{"id":676,"date":"2019-12-26T09:11:52","date_gmt":"2019-12-26T02:11:52","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=676"},"modified":"2019-12-26T09:14:34","modified_gmt":"2019-12-26T02:14:34","slug":"tap-nap-chuyen-doi-the-tu-sang-the-chip","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/tap-nap-chuyen-doi-the-tu-sang-the-chip\/","title":{"rendered":"T\u1ea5p n\u1eadp chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip"},"content":{"rendered":"

Vi\u1ec7c chuy\u1ec3n t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m \u0111\u00e1nh c\u1eafp d\u1eef li\u1ec7u th\u1ebb \u0111\u1ec3 ch\u1ebf t\u1ea1o th\u1ebb gi\u1ea3 nh\u1eb1m r\u00fat tr\u1ed9m ti\u1ec1n…<\/span><\/strong><\/h2>\n

“Gi\u00e1 th\u00e0nh \u0111\u1ec3 s\u1ea3n xu\u1ea5t m\u1ed9t th\u1ebb chip cao h\u01a1n s\u1ea3n xu\u1ea5t th\u1ebb t\u1eeb kho\u1ea3ng t\u1eeb 8 \u0111\u1ebfn 10 l\u1ea7n, nh\u01b0 v\u1eady v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng hi\u1ec7n h\u1eefu \u0111ang s\u1eed d\u1ee5ng th\u1ebb t\u1eeb c\u1ee7a ch\u00fang t\u00f4i l\u00e0 h\u01a1n 8 tri\u1ec7u th\u00ec vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i n\u00e0y s\u1ebd ti\u00eau t\u1ed1n m\u1ed9t kho\u1ea3n chi ph\u00ed kh\u00f4ng nh\u1ecf”, \u00f4ng Ph\u1ea1m \u0110\u0103ng Khoa \u2013 Ph\u00f3 gi\u00e1m \u0111\u1ed1c Trung t\u00e2m th\u1ebb, Kh\u1ed1i b\u00e1n l\u1ebb Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (VietinBank) chia s\u1ebb.<\/p>\n

\u00d4ng Ph\u1ea1m \u0110\u0103ng Khoa\u00a0\u00a0kh\u1eb3ng \u0111\u1ecbnh, m\u1eb7c d\u00f9 ph\u1ea3i b\u1ecf ra kho\u1ea3n chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i th\u1ebb l\u1edbn nh\u01b0ng v\u1edbi nh\u1eefng \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i c\u1ee7a th\u1ebb chip so v\u1edbi th\u1ebb t\u1eeb, VietinBank s\u1eb5n s\u00e0ng h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng chuy\u1ec3n \u0111\u1ed5i.<\/p>\n

Theo \u00f4ng Khoa, \u01b0u \u0111i\u1ec3m l\u1edbn nh\u1ea5t c\u1ee7a th\u1ebb chip l\u00e0 th\u00f4ng tin n\u1eb1m trong chip \u0111\u01b0\u1ee3c m\u00e3 ho\u00e1 v\u00e0 ch\u1ec9 c\u00f3 ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u1ecdc \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u trong th\u1ebb v\u00e0 th\u1ebb chip r\u1ea5t kh\u00f3 \u0111\u1ec3 l\u00e0m gi\u1ea3. Do \u0111\u00f3, vi\u1ec7c chuy\u1ec3n t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m \u0111\u00e1nh c\u1eafp d\u1eef li\u1ec7u th\u1ebb \u0111\u1ec3 ch\u1ebf t\u1ea1o th\u1ebb gi\u1ea3 nh\u1eb1m r\u00fat tr\u1ed9m ti\u1ec1n.<\/p>\n

“Th\u1ef1c t\u1ebf l\u00e0 \u0111\u1ebfn nay ch\u00fang ta ch\u01b0a ghi nh\u1eadn m\u1ed9t ph\u1ea3n \u00e1nh n\u00e0o v\u1ec1 t\u00ednh b\u1ea3o m\u1eadt c\u1ee7a th\u1ebb chip, \u0111i\u1ec1u \u0111\u00f3 cho th\u1ea5y n\u00f3 kh\u00e1 an to\u00e0n”, \u00f4ng Khoa n\u00f3i.<\/p>\n

Nh\u01b0 v\u1eady, v\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng khi chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 c\u00e2u chuy\u1ec7n chi ph\u00ed. \u1ede \u0111\u00e2y kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 chi ph\u00ed ph\u00f4i th\u1ebb m\u00e0 c\u00f2n chi ph\u00ed cho c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb nh\u01b0 ATM, m\u00e1y pos…<\/p>\n

Th\u1ef1c t\u1ebf, n\u1ebfu thu ph\u00ed t\u1eeb kh\u00e1ch h\u00e0ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i s\u1ebd r\u1ea5t th\u1ea5p v\u00ec \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng \u0111ang c\u00f3 th\u00f3i quen d\u00f9ng c\u0169ng v\u1edbi nhu c\u1ea7u ti\u00eau d\u00f9ng kh\u00f4ng ti\u1ec1n m\u1eb7t ch\u01b0a cao s\u1ebd kh\u00f3 chuy\u1ec3n sang d\u00f9ng th\u1ebb chip \u0111\u1ec3 ph\u1ea3i m\u1ea5t ph\u00ed.<\/p>\n

T\u1ea1i cu\u1ed9c h\u1ed9i th\u1ea3o v\u1eeba di\u1ec5n ra g\u1ea7n \u0111\u00e2y b\u00e0n v\u1ec1 vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip, b\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n thanh to\u00e1n qu\u1ed1c gia (Napas) cho bi\u1ebft, th\u1eddi gian qua Napas \u0111ang h\u1ed7 tr\u1ee3 80% ph\u00ed chuy\u1ec3n m\u1ea1ch cho c\u00e1c ng\u00e2n h\u00e0ng khi chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba nh\u1eb1m gi\u1ea3m chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i cho c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

\u00d4ng \u0110\u00e0o Minh Tu\u1ea5n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank) cho bi\u1ebft, v\u00e0o th\u00e1ng 5\/2019 Vietcombank ch\u00ednh th\u1ee9c ra m\u1eaft th\u1ebb chip n\u1ed9i \u0111\u1ecba v\u00e0 m\u1ee5c ti\u00eau \u0111\u1eb7t ra trong n\u0103m 2019 l\u00e0 chuy\u1ec3n \u0111\u1ed5i 30% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb chip n\u1ed9i \u0111\u1ecba, 30% ATM v\u00e0 50% \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb POS.<\/p>\n

Hi\u1ec7n Vietcombank c\u00f3 kho\u1ea3ng 14 tri\u1ec7u th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba \u0111ang l\u01b0u h\u00e0nh tr\u00ean th\u1ecb tr\u01b0\u1eddng, do \u0111\u00f3 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i r\u1ea5t l\u1edbn nh\u01b0ng trong giai \u0111o\u1ea1n \u0111\u1ea7u th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i ch\u00fang t\u00f4i s\u1ebd mi\u1ec5n ph\u00ed cho kh\u00e1ch h\u00e0ng. V\u1ec1 m\u1ee5c ti\u00eau l\u00e2u d\u00e0i, Vietcombank cam k\u1ebft s\u1ebd tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i 100% th\u1ebb n\u1ed9i \u0111\u1ecba c\u1ee7a Vietcombank sang th\u1ebb chip v\u00e0o 31\/12\/2021.<\/p>\n

C\u0169ng v\u1edbi n\u1ed7i lo v\u1ec1 chi ph\u00ed ph\u00e1t sinh, \u00f4ng Ph\u1ea1m Duy Hi\u1ebfu – T\u1ed5ng gi\u00e1m \u0111\u1ed1c ABBank cho bi\u1ebft: “Vi\u1ec7c \u0111\u1ea7u t\u01b0 cho m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n m\u1edbi v\u00e0 hi\u1ec7n \u0111\u1ea1i th\u00ec ng\u00e2n h\u00e0ng ph\u1ea3i b\u1ecf ra r\u1ea5t nhi\u1ec1u chi ph\u00ed cho h\u1ea1 t\u1ea7ng, h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd th\u1ebb, h\u1ec7 th\u1ed1ng thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb. Tuy nhi\u00ean, v\u1edbi xu th\u1ebf chung c\u1ee7a n\u1ec1n kinh t\u1ebf s\u1ed1 to\u00e0n c\u1ea7u c\u0169ng nh\u01b0 th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, ch\u00fang t\u00f4i \u0111\u1eb7t ra m\u1ee5c ti\u00eau \u0111\u1ebfn gi\u1eefa n\u0103m 2020 s\u1ebd chuy\u1ec3n \u0111\u1ed5i 100% th\u1ebb t\u1eeb sang th\u1ebb chip”.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, \u00f4ng Nguy\u1ec5n H\u01b0ng – T\u1ed5ng gi\u00e1m \u0111\u1ed1c TPBank c\u0169ng cho bi\u1ebft: “Ri\u00eang chi ph\u00ed ph\u00f4i c\u1ee7a th\u1ebb chip \u0111\u00e3 cao h\u01a1n 7 \u0111\u1ebfn 8 l\u1ea7n chi ph\u00ed ph\u00f4i c\u1ee7a th\u1ebb t\u1eeb. \u0110\u00f3 l\u00e0 ch\u01b0a t\u00ednh \u0111\u1ebfn c\u00e1c chi ph\u00ed kh\u00e1c, nh\u01b0ng ch\u00fang t\u00f4i \u0111\u00e3 c\u00e2n nh\u1eafc m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh mi\u1ec5n ph\u00ed cho kh\u00e1ch h\u00e0ng c\u0169 trong giai \u0111o\u1ea1n \u0111\u1ea7u chuy\u1ec3n \u0111\u1ed5i. \u1ede giai \u0111o\u1ea1n ti\u1ebfp theo, tu\u1ef3 thu\u1ed9c v\u00e0o ch\u00ednh s\u00e1ch c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 m\u1ee5c ti\u00eau c\u1ee7a ng\u00e2n h\u00e0ng ch\u00fang t\u00f4i s\u1ebd c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch nh\u1eb1m t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh”.<\/p>\n

\u00d4ng Chu H\u1ed3ng Ng\u1ecdc, Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i v\u1eadn h\u00e0nh c\u1ee7a VPBank c\u0169ng chia s\u1ebb, VPBank \u0111\u00e3 x\u00e1c \u0111\u1ecbnh mi\u1ec5n ph\u00ed chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip cho kh\u00e1ch h\u00e0ng. “Hi\u1ec7n nay VPBank \u0111ang c\u00f3 kho\u1ea3ng 1,5 tri\u1ec7u th\u1ec3 n\u1ed9i \u0111\u1ecba \u0111ang l\u01b0u h\u00e0nh v\u00e0 h\u01a1n 500 m\u00e1y pos, tuy nhi\u00ean ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i”, \u00f4ng Ng\u1ecdc n\u00f3i.<\/p>\n

Theo \u0111\u1ea1i di\u1ec7n Napas, hi\u1ec7n Napas \u0111\u00e3 ho\u00e0n thi\u1ec7n b\u1ed9 ti\u00eau chu\u1ea9n th\u1ebb chip v\u1edbi th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba v\u00e0 tri\u1ec3n khai h\u1ee3p t\u00e1c th\u00ed \u0111i\u1ec3m v\u1edbi 7 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i g\u1ed3m Vietcombank, VietinBank, Sacombank, ABBank, TPBank, BIDV v\u00e0 Agribank. Tuy nhi\u00ean 7 ng\u00e2n h\u00e0ng n\u00e0y \u0111ang chi\u1ebfm t\u1edbi 70% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb thanh to\u00e1n n\u1ed9i \u0111\u1ecba tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u0110i\u1ec1u \u0111\u00f3 cho th\u1ea5y vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng “ch\u1ea1y \u0111ua” th\u1ef1c hi\u1ec7n v\u00e0 m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i 100% \u0111\u1ebfn cu\u1ed1i n\u0103m 2021 ho\u00e0n to\u00e0n l\u00e0 kh\u1ea3 thi.<\/p>\n

( Ngu\u1ed3n: VnEconomy)<\/p>\n

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Vi\u1ec7c chuy\u1ec3n t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m \u0111\u00e1nh c\u1eafp d\u1eef li\u1ec7u th\u1ebb \u0111\u1ec3 ch\u1ebf t\u1ea1o th\u1ebb gi\u1ea3 nh\u1eb1m r\u00fat tr\u1ed9m ti\u1ec1n… “Gi\u00e1 th\u00e0nh \u0111\u1ec3 s\u1ea3n xu\u1ea5t m\u1ed9t th\u1ebb chip cao h\u01a1n s\u1ea3n xu\u1ea5t th\u1ebb t\u1eeb kho\u1ea3ng t\u1eeb 8 \u0111\u1ebfn 10 l\u1ea7n, nh\u01b0 v\u1eady v\u1edbi s\u1ed1 l\u01b0\u1ee3ng<\/p>","protected":false},"author":4,"featured_media":677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/676"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=676"}],"version-history":[{"count":2,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/676\/revisions"}],"predecessor-version":[{"id":680,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/676\/revisions\/680"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/677"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}