{"id":758,"date":"2020-01-03T08:57:39","date_gmt":"2020-01-03T01:57:39","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=758"},"modified":"2020-01-03T08:57:39","modified_gmt":"2020-01-03T01:57:39","slug":"dau-tu-cho-the-chip-la-dau-tu-cho-tuong-lai","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/dau-tu-cho-the-chip-la-dau-tu-cho-tuong-lai\/","title":{"rendered":"\u0110\u1ea7u t\u01b0 cho th\u1ebb CHIP l\u00e0 \u0111\u1ea7u t\u01b0 cho t\u01b0\u01a1ng lai"},"content":{"rendered":"
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\u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a b\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam (Napas) v\u1edbi B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n.\u00a0<\/span><\/div>\n<\/div>\n
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C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n th\u1ebb s\u1ebd ch\u1eefng l\u1ea1i do xu\u1ea5t hi\u1ec7n nh\u1eefng h\u1ec7 sinh th\u00e1i \u0111i\u1ec7n t\u1eed m\u1edbi, b\u00e0 c\u00f3 quan \u0111i\u1ec3m g\u00ec v\u1ec1 \u0111i\u1ec1u n\u00e0y?<\/strong><\/em><\/span><\/p>\n

Theo th\u1ed1ng k\u00ea c\u1ee7a Hi\u1ec7p h\u1ed9i Th\u1ebb th\u00f4ng minh ch\u00e2u \u00c1 – Th\u00e1i B\u00ecnh D\u01b0\u01a1ng (APSCA), d\u1ef1 \u0111o\u00e1n n\u0103m 2020, t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n th\u1ebb trong khu v\u1ef1c v\u00e0 tr\u00ean th\u1ebf gi\u1edbi v\u1eabn ti\u1ebfp t\u1ee5c t\u0103ng tr\u01b0\u1edfng t\u1ed1t, \u1edf m\u1ee9c 40%.<\/span><\/p>\n

H\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed \u0111ang ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd v\u1edbi s\u1ef1 g\u00f3p m\u1eb7t c\u1ee7a nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed m\u1edbi, \u0111\u1eb7c bi\u1ec7t l\u00e0 QR Code.<\/span><\/p>\n

Nh\u1eefng h\u00ecnh th\u1ee9c thanh to\u00e1n m\u1edbi n\u00e0y ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng \u0111\u01b0\u1ee3c v\u00e0o th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam v\u00e0 t\u00f4i tin r\u1eb1ng, c\u00e1c ph\u01b0\u01a1ng th\u1ee9c n\u00e0y s\u1ebd ph\u00e1t tri\u1ec3n nhanh trong th\u1eddi gian t\u1edbi, nh\u01b0ng th\u1ebb v\u1eabn l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n ch\u1ee7 \u0111\u1ea1o.<\/span><\/p>\n

C\u00e2u chuy\u1ec7n \u0111ang \u201cn\u00f3ng\u201d l\u00e0 chuy\u1ec3n \u0111\u1ed5i th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb CHIP, m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p tr\u1ecdng t\u00e2m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ph\u00ea duy\u1ec7t t\u1ea1i \u00d0\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t giai \u0111o\u1ea1n 2016-2020 (Quy\u1ebft \u0111\u1ecbnh 2545\/Q\u00d0-TTg). Trong c\u00e2u chuy\u1ec7n n\u00e0y, b\u00e0 c\u00f3 th\u1ec3 chia s\u1ebb Napas \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc \u0111i nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/em><\/span><\/p>\n

\"\u1ea3nh<\/a><\/span><\/p>\n
B\u00e0 Nguy\u1ec5n T\u00fa Anh.<\/span><\/div>\n<\/div>\n
Th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, c\u0103n c\u1ee9 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh v\u1ec1 ti\u00eau chu\u1ea9n v\u00e0 quy chu\u1ea9n k\u1ef9 thu\u1eadt, ng\u00e0y 05\/10\/2018, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 k\u00fd Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1927\/Q\u00d0-NHNN c\u00f4ng b\u1ed1 B\u1ed9 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb CHIP n\u1ed9i \u0111\u1ecba; trong \u0111\u00f3 quy \u0111\u1ecbnh chi ti\u1ebft v\u1ec1 c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba t\u1ea1i Vi\u1ec7t Nam theo c\u00f4ng ngh\u1ec7 CHIP ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac, t\u01b0\u01a1ng th\u00edch v\u1edbi chu\u1ea9n EMV c\u1ee7a qu\u1ed1c t\u1ebf.<\/span><\/div>\n

Ti\u1ebfp \u0111\u00f3, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 41\/2018\/TT-NHNN ng\u00e0y 28\/12\/2018 quy \u0111\u1ecbnh v\u1ec1 l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb ng\u00e2n h\u00e0ng sang th\u1ebb tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb CHIP n\u1ed9i \u0111\u1ecba.<\/span><\/p>\n

Theo \u0111\u00f3, l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb l\u00e0 \u0111\u1ebfn ng\u00e0y 31\/12\/2020 v\u00e0 \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb l\u00e0 ng\u00e0y 31\/12\/2021. \u00d0i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a, to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam s\u1ebd chuy\u1ec3n \u0111\u1ed5i xong t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb CHIP v\u00e0o cu\u1ed1i n\u0103m 2021.<\/span><\/p>\n

V\u1ec1 ph\u00eda Napas, ch\u00fang t\u00f4i \u0111\u00e3 s\u1eb5n s\u00e0ng ngu\u1ed3n l\u1ef1c v\u1ec1 nh\u00e2n s\u1ef1 v\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng ph\u00e1t h\u00e0nh, thanh to\u00e1n th\u1ebb CHIP n\u1ed9i \u0111\u1ecba.<\/span><\/p>\n

\u00d0\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, Napas \u0111\u00e3 th\u1ef1c hi\u1ec7n ch\u1ee9ng nh\u1eadn tu\u00e2n chu\u1ea9n th\u1ebb CHIP n\u1ed9i \u0111\u1ecba VCCS cho 21 ng\u00e2n h\u00e0ng.<\/span><\/p>\n

Ch\u00fang t\u00f4i s\u1ebd ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n ch\u1ee9ng nh\u1eadn tu\u00e2n chu\u1ea9n th\u1ebb CHIP n\u1ed9i \u0111\u1ecba VCCS theo k\u1ebf hoach m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u0103ng k\u00fd v\u1edbi Napas.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u0111\u1ec3 h\u1ed7 tr\u1ee3 th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n, Napas c\u0169ng \u0111\u00e3 c\u1ea5p th\u01b0 x\u00e1c nh\u1eadn \u0111\u00e1p \u1ee9ng b\u1ed9 ti\u00eau chu\u1ea9n VCCS cho c\u00e1c s\u1ea3n ph\u1ea9m th\u1ebb tr\u1eafng c\u1ee7a 6 nh\u00e0 cung c\u1ea5p th\u1ebb v\u00e0 4 nh\u00e0 cung c\u1ea5p thi\u1ebft b\u1ecb \u0111\u1ec3 c\u1ed9ng \u0111\u1ed3ng ng\u00e2n h\u00e0ng c\u00f3 \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t khi chuy\u1ec3n \u0111\u1ed5i th\u1ebb v\u00e0 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng m\u00ecnh.<\/span><\/p>\n

Ngo\u00e0i ra, nh\u1eb1m h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng trong c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i th\u1ebb CHIP n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, Napas \u0111\u00e3 tri\u1ec3n khai ch\u00ednh s\u00e1ch gi\u1ea3m ph\u00ed d\u1ecbch v\u1ee5 chuy\u1ec3n m\u1ea1ch l\u00ean \u0111\u1ebfn 80% (t\u00f9y theo lo\u1ea1i giao d\u1ecbch) cho c\u00e1c ng\u00e2n h\u00e0ng ho\u00e0n th\u00e0nh c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang theo ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba.<\/span><\/p>\n

B\u00e0 c\u00f3 lo l\u1eafng vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ebd di\u1ec5n ra kh\u00f4ng \u0111\u00fang theo k\u1ebf ho\u1ea1ch?<\/strong><\/span><\/p>\n

Theo s\u1ed1 li\u1ec7u b\u00e1o c\u00e1o c\u1ee7a EMVCo \u0111\u1ebfn h\u1ebft 31\/12\/2018, t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i th\u1ebb CHIP t\u1ea1i ch\u00e2u \u00c2u, ch\u00e2u Phi v\u00e0 Trung \u00d0\u00f4ng, Canada, khu v\u1ef1c M\u1ef9 – Latin v\u00e0 c\u00e1c n\u01b0\u1edbc v\u00f9ng Caribe chi\u1ebfm kho\u1ea3ng 80-87%, ch\u00e2u M\u1ef9 l\u00e0 60,7 %, ch\u00e2u \u00c1 l\u00e0 51% v\u00e0 Vi\u1ec7t Nam kh\u00f4ng qu\u00e1 b\u1ecb th\u1ee5t l\u00f9i so v\u1edbi th\u1ebf gi\u1edbi.<\/span><\/p>\n

Chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb CHIP \u1edf Vi\u1ec7t Nam trong 2 n\u0103m t\u1edbi c\u00f2n r\u1ea5t nhi\u1ec1u vi\u1ec7c ph\u1ea3i l\u00e0m v\u00e0 s\u1ebd t\u1ea1o ra nhi\u1ec1u d\u01b0 \u0111\u1ecba \u0111\u1ec3 ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1c c\u00f9ng ph\u00e1t tri\u1ec3n.\u00a0<\/span><\/p>\n

Hi\u1ec7n t\u1ea1i, Napas v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u0111ang \u0111\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb CHIP \u0111\u1ebfn kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

N\u1ebfu nh\u01b0 cu\u1ed1i th\u00e1ng 5\/2019 ch\u1ec9 7 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i g\u1ed3m Vietcombank, VietinBank, Sacombank, ABBank, TPBank, BIDV v\u00e0 Agribank ho\u00e0n th\u00e0nh vi\u1ec7c ch\u1ee9ng th\u1ef1c h\u1ec7 th\u1ed1ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb, th\u00ec \u0111\u1ebfn nay, s\u1ed1 l\u01b0\u1ee3ng ng\u00e2n h\u00e0ng \u0111\u00e3 t\u0103ng l\u00ean con s\u1ed1 21 v\u00e0 trong n\u0103m 2020, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c th\u00fac \u0111\u1ea9y c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i m\u1ea1nh m\u1ebd h\u01a1n.<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 ho\u00e0n th\u00e0nh ch\u1ee9ng th\u1ef1c h\u1ec7 th\u1ed1ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb \u0111ang chi\u1ebfm t\u1edbi 70% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb tr\u00ean th\u1ecb tr\u01b0\u1eddng. \u00d0i\u1ec1u \u0111\u00f3 cho th\u1ea5y, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb CHIP \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng \u201cch\u1ea1y \u0111ua\u201d th\u1ef1c hi\u1ec7n \u0111\u1ec3 \u0111\u1ea1t \u0111\u00fang l\u1ed9 tr\u00ecnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1eb7t ra.<\/span><\/p>\n

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\"\u1ea3nh<\/a><\/span><\/div>\n
Chuy\u1ec3n \u0111\u1ed5i th\u1ebb CHIP, c\u00e2u chuy\u1ec7n \u0111\u01b0\u1ee3c cho r\u1eb1ng kh\u00f4ng ch\u1ec9 l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng. \u00dd ki\u1ebfn c\u1ee7a b\u00e0 l\u00e0 th\u1ebf n\u00e0o?<\/em><\/strong><\/span><\/div>\n<\/div>\n

T\u1ea1i Di\u1ec5n \u0111\u00e0n Ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i Thanh to\u00e1n \u0111i\u1ec7n t\u1eed: Chuy\u1ec3n \u0111\u1ed9ng c\u00f9ng c\u00f4ng ngh\u1ec7 CHIP v\u00e0o trung tu\u1ea7n th\u00e1ng 12\/2019, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 V\u0169 \u00d0\u1ee9c \u00d0am \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o v\u1ec1 t\u00ednh c\u1ea5p thi\u1ebft c\u1ee7a c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i th\u1ebb CHIP n\u1ed9i \u0111\u1ecba, tr\u00e1ch nhi\u1ec7m x\u00e3 h\u1ed9i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p trong c\u00f4ng t\u00e1c m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn th\u1ebb CHIP, t\u00edch c\u1ef1c tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i theo \u0111\u00fang l\u1ed9 tr\u00ecnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 Vi\u1ec7t Nam c\u00f3 th\u1ec3 b\u1eaft k\u1ecbp c\u00f9ng xu th\u1ebf chung c\u1ee7a th\u1ebf gi\u1edbi, t\u1eadn d\u1ee5ng ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1 \u0111\u1ec3 th\u00fac \u0111\u1ea9y thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau h\u1ea7u h\u1ebft ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t nam \u0111\u1ec1u s\u1eed d\u1ee5ng th\u1ebb CHIP trong thanh to\u00e1n nhu c\u1ea7u thi\u1ebft y\u1ebfu c\u1ee7a cu\u1ed9c s\u1ed1ng.<\/span><\/p>\n

Theo Ph\u00f3 th\u1ee7 t\u01b0\u1edbng, c\u00e2u chuy\u1ec7n \u1ee9ng d\u1ee5ng th\u1ebb CHIP kh\u00f4ng ch\u1ec9 l\u00e0 v\u1ea5n \u0111\u1ec1 c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, m\u00e0 c\u1ea7n c\u00f3 s\u1ef1 ph\u1ed1i h\u1ee3p c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd, b\u1ed9 ng\u00e0nh v\u00e0 c\u1ea3 doanh nghi\u1ec7p, \u0111\u1ed3ng th\u1eddi ph\u1ea3i c\u00f3 nh\u1eefng h\u00e0nh \u0111\u1ed9ng c\u1ee5 th\u1ec3, thi\u1ebft th\u1ef1c c\u0169ng l\u00e0 nhi\u1ec7m v\u1ee5 c\u1ee7a ng\u00e0nh truy\u1ec1n th\u00f4ng.<\/span><\/p>\n

Th\u1ebb CHIP l\u00e0 th\u1ebb \u0111a \u1ee9ng d\u1ee5ng, tr\u00ean \u0111\u00f3, ngo\u00e0i \u1ee9ng d\u1ee5ng thanh to\u00e1n, ph\u1ee5c v\u1ee5 t\u00e0i ch\u00ednh, c\u00f3 th\u1ec3 li\u00ean th\u00f4ng v\u1edbi nh\u1eefng ng\u00e0nh kinh t\u1ebf kh\u00e1c nh\u01b0 giao th\u00f4ng, b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i\u2026<\/span><\/p>\n

\u00d0\u1eb7c bi\u1ec7t, c\u00e2u chuy\u1ec7n m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn l\u00e0 c\u00e2u chuy\u1ec7n r\u1ea5t l\u1edbn cho to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng, \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 s\u1ef1 thay \u0111\u1ed5i, \u0111\u1ea7u t\u01b0. \u00d0\u00e2y l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 c\u1ed9ng \u0111\u1ed3ng c\u1ea3 n\u01b0\u1edbc.<\/span><\/p>\n

C\u0169ng theo chia s\u1ebb c\u1ee7a Ph\u00f3 th\u1ee7 t\u01b0\u1edbng V\u0169 \u00d0\u1ee9c \u00d0am, “Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i ch\u1eafc ch\u1eafn t\u1ed1n k\u00e9m, nh\u01b0ng s\u1ef1 t\u1ed1n k\u00e9m \u1ea5y n\u1ebfu c\u00f3 l\u1ee3i cho \u0111\u1ea5t n\u01b0\u1edbc, c\u00f3 \u00edch cho x\u00e3 h\u1ed9i, th\u00ec v\u1ec1 l\u00e2u d\u00e0i s\u1ebd b\u00f9 \u0111\u1eafp l\u1ea1i kinh t\u1ebf x\u1ee9ng \u0111\u00e1ng.<\/span><\/p>\n

Quan tr\u1ecdng h\u01a1n, \u0111\u00f3 c\u00f2n l\u00e0 tr\u00e1ch nhi\u1ec7m x\u00e3 h\u1ed9i c\u1ee7a doanh nghi\u1ec7p, c\u1ee7a ng\u00e2n h\u00e0ng\u201d.<\/span><\/p>\n

Ch\u00fang ta h\u00e3y c\u00f9ng nh\u00ecn nh\u1eadn \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n th\u1ebb CHIP l\u00e0 cho th\u1eddi gian d\u00e0i, \u0111\u1ea7u t\u01b0 cho t\u01b0\u01a1ng lai, n\u00ean r\u1ea5t mong c\u00e1c ng\u00e2n h\u00e0ng c\u00f9ng Napas d\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd c\u00f3 m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn t\u1ed1t v\u00e0 th\u1ef1c s\u1ef1 li\u00ean th\u00f4ng v\u1edbi c\u00e1c b\u1ed9, ban, ng\u00e0nh kh\u00e1c trong th\u1eddi gian t\u1edbi.<\/span><\/p>\n

Ch\u00fang t\u00f4i c\u0169ng hi v\u1ecdng, s\u1eafp t\u1edbi, n\u1ebfu Ch\u00ednh ph\u1ee7 c\u1ea5p ph\u00e9p cho ti\u1ec1n di \u0111\u1ed9ng (Mobile Money) ho\u1ea1t \u0111\u1ed9ng th\u00ec \u0111\u1ed3ng ti\u1ec1n n\u00e0y c\u0169ng s\u1ebd s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 VCCS kh\u00f4ng ti\u1ebfp x\u00fac.<\/span><\/p>\n

Nh\u01b0 v\u1eady, d\u1ef1a tr\u00ean s\u1ef1 li\u00ean th\u00f4ng ti\u00eau chu\u1ea9n k\u1ef9 thu\u1eadt v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng, Mobile Money c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c h\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 v\u00e0 \u0111ang \u0111\u01b0\u1ee3c ng\u00e0nh ng\u00e2n h\u00e0ng x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n trong nhi\u1ec1u n\u0103m qua.<\/span><\/p>\n

Theo \u0111\u00f3, t\u1ea5t c\u1ea3 ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u01b0\u01a1ng tr\u00ecnh t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, ngh\u0129a l\u00e0 nh\u1eefng ng\u01b0\u1eddi ngh\u00e8o, v\u00f9ng n\u00f4ng th\u00f4n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng trong thanh to\u00e1n<\/span><\/p>\n

H\u00e0nh tr\u00ecnh s\u1ed1 ho\u00e1 trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang di\u1ec5n ra r\u1ea5t quy\u1ebft li\u1ec7t. V\u1ec1 c\u00e2u chuy\u1ec7n n\u00e0y t\u1ea1i Napas, b\u00e0 s\u1ebd n\u00f3i g\u00ec?\u00a0<\/strong><\/em><\/span><\/p>\n

\u00d0\u1ec3 chuy\u1ec3n t\u1eeb l\u1eddi n\u00f3i \u0111\u1ebfn h\u00e0nh \u0111\u1ed9ng, Napas \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc chu\u1ea9n b\u1ecb trong c\u00f4ng t\u00e1c x\u00e2y d\u1ef1ng h\u1ea1 t\u1ea7ng thanh to\u00e1n s\u1ed1 h\u00f3a g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u1ea3i thi\u1ec7n th\u00f3i quen ti\u00eau d\u00f9ng b\u1eb1ng ti\u1ec1n m\u1eb7t c\u1ee7a ng\u01b0\u1eddi d\u00e2n trong su\u1ed1t th\u1eddi gian qua.<\/span><\/p>\n

L\u00e0 \u0111\u01a1n v\u1ecb cung c\u1ea5p h\u1ea1 t\u1ea7ng, Napas \u0111\u00e3, \u0111ang v\u00e0 s\u1ebd ti\u1ebfp t\u1ee5c t\u1ea1o ra m\u1ed9t \u201cxa l\u1ed9\u201d cho c\u00e1c giao d\u1ecbch thanh to\u00e1n s\u1ed1 \u201cch\u1ea1y\u201d th\u00f4ng su\u1ed1t, an to\u00e0n.<\/span><\/p>\n

M\u1ed9t m\u1ee5c ti\u00eau g\u1ea7n h\u01a1n, b\u00e0 c\u00f3 th\u1ec3 chia s\u1ebb th\u00eam v\u1ec1 k\u1ebf ho\u1ea1ch h\u1ed7 tr\u1ee3 th\u1ecb tr\u01b0\u1eddng c\u1ee7a Napas trong n\u0103m 2020?<\/strong><\/em><\/span><\/p>\n

Trong n\u0103m nay, Napas c\u00f3 k\u1ebf ho\u1ea1ch c\u00f9ng v\u1edbi H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam x\u00e2y d\u1ef1ng v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u01a1 c\u1ea5u ph\u00ed m\u1edbi cho c\u00e1c lo\u1ea1i giao d\u1ecbch, bao g\u1ed3m c\u00e1c giao d\u1ecbch ATM, POS v\u00e0 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed. C\u01a1 c\u1ea5u ph\u00ed m\u1edbi nh\u1eb1m h\u1ed7 tr\u1ee3 cho ng\u00e2n h\u00e0ng c\u00f3 m\u1ea1ng l\u01b0\u1edbi t\u1ed1t, h\u1ed7 tr\u1ee3 c\u00e1c giao d\u1ecbch thanh to\u00e1n nh\u1ecf l\u1ebb, t\u1ea1o thu\u1eadn ti\u1ec7n cho m\u1ecdi ng\u01b0\u1eddi d\u00e2n.<\/span><\/p>\n

\u00d0\u1eb7c bi\u1ec7t, \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch thanh to\u00e1n d\u1ecbch v\u1ee5 c\u00f4ng tr\u1ef1c tuy\u1ebfn, trong v\u00f2ng 3 n\u0103m t\u1edbi, Napas s\u1ebd thuy\u1ebft ph\u1ee5c c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0a ph\u00ed d\u1ecbch v\u1ee5 c\u00f4ng v\u1ec1 b\u1eb1ng 0, \u0111\u1ed3ng th\u1eddi tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i thanh to\u00e1n d\u1ecbch v\u1ee5 c\u00f4ng nh\u1eb1m h\u1ed7 tr\u1ee3 th\u1ecb tr\u01b0\u1eddng, g\u00f3p ph\u1ea7n tri\u1ec3n khai th\u00e0nh c\u00f4ng Ngh\u1ecb quy\u1ebft s\u1ed1 02\/NQ-CP ng\u00e0y 1\/1\/2019 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n nh\u1eefng gi\u1ea3i ph\u00e1p ch\u1ee7 y\u1ebfu c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng kinh doanh, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh qu\u1ed1c gia n\u0103m 2019 v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn n\u0103m 2021.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o \u0110\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n)<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

\u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a b\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam (Napas) v\u1edbi B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n.\u00a0 C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n th\u1ebb s\u1ebd ch\u1eefng l\u1ea1i do xu\u1ea5t hi\u1ec7n nh\u1eefng h\u1ec7 sinh th\u00e1i \u0111i\u1ec7n t\u1eed m\u1edbi,<\/p>","protected":false},"author":4,"featured_media":759,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/758"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=758"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/758\/revisions"}],"predecessor-version":[{"id":761,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/758\/revisions\/761"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/759"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}