\u1edbi c\u00f9ng k\u1ef3 2019.<\/span><\/p>\n

T\u01b0\u01a1ng t\u1ef1 l\u00e0 m\u1ea3ng thanh to\u00e1n khi doanh s\u1ed1 thanh to\u00e1n th\u1ebb gi\u1ea3m m\u1ea1nh qua c\u00e1c th\u00e1ng, \u0111\u1eb7c bi\u1ec7t trong tu\u1ea7n \u0111\u1ea7u th\u00e1ng 4, m\u1ee9c gi\u1ea3m b\u00ecnh qu\u00e2n l\u00e0 78% so v\u1edbi c\u00f9ng k\u1ef3 v\u00e0 gi\u1ea3m 93% so v\u1edbi th\u00e1ng 3.<\/span><\/p>\n

\u201cT\u1ea1i m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb nh\u01b0 h\u00e0ng kh\u00f4ng, gi\u00e1o d\u1ee5c, du l\u1ecbch l\u1eef h\u00e0nh, kh\u00e1ch s\u1ea1n, doanh s\u1ed1 thanh to\u00e1n trung b\u00ecnh c\u1ee7a th\u1ebb trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i th\u00e1ng 3\/2020 gi\u1ea3m 80% so v\u1edbi th\u00e1ng tr\u01b0\u1edbc v\u00e0 d\u1ef1 ki\u1ebfn ti\u1ebfp t\u1ee5c gi\u1ea3m m\u1ea1nh trong th\u00e1ng 4 v\u00e0 c\u00e1c th\u00e1ng t\u1edbi\u201d, \u00f4ng Nguy\u1ec5n To\u00e0n Th\u1eafng, T\u1ed5ng th\u01b0 k\u00fd VNBA cho bi\u1ebft.<\/span><\/p>\n

Trao \u0111\u1ed5i v\u1edbi B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n, gi\u00e1m \u0111\u1ed1c th\u1ebb m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n cho bi\u1ebft, tr\u00ean th\u1ef1c t\u1ebf, trong m\u1ed9t giao d\u1ecbch th\u1ebb, Visa v\u00e0 MasterCard \u0111ang thu ch\u1ed3ng ch\u00e9o 3-4 lo\u1ea1i ph\u00ed v\u00e0 t\u00ecnh tr\u1ea1ng n\u00e0y di\u1ec5n ra t\u1eeb nhi\u1ec1u n\u0103m nay.<\/span><\/p>\n

Ch\u1eb3ng h\u1ea1n, \u0111\u1ed1i v\u1edbi th\u1ebb do ng\u00e2n h\u00e0ng ngo\u00e0i Vi\u1ec7t Nam ph\u00e1t h\u00e0nh, ph\u00ed \u0111\u01b0\u1ee3c thu tr\u00ean doanh s\u1ed1. C\u1ee5 th\u1ec3, \u0111\u1ed1i v\u1edbi Visa, ph\u00ed thu tr\u00ean doanh s\u1ed1 kh\u00e1c l\u00e0 0,2% (sau thu\u1ebf 0,235%), bao g\u1ed3m ph\u00ed d\u1ecbch v\u1ee5, n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng l\u00e0 0,1% (sau thu\u1ebf l\u00e0 0,115%), ph\u00ed th\u01b0\u01a1ng hi\u1ec7u l\u00e0 0,1% (sau thu\u1ebf l\u00e0 0,12%); c\u00f2n t\u1ea1i MasterCard l\u00e0 ph\u00ed d\u1ecbch v\u1ee5, n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng 0,02% (sau thu\u1ebf 0,023%).<\/span><\/p>\n

Ph\u00ed thu tr\u00ean doanh s\u1ed1 c\u1ee7a giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi so v\u1edbi ph\u00ed thu tr\u00ean doanh s\u1ed1 c\u1ee7a giao d\u1ecbch trong Vi\u1ec7t Nam, Mastercard thu cao g\u1ea5p 30-70 l\u1ea7n, Visa thu cao g\u1ea5p 10-30 l\u1ea7n.<\/span><\/p>\n

\u201c\u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 \u0111\u1ed1i v\u1edbi giao d\u1ecbch \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c chu\u1ea9n chi, ng\u00e2n h\u00e0ng kh\u00f4ng thu \u0111\u01b0\u1ee3c ph\u00ed t\u1eeb \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb (giao d\u1ecbch kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ee7 th\u1ebb thanh to\u00e1n), m\u00e0 v\u1eabn ph\u1ea3i tr\u1ea3 ph\u00ed cho t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf\u201d, v\u1ecb gi\u00e1m \u0111\u1ed1c th\u1ebb tr\u00ean cho bi\u1ebft.<\/span><\/p>\n

Ngo\u00e0i ra, m\u1ee9c ph\u00ed trao \u0111\u1ed5i (interchange) c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng thu cao, n\u00ean c\u00e1c ng\u00e2n h\u00e0ng thanh to\u00e1n ph\u1ea3i thu c\u1ee7a \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb cao t\u01b0\u01a1ng \u1ee9ng.<\/span><\/p>\n

Ph\u00ed interchange ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh t\u1ea1i Vi\u1ec7t Nam thu \u0111\u1ed1i v\u1edbi \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb POS t\u1eeb 0,2-0,3%, \u0111\u1ed1i v\u1edbi \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb tr\u1ef1c tuy\u1ebfn l\u00e0 t\u1eeb 1,15-1,5%.<\/span><\/p>\n

Ph\u00ed ng\u00e2n h\u00e0ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam ph\u1ea3i tr\u1ea3 cho \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb POS v\u00e0 tr\u1ef1c tuy\u1ebfn t\u1eeb 1-1,97% t\u00f9y theo h\u1ea1ng th\u1ebb.<\/span><\/p>\n

D\u01b0\u1edbi t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch Covid-19, doanh s\u1ed1 thanh to\u00e1n s\u1ee5t gi\u1ea3m d\u1eabn \u0111\u1ebfn ng\u00e2n h\u00e0ng thanh to\u00e1n thu kh\u00f4ng \u0111\u1ee7 b\u00f9 chi, nh\u01b0ng v\u1eabn ti\u1ebfp t\u1ee5c ch\u1ecbu chi ph\u00ed \u0111\u1ea7u t\u01b0, b\u1ea3o d\u01b0\u1ee1ng v\u00e0 v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng thanh to\u00e1n, tr\u1ea3 ph\u00ed interchange r\u1ea5t cao cho ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh c\u00f9ng c\u00e1c ph\u00ed kh\u00e1c cho t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf.<\/span><\/p>\n

Tr\u01b0\u1edbc th\u1ef1c t\u1ebf n\u00e0y, VNBA \u0111\u1ec1 ngh\u1ecb mi\u1ec5n v\u00e0 gi\u1ea3m 50% ph\u00ed interchange thu\u1ed9c c\u00e1c \u0111\u01a1n v\u1ecb kinh doanh nh\u01b0 y t\u1ebf, b\u1ec7nh vi\u1ec7n, tr\u01b0\u1eddng h\u1ecdc, kh\u00e1ch s\u1ea1n, nh\u00e0 h\u00e0ng \u0103n u\u1ed1ng…<\/span><\/p>\n

V\u1ec1 l\u00e2u d\u00e0i, VNBA \u0111\u1ec1 ngh\u1ecb Visa v\u00e0 MasterCard gi\u1ea3m 50% ph\u00ed tr\u1ea3 c\u1ed5ng thanh to\u00e1n \u0111\u1ed1i v\u1edbi giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn nh\u1eb1m th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t xu\u1ed1ng m\u1ee9c 0,015 USD\/giao d\u1ecbch.<\/span><\/p>\n

\u0110\u1ed3ng th\u1eddi, \u0111\u01a1n gi\u1ea3n h\u00f3a c\u01a1 ch\u1ebf thu ph\u00ed \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng ph\u00ed ch\u1ed3ng ph\u00ed \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t trong vi\u1ec7c thu ph\u00ed, c\u00f3 ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i \u0111\u1ed1i v\u1edbi giao d\u1ecbch trong n\u01b0\u1edb nh\u1eb1m gi\u1ea3m g\u00e1nh n\u1eb7ng v\u00e0 th\u00fac \u0111\u1ea9y giao d\u1ecbch th\u1ebb n\u01b0\u1edbc ngo\u00e0i\u2026<\/span><\/p>\n

Tr\u1ea3 l\u1eddi B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n v\u1ec1 \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 n\u00e0y, b\u00e0 \u0110\u1eb7ng Tuy\u1ebft Dung, Gi\u00e1m \u0111\u1ed1c Qu\u1ed1c gia Visa Vi\u1ec7t Nam v\u00e0 L\u00e0o cho bi\u1ebft: \u201cVisa hi\u1ec7n \u0111ang x\u00fac ti\u1ebfn trao \u0111\u1ed5i c\u00f9ng c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 \u0111\u1ed1i t\u00e1c to\u00e0n c\u1ea7u \u0111\u1ec3 \u1ee9ng ph\u00f3 v\u1edbi \u1ea3nh h\u01b0\u1edfng c\u1ee7a d\u1ecbch Covid-19. Ch\u00fang t\u00f4i c\u0169ng xem x\u00e9t nhi\u1ec1u kh\u00eda c\u1ea1nh c\u1ee7a m\u00f4 h\u00ecnh kinh doanh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o mang \u0111\u1ebfn cho \u0111\u1ed1i t\u00e1c v\u00e0 c\u1ed9ng \u0111\u1ed3ng nh\u1eefng h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft, t\u1eadp trung v\u00e0o v\u1ea5n \u0111\u1ec1 kh\u1ea9n c\u1ea5p nh\u1ea5t trong ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a \u0111\u1ed1i t\u00e1c\u201d.<\/span><\/p>\n

C\u00f9ng v\u1ea5n \u0111\u1ec1, c\u00e2u h\u1ecfi c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c g\u1eedi t\u1edbi MasterCard, nh\u01b0ng t\u1ed5 ch\u1ee9c n\u00e0y kh\u00f4ng tr\u1ea3 l\u1eddi.<\/span><\/p>\n

Chia s\u1ebb v\u1edbi B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n, gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng s\u1ed1 m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n nh\u1eadn \u0111\u1ecbnh: \u201cC\u00f3 m\u1ed9t th\u1ef1c t\u1ebf l\u00e0, Vi\u1ec7t Nam \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 th\u1ecb tr\u01b0\u1eddng nh\u1ecf v\u00e0 s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf ch\u01b0a r\u00f5 n\u00e9t. \u0110\u1eb7c bi\u1ec7t, th\u00f3i quen d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam v\u1eabn cao h\u01a1n c\u00e1c qu\u1ed1c gia trong khu v\u1ef1c nh\u01b0 Singapore, Malaysia\u2026, n\u00ean h\u1ecd ch\u01b0a \u0111i s\u00e2u v\u00e0o th\u1ecb tr\u01b0\u1eddng. V\u00ec th\u1ebf, kh\u00f3 c\u00f3 th\u1ec3 k\u1ef3 v\u1ecdng v\u00e0o s\u1ef1 h\u1ee9a h\u1eb9n hay h\u1ed7 tr\u1ee3 g\u00ec\u201d.<\/span><\/p>\n

Ngu\u1ed3n: https:\/\/tinnhanhchungkhoan.vn\/ngan-hang\/ngan-hang-viet-kho-duoc-giam-phi-the-quoc-te-325423.html<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

C\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t \u0111ang \u0111\u1ec1 xu\u1ea5t c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb qu\u1ed1c t\u1ebf nh\u01b0 Visa, MasterCard gi\u1ea3m ph\u00ed th\u1ebb khi doanh thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng n\u00e0y gi\u1ea3m m\u1ea1nh do t\u00e1c \u0111\u1ed9ng c\u1ee7a b\u1ec7nh d\u1ecbch, nh\u01b0ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c gi\u1ea3m ph\u00ed kh\u00f4ng cao.\u00a0 Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VNBA) cho bi\u1ebft, \u0111\u1ea1i d\u1ecbch<\/p>","protected":false},"author":4,"featured_media":1311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1310"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1310"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1310\/revisions"}],"predecessor-version":[{"id":1313,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1310\/revisions\/1313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1311"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}