{"id":1514,"date":"2021-01-13T08:49:51","date_gmt":"2021-01-13T01:49:51","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=1514"},"modified":"2021-01-13T08:49:51","modified_gmt":"2021-01-13T01:49:51","slug":"chuyen-doi-the-tu-sang-the-chip-gia-tang-tien-ich-va-bao-mat-cho-khach-hang","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/chuyen-doi-the-tu-sang-the-chip-gia-tang-tien-ich-va-bao-mat-cho-khach-hang\/","title":{"rendered":"Chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip: Gia t\u0103ng ti\u1ec7n \u00edch v\u00e0 b\u1ea3o m\u1eadt cho kh\u00e1ch h\u00e0ng"},"content":{"rendered":"

Theo c\u00f4ng b\u1ed1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) Vi\u1ec7t Nam, t\u1eeb ng\u00e0y 31-3-2021, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd d\u1eebng ph\u00e1t h\u00e0nh th\u1ebb ATM t\u1eeb \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb ATM chip, nh\u1eb1m gia t\u0103ng ti\u1ec7n \u00edch v\u00e0 b\u1ea3o m\u1eadt cho kh\u00e1ch\u00a0 h\u00e0ng.<\/strong><\/em><\/span><\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean B\u00e1o\u00a0\u0110\u1ed3ng Nai<\/em>\u00a0v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, Ph\u00f3 gi\u00e1m \u0111\u1ed1c NHNN Vi\u1ec7t Nam, chi nh\u00e1nh \u0110\u1ed3ng Nai Ph\u1ea1m Qu\u1ed1c B\u1ea3o cho bi\u1ebft, theo l\u1ed9 tr\u00ecnh \u0111\u1ebfn cu\u1ed1i n\u0103m 2021, c\u00f3 100% th\u1ebb ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb t\u1ea1i Vi\u1ec7t Nam ph\u1ea3i \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i sang ti\u00eau chu\u1ea9n chip. Hi\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb.<\/span><\/p>\n

*<\/strong>\u00a0Xin \u00f4ng cho bi\u1ebft, th\u1ebb t\u1eeb v\u00e0 th\u1ebb chip kh\u00e1c nhau th\u1ebf n\u00e0o? S\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch g\u00ec?<\/em><\/strong><\/span><\/p>\n

– Th\u1ebb t\u1eeb c\u00f3 c\u1ea5u t\u1ea1o b\u1eb1ng nh\u1ef1a, ch\u1ee9a m\u1ed9t l\u1edbp b\u0103ng t\u1eeb m\u00e0u \u0111en ho\u1eb7c n\u00e2u ph\u00eda sau. D\u1ea3i b\u0103ng t\u1eeb n\u00e0y c\u00f3 nhi\u1ec7m v\u1ee5 l\u01b0u tr\u1eef c\u00e1c th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a c\u1ee7a ch\u1ee7 th\u1ebb. C\u00e1c th\u00f4ng tin l\u01b0u tr\u00ean th\u1ebb \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a m\u1ed9t l\u1ea7n v\u00e0 khi qu\u1eb9t th\u1ebb qua m\u00e1y thanh to\u00e1n, th\u00f4ng tin \u0111\u01b0\u1ee3c gi\u1ea3i m\u00e3. Tuy nhi\u00ean, c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc, ghi th\u1ebb c\u00f3 th\u1ec3 thay \u0111\u1ed5i n\u1ed9i dung d\u1eef li\u1ec7u tr\u00ean th\u1ebb, k\u1ebb gian c\u00f3 th\u1ec3 \u0111\u00e1nh c\u1eafp ho\u1eb7c thay \u0111\u1ed5i th\u00f4ng tin th\u1ebb c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. M\u1ed9t s\u1ed1 lo\u1ea1i th\u1ebb t\u1eeb ph\u1ed5 bi\u1ebfn nh\u01b0: th\u1ebb ATM, th\u1ebb ch\u1ea5m c\u00f4ng, th\u1ebb ra v\u00e0o b\u00e3i g\u1eedi xe, th\u1ebb thang m\u00e1y\u2026<\/span><\/p>\n

C\u00f2n th\u1ebb chip l\u00e0 th\u1ebb \u0111\u01b0\u1ee3c c\u1ea5u t\u1ea1o b\u1eb1ng nh\u1ef1a nh\u01b0ng c\u00f3 g\u1eafn m\u1ed9t con chip \u0111i\u1ec7n t\u1eed ph\u00eda tr\u01b0\u1edbc. Lo\u1ea1i chip n\u00e0y c\u00f3 b\u1ed9 vi x\u1eed l\u00fd nh\u01b0 m\u1ed9t m\u00e1y t\u00ednh thu nh\u1ecf ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed9c l\u1eadp, c\u00e1c th\u00f4ng tin quan tr\u1ecdng \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a. Quy tr\u00ecnh x\u1eed l\u00fd giao d\u1ecbch tr\u00ean th\u1ebb chip tr\u1ea3i qua nhi\u1ec1u b\u01b0\u1edbc ph\u1ee9c t\u1ea1p n\u00ean c\u00f3 kh\u1ea3 n\u0103ng b\u1ea3o m\u1eadt cao.<\/span><\/p>\n

Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba l\u00e0 xu th\u1ebf t\u1ea5t y\u1ebfu c\u1ee7a c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng ch\u01b0a th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u00f4ng ngh\u1ec7 chip. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip nh\u1eb1m t\u0103ng t\u00ednh b\u1ea3o m\u1eadt v\u00e0 gia t\u0103ng ti\u1ec7n \u00edch trong thanh to\u00e1n th\u1ebb.\u00a0 \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p tr\u1ecdng t\u00e2m c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng.<\/span><\/p>\n

\u00a0Nh\u01b0 v\u1eady, th\u1ebb chip c\u00f3 nhi\u1ec1u t\u00ednh n\u0103ng v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi th\u1ebb t\u1eeb. \u00d4ng c\u00f3 th\u1ec3 ph\u00e2n t\u00edch r\u00f5 h\u01a1n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y?<\/em><\/strong><\/span><\/p>\n

– Th\u1ebb chip c\u00f3 3 t\u00ednh n\u0103ng v\u01b0\u1ee3t tr\u1ed9i, \u0111\u00f3 l\u00e0: an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt r\u1ea5t cao so v\u1edbi th\u1ebb t\u1eeb; t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m cho ng\u01b0\u1eddi d\u00f9ng; \u0111a ti\u1ec7n \u00edch, \u0111a \u1ee9ng d\u1ee5ng trong thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi t\u00ednh n\u0103ng b\u1ea3o m\u1eadt cho ng\u01b0\u1eddi d\u00f9ng, th\u1ebb chip \u0111\u01b0\u1ee3c s\u1ea3n xu\u1ea5t theo B\u1ed9 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba, trong \u0111\u00f3 quy \u0111\u1ecbnh chi ti\u1ebft v\u1ec1 c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba t\u1ea1i Vi\u1ec7t Nam theo c\u00f4ng ngh\u1ec7 chip ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac, t\u01b0\u01a1ng th\u00edch v\u1edbi chu\u1ea9n EMV (th\u1ebb thanh to\u00e1n theo ti\u00eau chu\u1ea9n li\u00ean minh c\u00e1c t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb tr\u00ean th\u1ebf gi\u1edbi, c\u00f3 \u0111\u1ed9 b\u1ea3o m\u1eadt cao). Th\u1ebb chip n\u1ed9i \u0111\u1ecba \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u1ebfu t\u1ed1 k\u1ef9 thu\u1eadt v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt theo ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf, gi\u00fap h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro v\u1ec1 gian l\u1eadn gi\u1ea3 m\u1ea1o trong thanh to\u00e1n th\u1ebb, \u0111\u1ea3m b\u1ea3o an ninh an to\u00e0n thanh to\u00e1n cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Do \u0111\u1eb7c t\u00ednh c\u1ea5u t\u1ea1o, th\u1ebb t\u1eeb c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng b\u1ecb k\u1ebb gian \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb qua c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc g\u1eafn tr\u1ed9m \u1edf c\u00e1c m\u00e1y ATM, POS, t\u1eeb \u0111\u00f3 t\u1ea1o th\u1ebb gi\u1ea3 v\u00e0 giao d\u1ecbch chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a ch\u1ee7 th\u1ebb. Trong khi \u0111\u00f3 th\u1ebb chip s\u1eed d\u1ee5ng vi m\u1ea1ch chip \u0111\u1ec3 l\u01b0u gi\u1eef th\u00f4ng tin th\u1ebb thay v\u00ec l\u01b0u tr\u00ean d\u1ea3i t\u1eeb v\u00e0 ch\u1ec9 c\u00f3 ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u1ecdc \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u trong th\u1ebb chip, m\u1ed7i giao d\u1ecbch s\u1ebd c\u00f3 m\u1ed9t m\u00e3 x\u00e1c th\u1ef1c ri\u00eang\u2026 Vi\u1ec7c n\u00e0y gi\u1ea3m thi\u1ec3u vi\u1ec7c \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb \u0111\u1ec3 t\u1ea1o c\u00e1c giao d\u1ecbch gi\u1ea3 m\u1ea1o, gian l\u1eadn. \u0110\u00e2y ch\u00ednh l\u00e0 t\u00ednh n\u0103ng an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi th\u1ebb t\u1eeb \u0111ang s\u1eed d\u1ee5ng hi\u1ec7n nay.<\/span><\/p>\n

T\u00ednh n\u0103ng t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m cho ng\u01b0\u1eddi d\u00f9ng. Hi\u1ec7n c\u00f3 hai lo\u1ea1i th\u1ebb chip: th\u1ebb chip c\u00f3 ti\u1ebfp x\u00fac – l\u00e0 lo\u1ea1i th\u1ebb khi ng\u01b0\u1eddi d\u00f9ng mu\u1ed1n truy xu\u1ea5t d\u1eef li\u1ec7u th\u00ec ph\u1ea3i ti\u1ebfp x\u00fac v\u1eadt l\u00fd v\u1edbi thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb. Lo\u1ea1i th\u1ebb n\u00e0y c\u00f3 t\u00ednh b\u1ea3o m\u1eadt t\u1ed1t h\u01a1n nh\u01b0ng thao t\u00e1c ch\u1eadm v\u00e0 bu\u1ed9c ph\u1ea3i y\u00eau c\u1ea7u c\u00f3 ti\u1ebfp x\u00fac. C\u00f2n th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac – l\u00e0 lo\u1ea1i th\u1ebb khi s\u1eed d\u1ee5ng kh\u00f4ng c\u1ea7n ti\u1ebfp x\u00fac tr\u1ef1c ti\u1ebfp thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb m\u00e0 ch\u1ec9 c\u1ea7n ch\u1ea1m nh\u1eb9 ho\u1eb7c \u0111\u1eb7t g\u1ea7n thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb t\u1eeb 2-10cm l\u00e0 th\u1ebb s\u1ebd \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t. Lo\u1ea1i th\u1ebb n\u00e0y th\u1ef1c hi\u1ec7n giao d\u1ecbch nhanh v\u00e0 tr\u00e1nh \u0111\u01b0\u1ee3c ti\u1ebfp x\u00fac tr\u1ef1c ti\u1ebfp. Ngo\u00e0i ra, th\u1ebb chip c\u0169ng c\u00f3 t\u1ed1c \u0111\u1ed9 giao d\u1ecbch r\u1ea5t nhanh, ch\u1ec9 0,2-0,3 gi\u00e2y l\u00e0 ho\u00e0n th\u00e0nh m\u1ed9t giao d\u1ecbch gi\u00e1 tr\u1ecb nh\u1ecf.<\/span><\/p>\n

T\u00ednh n\u0103ng \u0111a ti\u1ec7n \u00edch, \u0111a \u1ee9ng d\u1ee5ng trong thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t gi\u00fap thu\u1eadn l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng. Do th\u1ebb chip l\u01b0u tr\u1eef d\u1eef li\u1ec7u n\u00ean l\u01b0u \u0111\u01b0\u1ee3c nhi\u1ec1u tr\u01b0\u1eddng th\u00f4ng tin h\u01a1n th\u1ebb t\u1eeb n\u00ean c\u00f3 th\u1ec3 t\u00edch h\u1ee3p c\u00e1c \u1ee9ng d\u1ee5ng d\u1ecbch v\u1ee5, ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u1edbi c\u00e1c ng\u00e0nh kh\u00e1c nh\u01b0: giao th\u00f4ng, b\u1ea3o hi\u1ec3m, y t\u1ebf, gi\u00e1o d\u1ee5c v\u00e0 d\u1ecbch v\u1ee5 c\u00f4ng. \u0110\u1eb7c bi\u1ec7t, th\u1ebb chip n\u1ed9i \u0111\u1ecba thi\u1ebft k\u1ebf t\u1ed1i \u01b0u \u0111\u1ec3 \u1ee9ng d\u1ee5ng thanh to\u00e1n trong giao th\u00f4ng v\u1edbi t\u1ed1c \u0111\u1ed9 ho\u00e0n th\u00e0nh giao d\u1ecbch th\u00f4ng th\u01b0\u1eddng 150-200mns, \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n thanh to\u00e1n trong giao th\u00f4ng c\u00f4ng c\u1ed9ng (d\u01b0\u1edbi 300mns).<\/span><\/p>\n

*<\/strong>\u00a0Hi\u1ec7n c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i th\u1ebb \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb nh\u01b0 th\u1ebf n\u00e0o? \u0110\u1ebfn bao gi\u1edd s\u1ebd ho\u00e0n t\u1ea5t vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb, th\u01b0a \u00f4ng?<\/em><\/strong><\/span><\/p>\n

– Th\u1ed1ng \u0111\u1ed1c NHNN Vi\u1ec7t Nam \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng trong to\u00e0n h\u1ec7 th\u1ed1ng th\u1ef1c hi\u1ec7n tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i th\u1ebb. D\u1ef1 ki\u1ebfn, th\u1eddi gian d\u1eebng ph\u00e1t h\u00e0nh m\u1edbi th\u1ebb t\u1eeb ng\u00e0y 31-3-2021. Tuy nhi\u00ean, c\u0169ng cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 k\u00e9o d\u00e0i \u0111\u1ebfn h\u1ebft n\u0103m 2021 \u0111\u1ec3 ho\u00e0n th\u00e0nh tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n chip \u0111\u1ed1i v\u1edbi m\u00e1y ATM v\u00e0 c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb. Nh\u01b0ng kh\u1ea3 n\u0103ng nhi\u1ec1u ng\u00e2n h\u00e0ng s\u1ebd v\u1ec1 \u0111\u00edch s\u1edbm.<\/span><\/p>\n

T\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 10-2020, theo b\u00e1o c\u00e1o c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip \u0111\u00e3 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n. Ph\u1ea7n l\u1edbn c\u00e1c ng\u00e2n h\u00e0ng\u00a0 \u0111\u00e3 s\u1eb5n s\u00e0ng ngu\u1ed3n l\u1ef1c h\u1ea1 t\u1ea7ng v\u00e0 c\u00f4ng ngh\u1ec7 cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb t\u1eeb sang th\u1ebb chip c\u1ee7a kh\u00e1ch h\u00e0ng. C\u00f3 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i xong to\u00e0n b\u1ed9 th\u1ebb ATM sang th\u1ebb chip.<\/span><\/p>\n

\"\"<\/span><\/p>\n

Thao t\u00e1c trong giao d\u1ecbch b\u1eb1ng th\u1ebb chip c\u00f3 kh\u00f3 h\u01a1n so v\u1edbi th\u1ebb t\u1eeb kh\u00f4ng, th\u01b0a \u00f4ng? \u0110\u1ec3 b\u1ea3o m\u1eadt t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh, ng\u01b0\u1eddi d\u00e2n c\u1ea7n l\u01b0u \u00fd g\u00ec khi s\u1eed d\u1ee5ng th\u1ebb chip?<\/em><\/strong><\/span><\/p>\n

– Th\u1ebb chip c\u00f3 t\u00ednh n\u0103ng b\u1ea3o m\u1eadt cao h\u01a1n th\u1ebb t\u1eeb, do \u0111\u00f3 trong nh\u1eefng l\u1ea7n giao d\u1ecbch \u0111\u1ea7u ti\u00ean, ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i qua nhi\u1ec1u b\u01b0\u1edbc x\u00e1c th\u1ef1c, tuy c\u00f3 ph\u1ee9c t\u1ea1p h\u01a1n trong thao t\u00e1c nh\u01b0ng th\u1ebb chip c\u00f3 t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd giao d\u1ecbch r\u1ea5t cao \u0111\u1ed1i v\u1edbi c\u00e1c thanh to\u00e1n th\u00f4ng th\u01b0\u1eddng n\u00ean ng\u01b0\u1eddi d\u00e2n kh\u00f4ng lo m\u1ea5t th\u1eddi gian, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac c\u00f2n cho ph\u00e9p th\u1ef1c hi\u1ec7n thao t\u00e1c thanh to\u00e1n nhanh h\u01a1n n\u1eefa. Th\u1ebb chip \u0111\u1eb7c bi\u1ec7t thu\u1eadn l\u1ee3i cho c\u00e1c thanh to\u00e1n gi\u00e1 tr\u1ecb th\u1ea5p b\u1edfi kh\u00f4ng c\u1ea7n x\u00e1c th\u1ef1c b\u1eb1ng m\u00e3 PIN, do \u0111\u00f3 r\u1ea5t thu\u1eadn l\u1ee3i, ph\u00f9 h\u1ee3p v\u1edbi thanh to\u00e1n t\u1ea1i si\u00eau th\u1ecb, c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, h\u00e0ng \u0103n nhanh, qu\u00e1n c\u00e0 ph\u00ea…<\/span><\/p>\n

D\u00f9 th\u1ebb chip c\u00f3 nhi\u1ec1u t\u00ednh n\u0103ng b\u1ea3o m\u1eadt h\u01a1n, tuy nhi\u00ean kh\u00e1ch h\u00e0ng v\u1eabn c\u1ea7n \u00fd th\u1ee9c t\u1ef1 b\u1ea3o v\u1ec7 m\u1eadt kh\u1ea9u, c\u01a1 s\u1edf d\u1eef li\u1ec7u, th\u00f4ng tin c\u00e1 nh\u00e2n v\u00e0 t\u00e0i kho\u1ea3n theo khuy\u1ebfn c\u00e1o c\u1ee7a ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh \u0111\u1ec3 ph\u00f2ng ch\u1ed1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao nh\u1eafm v\u00e0o m\u00ecnh. Ngo\u00e0i ra, ng\u01b0\u1eddi d\u00f9ng n\u00ean l\u01b0u \u00fd b\u1ea3o m\u1eadt m\u00e3 PIN v\u00e0 kh\u00f4ng s\u1eed d\u1ee5ng c\u00e1c m\u00e3 PIN d\u1ec5 \u0111o\u00e1n; s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 th\u00f4ng b\u00e1o s\u1ed1 d\u01b0 nh\u1eb1m ki\u1ec3m so\u00e1t s\u1ed1 d\u01b0, ki\u1ec3m so\u00e1t giao d\u1ecbch; kh\u00f3a th\u1ebb khi kh\u00f4ng c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng trong m\u1ed9t th\u1eddi gian d\u00e0i ho\u1eb7c khi nghi ng\u1edd b\u1ecb l\u1ed9 th\u00f4ng tin th\u1ebb; c\u1ea9n tr\u1ecdng khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch v\u1edbi th\u1ebb nh\u01b0: ki\u1ec3m tra m\u00e1y ATM, m\u00e1y POS xem c\u00f3 b\u1ecb \u0111\u1eb7t thi\u1ebft b\u1ecb \u0111\u00e1nh c\u1eafp m\u00e3 PIN v\u00e0 kh\u00f4ng giao th\u1ebb ATM c\u1ee7a m\u00ecnh cho ng\u01b0\u1eddi kh\u00e1c…<\/span><\/p>\n

*<\/strong>\u00a0Xin c\u1ea3m \u01a1n \u00f4ng.<\/em><\/strong><\/span><\/p>\n

Ngu\u1ed3n: http:\/\/www.baodongnai.com.vn\/phongvan\/202101\/chuyen-doi-the-tu-sang-the-chip-gia-tang-tien-ich-va-bao-mat-cho-khach-hang-3037663\/<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Theo c\u00f4ng b\u1ed1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) Vi\u1ec7t Nam, t\u1eeb ng\u00e0y 31-3-2021, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd d\u1eebng ph\u00e1t h\u00e0nh th\u1ebb ATM t\u1eeb \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb ATM chip, nh\u1eb1m gia t\u0103ng ti\u1ec7n \u00edch v\u00e0 b\u1ea3o m\u1eadt cho kh\u00e1ch\u00a0 h\u00e0ng. Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean B\u00e1o\u00a0\u0110\u1ed3ng Nai\u00a0v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, Ph\u00f3 gi\u00e1m \u0111\u1ed1c<\/p>","protected":false},"author":4,"featured_media":1515,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1514"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=1514"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1514\/revisions"}],"predecessor-version":[{"id":1519,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/1514\/revisions\/1519"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/1515"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=1514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=1514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=1514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}