{"id":1321,"date":"2020-05-12T16:09:39","date_gmt":"2020-05-12T09:09:39","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1321"},"modified":"2020-05-12T16:09:39","modified_gmt":"2020-05-12T09:09:39","slug":"giam-phi-the-quoc-te-se-thuc-day-thanh-toan-khong-dung-tien-mat-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/giam-phi-the-quoc-te-se-thuc-day-thanh-toan-khong-dung-tien-mat-tai-viet-nam\/","title":{"rendered":"Gi\u1ea3m ph\u00ed th\u1ebb qu\u1ed1c t\u1ebf s\u1ebd th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"

Theo th\u1ed1ng k\u00ea Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, hi\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang ph\u1ea3i tr\u1ea3 cho Visa, MasterCard t\u1eeb 3 – 4 lo\u1ea1i ph\u00ed tr\u00ean m\u1ed7i giao d\u1ecbch. Th\u1ef1c tr\u1ea1ng \u201cph\u00ed ch\u1ed3ng ph\u00ed\u201d ph\u1ea7n n\u00e0o \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, g\u00e2y c\u1ea3n tr\u1edf qu\u00e1 tr\u00ecnh th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/h2>\n
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Theo th\u1ed1ng k\u00ea, hi\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang ph\u1ea3i tr\u1ea3 cho Visa, MasterCard t\u1eeb 3 – 4 lo\u1ea1i ph\u00ed tr\u00ean m\u1ed7i giao d\u1ecbch. Th\u1ef1c tr\u1ea1ng \u201cph\u00ed ch\u1ed3ng ph\u00ed\u201d ph\u1ea7n n\u00e0o \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, g\u00e2y c\u1ea3n tr\u1edf qu\u00e1 tr\u00ecnh th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

M\u1edbi \u0111\u00e2y, Hi\u1ec7p h\u1ed9i NHVN \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n g\u1eedi Visa v\u00e0 MasterCard – hai t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf chi\u1ebfm th\u1ecb ph\u1ea7n l\u1edbn \u0111\u1ec1 ngh\u1ecb mi\u1ec5n, gi\u1ea3m c\u00e1c lo\u1ea1i ph\u00ed \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/span><\/p>\n

C\u01a1 s\u1edf \u0111\u1ec3 gi\u1ea3m ph\u00ed cho kh\u00e1ch h\u00e0ng<\/strong><\/span><\/p>\n

Th\u1ef1c t\u1ebf, d\u1ecbch COVID-19 di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng r\u1ea5t l\u1edbn \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam, trong \u0111\u00f3 c\u00f3 ho\u1ea1t \u0111\u1ed9ng kinh doanh th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf. \u0110\u1ed1i v\u1edbi m\u1ea3ng ph\u00e1t h\u00e0nh, doanh s\u1ed1 s\u1eed d\u1ee5ng th\u1ebb c\u1ee7a nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 li\u00ean ti\u1ebfp gi\u1ea3m t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay. T\u00ednh \u0111\u1ebfn th\u00e1ng 3\/2020, doanh s\u1ed1 s\u1eed d\u1ee5ng th\u1ebb trong n\u01b0\u1edbc \u0111\u00e3 gi\u1ea3m 21% v\u00e0 doanh s\u1ed1 s\u1eed d\u1ee5ng th\u1ebb t\u1ea1i n\u01b0\u1edbc ngo\u00e0i gi\u1ea3m 28% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2019.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi m\u1ea3ng thanh to\u00e1n, doanh s\u1ed1 thanh to\u00e1n th\u1ebb gi\u1ea3m m\u1ea1nh qua c\u00e1c th\u00e1ng, \u0111\u1eb7c bi\u1ec7t trong tu\u1ea7n \u0111\u1ea7u c\u1ee7a th\u00e1ng 4\/2020. Doanh s\u1ed1 thanh to\u00e1n b\u00ecnh qu\u00e2n gi\u1ea3m 78% so v\u1edbi c\u00f9ng k\u1ef3 v\u00e0 gi\u1ea3m 93% so v\u1edbi th\u00e1ng 3\/2020.<\/span><\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean b\u00e1o Tin t\u1ee9c, \u0111\u1ea1i di\u1ec7n VietinBank chia s\u1ebb: Tr\u01b0\u1edbc di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p c\u1ee7a d\u1ecbch COVID-19 t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng, VietinBank \u0111\u00e3 th\u1ef1c hi\u1ec7n nhi\u1ec1u ch\u00ednh s\u00e1ch mi\u1ec5n, gi\u1ea3m ph\u00ed th\u1ebb li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n. C\u1ee5 th\u1ec3, VietinBank \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi Napas th\u1ef1c hi\u1ec7n mi\u1ec5n, gi\u1ea3m ph\u00ed \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch chuy\u1ec3n kho\u1ea3n tr\u00ean h\u1ec7 th\u1ed1ng iPay. Tuy nhi\u00ean, do \u1ea3nh h\u01b0\u1edfng c\u1ee7a d\u1ecbch COVID-19, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong th\u1eddi \u0111i\u1ec3m c\u00e1ch ly x\u00e3 h\u1ed9i, nhu c\u1ea7u mua s\u1eafm v\u00e0 chi ti\u00eau c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ec1u h\u1ea1n ch\u1ebf do \u0111\u00f3 doanh s\u1ed1 s\u1eed d\u1ee5ng qua th\u1ebb ng\u00e2n h\u00e0ng s\u1ee5t gi\u1ea3m r\u1ea5t m\u1ea1nh.<\/span><\/p>\n

M\u1eb7c d\u00f9 doanh s\u1ed1 ph\u00e1t h\u00e0nh v\u00e0 thanh to\u00e1n th\u1ebb t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam gi\u1ea3m m\u1ea1nh, song Visa v\u00e0 MasterCard v\u1eabn \u0111ang \u00e1p d\u1ee5ng c\u01a1 ch\u1ebf thu ph\u00ed ph\u1ee9c t\u1ea1p, thu qu\u00e1 nhi\u1ec1u lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi m\u1ed9t lo\u1ea1i giao d\u1ecbch.\u00a0<\/span><\/p>\n

Theo th\u00f4ng tin t\u1eeb Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, v\u00ed d\u1ee5 v\u1edbi m\u1ed9t giao d\u1ecbch th\u1ebb, Visa v\u00e0 MasterCard c\u00f3 th\u1ec3 thu c\u00e1c lo\u1ea1i ph\u00ed nh\u01b0: Ph\u00ed c\u1ea5p ph\u00e9p ph\u00ed thanh to\u00e1n, ph\u00ed th\u01b0\u01a1ng hi\u1ec7u, ph\u00ed chi ti\u00eau trong\/ngo\u00e0i Vi\u1ec7t Nam, ph\u00ed d\u1ecbch v\u1ee5… Do m\u1ee9c ph\u00ed cao n\u00ean c\u00e1c ng\u00e2n h\u00e0ng thanh to\u00e1n ph\u1ea3i thu c\u1ee7a \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb cao t\u01b0\u01a1ng \u1ee9ng.\u00a0<\/span><\/p>\n

Khi ch\u1ee7 th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf Visa, MasterCard s\u1eed d\u1ee5ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n, \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb ph\u1ea3i tr\u1ea3 ph\u00ed t\u01b0\u01a1ng \u1ee9ng kho\u1ea3ng 2 – 2,5% gi\u00e1 tr\u1ecb giao d\u1ecbch cho ng\u00e2n h\u00e0ng thanh to\u00e1n. V\u00e0 ch\u00ednh kh\u00e1ch h\u00e0ng l\u00e0 ng\u01b0\u1eddi ch\u1ecbu \u1ea3nh h\u01b0\u1edfng d\u00e2y chuy\u1ec1n t\u1eeb vi\u1ec7c thu ph\u00ed cao t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf.\u00a0<\/span><\/p>\n

Tr\u01b0\u1edbc th\u1ef1c t\u1ebf \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng th\u00e0nh vi\u00ean Hi\u1ec7p h\u1ed9i NHVN ki\u1ebfn ngh\u1ecb v\u1edbi Visa v\u00e0 MasterCard c\u1ea7n c\u00f3 gi\u1ea3i ph\u00e1p, ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 gi\u1ea3m ph\u00ed cho c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (\u00edt nh\u1ea5t \u00e1p d\u1ee5ng cho 12 th\u00e1ng). V\u1ec1 l\u00e2u d\u00e0i, c\u1ea7n xem x\u00e9t c\u00f3 ch\u00ednh s\u00e1ch ph\u00ed ph\u00f9 h\u1ee3p \u0111\u1ec3 h\u1ed7 tr\u1ee3 th\u1ecb tr\u01b0\u1eddng th\u1ebb Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n \u1ed5n \u0111\u1ecbnh v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n.\u00a0<\/span><\/p>\n

C\u1ee5 th\u1ec3, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec1 ngh\u1ecb \u0111\u01b0\u1ee3c gi\u1ea3m t\u1ed1i thi\u1ec3u 50% ph\u00ed x\u1eed l\u00fd giao d\u1ecbch \u0111\u1ed1i v\u1edbi c\u1ea3 ng\u00e2n h\u00e0ng thanh to\u00e1n v\u00e0 ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh. \u0110\u1ed3ng th\u1eddi, c\u1ea7n \u00e1p d\u1ee5ng c\u01a1 ch\u1ebf thu m\u1ed9t lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi 1 giao d\u1ecbch, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng thu ph\u00ed ch\u1ed3ng ph\u00ed; ch\u1ec9 thu ph\u00ed \u0111\u1ed1i v\u1edbi giao d\u1ecbch th\u00e0nh c\u00f4ng, kh\u00f4ng thu ph\u00ed \u0111\u1ed1i v\u1edbi giao d\u1ecbch l\u1ed7i.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi ph\u00ed trao \u0111\u1ed5i, Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u0169ng \u0111\u1ec1 ngh\u1ecb Visa, MasterCard mi\u1ec5n ph\u00ed \u0111\u1ed1i v\u1edbi nh\u00f3m \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb ch\u1ecbu t\u00e1c \u0111\u1ed9ng nhi\u1ec1u t\u1eeb d\u1ecbch b\u1ec7nh, kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb kinh doanh d\u1ecbch v\u1ee5 (b\u1ec7nh vi\u1ec7n, tr\u01b0\u1eddng h\u1ecdc, c\u00e1c d\u1ecbch v\u1ee5 chi ti\u00eau c\u00f4ng…), gi\u1ea3m 50% \u0111\u1ed1i v\u1edbi nh\u00f3m kinh doanh d\u1ecbch v\u1ee5 v\u00e0 c\u00e1c nh\u00f3m ng\u00e0nh kh\u00e1c, gi\u1ea3m 70% ph\u00ed x\u1eed l\u00fd giao d\u1ecbch m\u00e0 2 t\u1ed5 ch\u1ee9c tr\u00ean thu c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb Visa v\u00e0 MasterCard t\u1ea1i Vi\u1ec7t Nam \u0111\u1ec3 b\u00f9 \u0111\u1eafp thi\u1ec7t h\u1ea1i do \u1ea3nh h\u01b0\u1edfng c\u1ee7a ch\u00ednh s\u00e1ch gi\u1ea3m Interchange t\u1ea1i khu v\u1ef1c EEA..<\/span><\/p>\n

\u201cV\u1edbi quy m\u00f4 doanh s\u1ed1 thanh to\u00e1n n\u1eb1m trong top \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng, chi ph\u00ed tr\u1ea3 c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb c\u1ee7a VietinBank (\u0111\u1eb7c bi\u1ec7t l\u00e0 chi ph\u00ed Interchange) l\u00ean \u0111\u1ebfn h\u00e0ng ngh\u00ecn t\u1ec9 m\u1ed7i n\u0103m. N\u1ebfu Visa, MasterCard xem x\u00e9t mi\u1ec5n, gi\u1ea3m c\u00e1c lo\u1ea1i ph\u00ed n\u00e0y s\u1ebd gi\u00fap ng\u00e2n h\u00e0ng gi\u1ea3m \u00e1p l\u1ef1c chi ph\u00ed, \u0111em l\u1ea1i l\u1ee3i \u00edch cho kh\u00e1ch h\u00e0ng v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n\u201d – \u0111\u1ea1i di\u1ec7n VietinBank cho bi\u1ebft th\u00eam.<\/span><\/p>\n<\/div>\n

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T\u1eadp trung ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 th\u1ebb<\/strong><\/span><\/p>\n

Hi\u1ec7n th\u1ebb qu\u1ed1c t\u1ebf mang th\u01b0\u01a1ng hi\u1ec7u Visa, MasterCard chi\u1ebfm h\u01a1n 70% tr\u00ean th\u1ecb tr\u01b0\u1eddng. Do v\u1eady n\u1ebfu Visa, MasterCard th\u1ef1c hi\u1ec7n mi\u1ec5n, gi\u1ea3m ph\u00ed th\u1ebb th\u00ec c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 \u0111i\u1ec1u ki\u1ec7n gi\u1ea3m ph\u00ed cho c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn thanh to\u00e1n, th\u00fac \u0111\u1ea9y \u0111\u01b0\u1ee3c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. B\u00ean c\u1ea1nh \u0111\u00f3, \u0111\u1ec3 kh\u00e1ch h\u00e0ng \u201cm\u1eb7n m\u00e0\u201d h\u01a1n v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb trong mua s\u1eafm, ti\u00eau d\u00f9ng th\u00ec vi\u1ec7c t\u1eadp trung ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 th\u1ebb l\u00e0 vi\u1ec7c l\u00e0m c\u1ea7n thi\u1ebft mang \u0111\u1ebfn cho ng\u01b0\u1eddi d\u00f9ng nh\u1eefng tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n

T\u1ea1i Vi\u1ec7t Nam, VietinBank l\u00e0 ng\u00e2n h\u00e0ng ti\u00ean phong \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 m\u1edbi, nh\u1ea1y b\u00e9n \u0111\u00f3n \u0111\u1ea7u xu h\u01b0\u1edbng t\u1ea5t y\u1ebfu thanh to\u00e1n qua th\u1ebb. Ngay t\u1eeb th\u00e1ng 5\/2012, VietinBank ch\u00ednh th\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf EMV Cremium – th\u1ebb th\u00f4ng minh v\u1edbi b\u1ed9 vi x\u1eed l\u00fd nh\u01b0 m\u1ed9t m\u00e1y t\u00ednh thu nh\u1ecf \u0111a ch\u1ee9c n\u0103ng v\u00e0 \u1ee9ng d\u1ee5ng\u2026<\/span><\/p>\n

Nh\u1eb1m t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt cho c\u00e1c giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn c\u1ee7a ch\u1ee7 th\u1ebb qu\u1ed1c t\u1ebf, t\u1eeb th\u00e1ng 9\/2018, VietinBank \u0111\u00e3 ch\u00ednh th\u1ee9c tri\u1ec3n khai t\u00ednh n\u0103ng 3D Secure \u0111\u1ed1i v\u1edbi th\u1ebb Visa. V\u1edbi kh\u1ea3 n\u0103ng b\u1ea3o m\u1eadt cao, 3D Secure g\u00f3p ph\u1ea7n mang l\u1ea1i s\u1ef1 an t\u00e2m cho ch\u1ee7 th\u1ebb khi th\u1ef1c hi\u1ec7n giao d\u1ecbch; \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 th\u1ebb, h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro nh\u01b0 \u0111\u00e1nh c\u1eafp th\u00f4ng tin, gi\u1ea3 m\u1ea1o th\u1ebb khi giao d\u1ecbch tr\u1ef1c tuy\u1ebfn.<\/span><\/p>\n

Hi\u1ec7n VietinBank c\u0169ng l\u00e0 1 trong 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip t\u1ea1i Vi\u1ec7t Nam. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd t\u0103ng t\u00ednh b\u1ea3o m\u1eadt, an to\u00e0n v\u00e0 t\u1ed1c \u0111\u1ed9 thanh to\u00e1n nhanh h\u01a1n cho kh\u00e1ch h\u00e0ng. S\u1eed d\u1ee5ng th\u1ebb chip c\u0169ng h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng Skimming th\u1ebb (\u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb ATM) v\u00e0 c\u00e1c r\u1ee7i ro kh\u00e1c. Ngo\u00e0i ra, th\u00f4ng qua b\u1ed9 nh\u1edb, th\u1ebb chip c\u00f3 ti\u1ec1m n\u0103ng l\u01b0u tr\u1eef th\u00f4ng tin c\u00e1 nh\u00e2n, th\u00f4ng tin b\u1ea3o hi\u1ec3m, th\u00f4ng tin \u1ee9ng d\u1ee5ng k\u1ebft n\u1ed1i m\u1edf r\u1ed9ng thanh to\u00e1n t\u1edbi c\u00e1c l\u0129nh v\u1ef1c, h\u01b0\u1edbng t\u1edbi tr\u1edf th\u00e0nh chi\u1ebfc th\u1ebb \u0111a n\u0103ng trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, VietinBank c\u0169ng ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m th\u1ebb \u0111a d\u1ea1ng, ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng nh\u01b0 Th\u1ebb Visa Signature, th\u1ebb JCB Ultimate d\u00e0nh cho kh\u00e1ch h\u00e0ng cao c\u1ea5p; th\u1ebb Mastercard Platinum d\u00e0nh cho kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean; th\u1ebb Platinum, th\u1ebb Classic cho kh\u00e1ch h\u00e0ng c\u00f4ng s\u1edf, b\u00ecnh d\u00e2n\u2026 Tr\u1edf th\u00e0nh ch\u1ee7 th\u1ebb VietinBank, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c t\u1eadn h\u01b0\u1edfng h\u1ec7 sinh th\u00e1i \u01b0u \u0111\u00e3i v\u00f4 c\u00f9ng phong ph\u00fa: Du l\u1ecbch kh\u00e1ch s\u1ea1n, \u0103n u\u1ed1ng nh\u00e0 h\u00e0ng, mua s\u1eafm, gi\u1ea3i tr\u00ed, gi\u00e1o d\u1ee5c, tr\u1ea3 g\u00f3p 0% l\u00e3i su\u1ea5t\u2026<\/span><\/p>\n

Ngu\u1ed3n b\u00e0i vi\u1ebft g\u1ed1c: https:\/\/baotintuc.vn\/doanh-nghiep-doanh-nhan\/giam-phi-the-quoc-te-se-thuc-day-thanh-toan-khong-dung-tien-mat-tai-viet-nam-20200512152830380.htm<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Theo th\u1ed1ng k\u00ea Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, hi\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang ph\u1ea3i tr\u1ea3 cho Visa, MasterCard t\u1eeb 3 – 4 lo\u1ea1i ph\u00ed tr\u00ean m\u1ed7i giao d\u1ecbch. Th\u1ef1c tr\u1ea1ng \u201cph\u00ed ch\u1ed3ng ph\u00ed\u201d ph\u1ea7n n\u00e0o \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, g\u00e2y c\u1ea3n tr\u1edf qu\u00e1 tr\u00ecnh<\/p>","protected":false},"author":4,"featured_media":1322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1321"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1321"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1321\/revisions"}],"predecessor-version":[{"id":1324,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1321\/revisions\/1324"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1322"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}