{"id":564,"date":"2019-11-28T11:36:08","date_gmt":"2019-11-28T04:36:08","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=564"},"modified":"2019-11-28T13:38:36","modified_gmt":"2019-11-28T06:38:36","slug":"som-chuyen-doi-sang-the-chip-de-khong-mat-tien-khi-su-dung-the-atm","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/som-chuyen-doi-sang-the-chip-de-khong-mat-tien-khi-su-dung-the-atm\/","title":{"rendered":"S\u1edbm chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip \u0111\u1ec3 kh\u00f4ng m\u1ea5t ti\u1ec1n khi s\u1eed d\u1ee5ng th\u1ebb ATM"},"content":{"rendered":"

Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM b\u1eb1ng c\u00f4ng ngh\u1ec7 t\u1eeb sang c\u00f4ng ngh\u1ec7 chip c\u00f3 \u0111\u1ed9 b\u1ea3o m\u1eadt cao h\u01a1n nh\u1eb1m h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro m\u1ea5t ti\u1ec1n \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i g\u1ea5p r\u00fat tri\u1ec3n khai.<\/strong><\/p>\n

C\u1ea3nh b\u00e1o nhi\u1ec1u v\u1eabn b\u1ecb \u0103n c\u1eafp d\u1eef li\u1ec7u t\u1ea1i ATM (skimming)<\/p>\n

Th\u1eddi gian qua, d\u00f9 li\u00ean t\u1ee5c c\u1ea3nh b\u00e1o nh\u01b0ng h\u00e0ng lo\u1ea1t v\u1ee5 g\u1eafn thi\u1ebft b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb t\u1ea1i m\u00e1y ATM r\u1ed3i l\u00e0m th\u1ebb gi\u1ea3 r\u00fat ti\u1ec1n (skimming); l\u1eeba ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec3 l\u1ea5y m\u1eadt kh\u1ea9u, m\u00e3 OTP, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n v\u1eabn di\u1ec5n ra.<\/p>\n

M\u1edbi \u0111\u00e2y nh\u1ea5t, m\u1ed9t ng\u00e2n h\u00e0ng t\u1ea1i TP H\u00e0 T\u0129nh \u0111\u00e3 b\u00e1o c\u00f4ng an vi\u1ec7c c\u00f3 k\u1ebb l\u1ea1 m\u1eb7t l\u1eafp thi\u1ebft b\u1ecb sao ch\u1ee5p th\u00f4ng tin kh\u00e1ch h\u00e0ng qua tr\u1ee5 ATM. Theo camera tr\u00edch xu\u1ea5t c\u1ee7a NH, ch\u1ec9 trong 1 ph\u00fat, \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 l\u1eafp \u0111\u1eb7t th\u00e0nh c\u00f4ng c\u00e1c thi\u1ebft b\u1ecb sao ch\u00e9p n\u00e0y. Sau khi l\u1ea5y c\u1eafp \u0111\u01b0\u1ee3c th\u00f4ng tin, d\u1eef li\u1ec7u, \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd l\u00e0m th\u1ebb ATM gi\u1ea3 \u0111\u1ec3 r\u00fat ti\u1ec1n, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

T\u00ecnh tr\u1ea1ng l\u1eafp thi\u1ebft b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb r\u1ed3i l\u00e0m th\u1ebb gi\u1ea3 r\u00fat ti\u1ec1n, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a ch\u1ee7 th\u1ebb ATM di\u1ec5n ra kh\u00e1 ph\u1ed5 bi\u1ebfn th\u1eddi gian qua. H\u1ec7 qu\u1ea3 l\u00e0 m\u1ed9t s\u1ed1 ch\u1ee7 th\u1ebb ATM b\u1ecb r\u00fat ti\u1ec1n trong t\u00e0i kho\u1ea3n, d\u00f9 th\u1ebb lu\u00f4n b\u00ean m\u00ecnh v\u00e0 kh\u00f4ng th\u1ef1c hi\u1ec7n b\u1ea5t c\u1ee9 giao d\u1ecbch n\u00e0o.<\/p>\n

Theo c\u00e1c ng\u00e2n h\u00e0ng, th\u1ef1c tr\u1ea1ng kh\u00e1ch h\u00e0ng b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin, d\u1eef li\u1ec7u th\u1ebb t\u1ea1i ATM ng\u00e0y c\u00e0ng gia t\u0103ng. T\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 ng\u00e0y c\u00e0ng tinh vi, trong \u0111\u00f3 c\u00f3 t\u1ed9i ph\u1ea1m th\u1ebb ATM. C\u00e1c thi\u1ebft b\u1ecb skimming m\u1edbi \u0111\u01b0\u1ee3c k\u1ebb gian thi\u1ebft k\u1ebf nh\u1ecf g\u1ecdn, ch\u00e8n s\u00e2u v\u00e0o trong thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb \u1edf m\u00e1y ATM v\u00e0 \u0111\u01b0\u1ee3c g\u1eafn v\u00e0o, r\u00fat ra trong kho\u1ea3ng th\u1eddi gian r\u1ea5t ng\u1eafn n\u00ean kh\u00f3 ph\u00e1t hi\u1ec7n k\u1ecbp th\u1eddi\u2026 M\u1ee5c \u0111\u00edch cu\u1ed1i c\u00f9ng c\u1ee7a k\u1ebb gian l\u00e0 l\u1ea5y \u0111\u01b0\u1ee3c th\u00f4ng tin d\u1eef li\u1ec7u th\u1ebb tr\u00ean r\u00e3nh t\u1eeb c\u1ee7a th\u1ebb ATM v\u00e0 m\u00e3 PIN m\u00e0 kh\u00e1ch h\u00e0ng thao t\u00e1c khi \u0111\u0103ng nh\u1eadp t\u1ea1i m\u00e1y ATM.<\/p>\n

M\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng c\u1ea5p t\u1eadp tri\u1ec3n khai nh\u1eb1m h\u1ea1n ch\u1ebf r\u1ee7i ro, thi\u1ec7t h\u1ea1i t\u1eeb t\u00ecnh tr\u1ea1ng skimming l\u00e0 chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM l\u00e0m b\u1eb1ng c\u00f4ng ngh\u1ec7 t\u1eeb \u0111ang l\u01b0u h\u00e0nh tr\u00ean th\u1ecb tr\u01b0\u1eddng sang th\u1ebb chip (th\u1ebb g\u1eafn chip \u0111i\u1ec7n t\u1eed, c\u00e1c th\u00f4ng tin quan tr\u1ecdng \u0111\u1ec1u \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a n\u00ean b\u1ea3o m\u1eadt h\u01a1n).<\/p>\n

TPBank ti\u00ean phong chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM c\u00f4ng ngh\u1ec7 t\u1eeb sang c\u00f4ng ngh\u1ec7 chip<\/p>\n

Vi\u1ec7t Nam hi\u1ec7n c\u00f3 48 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u00e1t h\u00e0nh th\u1ebb n\u1ed9i \u0111\u1ecba v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kho\u1ea3ng 76 tri\u1ec7u th\u1ebb, h\u01a1n 261.000 m\u00e1y POS v\u00e0 18.600 m\u00e1y ATM. T\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 41 quy \u0111\u1ecbnh v\u1ec1 l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba c\u00f4ng ngh\u1ec7 t\u1eeb sang th\u1ebb tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 y\u00eau c\u1ea7u l\u1ed9 tr\u00ecnh c\u1ee5 th\u1ec3 cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM.<\/p>\n

\u0110\u1ebfn cu\u1ed1i n\u0103m nay, \u00edt nh\u1ea5t 30% s\u1ed1 th\u1ebb \u0111ang l\u01b0u h\u00e0nh ph\u1ea3i tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 21 tri\u1ec7u th\u1ebb ATM ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip. H\u1ea1n ch\u00f3t cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM tr\u00ean th\u1ecb tr\u01b0\u1eddng sang th\u1ebb chip l\u00e0 cu\u1ed1i n\u0103m 2021.<\/p>\n

Ng\u00e2n h\u00e0ng Ti\u00ean Phong (TPBank) l\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 ho\u00e0n t\u1ea5t vi\u1ec7c tri\u1ec3n khai ph\u00e1t h\u00e0nh, ch\u1ea5p nh\u1eadn th\u1ebb chip t\u1eeb 10-2018 v\u00e0 c\u00f9ng Napas th\u1eed nghi\u1ec7m, ngay sau \u0111\u00f3 \u0111\u00e3 ph\u00e1t h\u00e0nh ch\u00ednh th\u1ee9c cho t\u1ea5t c\u1ea3 kh\u00e1ch h\u00e0ng th\u1ebb chip n\u1ed9i \u0111\u1ecba t\u1eeb 01\/6\/2019.<\/p>\n

Ph\u1ea3i n\u00f3i th\u00eam, to\u00e0n b\u1ed9 ATM\/VTM, POS\/mPOS c\u1ee7a TPBank \u0111\u00e3 ch\u1ea5p nh\u1eadn th\u1ebb chip n\u1ed9i \u0111\u1ecba c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng theo chu\u1ea9n c\u1ee7a NHNN. Ngo\u00e0i ra, Napas c\u0169ng \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 t\u1ea5t c\u1ea3 c\u00e1c ATM thu\u1ed9c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam s\u1eb5n s\u00e0ng cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip.<\/p>\n

C\u00f3 th\u1ec3 n\u00f3i, TPBank th\u1ef1c hi\u1ec7n qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip t\u1eeb kh\u00e1 s\u1edbm, v\u00e0 l\u00e0 1 trong 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i th\u00e0nh c\u00f4ng. \u201c\u0110\u1ebfn nay, 100% kh\u00e1ch h\u00e0ng m\u1edbi l\u00e0 ch\u1ee7 th\u1ebb ATM c\u1ee7a ch\u00fang t\u00f4i \u0111\u00e3 \u0111ang d\u00f9ng th\u1ebb chip, c\u00e1c kh\u00e1ch h\u00e0ng c\u0169 \u0111ang t\u1eebng b\u01b0\u1edbc \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i. TPBank d\u1ef1 ki\u1ebfn ho\u00e0n th\u00e0nh tr\u01b0\u1edbc k\u1ebf ho\u1ea1ch c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u00edt nh\u1ea5t 1 n\u0103m. Ch\u00fang t\u00f4i s\u1ebd c\u00f3 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh c\u1ee5 th\u1ec3 t\u1eebng giai \u0111o\u1ea1n v\u1ec1 m\u1ee9c ph\u00ed \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng chuy\u1ec3n \u0111\u1ed5i\u201d –\u00a0 \u00f4ng Nguy\u1ec5n H\u01b0ng , T\u1ed5ng Gi\u00e1m \u0111\u1ed1c TPBank chia s\u1ebb.<\/p>\n

Hi\u1ec7n t\u1ea1i, kh\u00e1ch h\u00e0ng m\u1edbi c\u1ee7a TPBank c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd ph\u00e1t h\u00e0nh m\u1edbi th\u1ebb ATM b\u1eb1ng c\u00f4ng ngh\u1ec7 chip l\u1ea5y ngay t\u1ea1i LiveBank – m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng t\u1ef1 \u0111\u1ed9ng 24\/7 c\u1ee7a ng\u00e2n h\u00e0ng. \u0110\u01b0\u1ee3c bi\u1ebft, t\u1eeb 1\/11 \u0111\u1ebfn 31\/12\/2019, TPBank gi\u1ea3m 50% ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb chip cho t\u1ea5t c\u1ea3 c\u00e1c kh\u00e1ch h\u00e0ng, bao g\u1ed3m c\u1ea3 kh\u00e1ch m\u1edf th\u1ebb m\u1edbi v\u00e0 kh\u00e1ch h\u00e0ng \u0111\u1ed5i th\u1ebb. V\u1edbi vi\u1ec7c \u0111\u01b0a ra ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i n\u00e0y, TPBank mong mu\u1ed1n h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m th\u1ebb an to\u00e0n, b\u1ea3o m\u1eadt h\u01a1n.<\/p>\n

Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, th\u1ebb chip n\u1ed9i \u0111\u1ecba s\u1ebd h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro v\u1ec1 gian l\u1eadn gi\u1ea3 m\u1ea1o trong thanh to\u00e1n th\u1ebb. \u0110\u00e2y c\u0169ng l\u00e0 xu th\u1ebf t\u1ea5t y\u1ebfu c\u1ee7a c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng ch\u01b0a th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u00f4ng ngh\u1ec7 chip.<\/p>\n\n\n\n
Khi giao d\u1ecbch th\u1ebb ATM kh\u00e1ch h\u00e0ng l\u01b0u \u00fd<\/p>\n

– Tr\u01b0\u1edbc khi giao d\u1ecbch n\u00ean quan s\u00e1t, l\u01b0u \u00fd c\u00e1c \u0111i\u1ec3m kh\u00f4ng b\u00ecnh th\u01b0\u1eddng xung quanh ATM.<\/p>\n

– Lu\u00f4n che tay khi nh\u1eadp m\u00e3 PIN c\u1ee7a th\u1ebb ATM. Kh\u00e1ch h\u00e0ng c\u0169ng n\u00ean t\u1ef1 trang b\u1ecb nh\u1eefng ki\u1ebfn th\u1ee9c \u0111\u1ec3 c\u00f3 th\u1ec3 b\u1ea3o qu\u1ea3n th\u1ebb c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch b\u1ea3o m\u1eadt nh\u1ea5t.<\/p>\n

– Lu\u00f4n gi\u1eef th\u1ebb ATM b\u00ean c\u1ea1nh, kh\u00f4ng cho ng\u01b0\u1eddi kh\u00e1c m\u01b0\u1ee3n th\u1ebb;<\/p>\n

– Ng\u1eebng giao d\u1ecbch t\u1ea1i m\u00e1y ATM khi c\u00f3 d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng v\u00e0 \u0111\u1ed5i ngay m\u00e3 PIN t\u1ea1i ATM kh\u00e1c n\u1ebfu th\u1ea5y nghi ng\u1edd l\u1ed9 th\u00f4ng tin ho\u1eb7c li\u00ean h\u1ec7 v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 kh\u00f3a th\u1ebb ngay n\u1ebfu ph\u00e1t hi\u1ec7n giao d\u1ecbch t\u1ea1i m\u00e1y ATM c\u00f3 gi\u1ea5u hi\u1ec7u r\u1ee7i ro.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ngu\u1ed3n: Hi\u1ec7p H\u1ed9i Ng\u00e2n H\u00e0ng Vi\u1ec7t Nam<\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM b\u1eb1ng c\u00f4ng ngh\u1ec7 t\u1eeb sang c\u00f4ng ngh\u1ec7 chip c\u00f3 \u0111\u1ed9 b\u1ea3o m\u1eadt cao h\u01a1n nh\u1eb1m h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro m\u1ea5t ti\u1ec1n \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i g\u1ea5p r\u00fat tri\u1ec3n khai. C\u1ea3nh b\u00e1o nhi\u1ec1u v\u1eabn b\u1ecb \u0103n c\u1eafp d\u1eef li\u1ec7u t\u1ea1i ATM (skimming) Th\u1eddi gian<\/p>","protected":false},"author":3,"featured_media":565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/564"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=564"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/564\/revisions"}],"predecessor-version":[{"id":567,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/564\/revisions\/567"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/565"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}