{"id":766,"date":"2020-01-03T09:33:14","date_gmt":"2020-01-03T02:33:14","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=766"},"modified":"2020-01-03T09:33:14","modified_gmt":"2020-01-03T02:33:14","slug":"khong-tiep-xuc-xu-huong-ngan-hang-tuong-lai","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/khong-tiep-xuc-xu-huong-ngan-hang-tuong-lai\/","title":{"rendered":"Kh\u00f4ng ti\u1ebfp x\u00fac: Xu h\u01b0\u1edbng ng\u00e2n h\u00e0ng t\u01b0\u01a1ng lai"},"content":{"rendered":"
Vi\u1ec7t Nam c\u00f3 41 ng\u00e2n h\u00e0ng v\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb hi\u1ec7n t\u1ea1i v\u00e0o kho\u1ea3ng 75 tri\u1ec7u th\u1ebb; g\u1ea7n 280.000 m\u00e1y POS – ph\u1ea7n l\u1edbn \u0111\u00e3 tu\u00e2n theo Ti\u00eau chu\u1ea9n th\u1ebb chip (EMV) v\u00e0 vi\u1ec7c n\u00e2ng c\u1ea5p \u0111\u1ec3 h\u1ed7 tr\u1ee3 ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p.<\/span><\/div>\n
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An to\u00e0n, b\u1ea3o m\u1eadt, \u0111a ti\u1ec7n \u00edch<\/strong><\/span><\/p>\n

Theo s\u1ed1 li\u1ec7u c\u1ee7a EMVCo, t\u00ednh \u0111\u1ebfn qu\u00fd IV\/2018, t\u1ef7 l\u1ec7 giao d\u1ecbch th\u1ebb chip EMV Card-present tr\u00ean to\u00e0n c\u1ea7u chi\u1ebfm 73,6% v\u00e0 vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip l\u00e0 xu h\u01b0\u1edbng t\u1ea5t y\u1ebfu. V\u00ed d\u1ee5, Malaysia \u0111\u00e3 ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip v\u00e0o cu\u1ed1i n\u0103m 2018. Th\u1eadm ch\u00ed, m\u1eb7c d\u00f9 \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip theo chu\u1ea9n qu\u1ed1c gia, nh\u01b0ng g\u1ea7n \u0111\u00e2y, Malaysia ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i theo chu\u1ea9n chung EMV. Hay \u1edf M\u1ef9, qu\u1ed1c gia n\u00e0y \u0111\u00e3 ti\u1ebfn h\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip trong v\u00f2ng 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y.<\/span><\/p>\n

T\u1ea1i Vi\u1ec7t Nam, b\u00ean c\u1ea1nh vi\u1ec7c d\u1ea7n chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip, c\u00e1c ki\u1ec3u thanh to\u00e1n b\u1eb1ng h\u00ecnh th\u1ee9c v\u1eaby th\u1ebb, qu\u1eb9t \u0111i\u1ec7n tho\u1ea1i, qu\u00e9t m\u00e3 QR\u2026 hay c\u00f2n g\u1ecdi l\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac (contactless) c\u0169ng ph\u00e1t tri\u1ec3n m\u1ea1nh trong 2 n\u0103m qua. Theo nghi\u00ean c\u1ee9u c\u1ee7a Visa, trong giai \u0111o\u1ea1n 1\/7\/2017 – 31\/5\/2018, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch kh\u00f4ng ti\u1ebfp x\u00fac t\u1ea1i Vi\u1ec7t Nam \u0111\u1ea1t 44% m\u1ed7i th\u00e1ng. T\u1ed1c \u0111\u1ed9 giao d\u1ecbch qua th\u1ebb Visa kh\u00f4ng ti\u1ebfp x\u00fac t\u0103ng \u0111\u1ec1u 43% m\u1ed7i th\u00e1ng so v\u1edbi c\u00f9ng k\u1ef3.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, kh\u1ea3o s\u00e1t v\u1ec1 th\u00e1i \u0111\u1ed9 thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 kh\u1ea3 quan, khi h\u01a1n m\u1ed9t n\u1eeda ng\u01b0\u1eddi Vi\u1ec7t \u0111\u00e3 bi\u1ebft \u0111\u1ebfn c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, 30% trong s\u1ed1 h\u1ecd t\u1eebng s\u1eed d\u1ee5ng v\u00e0 h\u01a1n 2\/3 s\u1eb5n s\u00e0ng th\u1eed h\u00ecnh th\u1ee9c n\u00e0y thay th\u1ebf ti\u1ec1n m\u1eb7t trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

\u0110i\u1ec1u n\u00e0y cho th\u1ea5y, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh trong th\u1eddi gian t\u1edbi, \u0111\u1eb7c bi\u1ec7t khi c\u00f4ng ngh\u1ec7 th\u1ebb t\u1eeb \u0111\u00e3 kh\u00e1 l\u1ea1c h\u1eadu, t\u1ed9i ph\u1ea1m c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng g\u1eafn c\u00e1c thi\u1ebft b\u1ecb (skimming) v\u00e0o m\u00e1y ATM \u0111\u1ec3 tr\u1ed9m c\u1eafp d\u1eef li\u1ec7u, l\u00e0m gi\u1ea3 th\u1ebb t\u1eeb, r\u00fat ti\u1ec1n nh\u01b0 m\u1ed9t s\u1ed1 v\u1ee5 vi\u1ec7c \u0111\u00e3 di\u1ec5n ra th\u1eddi gian qua. Do v\u1eady, \u0111\u00f2i h\u1ecfi t\u1ea5t y\u1ebfu l\u00e0 c\u1ea7n ph\u1ea3i \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro v\u1ec1 an to\u00e0n b\u1ea3o m\u1eadt v\u00e0 c\u00e1c nh\u00e0 b\u0103ng \u0111\u1ec1u c\u00f3 k\u1ebf ho\u1ea1ch chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip.<\/span><\/p>\n

\u00d4ng Nguy\u1ec5n Quang Minh, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Napas kh\u1eb3ng \u0111\u1ecbnh: \u201cVi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip s\u1ebd h\u1ea1n ch\u1ebf nguy c\u01a1 sao ch\u00e9p, \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb \u0111\u1ec3 l\u00e0m th\u1ebb gi\u1ea3 r\u00fat ti\u1ec1n t\u1ea1i ATM nh\u01b0 hi\u1ec7n nay. Th\u1ed1ng k\u00ea cho th\u1ea5y, t\u1ef7 l\u1ec7 giao d\u1ecbch b\u1ecb gi\u1ea3 m\u1ea1o gi\u1ea3m \u0111\u1ed9t bi\u1ebfn khi chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip\u201d.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u00f4ng Minh chia s\u1ebb, vi\u1ec7c thay th\u1ebf th\u1ebb t\u1eeb b\u1eb1ng th\u1ebb chip mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch, nh\u01b0 gi\u00fap cho c\u00e1c giao d\u1ecbch thanh to\u00e1n an to\u00e0n, b\u1ea3o m\u1eadt h\u01a1n, \u0111\u1ed3ng th\u1eddi m\u1edf ra \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i \u0111\u1ec3 c\u00e1c c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n t\u00ednh n\u0103ng thanh to\u00e1n m\u1edbi, hi\u1ec7n \u0111\u1ea1i cho c\u00e1c s\u1ea3n ph\u1ea9m th\u1ebb n\u1ed9i \u0111\u1ecba, gia t\u0103ng t\u00ednh c\u1ea1nh tranh c\u1ee7a th\u1ebb thanh to\u00e1n t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/span><\/p>\n

D\u1eabu v\u1eady, \u00f4ng Minh khuy\u1ebfn c\u00e1o, theo kinh nghi\u1ec7m c\u1ee7a c\u00e1c qu\u1ed1c gia \u0111i tr\u01b0\u1edbc, kh\u00f3 kh\u0103n l\u1edbn nh\u1ea5t l\u00e0 qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i b\u1ecb k\u00e9o d\u00e0i, v\u01b0\u1ee3t qu\u00e1 l\u1ed9 tr\u00ecnh \u0111\u1eb7t ra ban \u0111\u1ea7u, d\u1eabn \u0111\u1ebfn h\u1ea1 t\u1ea7ng kh\u00f4ng \u0111\u1ed3ng b\u1ed9 v\u00e0 kh\u00f4ng x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3 \u0111\u01b0\u1ee3c v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt, ch\u1ed1ng gian l\u1eadn trong giao d\u1ecbch thanh to\u00e1n. Do v\u1eady, c\u00e1c b\u00ean tham gia c\u1ea7n cam k\u1ebft vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i b\u00e1m s\u00e1t theo l\u1ed9 tr\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u01b0a ra c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.\u00a0<\/span><\/p>\n

H\u00e0nh lang ph\u00e1p l\u00fd \u0111\u00e3 s\u1eb5n s\u00e0ng<\/strong><\/span><\/p>\n

Trao \u0111\u1ed5i v\u1edbi \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n, \u00f4ng Minh cho bi\u1ebft, ng\u00e0nh ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh ch\u1ee7 \u0111\u1ed9ng \u0111i \u0111\u1ea7u \u1ee9ng d\u1ee5ng c\u00e1c th\u00e0nh t\u1ef1u c\u1ee7a C\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 4.0 \u0111\u1ec3 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5, gia t\u0103ng c\u00e1c ti\u1ec7n \u00edch cho kh\u00e1ch h\u00e0ng, th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. B\u00ean c\u1ea1nh \u0111\u00f3, v\u1edbi vi\u1ec7c h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u00e3 s\u1eb5n s\u00e0ng, \u0111\u00e2y s\u1ebd l\u00e0 b\u1ec7 \u0111\u1ee1 \u0111\u1ec3 c\u00e1c xu h\u01b0\u1edbng ng\u00e2n h\u00e0ng hi\u1ec7n \u0111\u1ea1i ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd th\u1eddi gian t\u1edbi.<\/span><\/p>\n

C\u1ee5 th\u1ec3, ng\u00e0y 5\/10\/2018, Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 k\u00fd ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1927\/Q\u0110-NHNN c\u00f4ng b\u1ed1 c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba c\u00f4ng ngh\u1ec7 chip ti\u1ebfp x\u00fac v\u00e0 kh\u00f4ng ti\u1ebfp x\u00fac t\u1ea1i Vi\u1ec7t Nam ti\u00eau chu\u1ea9n c\u01a1 s\u1edf (TCCS) v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba (g\u1ecdi t\u1eaft l\u00e0 TCCS v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba). Vi\u1ec7c \u00e1p d\u1ee5ng ti\u00eau chu\u1ea9n th\u1ebb chip s\u1ebd gia t\u0103ng nhi\u1ec1u t\u00ednh n\u0103ng, ti\u1ec7n \u00edch cho kh\u00e1ch h\u00e0ng, g\u00f3p ph\u1ea7n quan tr\u1ecdng cho vi\u1ec7c th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, nh\u1edd \u0111\u01b0a ra nh\u1eefng thay \u0111\u1ed5i v\u1ec1 c\u00f4ng ngh\u1ec7, m\u1ee9c \u0111\u1ed9 an to\u00e0n, b\u1ea3o m\u1eadt so v\u1edbi th\u1ebb t\u1eeb tr\u01b0\u1edbc \u0111\u00e2y.<\/span><\/p>\n

\u0110\u1ec3 ho\u00e0n thi\u1ec7n khung kh\u1ed5 ph\u00e1p l\u00fd \u00e1p d\u1ee5ng TCCS v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba l\u00e0m c\u01a1 s\u1edf cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u1ef1c hi\u1ec7n, ng\u00e0y 28\/12\/2018, Th\u1ed1ng \u0111\u1ed1c NHNN ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 41\/TT-NHNN v\u1ec1 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 19\/2016\/TT-NHNN ng\u00e0y 30\/6\/2019 quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng th\u1ebb ng\u00e2n h\u00e0ng (Th\u00f4ng t\u01b0 41), trong \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u: T\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb, t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb ph\u1ea3i tu\u00e2n th\u1ee7 TCCS v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba khi ph\u00e1t h\u00e0nh th\u1ebb khi c\u00f3 BIN do NHNN c\u1ea5p v\u00e0 \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ATM, thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb t\u1ea1i \u0111i\u1ec3m b\u00e1n c\u1ee7a t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb; quy \u0111\u1ecbnh l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb v\u00e0 thanh to\u00e1n th\u1ebb.<\/span><\/p>\n

Ng\u00e0y 13\/3\/2019, NHNN \u0111\u00e3 c\u00f3 C\u00f4ng v\u0103n s\u1ed1 1524\/NHNN-TT \u0111\u1ec1 ngh\u1ecb c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb, t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb, t\u1ed5 ch\u1ee9c chuy\u1ec3n m\u1ea1ch th\u1ebb, t\u1ed5 ch\u1ee9c b\u00f9 tr\u1eeb \u0111i\u1ec7n t\u1eed giao d\u1ecbch th\u1ebb ch\u1ee7 \u0111\u1ed9ng, nghi\u00eam t\u00fac t\u1ed5 ch\u1ee9c tri\u1ec3n khai \u00e1p d\u1ee5ng TCCS v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 41; y\u00eau c\u1ea7u c\u00e1c \u0111\u01a1n v\u1ecb n\u00eau tr\u00ean ph\u1ea3i \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng th\u1ebb di\u1ec5n ra li\u00ean t\u1ee5c, \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n, \u0111\u1ed3ng th\u1eddi ph\u1ea3i \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a ch\u1ee7 th\u1ebb trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i. NHNN c\u0169ng khuy\u1ebfn kh\u00edch c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb, t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb ho\u00e0n th\u00e0nh tri\u1ec3n khai vi\u1ec7c \u00e1p d\u1ee5ng TCCS v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba tr\u01b0\u1edbc th\u1eddi h\u1ea1n so v\u1edbi quy \u0111\u1ecbnh.<\/span><\/p>\n

Th\u1ef1c t\u1ebf, c\u00e1c doanh nghi\u1ec7p d\u1ecbch v\u1ee5 \u0111\u00e3 \u0111\u01b0a c\u00f4ng ngh\u1ec7 \u201cqu\u1eb9t\u201d v\u00e0 \u201cch\u1ea1m\u201d v\u00e0o trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, nh\u1ea5t l\u00e0 c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 si\u00eau nh\u1ecf, h\u1ed9 kinh doanh c\u00e1 th\u1ec3 do chi ph\u00ed th\u1ef1c hi\u1ec7n t\u01b0\u01a1ng \u0111\u1ed1i th\u1ea5p, nh\u1edd \u0111\u00f3 s\u1ebd c\u1ea3i thi\u1ec7n doanh s\u1ed1 v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5. V\u00ed d\u1ee5, trong 1 -2 n\u0103m g\u1ea7n \u0111\u00e2y, ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u00e3 \u00e1p d\u1ee5ng m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng ch\u1ea1m th\u00f4ng qua Samsung Pay, QRPay,\u2026 t\u1ea1i c\u00e1c nh\u00e0 h\u00e0ng, si\u00eau th\u1ecb v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb b\u00e1n l\u1ebb.<\/span><\/p>\n

\u00d4ng Minh cho bi\u1ebft, hi\u1ec7n t\u1ea1i Napas \u0111ang h\u1ed7 tr\u1ee3 tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip cho 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean l\u00e0 Vietcombank, VietinBank, BIDV, Agribank, TPBank, Sacombank v\u00e0 ABBank bao g\u1ed3m vi\u1ec7c tri\u1ec3n khai h\u1ec7 th\u1ed1ng ph\u00e1t h\u00e0nh th\u1ebb, h\u1ec7 th\u1ed1ng ch\u1ea5p nh\u1eadn th\u1ebb, c\u00e1c \u1ee9ng d\u1ee5ng \u0111\u1ec3 k\u1ebft n\u1ed1i v\u1edbi Napas.<\/span><\/p>\n

\u201cVi\u1ec7t Nam c\u00f3 41 ng\u00e2n h\u00e0ng v\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb hi\u1ec7n t\u1ea1i v\u00e0o kho\u1ea3ng 75 tri\u1ec7u th\u1ebb; 280.000 m\u00e1y POS, ph\u1ea7n l\u1edbn \u0111\u00e3 tu\u00e2n theo ti\u00eau chu\u1ea9n EMV v\u00e0 vi\u1ec7c n\u00e2ng c\u1ea5p \u0111\u1ec3 h\u1ed7 tr\u1ee3 ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p\u201d, \u00f4ng Minh n\u00f3i v\u00e0 cho bi\u1ebft th\u00eam, Napas ti\u1ebfp t\u1ee5c h\u1ed7 tr\u1ee3 c\u00e1c \u0111\u01a1n v\u1ecb cung c\u1ea5p m\u1edbi trong l\u0129nh v\u1ef1c th\u1ebb v\u00e0 thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 v\u00e0 \u0111\u01b0a ra c\u00e1c s\u1ea3n ph\u1ea9m tu\u00e2n theo ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba VCCS. T\u1eeb \u0111\u00f3 gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 s\u1eb5n, nh\u1eb1m ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o \u0110\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n)<\/span><\/p>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Vi\u1ec7t Nam c\u00f3 41 ng\u00e2n h\u00e0ng v\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u1ebb t\u1eeb hi\u1ec7n t\u1ea1i v\u00e0o kho\u1ea3ng 75 tri\u1ec7u th\u1ebb; g\u1ea7n 280.000 m\u00e1y POS – ph\u1ea7n l\u1edbn \u0111\u00e3 tu\u00e2n theo Ti\u00eau chu\u1ea9n th\u1ebb chip (EMV) v\u00e0 vi\u1ec7c n\u00e2ng c\u1ea5p \u0111\u1ec3 h\u1ed7 tr\u1ee3 ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p. An to\u00e0n, b\u1ea3o m\u1eadt, \u0111a<\/p>","protected":false},"author":4,"featured_media":767,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/766"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=766"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/766\/revisions"}],"predecessor-version":[{"id":769,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/766\/revisions\/769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/767"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}