{"id":1491,"date":"2020-12-22T10:12:29","date_gmt":"2020-12-22T03:12:29","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1491"},"modified":"2020-12-22T10:12:29","modified_gmt":"2020-12-22T03:12:29","slug":"gia-han-chuyen-doi-sang-chip-noi-dia","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/gia-han-chuyen-doi-sang-chip-noi-dia\/","title":{"rendered":"Gia h\u1ea1n chuy\u1ec3n \u0111\u1ed5i sang chip n\u1ed9i \u0111\u1ecba"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba \u0111\u01b0a ra d\u1ef1 th\u1ea3o thay \u0111\u1ed5i l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM b\u0103ng t\u1eeb sang\u00a0c\u00f4ng ngh\u1ec7<\/a>\u00a0chip n\u1ed9i \u0111\u1ecba theo h\u01b0\u1edbng b\u1eaft bu\u1ed9c d\u1eebng ph\u00e1t h\u00e0nh th\u1ebb b\u0103ng t\u1eeb k\u1ec3 t\u1eeb ng\u00e0y 31.3.2021.<\/span><\/p>\n

Ch\u1ea5m d\u1ee9t ph\u00e1t h\u00e0nh th\u1ebb ATM b\u0103ng t\u1eeb<\/span><\/h2>\n
C\u1ee5 th\u1ec3, gia h\u1ea1n th\u1eddi h\u1ea1n 100% ATM v\u00e0 thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n chip \u0111\u1ebfn 31.12.2021 thay v\u00ec 31.12.2020; t\u1eeb ng\u00e0y 31.3.2021 ph\u00e1t h\u00e0nh th\u1ebb chip, d\u1eebng ph\u00e1t h\u00e0nh th\u1ebb t\u1eeb thay v\u00ec quy \u0111\u1ecbnh \u0111\u1ebfn ng\u00e0y 31.12.2020 \u00edt nh\u1ea5t 60% th\u1ebb chip v\u00e0 31.12.2021 l\u00e0 100% th\u1ebb chip.\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/a>\u00a0(NHNN) l\u00fd gi\u1ea3i s\u1edf d\u0129 gia h\u1ea1n th\u1eddi gian l\u1eafp \u0111\u1eb7t c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb chip l\u00ean 100% \u0111\u1ebfn cu\u1ed1i n\u0103m 2021 l\u00e0 \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi ti\u1ebfn \u0111\u1ed9 tri\u1ec3n khai th\u1ef1c t\u1ebf v\u1ec1 chuy\u1ec3n \u0111\u1ed5i c\u00e1c thi\u1ebft b\u1ecb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/span><\/div>\n
Theo s\u1ed1 li\u1ec7u t\u1eeb NHNN, t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd 3\/2020, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb n\u1ed9i \u0111\u1ecba \u0111ang l\u01b0u h\u00e0nh tr\u00ean th\u1ecb tr\u01b0\u1eddng l\u00e0 93,78 tri\u1ec7u th\u1ebb. S\u1ed1 l\u01b0\u1ee3ng m\u00e1y ATM hi\u1ec7n h\u01a1n 19.500 m\u00e1y; m\u00e1y POS\/EFTPOS\/EDC h\u01a1n 280.400 m\u00e1y. Tr\u01b0\u1edbc \u0111\u00f3, Hi\u1ec7p h\u1ed9i Th\u1ebb ng\u00e2n h\u00e0ng (NH) \u0111\u1ec1 xu\u1ea5t NHNN xem x\u00e9t gia h\u1ea1n l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i \u0111\u1ed1i v\u1edbi c\u1ea3 hai m\u1ea3ng ph\u00e1t h\u00e0nh v\u00e0 thanh to\u00e1n th\u1ebb (ATM\/EDC) do l\u01b0\u1ee3ng th\u1ebb n\u1ed9i \u0111\u1ecba c\u1ea7n chuy\u1ec3n \u0111\u1ed5i, s\u1ed1 ATM\/EDC c\u1ea7n mua s\u1eafm\/thay th\u1ebf\/n\u00e2ng c\u1ea5p m\u1edbi tr\u00ean th\u1ecb tr\u01b0\u1eddng l\u00e0 r\u1ea5t l\u1edbn.<\/span><\/div>\n
Ch\u01b0a k\u1ec3, chi ph\u00ed li\u00ean quan qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh \u0111\u1eb7t ra l\u00e0 r\u1ea5t l\u1edbn, nh\u01b0 chi ph\u00ed trang b\u1ecb ATM\/POS m\u1edbi, chi ph\u00ed ch\u1ec9nh s\u1eeda v\u00e0 n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng th\u1ebb\/h\u1ec7 th\u1ed1ng c\u00e1 th\u1ec3 h\u00f3a th\u1ebb, thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i, th\u1eddi gian, ngu\u1ed3n nh\u00e2n l\u1ef1c trong qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0\u00a0chi ph\u00ed mua s\u1eafm ph\u00f4i th\u1ebb<\/a>\u00a0(l\u00ean \u0111\u1ebfn h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng) do gi\u00e1 ph\u00f4i th\u1ebb chip theo chu\u1ea9n VCCS cao h\u01a1n nhi\u1ec1u l\u1ea7n so v\u1edbi gi\u00e1 ph\u00f4i th\u1ebb t\u1eeb th\u00f4ng th\u01b0\u1eddng. V\u1edbi chi ph\u00ed \u0111\u1ea7u t\u01b0 chuy\u1ec3n \u0111\u1ed5i l\u1edbn, c\u00e1c NH g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c t\u00ednh to\u00e1n c\u00e2n b\u1eb1ng hi\u1ec7u qu\u1ea3 chi ph\u00ed \u0111\u1ec3 ph\u00ea duy\u1ec7t \u0111\u1ea7u t\u01b0 mua s\u1eafm theo \u0111\u00fang quy \u0111\u1ecbnh.<\/span><\/div>\n

Kh\u00e1ch h\u00e0ng chuy\u1ec3n \u0111\u1ed5i \u0111\u1ec3 b\u1ea3o v\u1ec7 m\u00ecnh<\/span><\/h2>\n
Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM b\u0103ng t\u1eeb sang chip xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c n\u00e2ng cao t\u00ednh b\u1ea3o m\u1eadt, an to\u00e0n cho th\u1ebb, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00e0i \u0111\u1eb7t thi\u1ebft b\u1ecb tr\u00ean m\u00e1y ATM c\u1ee7a NH \u0111\u1ec3 tr\u1ed9m d\u1eef li\u1ec7u th\u00f4ng tin kh\u00e1ch r\u1ed3i l\u00e0m gi\u1ea3 th\u1ebb r\u00fat ti\u1ec1n trong t\u00e0i kho\u1ea3n kh\u00e1ch h\u00e0ng (skimming). Vi\u1ec7t Nam t\u1eebng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 ch\u1ed7 tr\u0169ng c\u1ee7a t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 th\u1ebb khi s\u1eed d\u1ee5ng th\u1ebb ATM b\u0103ng t\u1eeb l\u00e0 ch\u00ednh.<\/span><\/div>\n
V\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u1ebb n\u1ed9i \u0111\u1ecba 4,3 tri\u1ec7u tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u00f4ng Nguy\u1ec5n Minh T\u00e2m, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c NH TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng t\u00edn (Sacombank), cho r\u1eb1ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang chip c\u1ee7a NH v\u1eabn \u0111ang b\u1ea3o \u0111\u1ea3m \u0111\u00fang ti\u1ebfn \u0111\u1ed9 theo quy \u0111\u1ecbnh. Kh\u1ea3 n\u0103ng \u0111\u1ebfn h\u1ebft n\u0103m sau Sacombank s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau. Ri\u00eang c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p\u00a0nh\u1eadn th\u1ebb v\u00e0 ATM\u00a0<\/a>c\u1ee7a Sacombank \u0111\u00e3 \u0111\u1ea1t ti\u00eau chu\u1ea9n chip VCCS c\u1ee7a NHNN 100% t\u1eeb qu\u00fd 2\/2019. Sacombank \u0111\u00e3 ng\u01b0ng ph\u00e1t h\u00e0nh th\u1ebb t\u1eeb n\u1ed9i \u0111\u1ecba v\u00e0 chuy\u1ec3n sang ph\u00e1t h\u00e0nh 100% th\u1ebb chip VCCS t\u1eeb th\u00e1ng 10.2019. Kh\u00f3 kh\u0103n nh\u1ea5t l\u00e0 v\u1ea5n \u0111\u1ec1 ti\u1ebfp c\u1eadn c\u00e1c kh\u00e1ch h\u00e0ng ng\u1ee7 \u0111\u00f4ng, d\u00f9 \u0111\u01a1n v\u1ecb n\u00e0y \u0111\u00e3 tri\u1ec3n khai r\u1ea5t nhi\u1ec1u k\u00eanh cho kh\u00e1ch h\u00e0ng chuy\u1ec3n \u0111\u1ed5i nh\u01b0 qua \u0111i\u1ec7n tho\u1ea1i, t\u1ea1i qu\u1ea7y… Tuy nhi\u00ean, \u0111\u1ec3 hi\u1ec7u qu\u1ea3 h\u01a1n, r\u1ea5t c\u1ea7n s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a NHNN v\u1edbi vai tr\u00f2 qu\u1ea3n l\u00fd, t\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c truy\u1ec1n th\u00f4ng \u0111\u1ebfn ng\u01b0\u1eddi d\u00e2n \u0111\u1ec3 hi\u1ec3u l\u1ee3i \u00edch v\u00e0 \u00fd ngh\u0129a c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang chip. Sau ng\u00e0y 31.12.2020, nh\u1eefng th\u1ebb b\u0103ng t\u1eeb v\u1eabn \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng tr\u00ean c\u00e1c thi\u1ebft b\u1ecb ATM, POS c\u1ee7a Sacombank.<\/span><\/div>\n
\u201cKh\u00e1ch h\u00e0ng n\u00ean s\u1edbm chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip v\u00ec \u0111\u1ed9 an to\u00e0n b\u1ea3o m\u1eadt cao h\u01a1n, thu\u1eadn ti\u1ec7n h\u01a1n trong giao d\u1ecbch thanh to\u00e1n v\u1edbi h\u1ea1n m\u1ee9c cao, c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac \u0111\u1ed1i v\u1edbi th\u1ebb chip VCCS m\u1edbi. T\u1eeb khi th\u1ebb chip \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f2n ph\u00e1t sinh vi\u1ec7c gian l\u1eadn hay l\u1ed9 th\u00f4ng tin th\u1ebb, gi\u00fap ch\u1ee7 th\u1ebb an to\u00e0n h\u01a1n trong v\u1ea5n \u0111\u1ec1 giao d\u1ecbch. Sacombank s\u1ebd ng\u1eebng vi\u1ec7c ch\u1ea5p nh\u1eadn th\u1ebb t\u1eeb khi c\u00f3 ch\u1ec9 \u0111\u1ea1o c\u1ee5 th\u1ec3 t\u1eeb NHNN\u201d, \u00f4ng T\u00e2m n\u00f3i.<\/span><\/div>\n
Ngu\u1ed3n: https:\/\/thanhnien.vn\/tai-chinh-kinh-doanh\/gia-han-chuyen-doi-sang-chip-noi-dia-1318848.html<\/span><\/div>","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba \u0111\u01b0a ra d\u1ef1 th\u1ea3o thay \u0111\u1ed5i l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM b\u0103ng t\u1eeb sang\u00a0c\u00f4ng ngh\u1ec7\u00a0chip n\u1ed9i \u0111\u1ecba theo h\u01b0\u1edbng b\u1eaft bu\u1ed9c d\u1eebng ph\u00e1t h\u00e0nh th\u1ebb b\u0103ng t\u1eeb k\u1ec3 t\u1eeb ng\u00e0y 31.3.2021. Ch\u1ea5m d\u1ee9t ph\u00e1t h\u00e0nh th\u1ebb ATM b\u0103ng t\u1eeb C\u1ee5 th\u1ec3, gia h\u1ea1n th\u1eddi h\u1ea1n 100% ATM v\u00e0 thi\u1ebft<\/p>","protected":false},"author":4,"featured_media":1492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1491"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1491"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1491\/revisions"}],"predecessor-version":[{"id":1494,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1491\/revisions\/1494"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1492"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}