{"id":1404,"date":"2020-10-08T14:54:48","date_gmt":"2020-10-08T07:54:48","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1404"},"modified":"2020-11-12T15:20:16","modified_gmt":"2020-11-12T08:20:16","slug":"chuyen-doi-so-thanh-cong-can-thay-doi-tu-duy","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/chuyen-doi-so-thanh-cong-can-thay-doi-tu-duy\/","title":{"rendered":"Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u00e0nh c\u00f4ng c\u1ea7n thay \u0111\u1ed5i t\u01b0 duy"},"content":{"rendered":"
B\u00e0 Nguy\u1ec5n \u0110\u1ee9c Th\u1ea1ch Di\u1ec5m, Th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb ki\u00eam T\u1ed5ng gi\u00e1m \u0111\u1ed1c Sacombank cho r\u1eb1ng, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 tri\u1ec3n khai c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 m\u1edbi.<\/span><\/div>\n
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Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u01b0\u1ee3c xem l\u00e0 v\u1ea5n \u0111\u1ec1 s\u1ed1ng c\u00f2n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay. B\u00e0 c\u00f3 th\u1ec3 chia s\u1ebb quan \u0111i\u1ec3m v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u0169ng nh\u01b0 m\u1ee5c ti\u00eau c\u1ee7a chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1ea1i Sacombank?<\/em><\/strong><\/span><\/p>\n

K\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 t\u1ea1o ra nh\u1eefng thay \u0111\u1ed5i c\u01a1 b\u1ea3n trong \u0111\u1eddi s\u1ed1ng kinh t\u1ebf – x\u00e3 h\u1ed9i, l\u00e0m thay \u0111\u1ed5i cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y c\u1ee7a ng\u01b0\u1eddi d\u00e2n, t\u1eeb c\u00e1ch th\u1ee9c l\u00e0m vi\u1ec7c, giao ti\u1ebfp, li\u00ean l\u1ea1c, mua s\u1eafm\u2026 v\u00e0 c\u1ea3 c\u00e1ch th\u1ee9c giao d\u1ecbch v\u1edbi ng\u00e2n h\u00e0ng.<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 b\u1eaft \u0111\u1ea7u \u0111\u01b0a s\u1ed1 h\u00f3a th\u00e0nh m\u1ed9t trong nh\u1eefng m\u1ee5c ti\u00eau quan tr\u1ecdng trong k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n, nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ng\u00e0y c\u00e0ng cao c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 t\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh cho ch\u00ednh m\u00ecnh.<\/span><\/p>\n

Sacombank s\u1edbm x\u00e1c \u0111\u1ecbnh c\u00f4ng ngh\u1ec7 l\u00e0 tr\u1ee5 c\u1ed9t trong chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n, \u0111\u1eb7c bi\u1ec7t ch\u00fa tr\u1ecdng v\u00e0o vi\u1ec7c \u0111\u1ea7u t\u01b0 \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i s\u1ed1, t\u1ea1o n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc cho s\u1ef1 ph\u00e1t tri\u1ec3n to\u00e0n di\u1ec7n c\u1ee7a ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p v\u1edbi xu h\u01b0\u1edbng c\u00f4ng nghi\u1ec7p 4.0.<\/span><\/p>\n

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Theo \u0111\u00f3, hai m\u1ee5c ti\u00eau ch\u00ednh Sacombank h\u01b0\u1edbng \u0111\u1ebfn tr\u00ean h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 g\u1ed3m: t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng; t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng, n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb v\u00e0 n\u0103ng su\u1ea5t lao \u0111\u1ed9ng.<\/span><\/p>\n

T\u00f4i cho r\u1eb1ng, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 m\u1edbi m\u00e0 ph\u1ea3i thay \u0111\u1ed5i t\u01b0 duy, thay \u0111\u1ed5i m\u00f4 h\u00ecnh kinh doanh v\u00e0 quy tr\u00ecnh, n\u00e2ng cao k\u1ef9 n\u0103ng v\u00e0 n\u0103ng l\u1ef1c s\u1ed1 trong t\u1ed5 ch\u1ee9c m\u1edbi c\u00f3 th\u1ec3 th\u00e0nh c\u00f4ng.<\/span><\/p>\n

\u0110\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, Sacombank \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng k\u1ebft qu\u1ea3 c\u1ee5 th\u1ec3 n\u00e0o tr\u00ean h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1?<\/em><\/strong><\/span><\/p>\n

\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, t\u1eeb n\u0103m 2010, Sacombank \u0111\u00e3 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 s\u1ed1 \u0111\u1ec3 t\u1ea1o ra c\u00e1c k\u00eanh giao d\u1ecbch hi\u1ec7n \u0111\u1ea1i nh\u01b0 trung t\u00e2m d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng, \u1ee9ng d\u1ee5ng m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng h\u1ee3p nh\u1ea5t c\u00e1c k\u00eanh giao d\u1ecbch tr\u1ef1c tuy\u1ebfn \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam (Internet Banking v\u00e0 Mobile Banking), \u0111\u1ed3ng th\u1eddi l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean \u0111\u1ea1t ch\u1ee9ng nh\u1eadn b\u1ea3o m\u1eadt PCI DSS v\u00e0 \u1ee9ng d\u1ee5ng 3D secure trong giao d\u1ecbch thanh to\u00e1n th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0o n\u0103m 2013.<\/span><\/p>\n

N\u0103m 2017, Sacombank ph\u00e1t h\u00e0nh th\u1ebb thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac \u0111\u1ea7u ti\u00ean tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0 tri\u1ec3n khai ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n QR chu\u1ea9n EMV to\u00e0n c\u1ea7u. \u0110\u1ebfn n\u0103m 2018, ch\u00fang t\u00f4i cho ra \u0111\u1eddi \u1ee9ng d\u1ee5ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh Sacombank Pay tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh…<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ch\u00fang t\u00f4i c\u00f2n ch\u00fa tr\u1ecdng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u00e1c ho\u1ea1t \u0111\u1ed9ng n\u1ed9i b\u1ed9. N\u0103m 2018, s\u1ed1 ho\u00e1 quy tr\u00ecnh b\u00e1n h\u00e0ng, d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng v\u00e0 marketing (CRM), \u1ee9ng d\u1ee5ng m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c s\u1ed1 (Microsoft Team), s\u1ed1 ho\u00e1 quy tr\u00ecnh t\u00e1c nghi\u1ec7p v\u00e0 ph\u00ea duy\u1ec7t online h\u01b0\u1edbng \u0111\u1ebfn v\u0103n ph\u00f2ng kh\u00f4ng gi\u1ea5y, \u1ee9ng d\u1ee5ng \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y.<\/span><\/p>\n

N\u0103m 2019, ch\u00fang t\u00f4i s\u1ed1 ho\u00e1 quy tr\u00ecnh ph\u00ea duy\u1ec7t t\u00edn d\u1ee5ng (LOS), tri\u1ec3n khai \u0111\u00e0o t\u1ea1o tr\u1ef1c tuy\u1ebfn, n\u00e2ng c\u1ea5p ng\u00e2n h\u00e0ng l\u00f5i T24-R17, \u1ee9ng d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (chatbot), c\u00f4ng ngh\u1ec7 Robot (RPA \u2013 Robotic Process Automation)\u2026<\/span><\/p>\n

\u0110\u1eb7c bi\u1ec7t, n\u0103m 2020, Sacombank l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean chuy\u1ec3n \u0111\u1ed5i th\u00e0nh c\u00f4ng ph\u01b0\u01a1ng th\u1ee9c t\u1ed5 ch\u1ee9c \u0111\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng sang h\u00ecnh th\u1ee9c tr\u1ef1c tuy\u1ebfn v\u00e0 b\u1ecf phi\u1ebfu \u0111i\u1ec7n t\u1eed. Ch\u00fang t\u00f4i c\u0169ng b\u01b0\u1edbc \u0111\u1ea7u v\u1eadn h\u00e0nh Trung t\u00e2m \u0110i\u1ec1u h\u00e0nh an ninh m\u1ea1ng (Security Operation Center) theo ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/span><\/p>\n

\u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec3m s\u00e1ng trong h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00ec kh\u00f4ng nhi\u1ec1u ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam v\u1eadn h\u00e0nh trung t\u00e2m n\u00e0y m\u1ed9t c\u00e1ch \u0111\u00fang ngh\u0129a.<\/span><\/p>\n

Vi\u1ec7c s\u1edbm \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u00e3 t\u00e1c \u0111\u1ed9ng th\u1ebf n\u00e0o \u0111\u1ebfn hi\u1ec7u qu\u1ea3 kinh doanh c\u1ee7a Ng\u00e2n h\u00e0ng?<\/em><\/strong><\/span><\/p>\n

Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u00e3 t\u1ea1o n\u00ean nh\u1eefng b\u01b0\u1edbc chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd v\u00e0 mang l\u1ea1i hi\u1ec7u qu\u1ea3 to l\u1edbn cho Sacombank.<\/span><\/p>\n

B\u00ean c\u1ea1nh vi\u1ec7c gia t\u0103ng n\u0103ng su\u1ea5t lao \u0111\u1ed9ng v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c \u0111\u00e1ng k\u1ec3 th\u00ec ch\u00fang t\u00f4i c\u00f2n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n l\u1edbn chi ph\u00ed \u0111i\u1ec1u h\u00e0nh v\u00e0 chi ph\u00ed nh\u00e2n s\u1ef1 khi \u00e1p d\u1ee5ng quy tr\u00ecnh t\u00e1c nghi\u1ec7p \u0111i\u1ec7n t\u1eed, h\u1ed9i h\u1ecdp tr\u1ef1c tuy\u1ebfn; th\u1eddi gian x\u1eed l\u00fd h\u1ed3 s\u01a1 c\u0169ng \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n nhi\u1ec1u so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y.<\/span><\/p>\n

H\u01a1n th\u1ebf, khi ch\u00fang t\u00f4i \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c nhu c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh, thanh to\u00e1n \u0111i\u1ec7n t\u1eed ph\u00f9 h\u1ee3p v\u1edbi xu h\u01b0\u1edbng th\u00ec n\u0103ng l\u1ef1c c\u1ea1nh tranh c\u1ee7a Ng\u00e2n h\u00e0ng c\u0169ng t\u0103ng l\u00ean, t\u1eeb \u0111\u00f3 gia t\u0103ng doanh thu v\u00e0 l\u1ee3i nhu\u1eadn.<\/span><\/p>\n

C\u1ee5 th\u1ec3, thu d\u1ecbch v\u1ee5 qua c\u00e1c k\u00eanh ng\u00e2n h\u00e0ng s\u1ed1 trong v\u00e0i n\u0103m g\u1ea7n \u0111\u00e2y t\u0103ng tr\u01b0\u1edfng trung b\u00ecnh tr\u00ean 25%\/n\u0103m; doanh s\u1ed1 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t m\u1ed7i n\u0103m t\u0103ng 50%.<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ec1u \u0111ang \u0111\u1ea7u t\u01b0 m\u1ea1nh cho h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7. V\u1eady \u0111\u00e2u l\u00e0 s\u1ef1 kh\u00e1c bi\u1ec7t trong c\u00e1c s\u1ea3n ph\u1ea9m d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i c\u1ee7a Sacombank?<\/strong><\/em><\/span><\/p>\n

Sacombank \u0111\u1ea7u t\u01b0 c\u00e1c n\u1ec1n t\u1ea3ng, c\u00f4ng ngh\u1ec7 thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i ngay t\u1eeb th\u1eddi \u0111i\u1ec3m ban \u0111\u1ea7u n\u00ean c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111\u01b0\u1ee3c \u0111\u1ed3ng b\u1ed9 v\u00e0 mang l\u1ea1i nhi\u1ec1u ti\u1ec7n \u00edch cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Ch\u00fang t\u00f4i l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean ph\u00e1t h\u00e0nh v\u00e0 ch\u1ea5p nh\u1eadn th\u1ebb chu\u1ea9n EMV tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c m\u00e1y POS, ATM (v\u00e0o n\u0103m 2015), ph\u00e1t h\u00e0nh th\u1ebb EMV Contactless, ch\u1ea5p nh\u1eadn thanh to\u00e1n QR to\u00e0n c\u1ea7u (v\u00e0o n\u0103m 2017), l\u00e0 ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u cung c\u1ea5p d\u1ecbch v\u1ee5 h\u1ea1 t\u1ea7ng thanh to\u00e1n cho c\u00e1c doanh nghi\u1ec7p th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, trung gian thanh to\u00e1n.<\/span><\/p>\n

Hi\u1ec7n t\u1ea1i, Sacombank \u0111ang d\u1eabn \u0111\u1ea7u v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n c\u0169ng nh\u01b0 d\u1eabn \u0111\u1ea7u v\u1ec1 doanh s\u1ed1 thanh to\u00e1n online tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

Lu\u00f4n ti\u00ean phong trong c\u00e1c n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 n\u00ean Sacombank \u0111\u01b0\u1ee3c c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb uy t\u00edn ch\u1ecdn tri\u1ec3n khai c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi ra th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

Ch\u00fang t\u00f4i \u0111\u00e3 h\u1ed7 tr\u1ee3 c\u00e1c trung gian thanh to\u00e1n \u0111\u1ec3 c\u00f9ng tri\u1ec3n khai t\u1ea1o xu h\u01b0\u1edbng ra th\u1ecb tr\u01b0\u1eddng nh\u01b0 thanh to\u00e1n qua Mobile POS, thanh to\u00e1n b\u1eb1ng m\u00e3 QR \u0111\u01b0\u1ee3c tr\u00ean h\u1ea7u h\u1ebft c\u00e1c chu\u1ea9n QR tr\u00ean th\u1ecb tr\u01b0\u1eddng trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc nh\u01b0 VNPAY, Visa, MasterCard, JCB, UPI, Napas…<\/span><\/p>\n

Th\u00e1ng 8 v\u1eeba qua, Sacombank \u0111\u00e3 \u1ee9ng d\u1ee5ng nhi\u1ec1u c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn nh\u1ea5t hi\u1ec7n nay \u0111\u1ec3 ra m\u1eaft t\u00ednh n\u0103ng x\u00e1c th\u1ef1c tr\u1ef1c tuy\u1ebfn (eKYC). Trong th\u00e1ng 11 t\u1edbi, ch\u00fang t\u00f4i s\u1ebd tri\u1ec3n khai c\u00f4ng ngh\u1ec7 HCE, bi\u1ebfn \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh c\u1ee7a kh\u00e1ch h\u00e0ng th\u00e0nh m\u1ed9t chi\u1ebfc th\u1ebb EMV Contactless phi v\u1eadt l\u00fd (th\u1ebb \u1ea3o) \u0111\u1ec3 thanh to\u00e1n ch\u1ea1m.<\/span><\/p>\n

Trong th\u00e1ng 12\/2020, ch\u00fang t\u00f4i s\u1ebd tri\u1ec3n khai c\u00f4ng ngh\u1ec7 Tap to Phone, bi\u1ebfn \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh th\u00e0nh m\u1ed9t m\u00e1y POS NFC, gi\u00fap doanh nghi\u1ec7p ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb EMV Contactless nhanh ch\u00f3ng, d\u1ec5 d\u00e0ng v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

B\u1ea3o \u0111\u1ea3m an to\u00e0n th\u00f4ng tin l\u00e0 v\u1ea5n \u0111\u1ec1 l\u1edbn c\u1ee7a c\u00e1c doanh nghi\u1ec7p, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng trong th\u1eddi \u0111\u1ea1i s\u1ed1 Sacombank gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u00e0y ra sao, th\u01b0a b\u00e0?<\/strong><\/em><\/span><\/p>\n

Kh\u00f4ng ch\u1ec9 \u0111\u1ea7u t\u01b0 c\u00e1c n\u1ec1n t\u1ea3ng, c\u00f4ng ngh\u1ec7 thanh to\u00e1n, m\u00e0 ch\u00fang t\u00f4i r\u1ea5t ch\u00fa tr\u1ecdng \u0111\u1ebfn vi\u1ec7c b\u1ea3o \u0111\u1ea3m an to\u00e0n th\u00f4ng tin.<\/span><\/p>\n

Sacombank l\u00e0 ng\u00e2n h\u00e0ng duy nh\u1ea5t \u0111\u1ea1t ch\u1ee9ng ch\u1ec9 b\u1ea3o m\u1eadt thanh to\u00e1n th\u1ebb PCI DSS trong 7 n\u0103m li\u00ean t\u1ee5c k\u1ec3 t\u1eeb n\u0103m 2013 v\u00e0 s\u1ebd n\u1ed7 l\u1ef1c \u0111\u1ec3 duy tr\u00ec trong c\u00e1c n\u0103m t\u1edbi.<\/span><\/p>\n

V\u1edbi ch\u1ee9ng ch\u1ec9 n\u00e0y, Sacombank lu\u00f4n \u0111\u01b0\u1ee3c c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb ch\u1ecdn tri\u1ec3n khai c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi v\u1edbi c\u00e1c y\u00eau c\u1ea7u b\u1ea3o m\u1eadt \u0111i k\u00e8m nh\u01b0 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n th\u00f4ng qua th\u1ebb Visa, MasterCard, ph\u00e1t h\u00e0nh th\u1ebb phi v\u1eadt l\u00fd, ch\u1ea5p nh\u1eadn v\u00e0 thanh to\u00e1n b\u1eb1ng m\u00e3 QR qua n\u1ec1n t\u1ea3ng Open API.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn tr\u00ean c\u00e1c trang th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, ch\u00fang t\u00f4i \u0111\u00e3 \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt m\u00e3 h\u00f3a th\u00f4ng tin th\u1ebb v\u00e0 x\u00e1c th\u1ef1c giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed 3D Secure nh\u1eb1m b\u1ea3o v\u1ec7 ch\u1ee7 th\u1ebb.<\/span><\/p>\n

Ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 tri\u1ec3n khai c\u01a1 ch\u1ebf ch\u1ed1ng gi\u1ea3 m\u1ea1o (fishing) tr\u00ean website ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed gi\u00fap kh\u00e1ch h\u00e0ng nh\u1eadn bi\u1ebft, tr\u00e1nh truy c\u1eadp v\u00e0 cung c\u1ea5p th\u00f4ng tin \u0111\u0103ng nh\u1eadp tr\u00ean c\u00e1c trang web gi\u1ea3 m\u1ea1o.<\/span><\/p>\n

\u0110\u1ed3ng th\u1eddi, trang b\u1ecb c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt IBM Trusteer d\u00e0nh cho thi\u1ebft b\u1ecb v\u00e0 \u0111i\u1ec3m truy c\u1eadp \u0111\u1ea7u cu\u1ed1i \u0111\u1ec3 t\u0103ng th\u00eam l\u1edbp b\u1ea3o m\u1eadt cho c\u00e1c \u1ee9ng d\u1ee5ng thanh to\u00e1n.<\/span><\/p>\n

B\u00ean c\u1ea1nh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Trung t\u00e2m \u0111i\u1ec1u h\u00e0nh an ninh m\u1ea1ng, ch\u00fang t\u00f4i v\u1eabn \u0111ang ti\u1ebfp t\u1ee5c tri\u1ec3n khai c\u00e1c d\u1ef1 \u00e1n an to\u00e0n th\u00f4ng tin v\u1edbi s\u1ef1 t\u01b0 v\u1ea5n c\u1ee7a c\u00f4ng ty h\u00e0ng \u0111\u1ea7u v\u1ec1 an to\u00e0n b\u1ea3o m\u1eadt nh\u1eb1m t\u0103ng c\u01b0\u1eddng h\u01a1n n\u1eefa b\u1ea3o v\u1ec7 cho ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Ngu\u1ed3n: https:\/\/tinnhanhchungkhoan.vn\/chuyen-doi-so-thanh-cong-can-thay-doi-tu-duy-post251815.html<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

B\u00e0 Nguy\u1ec5n \u0110\u1ee9c Th\u1ea1ch Di\u1ec5m, Th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb ki\u00eam T\u1ed5ng gi\u00e1m \u0111\u1ed1c Sacombank cho r\u1eb1ng, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 tri\u1ec3n khai c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 m\u1edbi. Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u01b0\u1ee3c xem l\u00e0 v\u1ea5n \u0111\u1ec1 s\u1ed1ng c\u00f2n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay. B\u00e0 c\u00f3 th\u1ec3 chia s\u1ebb quan<\/p>","protected":false},"author":4,"featured_media":1405,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1404"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1404"}],"version-history":[{"count":3,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1404\/revisions"}],"predecessor-version":[{"id":1423,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1404\/revisions\/1423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1405"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}