{"id":763,"date":"2020-01-03T09:17:39","date_gmt":"2020-01-03T02:17:39","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=763"},"modified":"2020-01-03T09:17:39","modified_gmt":"2020-01-03T02:17:39","slug":"chuyen-doi-the-tu-sang-the-chip-gia-tang-bao-mat-an-toan-khi-dung-the","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/chuyen-doi-the-tu-sang-the-chip-gia-tang-bao-mat-an-toan-khi-dung-the\/","title":{"rendered":"Chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip: Gia t\u0103ng b\u1ea3o m\u1eadt, an to\u00e0n khi d\u00f9ng th\u1ebb"},"content":{"rendered":"
\n
D\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VBCA) ph\u1ed1i h\u1ee3p v\u1edbi CTCP Thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (NAPAS) ch\u00ednh th\u1ee9c ra m\u1eaft s\u1ea3n ph\u1ea9m th\u1ebb chip n\u1ed9i \u0111\u1ecba. B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c VietinBank, 1 trong 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean tri\u1ec3n khai, xung quanh s\u1ef1 ki\u1ec7n n\u00e0y.\u00a0<\/span><\/div>\n<\/div>\n
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Chuy\u1ec3n t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip, theo \u00f4ng, kh\u00e1ch h\u00e0ng c\u1ea7n ch\u00fa \u00fd \u0111i\u1ec1u g\u00ec?<\/em><\/strong><\/span><\/p>\n

Gi\u1ed1ng nh\u01b0 th\u1ebb t\u1eeb, th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba Epartner chip c\u1ee7a VietinBank li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n thanh to\u00e1n DDA v\u00e0 s\u1eed d\u1ee5ng s\u1ed1 d\u01b0 tr\u00ean t\u00e0i kho\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch thanh to\u00e1n v\u00e0 r\u00fat ti\u1ec1n. Kh\u00e1c bi\u1ec7t l\u1edbn nh\u1ea5t l\u00e0 th\u1ebb \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 m\u1edbi, tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c th\u1ebb chip c\u00f3 t\u00ednh n\u0103ng thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac (contactless), kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c tr\u1ea3i nghi\u1ec7m thanh to\u00e1n kh\u00f4ng ch\u1ea1m b\u1eb1ng thao t\u00e1c \u0111\u01a1n gi\u1ea3n, ti\u1ebft ki\u1ec7m th\u1eddi gian, kh\u00f4ng l\u1ed9 m\u00e3 PIN\u2026<\/span><\/p>\n

Li\u1ec7u c\u00f3 r\u1ee7i ro khi chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n ch\u00fa \u00fd?<\/em><\/strong><\/span><\/p>\n

Kh\u00e1c h\u1eb3n v\u1edbi th\u1ebb t\u1eeb, th\u1ebb chip an to\u00e0n h\u01a1n v\u1edbi th\u00f4ng s\u1ed1 b\u1ea3o m\u1eadt thay \u0111\u1ed5i theo t\u1eebng giao d\u1ecbch, n\u00ean r\u1ea5t kh\u00f3 sao ch\u00e9p hay gi\u1ea3 m\u1ea1o. V\u1edbi kh\u1ea3 n\u0103ng b\u1ea3o m\u1eadt th\u00f4ng tin cao, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 kh\u00f4ng ph\u00e1t sinh r\u1ee7i ro.<\/span><\/p>\n

VietinBank l\u00e0 1 trong 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean tri\u1ec3n khai th\u1ebb chip n\u1ed9i d\u1ecba. V\u1eady l\u1ee3i \u00edch mang l\u1ea1i cho kh\u00e1ch h\u00e0ng trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip l\u00e0 g\u00ec?<\/em><\/strong><\/span><\/p>\n

VietinBank ti\u00ean phong tham gia tri\u1ec3n khai th\u1ebb chip n\u1ed9i \u0111\u1ecba b\u1edfi gi\u00fap kh\u1eafc ph\u1ee5c m\u1ed9t s\u1ed1 nh\u01b0\u1ee3c \u0111i\u1ec3m trong thanh to\u00e1n b\u1eb1ng th\u1ebb t\u1eeb hi\u1ec7n nay, gi\u00fap ho\u00e0n thi\u1ec7n h\u01a1n n\u1eefa d\u1ecbch v\u1ee5 v\u1ec1 th\u1ebb cung \u1ee9ng t\u1edbi kh\u00e1ch h\u00e0ng.<\/span><\/div>\n
Th\u1ee9 nh\u1ea5t, \u0111\u00f3 l\u00e0 an to\u00e0n b\u1ea3o m\u1eadt th\u00f4ng tin. V\u1edbi vi\u1ec7c m\u00e3 h\u00f3a th\u00f4ng tin tr\u00ean chip, c\u01a1 ch\u1ebf x\u1eed l\u00fd kh\u00e1c v\u1edbi th\u1ebb t\u1eeb gi\u00fap ch\u1ed1ng gi\u1ea3 m\u1ea1o, sao ch\u00e9p th\u00f4ng tin th\u1ebb. V\u00ec th\u1ebf, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 y\u00ean t\u00e2m khi s\u1eed d\u1ee5ng th\u1ebb chip h\u01a1n th\u1ebb t\u1eeb.<\/span><\/div>\n

Th\u1ee9 hai, vi\u1ec7c thanh to\u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n nhanh ch\u00f3ng, d\u1ec5 d\u00e0ng. \u0110\u1eb7c bi\u1ec7t, v\u1edbi th\u1ebb chip c\u00f3 g\u1eafn ch\u1ee9c n\u0103ng phi ti\u1ebfp x\u00fac, giao d\u1ecbch 1 ch\u1ea1m mang l\u1ea1i s\u1ef1 thu\u1eadn l\u1ee3i, n\u00e2ng cao tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 gi\u00fap t\u0103ng c\u01b0\u1eddng th\u00f3i quen kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

Ngo\u00e0i ra, th\u00f4ng qua b\u1ed9 nh\u1edb, th\u1ebb chip c\u00f3 th\u1ec3 l\u01b0u tr\u1eef th\u00f4ng tin c\u00e1 nh\u00e2n, th\u00f4ng tin b\u1ea3o hi\u1ec3m, th\u00f4ng tin \u1ee9ng d\u1ee5ng k\u1ebft n\u1ed1i m\u1edf r\u1ed9ng thanh to\u00e1n t\u1edbi c\u00e1c l\u0129nh v\u1ef1c, h\u01b0\u1edbng t\u1edbi tr\u1edf th\u00e0nh chi\u1ebfc th\u1ebb \u0111a n\u0103ng trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

V\u1edbi nh\u1eefng l\u1ee3i \u00edch \u0111\u01b0\u1ee3c cho l\u00e0 v\u01b0\u1ee3t tr\u1ed9i, theo \u00f4ng, trong \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n t\u1ea1i c\u1ee7a Vi\u1ec7t Nam, c\u00f3 th\u1ec3 \u0111\u1ea9y m\u1ea1nh \u0111\u01b0\u1ee3c vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip hay kh\u00f4ng?<\/em><\/strong><\/span><\/p>\n

Th\u1ebb chip l\u00e0 xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n t\u1ea5t y\u1ebfu c\u1ee7a thanh to\u00e1n qua th\u1ebb. T\u1ea1i nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang s\u1eed d\u1ee5ng ho\u00e0n to\u00e0n b\u1eb1ng th\u1ebb chip \u0111\u00e3 th\u1ef1c hi\u1ec7n c\u00e1ch \u0111\u00e2y v\u00e0i n\u0103m. Theo s\u1ed1 li\u1ec7u c\u1ee7a EMVCo, t\u00ednh \u0111\u1ebfn qu\u00fd IV\/2018, t\u1ef7 l\u1ec7 giao d\u1ecbch th\u1ebb chip EMV Card-<\/span>
\npresent tr\u00ean to\u00e0n c\u1ea7u chi\u1ebfm 73,6% cho th\u1ea5y, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1eed d\u1ee5ng th\u1ebb chip \u0111ang di\u1ec5n ra nhanh ch\u00f3ng. Th\u1eadm ch\u00ed, t\u1ea1i m\u1ed9t s\u1ed1 qu\u1ed1c gia v\u00e0 v\u00f9ng l\u00e3nh th\u1ed5 nh\u01b0 Singapore, Malaysia, \u0110\u00e0i Loan… \u0111\u00e3 k\u1ebft h\u1ee3p th\u1ebb chip v\u1edbi c\u00e1c ti\u1ec7n \u00edch kh\u00e1c, ch\u1eb3ng h\u1ea1n thanh to\u00e1n giao th\u00f4ng m\u1ed9t ch\u1ea1m.<\/span><\/p>\n

T\u1ea1i Vi\u1ec7t Nam, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 x\u00e2y d\u1ef1ng l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip t\u1eeb nay \u0111\u1ebfn h\u1ebft n\u0103m 2021. Theo \u0111\u00f3, to\u00e0n b\u1ed9 th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i\/ph\u00e1t h\u00e0nh m\u1edbi b\u1eb1ng th\u1ebb chip. \u0110\u1ebfn nay, 7 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n, trong \u0111\u00f3 c\u00f3 VietinBank, \u0111\u00e3 s\u1eb5n s\u00e0ng ngu\u1ed3n l\u1ef1c h\u1ea1 t\u1ea7ng v\u00e0 c\u00f4ng ngh\u1ec7 cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip.<\/span><\/p>\n

Trong th\u1eddi gian t\u1edbi, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd t\u1eadn d\u1ee5ng ph\u00e1t h\u00e0nh th\u1ebb chip k\u1ebft h\u1ee3p v\u1edbi c\u00e1c t\u00ednh n\u0103ng phi ti\u1ebfp x\u00fac, \u1ee9ng d\u1ee5ng thanh to\u00e1n \u0111\u1ec3 t\u1eeb \u0111\u00f3 x\u00e2y d\u1ef1ng h\u1ec7 sinh th\u00e1i thanh to\u00e1n th\u1ebb nh\u1eb1m ph\u1ee5c v\u1ee5 ng\u00e0y m\u1ed9t t\u1ed1t h\u01a1n nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng kh\u00f4ng mu\u1ed1n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip, gi\u1ea3i ph\u00e1p c\u1ee7a VietinBank l\u00e0 g\u00ec?<\/em><\/strong><\/span><\/p>\n

M\u1ee5c \u0111\u00edch ch\u00ednh c\u1ee7a chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip l\u00e0 gia t\u0103ng b\u1ea3o m\u1eadt, an to\u00e0n khi d\u00f9ng th\u1ebb. \u0110\u1ed3ng th\u1eddi, v\u1edbi t\u00ednh n\u0103ng thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c tr\u1ea3i nghi\u1ec7m c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ch\u1ea1m thu\u1eadn ti\u1ec7n, ti\u1ebft ki\u1ec7m th\u1eddi gian…<\/span><\/p>\n

T\u1ea1i VietinBank, th\u1ee7 t\u1ee5c chuy\u1ec3n \u0111\u1ed5i th\u1ebb s\u1ebd r\u1ea5t nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u1edbi b\u1ea5t k\u1ef3 chi nh\u00e1nh\/ph\u00f2ng giao d\u1ecbch n\u00e0o c\u1ee7a VietinBank \u0111\u1ec3 ph\u00e1t h\u00e0nh l\u1ea1i sau khi Ng\u00e2n h\u00e0ng tri\u1ec3n khai r\u1ed9ng r\u00e3i lo\u1ea1i th\u1ebb n\u00e0y. D\u1ecbch v\u1ee5 tr\u1ea3 th\u1ebb t\u1eadn tay c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 t\u1ea1o th\u00eam gi\u00e1 tr\u1ecb gia t\u0103ng cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

VietinBank x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch \u0111\u1ea9y m\u1ea1nh truy\u1ec1n th\u00f4ng, t\u0103ng c\u01b0\u1eddng nh\u1eadn th\u1ee9c c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 c\u00e1c t\u00ednh n\u0103ng, \u01b0u vi\u1ec7t c\u1ee7a lo\u1ea1i h\u00ecnh th\u1ebb v\u1edbi c\u00f4ng ngh\u1ec7 m\u1edbi. Qua \u0111\u00f3, khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng \u0111\u1ec1 ngh\u1ecb chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip.<\/span><\/p>\n

V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 c\u00f9ng n\u1ed7 l\u1ef1c truy\u1ec1n th\u00f4ng to\u00e0n di\u1ec7n, VietinBank tin r\u1eb1ng, kh\u00e1ch h\u00e0ng s\u1ebd th\u1ea5y \u0111\u01b0\u1ee3c l\u1ee3i \u00edch v\u00e0 xu th\u1ebf t\u1ea5t y\u1ebfu c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n.<\/span><\/p>\n

VietinBank c\u0169ng s\u1ebd ti\u1ebfn h\u00e0nh c\u00e1c gi\u1ea3i ph\u00e1p gi\u1ea3m thi\u1ec3u r\u1ee7i ro cho kh\u00e1ch h\u00e0ng khi s\u1eed d\u1ee5ng th\u1ebb. Kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n y\u00ean t\u00e2m v\u1edbi d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n cho th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba.<\/span><\/p>\n

Th\u00eam v\u00e0o \u0111\u00f3, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip l\u00e0 theo l\u1ed9 tr\u00ecnh v\u00e0 h\u1ea1n \u0111\u1ecbnh m\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh. Do v\u1eady, tr\u01b0\u1edbc ng\u00e0y 31\/12\/2021, n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng chuy\u1ec3n \u0111\u1ed5i th\u00ec ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng th\u1ec3 ph\u1ee5c v\u1ee5 c\u00e1c d\u1ecbch v\u1ee5 v\u1ec1 th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba v\u1edbi kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o \u0110\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n)<\/span><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

D\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VBCA) ph\u1ed1i h\u1ee3p v\u1edbi CTCP Thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (NAPAS) ch\u00ednh th\u1ee9c ra m\u1eaft s\u1ea3n ph\u1ea9m th\u1ebb chip n\u1ed9i \u0111\u1ecba. B\u00e1o \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 t\u1ed5ng gi\u00e1m<\/p>","protected":false},"author":4,"featured_media":711,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/763"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=763"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/763\/revisions"}],"predecessor-version":[{"id":764,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/763\/revisions\/764"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/711"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}