{"id":185,"date":"2019-06-25T14:23:19","date_gmt":"2019-06-25T07:23:19","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=185"},"modified":"2019-09-22T00:07:50","modified_gmt":"2019-09-21T17:07:50","slug":"viet-nam-san-sang-chuyen-doi-the-tu-sang-the-chip-noi-dia","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/viet-nam-san-sang-chuyen-doi-the-tu-sang-the-chip-noi-dia\/","title":{"rendered":"Vi\u1ec7t Nam s\u1eb5n s\u00e0ng chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb Chip n\u1ed9i \u0111\u1ecba"},"content":{"rendered":"

Chuy\u1ec3n \u0111\u1ed5i \u1ed5n \u0111\u1ecbnh, an to\u00e0n, th\u00f4ng su\u1ed1t v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 th\u1ebb, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ng\u00e2n h\u00e0ng t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip n\u1ed9i \u0111\u1ecba b\u1eb1ng c\u00f4ng ngh\u1ec7 chip an to\u00e0n, b\u1ea3o m\u1eadt, \u0111a ti\u1ec7n \u00edch, \u0111a \u1ee9ng d\u1ee5ng cho m\u1ecdi ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam.<\/strong><\/p>\n

D\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VBCA) ph\u1ed1i h\u1ee3p v\u1edbi C\u00f4ng ty C\u1ed5 ph\u1ea7n Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam (NAPAS) v\u00e0 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean g\u1ed3m: Vietcombank, Vietinbank, BIDV, Agribank, Sacombank, TPBank, ABBank ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 ra m\u1eaft s\u1ea3n ph\u1ea9m th\u1ebb chip n\u1ed9i \u0111\u1ecba c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Chuy\u1ec3n \u0111\u1ed5i th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p tr\u1ecdng t\u00e2m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ph\u00ea duy\u1ec7t t\u1ea1i \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t giai \u0111o\u1ea1n 2016-2020 (Quy\u1ebft \u0111\u1ecbnh 2545\/Q\u0110-TTg). Th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, c\u0103n c\u1ee9 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh v\u1ec1 ti\u00eau chu\u1ea9n v\u00e0 quy chu\u1ea9n k\u1ef9 thu\u1eadt, ng\u00e0y 05\/10\/2018, Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 k\u00fd Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1927\/Q\u0110-NHNN c\u00f4ng b\u1ed1 B\u1ed9 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba; trong \u0111\u00f3 quy \u0111\u1ecbnh chi ti\u1ebft v\u1ec1 c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba t\u1ea1i Vi\u1ec7t Nam theo c\u00f4ng ngh\u1ec7 chip ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac, t\u01b0\u01a1ng th\u00edch v\u1edbi chu\u1ea9n EMV c\u1ee7a qu\u1ed1c t\u1ebf. Ti\u1ebfp \u0111\u00f3, Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 41\/2018\/TT-NHNN ng\u00e0y 28\/12\/2018 quy \u0111\u1ecbnh v\u1ec1 l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb ng\u00e2n h\u00e0ng sang th\u1ebb tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba; theo \u0111\u00f3, l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb l\u00e0 \u0111\u1ebfn ng\u00e0y 31\/12\/2020 v\u00e0 \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb l\u00e0 ng\u00e0y 31\/12\/2021<\/p>\n

Th\u1ebb chip n\u1ed9i \u0111\u1ecba \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u1ebfu t\u1ed1 k\u1ef9 thu\u1eadt v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt theo Ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf EMV, h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro v\u1ec1 gian l\u1eadn gi\u1ea3 m\u1ea1o trong thanh to\u00e1n th\u1ebb, \u0111\u1ea3m b\u1ea3o an ninh an to\u00e0n thanh to\u00e1n cho kh\u00e1ch h\u00e0ng; l\u00e0m n\u1ec1n t\u1ea3ng quan tr\u1ecdng \u0111\u1ec3 t\u00edch h\u1ee3p, \u1ee9ng d\u1ee5ng cho c\u00e1c d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t cho c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 y t\u1ebf, gi\u00e1o d\u1ee5c, giao th\u00f4ng, b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c d\u1ecbch c\u00f4ng. Vi\u1ec7c s\u1eed d\u1ee5ng thanh to\u00e1n b\u1eb1ng th\u1ebb chip n\u1ed9i \u0111\u1ecba v\u1edbi c\u00f4ng ngh\u1ec7 kh\u00f4ng ti\u1ebfp x\u00fac cho c\u00e1c giao d\u1ecbch gi\u00e1 tr\u1ecb nh\u1ecf s\u1ebd mang l\u1ea1i tr\u1ea3i nghi\u1ec7m m\u1edbi cho kh\u00e1ch h\u00e0ng khi ch\u1ec9 c\u1ea7n th\u1ef1c hi\u1ec7n 1 thao t\u00e1c ch\u1ea1m th\u1ebb v\u00e0o m\u00e1y POS l\u00e0 c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh giao d\u1ecbch. C\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh s\u1ebd quy \u0111\u1ecbnh ng\u01b0\u1ee1ng gi\u00e1 tr\u1ecb thanh to\u00e1n kh\u00f4ng c\u1ea7n x\u00e1c th\u1ef1c kh\u00e1ch h\u00e0ng d\u00e0nh cho c\u00e1c giao d\u1ecbch gi\u00e1 tr\u1ecb nh\u1ecf.<\/p>\n

Ph\u00e1t bi\u1ec3u ch\u1ec9 \u0111\u1ea1o t\u1ea1i s\u1ef1 ki\u1ec7n, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Kim Anh nh\u1ea5n m\u1ea1nh: “Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba l\u00e0 xu th\u1ebf t\u1ea5t y\u1ebfu c\u1ee7a c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng ch\u01b0a th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u00f4ng ngh\u1ec7 chip. Do v\u1eady, H\u1ed9i th\u1ebb ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, c\u00e1c ng\u00e2n h\u00e0ng, Napas v\u00e0 \u0111\u01a1n v\u1ecb c\u00f3 li\u00ean quan c\u1ea7n ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd, t\u00edch c\u1ef1c h\u01a1n n\u1eefa \u0111\u1ec3 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo \u0111\u00fang l\u1ed9 tr\u00ecnh NHNN \u0111\u00e3 ban h\u00e0nh. C\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i ph\u1ea3i \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng th\u1ebb v\u1eabn di\u1ec5n ra li\u00ean t\u1ee5c, \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n; \u0111\u1ed3ng th\u1eddi, c\u1ea7n \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a kh\u00e1ch h\u00e0ng ch\u1ee7 th\u1ebb trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i.”<\/p>\n

Hi\u1ec7n Vi\u1ec7t Nam c\u00f3 48 ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb n\u1ed9i \u0111\u1ecba v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kho\u1ea3ng 76 tri\u1ec7u th\u1ebb, h\u01a1n 261.000 m\u00e1y POS v\u00e0 18.600 m\u00e1y ATM; trong \u0111\u00f3 ph\u1ea7n l\u1edbn POS \u0111\u00e3 tu\u00e2n theo Ti\u00eau chu\u1ea9n EMV n\u00ean vi\u1ec7c tri\u1ec3n khai th\u1ebb chip n\u1ed9i \u0111\u1ecba tr\u00ean c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb s\u1ebd kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p. Theo k\u1ebf ho\u1ea1ch \u0111\u1eb7t ra, \u0111\u1ebfn 31\/12\/2019, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i \u00edt nh\u1ea5t 30% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb n\u1ed9i \u0111\u1ecba, 35% s\u1ed1 l\u01b0\u1ee3ng ATM v\u00e0 50% s\u1ed1 l\u01b0\u1ee3ng POS hi\u1ec7n c\u00f3 sang c\u00f4ng ngh\u1ec7 chip ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac. To\u00e0n b\u1ed9 m\u00e1y ATM v\u00e0 POS tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 Ti\u00eau chu\u1ea9n VCCS v\u00e0o 31\/12\/2020. Ch\u1eadm nh\u1ea5t v\u00e0o 31\/12\/2021, to\u00e0n b\u1ed9 th\u1ebb t\u1eeb n\u1ed9i \u0111\u1ecba \u0111ang l\u01b0u h\u00e0nh c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb tu\u00e2n th\u1ee7 TCCS v\u1ec1 th\u1ebb chip n\u1ed9i.<\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c m\u1ee5c ti\u00eau tr\u01b0\u1edbc m\u1eaft, B\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb Napas cho bi\u1ebft: “V\u1ec1 ph\u00eda Napas, ch\u00fang t\u00f4i \u0111\u00e3 s\u1eb5n s\u00e0ng ngu\u1ed3n l\u1ef1c v\u1ec1 nh\u00e2n s\u1ef1 v\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng ph\u00e1t h\u00e0nh, thanh to\u00e1n th\u1ebb chip n\u1ed9i \u0111\u1ecba. Napas \u0111ang nghi\u00ean c\u1ee9u vi\u1ec7c h\u1ee3p t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf \u0111\u1ec3 c\u00f9ng v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ph\u00e1t h\u00e0nh ra th\u1ecb tr\u01b0\u1eddng th\u1ebb \u0111\u1ed3ng th\u01b0\u01a1ng hi\u1ec7u (co-badge) gi\u1eefa th\u1ebb chip n\u1ed9i \u0111\u1ecba v\u00e0 th\u1ebb chip qu\u1ed1c t\u1ebf, cho ph\u00e9p kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu chi\u1ebfc th\u1ebb n\u00e0y s\u1eed d\u1ee5ng thu\u1eadn ti\u1ec7n c\u1ea3 trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i. B\u00ean c\u1ea1nh \u0111\u00f3, nh\u1eb1m h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng trong c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh c\u1ee7a NHNN, Napas \u0111\u00e3 tri\u1ec3n khai ch\u00ednh s\u00e1ch gi\u1ea3m ph\u00ed d\u1ecbch v\u1ee5 chuy\u1ec3n m\u1ea1ch l\u00ean \u0111\u1ebfn 80% (t\u00f9y theo lo\u1ea1i giao d\u1ecbch) cho c\u00e1c ng\u00e2n h\u00e0ng ho\u00e0n th\u00e0nh c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang theo ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba t\u1eeb 1\/5\/2019”<\/p>\n

Trao \u0111\u1ed5i t\u1ea1i s\u1ef1 ki\u1ec7n, H\u1ed9i th\u1ebb ng\u00e2n h\u00e0ng Vi\u1ec7t nam v\u00e0 l\u00e3nh \u0111\u1ea1o c\u1ee7a 07 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean tri\u1ec3n khai ph\u00e1t h\u00e0nh v\u00e0 thanh to\u00e1n th\u1ebb chip n\u1ed9i \u0111\u1ecba cam k\u1ebft ti\u1ebfp t\u1ee5c n\u1ed7 l\u1ef1c ho\u00e0n th\u00e0nh c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh \u0111\u1eb7t ra c\u1ee7a NHNN. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip n\u1ed9i \u0111\u1ecba s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng t\u1edbi giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean, ph\u00e1t sinh chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i c\u0169ng l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 l\u01b0\u1ee3ng th\u1ebb l\u1edbn nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng v\u1ec1 c\u01a1 b\u1ea3n s\u1ebd \u00e1p d\u1ee5ng c\u00e1c ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i ph\u00ed chuy\u1ec3n \u0111\u1ed5i \u0111\u1eb7c bi\u1ec7t cho c\u00e1c ch\u1ee7 th\u1ebb hi\u1ec7n t\u1ea1i, xem x\u00e9t vi\u1ec7c thu ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi theo t\u1eebng giai \u0111o\u1ea1n. C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd th\u00f4ng b\u00e1o cho kh\u00e1ch h\u00e0ng th\u1eddi gian ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi, quy tr\u00ecnh v\u00e0 th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi c\u0169ng nh\u01b0 c\u00e1c ch\u00ednh s\u00e1ch li\u00ean quan (n\u1ebfu c\u00f3) theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n

L\u1ea7n \u0111\u1ea7u ti\u00ean th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n Vi\u1ec7t Nam tri\u1ec3n khai \u00e1p d\u1ee5ng m\u1ed9t ti\u00eau chu\u1ea9n k\u1ef9 thu\u1eadt th\u1ed1ng nh\u1ea5t t\u01b0\u01a1ng th\u00edch v\u1edbi ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf EMV, kh\u1eb3ng \u0111\u1ecbnh t\u00ednh t\u1ef1 ch\u1ee7 v\u00e0 \u1ee9ng d\u1ee5ng k\u1ecbp th\u1eddi nh\u1eefng th\u00e0nh t\u1ef1u ti\u1ebfn b\u1ed9 c\u1ee7a CMCN 4.0 trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng; gi\u00fap cho c\u00e1c giao d\u1ecbch thanh to\u00e1n an to\u00e0n, b\u1ea3o m\u1eadt h\u01a1n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n t\u00ednh n\u0103ng thanh to\u00e1n m\u1edbi, hi\u1ec7n \u0111\u1ea1i cho s\u1ea3n ph\u1ea9m th\u1ebb n\u1ed9i \u0111\u1ecba; m\u1edf ra c\u01a1 h\u1ed9i \u0111\u1ec3 th\u1ebb n\u1ed9i \u0111\u1ecba tham gia h\u1ed9i nh\u1eadp qu\u1ed1c t\u1ebf.<\/p>\n

BOX TH\u00d4NG TIN<\/strong><\/p>\n

B\u1ed9 Ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba (Vietnam Chip Card Specifications \u2013 VCCS)<\/p>\n

B\u1ed9 Ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba bao g\u1ed3m c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba c\u00f4ng ngh\u1ec7 ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac, t\u01b0\u01a1ng th\u00edch v\u1edbi ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf EMV n\u00ean s\u1ebd h\u1ed7 tr\u1ee3 cho c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i hi\u1ec7u qu\u1ea3 do k\u1ebf th\u1eeba l\u1ea1i h\u1ea1 t\u1ea7ng ph\u00e1t h\u00e0nh v\u00e0 ch\u1ea5p nh\u1eadn th\u1ebb qu\u1ed1c t\u1ebf hi\u1ec7n \u0111\u00e3 t\u01b0\u01a1ng th\u00edch v\u1edbi EMV hi\u1ec7n c\u00f3. C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i th\u1ebb giao ti\u1ebfp k\u00e9p (h\u1ed7 tr\u1ee3 c\u1ea3 ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac) ngay trong giai \u0111o\u1ea1n \u0111\u1ea7u ti\u00ean, gi\u1ea3m b\u1edbt m\u1ed9t b\u01b0\u1edbc chuy\u1ec3n \u0111\u1ed5i theo l\u1ed9 tr\u00ecnh t\u1eeb th\u1ebb chip ti\u1ebfp x\u00fac sang th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac nh\u01b0 b\u00e0i h\u1ecdc kinh nghi\u1ec7m t\u1eeb c\u00e1c n\u01b0\u1edbc kh\u00e1c.<\/p>\n

B\u1ed9 ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng c\u01a1 b\u1ea3n \u0111\u1ec3 s\u1ed1 ho\u00e1 th\u00f4ng tin th\u1ebb l\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng, ti\u1ebfn \u0111\u1ebfn cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh \u0111\u1ec3 thanh to\u00e1n. T\u01b0\u01a1ng lai th\u1ecb tr\u01b0\u1eddng s\u1ebd \u0111\u00f3n nh\u1eadn tr\u00e0o l\u01b0u thanh to\u00e1n “ch\u1ea1m”, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n ch\u1ea1m th\u1ebb ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i v\u00e0o thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn POS \u0111\u1ec3 ho\u00e0n th\u00e0nh giao d\u1ecbch thanh to\u00e1n.<\/p>\n

T\u00ednh n\u0103ng v\u01b0\u1ee3t tr\u1ed9i c\u1ee7a th\u1ebb chip n\u1ed9i \u0111\u1ecba<\/strong><\/p>\n

An to\u00e0n v\u00e0 b\u1ea3o m\u1eadt
\nS\u1eed d\u1ee5ng vi m\u1ea1ch chip \u0111\u1ec3 l\u01b0u gi\u1eef th\u00f4ng tin th\u1ebb thay v\u00ec l\u01b0u tr\u00ean d\u1ea3i t\u1eeb, gi\u1ea3m thi\u1ec3u c\u00e1c giao d\u1ecbch gi\u1ea3 m\u1ea1o, gian l\u1eadn do ch\u1ec9 c\u00f3 ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u1ecdc \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u trong th\u1ebb. M\u1ed7i giao d\u1ecbch s\u1ebd c\u00f3 m\u1ed9t m\u00e3 x\u00e1c th\u1ef1c ri\u00eang, \u0111\u1ea3m b\u1ea3o kh\u00f4ng l\u1ea5y c\u1eafp d\u1eef li\u1ec7u \u0111\u1ec3 gi\u1ea3 m\u1ea1o \u0111\u01b0\u1ee3c giao d\u1ecbch th\u1ebb.<\/p>\n

T\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m cho ng\u01b0\u1eddi d\u00f9ng<\/p>\n

Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, “tap & go”- “ch\u1ea1m v\u00e0 \u0111i” c\u00f9ng v\u1edbi vi\u1ec7c cho ph\u00e9p thanh to\u00e1n kh\u00f4ng x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng v\u1edbi giao d\u1ecbch gi\u00e1 tr\u1ecb nh\u1ecf c\u1ee7a th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac s\u1ebd gi\u00fap \u0111\u1ea9y nhanh t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd giao d\u1ecbch thanh to\u00e1n, ti\u1ec7n l\u1ee3i h\u01a1n thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t.
\n\u0110a ti\u1ec7n \u00edch, \u0111a \u1ee9ng d\u1ee5ng trong thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t
\nTh\u1ebb chip n\u1ed9i \u0111\u1ecba c\u00f3 th\u1ec3 t\u00edch h\u1ee3p c\u00e1c \u1ee9ng d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5, ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u1edbi c\u00e1c ng\u00e0nh kh\u00e1c nh\u01b0 giao th\u00f4ng, b\u1ea3o hi\u1ec3m, y t\u1ebf, gi\u00e1o d\u1ee5c v\u00e0 d\u1ecbch v\u1ee5 c\u00f4ng. \u0110\u1eb7c bi\u1ec7t, th\u1ebb chip n\u1ed9i \u0111\u1ecba thi\u1ebft k\u1ebf t\u1ed1i \u01b0u \u0111\u1ec3 \u1ee9ng d\u1ee5ng thanh to\u00e1n trong giao th\u00f4ng v\u1edbi t\u1ed1c \u0111\u1ed9 ho\u00e0n th\u00e0nh giao d\u1ecbch th\u00f4ng th\u01b0\u1eddng 150-200mns, \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n thanh to\u00e1n trong giao th\u00f4ng c\u00f4ng c\u1ed9ng (d\u01b0\u1edbi 300mns).\u200b<\/p>","protected":false},"excerpt":{"rendered":"

Chuy\u1ec3n \u0111\u1ed5i \u1ed5n \u0111\u1ecbnh, an to\u00e0n, th\u00f4ng su\u1ed1t v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 th\u1ebb, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ng\u00e2n h\u00e0ng t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip n\u1ed9i \u0111\u1ecba b\u1eb1ng c\u00f4ng ngh\u1ec7 chip an to\u00e0n, b\u1ea3o m\u1eadt, \u0111a ti\u1ec7n \u00edch, \u0111a \u1ee9ng d\u1ee5ng cho m\u1ecdi ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam.<\/p>","protected":false},"author":3,"featured_media":186,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[27,28],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/185"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=185"}],"version-history":[{"count":0,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/185\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/186"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}