{"id":627,"date":"2019-12-24T11:19:52","date_gmt":"2019-12-24T04:19:52","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=627"},"modified":"2019-12-24T14:52:50","modified_gmt":"2019-12-24T07:52:50","slug":"nguy-co-mat-tien-trong-atm-gia-tang-vi-cham-chuyen-the-tu-sang-the-chip","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/nguy-co-mat-tien-trong-atm-gia-tang-vi-cham-chuyen-the-tu-sang-the-chip\/","title":{"rendered":"Nguy c\u01a1 m\u1ea5t ti\u1ec1n trong ATM gia t\u0103ng v\u00ec ch\u1eadm chuy\u1ec3n th\u1ebb t\u1eeb sang th\u1ebb chip"},"content":{"rendered":"<p><strong>Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip \u1edf Vi\u1ec7t Nam di\u1ec5n ra kh\u00e1 ch\u1eadm ch\u1ea1p. \u0110i\u1ec1u n\u00e0y v\u00f4 h\u00ecnh chung \u0111\u00e3 ti\u1ebfp tay cho t\u1ed9i ph\u1ea1m tr\u1ed9m ti\u1ec1n t\u1eeb th\u1ebb ATM.<\/strong><\/p>\n<p class=\"t-j\">Hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u201cch\u1ea1y \u0111ua\u201d chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip. S\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y kh\u00f4ng ch\u1ec9 th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) l\u00e0 ph\u1ea3i ho\u00e0n th\u00e0nh trong n\u0103m 2020, m\u00e0 c\u00f2n \u0111\u1ec3 chi\u1ebfm l\u0129nh kh\u00e1ch h\u00e0ng, v\u1ed1n \u0111ang thay \u0111\u1ed5i th\u00f3i quen ti\u00eau d\u00f9ng t\u1eebng ng\u00e0y.<\/p>\n<p class=\"t-j\">\u00d4ng Nguy\u1ec5n Quang H\u01b0ng, T\u1ed5ng gi\u00e1m \u0111\u1ed1c C\u00f4ng ty c\u1ed5 ph\u1ea7n Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam (Napas) cho bi\u1ebft, th\u00e1ng 5 v\u1eeba qua, m\u1edbi ch\u1ec9 c\u00f3 7 ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip v\u00e0 5 \u0111\u01a1n v\u1ecb cung c\u1ea5p th\u1ebb tr\u1eafng (ph\u00f4i th\u1ebb), song \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y \u0111\u00e3 c\u00f3 h\u01a1n 20 ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng chuy\u1ec3n \u0111\u1ed5i v\u00e0 6 \u0111\u01a1n v\u1ecb cung c\u1ea5p th\u1ebb tr\u1eafng. D\u1ef1 ki\u1ebfn \u0111\u1ebfn qu\u00fd 1\/2020, con s\u1ed1 n\u00e0y s\u1ebd l\u00ean t\u1edbi 26 ng\u00e2n h\u00e0ng v\u00e0 10 c\u00f4ng ty cung c\u1ea5p th\u1ebb tr\u1eafng.<\/p>\n<p class=\"t-j\">M\u1eb7c d\u00f9 v\u1eady, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, so v\u1edbi nhi\u1ec1u n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip \u1edf Vi\u1ec7t Nam v\u1eabn di\u1ec5n ra kh\u00e1 ch\u1eadm ch\u1ea1p. M\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n ch\u00ednh l\u00e0 do chi ph\u00ed.<\/p>\n<table class=\"FmsArticleBoxStyle ImageBox ImageCenterBox Border-1 image t-j\">\n<tbody>\n<tr>\n<td class=\"FmsArticleBoxStyle-Images image\"><a class=\"slidevnn cboxElement\" title=\"Chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip ch\u1eadm c\u00f3 th\u1ec3 khi\u1ebfn c\u00e1c v\u1ee5 m\u1ea5t ti\u1ec1n gia t\u0103ng. (\u1ea2nh minh h\u1ecda: KT)\" href=\"https:\/\/vnn-imgs-f.vgcloud.vn\/2019\/12\/18\/16\/the-atm.jpg\"><img src=\"https:\/\/vnn-imgs-f.vgcloud.vn\/2019\/12\/18\/16\/the-atm.jpg\" alt=\"Nguy c\u01a1 m\u1ea5t ti\u1ec1n trong ATM gia t\u0103ng v\u00ec ch\u1eadm chuy\u1ec3n th\u1ebb t\u1eeb sang th\u1ebb chip\" \/><\/a><\/td>\n<\/tr>\n<tr>\n<td class=\"FmsArticleBoxStyle-Content image_desc\">Chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip ch\u1eadm c\u00f3 th\u1ec3 khi\u1ebfn c\u00e1c v\u1ee5 m\u1ea5t ti\u1ec1n gia t\u0103ng. (\u1ea2nh minh h\u1ecda: KT)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"t-j\">Theo \u00f4ng Nguy\u1ec5n \u0110\u00ecnh Th\u1eafng, Ch\u1ee7 t\u1ecbch H\u0110QT Ng\u00e2n h\u00e0ng LienvietPostbank, \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 c\u0169 c\u1ea7n c\u00f3 m\u1ed9t th\u1eddi h\u1ea1n kh\u1ea5u hao, trong khi \u0111\u00f3, khi \u00e1p d\u1ee5ng th\u1ebb chip, h\u1ec7 th\u1ed1ng core th\u1ebb ph\u1ea3i thay \u0111\u1ed5i, h\u1ec7 th\u1ed1ng \u0111\u1ea7u cu\u1ed1i, c\u00e2y ATM, h\u1ec7 th\u1ed1ng POS c\u0169ng ph\u1ea3i b\u1ecf v\u00e0 \u0111\u1ea7u t\u01b0 h\u1ec7 th\u1ed1ng m\u1edbi c\u00f3 th\u1ec3 nh\u1eadn di\u1ec7n chip. Ch\u01b0a k\u1ec3, vi\u1ec7c thay \u0111\u1ed5i th\u1ebb chip c\u0169ng c\u1ea7n th\u1eddi gian cho kh\u00e1ch h\u00e0ng th\u00edch nghi, l\u00e0m quen.<\/p>\n<p class=\"t-j\">C\u00f9ng quan \u0111i\u1ec3m, \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c VietinBank cho hay, khi chuy\u1ec3n sang th\u1ebb chip, ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i thay \u0111\u1ed5i m\u1ed9t lo\u1ea1t m\u00e1y m\u00f3c, chi ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb chip c\u0169ng cao h\u01a1n th\u1ebb t\u1eeb nhi\u1ec1u l\u1ea7n. Tuy nhi\u00ean, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u nh\u1eadn th\u1ea5y c\u1ea7n thi\u1ebft ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip v\u00e0 l\u00e0m sao \u0111\u1ec3 th\u1ebb chip c\u00f3 th\u1ec3 t\u00edch h\u1ee3p, \u0111\u1ed3ng b\u1ed9 thanh to\u00e1n \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed nh\u01b0: b\u1ea3o hi\u1ec3m, gi\u00e1o d\u1ee5c, y t\u1ebf ch\u1ee9 kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 gi\u1eef t\u00e0i kho\u1ea3n ATM.<\/p>\n<p class=\"t-j\">Trong khi vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb chip n\u1ed9i \u0111\u1ecba \u0111ang di\u1ec5n ra ch\u1eadm ch\u1ea1p th\u00ec t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ed9i ph\u1ea1m n\u01b0\u1edbc ngo\u00e0i \u201chack\u201d t\u00e0i kho\u1ea3n kh\u00e1ch h\u00e0ng \u0111\u1ec3 l\u1ea5y tr\u1ed9m ti\u1ec1n qua h\u00ecnh th\u1ee9c skimming ng\u00e0y c\u00e0ng gia t\u0103ng.<\/p>\n<p class=\"t-j\">C\u1ee5 th\u1ec3, h\u1ed3i th\u00e1ng 11 v\u1eeba qua, B\u1ed9 C\u00f4ng an ph\u1ed1i h\u1ee3p v\u1edbi C\u00f4ng an TP.Vinh (Ngh\u1ec7 An) b\u1eaft gi\u1eef 3 ng\u01b0\u1eddi Trung Qu\u1ed1c \u0111\u1ec3 \u0111i\u1ec1u tra vi\u1ec7c s\u1eed d\u1ee5ng m\u00e1y t\u00ednh, m\u1ea1ng vi\u1ec5n th\u00f4ng chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. L\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng \u0111\u00e3 thu gi\u1eef 333 th\u1ebb ng\u00e2n h\u00e0ng gi\u1ea3. Trong s\u1ed1 n\u00e0y c\u00f3 319 th\u1ebb \u0111\u00e3 \u0111\u01b0\u1ee3c qu\u00e9t th\u00f4ng tin v\u1ec1 ch\u1ee7 t\u00e0i kho\u1ea3n, 22 th\u1ebb \u0111\u00e3 b\u1ecb r\u00fat ti\u1ec1n kh\u1ecfi t\u00e0i kho\u1ea3n v\u00e0 14 th\u1ebb tr\u1eafng, 3 b\u1ed9 thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed, m\u00e1y t\u00ednh, th\u1ebb nh\u1edb, c\u00f9ng nhi\u1ec1u tang v\u1eadt li\u00ean quan.<\/p>\n<p class=\"t-j\">B\u1eb1ng c\u00e1c th\u1ee7 \u0111o\u1ea1n tinh vi l\u00e0 nh\u1eadp c\u1ea3nh v\u00e0o Vi\u1ec7t Nam thu\u00ea kh\u00e1ch s\u1ea1n \u1edf, ch\u00fang \u0111\u00e3 c\u00e0i \u0111\u1eb7t c\u00e1c thi\u1ebft b\u1ecb \u201cl\u1ea1\u201d v\u00e0o m\u00e1y ATM c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0103n c\u1eafp th\u00f4ng tin th\u1ebb c\u1ee7a kh\u00e1ch h\u00e0ng. D\u1eef li\u1ec7u th\u00f4ng tin ban \u0111\u1ea7u \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng x\u1eed l\u00fd r\u1ed3i chuy\u1ec3n v\u1ec1 Trung Qu\u1ed1c gi\u1ea3i m\u00e3 v\u00e0 chuy\u1ec3n l\u1ea1i cho 3 \u0111\u1ed1i t\u01b0\u1ee3ng tr\u00ean th\u1ef1c hi\u1ec7n \u0111\u1ed5 d\u1eef li\u1ec7u v\u00e0o c\u00e1c th\u1ebb ATM tr\u1eafng th\u00e0nh th\u1ebb gi\u1ea3 r\u1ed3i \u0111i r\u00fat ti\u1ec1n t\u1ea1i c\u00e1c m\u00e1y ATM\u2026<\/p>\n<p class=\"t-j\">Theo c\u00e1c chuy\u00ean gia kinh t\u1ebf, chi\u00eau th\u1ee9c tr\u1ed9m ti\u1ec1n b\u1eb1ng skimming \u0111\u00e3 xu\u1ea5t hi\u1ec7n t\u1eeb nhi\u1ec1u n\u0103m nay tr\u00ean th\u1ebf gi\u1edbi v\u00e0 Vi\u1ec7t Nam \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 \u201ctr\u1ecdng \u0111i\u1ec3m\u201d c\u1ee7a t\u1ed9i ph\u1ea1m n\u01b0\u1edbc ngo\u00e0i b\u1edfi c\u00f2n d\u00f9ng th\u1ebb ATM b\u0103ng t\u1eeb, trong khi nhi\u1ec1u n\u01b0\u1edbc \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip.<\/p>\n<p class=\"t-j\">S\u1ed1 li\u1ec7u c\u1ee7a T\u1ed5 ch\u1ee9c to\u00e0n c\u1ea7u qu\u1ea3n l\u00fd th\u00f4ng s\u1ed1 k\u1ef9 thu\u1eadt EMV (EMVCo) cho th\u1ea5y, t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2018, t\u1ef7 l\u1ec7 giao d\u1ecbch th\u1ebb ATM theo ti\u00eau chu\u1ea9n chip tr\u00ean th\u1ebf gi\u1edbi chi\u1ebfm 73,6%, ri\u00eang c\u00e1c n\u01b0\u1edbc t\u1ea1i ch\u00e2u \u00c1 c\u00f3 t\u1ef7 l\u1ec7 t\u0103ng l\u00ean 68,15% thay v\u00ec 54,4% c\u1ee7a n\u0103m 2017. M\u1ed9t s\u1ed1 n\u01b0\u1edbc trong khu v\u1ef1c \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip th\u00e0nh c\u00f4ng nh\u01b0: Malaysia chuy\u1ec3n \u0111\u1ed5i th\u1ebb qu\u1ed1c gia v\u00e0o cu\u1ed1i n\u0103m 2018 v\u00e0 \u0111ang th\u1ef1c hi\u1ec7n giai \u0111o\u1ea1n 2 sang chip chu\u1ea9n qu\u1ed1c t\u1ebf EMV. T\u1ea1i Indonesia, chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM chip n\u1ed9i \u0111\u1ecba 30% v\u00e0o cu\u1ed1i n\u0103m 2018, 50% v\u00e0o cu\u1ed1i n\u0103m 2019 v\u00e0 \u0111\u1ea1t 100% v\u00e0o n\u0103m 2021\u2026<\/p>\n<p class=\"t-j\">Chuy\u00ean gia t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng Nguy\u1ec5n Tr\u00ed Hi\u1ebfu khuy\u1ebfn c\u00e1o, trong giai \u0111o\u1ea1n c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam chu\u1ea9n b\u1ecb chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip c\u00f3 th\u1ec3 s\u1ebd g\u1eb7p nhi\u1ec1u r\u1ee7i ro, b\u1edfi t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i n\u00e0y \u0111\u1ec3 \u201cth\u00e2m nh\u1eadp\u201d v\u00e0o c\u00e1c n\u01b0\u1edbc ch\u01b0a k\u1ecbp chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip c\u00f3 t\u00ednh an to\u00e0n b\u1ea3o m\u1eadt cao h\u01a1n. Do \u0111\u00f3, chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 vi\u1ec7c l\u00e0m c\u1ea7n thi\u1ebft, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n cho c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng.<\/p>\n<p class=\"t-j\">\u0110\u1ec3 an to\u00e0n cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng, TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu c\u0169ng l\u01b0u \u00fd, ng\u01b0\u1eddi d\u00f9ng th\u1ebb ph\u1ea3i b\u1ea3o m\u1eadt th\u1ebb c\u1ee7a m\u00ecnh th\u1eadt an to\u00e0n. B\u1ea5t k\u1ec3 l\u00e0 th\u1ebb t\u1eeb hay th\u1ebb chip khi nh\u1eefng th\u00f4ng tin b\u1ea3o m\u1eadt b\u1ecb l\u1ecdt ra ngo\u00e0i th\u00ec k\u1ebb gian v\u1eabn c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng v\u00e0 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n trong t\u00e0i kho\u1ea3n. C\u00f9ng v\u1edbi \u0111\u00f3, ng\u01b0\u1eddi ti\u00eau d\u00f9ng n\u00ean th\u01b0\u1eddng xuy\u00ean thay \u0111\u1ed5i m\u1eadt kh\u1ea9u \u0111\u1ec3 tr\u00e1nh b\u1ecb l\u1ed9 th\u00f4ng tin m\u1eadt kh\u1ea9u.<\/p>\n<p class=\"t-j\">(Theo VOV)<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip \u1edf Vi\u1ec7t Nam di\u1ec5n ra kh\u00e1 ch\u1eadm ch\u1ea1p. \u0110i\u1ec1u n\u00e0y v\u00f4 h\u00ecnh chung \u0111\u00e3 ti\u1ebfp tay cho t\u1ed9i ph\u1ea1m tr\u1ed9m ti\u1ec1n t\u1eeb th\u1ebb ATM. Hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u201cch\u1ea1y \u0111ua\u201d chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip. S\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y kh\u00f4ng ch\u1ec9<\/p>","protected":false},"author":4,"featured_media":543,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/627"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=627"}],"version-history":[{"count":2,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/627\/revisions"}],"predecessor-version":[{"id":637,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/627\/revisions\/637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/543"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}