{"id":783,"date":"2020-01-06T11:02:38","date_gmt":"2020-01-06T04:02:38","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=783"},"modified":"2020-01-06T11:02:38","modified_gmt":"2020-01-06T04:02:38","slug":"de-khong-mat-tien-trong-the-atm","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/de-khong-mat-tien-trong-the-atm\/","title":{"rendered":"\u0110\u1ec3 kh\u00f4ng m\u1ea5t ti\u1ec1n trong th\u1ebb ATM"},"content":{"rendered":"

Chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb ATM c\u00f4ng ngh\u1ec7 t\u1eeb sang th\u1ebb chip \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro m\u1ea5t ti\u1ec1n<\/span><\/h2>\n
\n
\n

D\u00f9 li\u00ean t\u1ee5c c\u1ea3nh b\u00e1o nh\u01b0ng h\u00e0ng lo\u1ea1t v\u1ee5 g\u1eafn thi\u1ebft b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb (skimming) t\u1ea1i m\u00e1y ATM, l\u1eeba ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec3 l\u1ea5y m\u1eadt kh\u1ea9u, m\u00e3 OTP r\u1ed3i chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n v\u1eabn di\u1ec5n ra. C\u00e1c ng\u00e2n h\u00e0ng (NH) \u0111ang kh\u1ea9n tr\u01b0\u01a1ng \u1ee9ng ph\u00f3 v\u1edbi t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 th\u1ebb.<\/span><\/p>\n

Th\u1ee7 \u0111o\u1ea1n \u0111\u00e1nh c\u1eafp tinh vi<\/b><\/span><\/p>\n

V\u1ee5 vi\u1ec7c m\u1edbi nh\u1ea5t l\u00e0 C\u00f4ng an t\u1ec9nh H\u00e0 T\u0129nh \u0111ang truy t\u00ecm ng\u01b0\u1eddi \u0111\u00e0n \u00f4ng c\u00f3 h\u00e0nh vi l\u1eafp skimming t\u1ea1i m\u00e1y ATM c\u1ee7a m\u1ed9t NH \u0111\u00f3ng t\u1ea1i TP H\u00e0 T\u0129nh. Tr\u01b0\u1edbc \u0111\u00f3, NH n\u00e0y b\u00e1o c\u00f4ng an c\u00f3 k\u1ebb l\u1ea1 m\u1eb7t l\u1eafp skimming sao ch\u1ee5p th\u00f4ng tin kh\u00e1ch h\u00e0ng qua tr\u1ee5 ATM. Theo camera tr\u00edch xu\u1ea5t c\u1ee7a NH, ch\u1ec9 ch\u01b0a \u0111\u1ea7y 1 ph\u00fat, \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 l\u1eafp \u0111\u1eb7t th\u00e0nh c\u00f4ng skimming, g\u1eafn v\u00e0o b\u00e0n ph\u00edm \u0111\u1ec3 thu th\u1eadp d\u1eef li\u1ec7u qua c\u00e1c camera si\u00eau nh\u1ecf… Sau khi c\u00f3 th\u00f4ng tin, d\u1eef li\u1ec7u t\u00e0i kho\u1ea3n th\u1ebb, \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd l\u00e0m th\u1ebb ATM gi\u1ea3 \u0111\u1ec3 r\u00fat ti\u1ec1n, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

M\u1edbi \u0111\u00e2y, C\u00f4ng an t\u1ec9nh Ngh\u1ec7 An c\u0169ng b\u1eaft gi\u1eef m\u1ed9t nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng ng\u01b0\u1eddi Trung Qu\u1ed1c c\u00f3 h\u00e0nh vi c\u00e0i skimming \u0111\u1ec3 l\u1ea5y c\u1eafp th\u00f4ng tin l\u00e0m c\u00e1c th\u1ebb gi\u1ea3, chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Theo NH TMCP Nam \u00c1, t\u1ea1i Vi\u1ec7t Nam, m\u1ed9t trong nh\u1eefng c\u00e1ch th\u1ee9c tinh vi m\u00e0 k\u1ebb gian th\u01b0\u1eddng s\u1eed d\u1ee5ng hi\u1ec7n nay l\u00e0 d\u00f9ng thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed g\u1eafn v\u00e0o khe \u0111\u1ecdc th\u1ebb c\u1ee7a m\u00e1y ATM. B\u1ea5t k\u1ef3 ai r\u00fat ti\u1ec1n s\u1ebd nhanh ch\u00f3ng b\u1ecb sao ch\u00e9p th\u00f4ng tin th\u1ebb v\u00e0 m\u00e3 pin. Sau khi \u0111\u00e1nh c\u1eafp d\u1eef li\u1ec7u, k\u1ebb gian s\u1ebd nh\u00e2n b\u1ea3n th\u00e0nh m\u1ed9t chi\u1ebfc th\u1ebb m\u1edbi \u0111\u1ec3 r\u00fat ti\u1ec1n. Ng\u01b0\u1eddi b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb th\u01b0\u1eddng kh\u00f4ng hay bi\u1ebft cho \u0111\u1ebfn khi c\u00f3 tin nh\u1eafn b\u00e1o tr\u1eeb ti\u1ec1n b\u1ea5t ng\u1edd, li\u00ean t\u1ee5c ho\u1eb7c khi th\u1ebb b\u1ecb s\u1eed d\u1ee5ng tr\u00e1i ph\u00e9p v\u00e0 b\u1ecb ng\u00e2n h\u00e0ng t\u1eeb ch\u1ed1i giao d\u1ecbch. “C\u00e1c thi\u1ebft b\u1ecb skimming c\u00f4ng ngh\u1ec7 m\u1edbi \u0111\u01b0\u1ee3c k\u1ebb gian thi\u1ebft k\u1ebf nh\u1ecf g\u1ecdn, ch\u00e8n s\u00e2u v\u00e0o trong thi\u1ebft b\u1ecb \u0111\u1ecdc th\u1ebb \u1edf m\u00e1y ATM v\u00e0 \u0111\u01b0\u1ee3c g\u1eafn v\u00e0o, r\u00fat ra r\u1ea5t nhanh n\u00ean kh\u00f3 b\u1ecb ph\u00e1t hi\u1ec7n” – \u0111\u1ea1i di\u1ec7n NH TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank) cho bi\u1ebft.<\/span><\/p>\n

\u00d4ng Tr\u1ea7n Qu\u1ed1c Anh, Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n NH TMCP Ph\u00e1t tri\u1ec3n TP HCM (HDBank), cho bi\u1ebft t\u1ed9i ph\u1ea1m v\u1ec1 th\u1ebb th\u01b0\u1eddng l\u00e0 t\u1ed9i ph\u1ea1m xuy\u00ean qu\u1ed1c gia (ph\u1ea7n l\u1edbn l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i) n\u00ean c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng \u1edf “v\u00f9ng tr\u0169ng”, ch\u1eb3ng h\u1ea1n nh\u01b0 \u1edf Vi\u1ec7t Nam do th\u1ebb n\u1ed9i \u0111\u1ecba v\u1eabn \u0111ang d\u00f9ng c\u00f4ng ngh\u1ec7 t\u1eeb.<\/span><\/p>\n

C\u1ea5p t\u1ed1c chuy\u1ec3n \u0111\u1ed5i 21 tri\u1ec7u th\u1ebb ATM sang th\u1ebb chip<\/b><\/span><\/p>\n

\u0110\u1ec3 \u1ee9ng ph\u00f3, theo Sacombank, ngo\u00e0i \u00e1p d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p ph\u00f2ng ch\u1ed1ng vi\u1ec7c g\u1eafn c\u00e1c skimming m\u1edbi, NH n\u00e0y c\u00f2n t\u0103ng c\u01b0\u1eddng t\u1ea7n su\u1ea5t ki\u1ec3m tra ph\u00f2ng m\u00e1y ATM, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ea1i thi\u1ebft b\u1ecb \u0111\u1ea7u \u0111\u1ecdc th\u1ebb v\u00e0 khu v\u1ef1c quanh b\u00e0n ph\u00edm. “NH khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng d\u00f9ng smartphone c\u00e0i \u1ee9ng d\u1ee5ng Sacombank Pay \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch r\u00fat ti\u1ec1n b\u1eb1ng m\u00e3 qu\u00e9t QR, thay th\u1ebf vi\u1ec7c d\u00f9ng th\u1ebb v\u00e0 gi\u00fap kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng qu\u1ea3n l\u00fd th\u1ebb nh\u1eb1m b\u1ea3o \u0111\u1ea3m an to\u00e0n b\u1ea3o m\u1eadt cao nh\u1ea5t. T\u1ea5t c\u1ea3 ATM, POS Sacombank c\u0169ng \u0111\u00e3 ho\u00e0n th\u00e0nh n\u00e2ng c\u1ea5p \u0111\u1ec3 \u0111\u1ecdc \u0111\u01b0\u1ee3c th\u1ebb chip n\u1ed9i \u0111\u1ecba v\u00e0 qu\u1ed1c t\u1ebf” – \u0111\u1ea1i di\u1ec7n Sacombank cho hay. Nhi\u1ec1u NH th\u01b0\u01a1ng m\u1ea1i cho bi\u1ebft t\u1ed9i ph\u1ea1m v\u1ec1 th\u1ebb kh\u00f4ng bao gi\u1edd d\u1eebng l\u1ea1i, khi h\u1ec7 th\u1ed1ng NH \u00e1p d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 m\u1edbi, ch\u1eafc ch\u1eafn s\u1ebd xu\u1ea5t hi\u1ec7n nh\u1eefng lo\u1ea1i t\u1ed9i ph\u1ea1m m\u1edbi v\u1ec1 c\u00f4ng ngh\u1ec7 th\u1ebb. Do \u0111\u00f3, t\u1eebng NH c\u0169ng ph\u1ea3i \u00e1p d\u1ee5ng ch\u00ednh s\u00e1ch \u0111\u1ed3ng b\u1ed9. T\u1ea1i HDBank, \u00f4ng Tr\u1ea7n Qu\u1ed1c Anh cho bi\u1ebft \u0111\u00e3 v\u00e0 \u0111ang tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 c\u00e1c gi\u1ea3i ph\u00e1p ph\u00f2ng ch\u1ed1ng t\u1ed9i ph\u1ea1m th\u1ebb ch\u1ee9 kh\u00f4ng \u0111\u01a1n thu\u1ea7n ch\u1ec9 d\u1ef1a v\u00e0o c\u00f4ng ngh\u1ec7. Qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i d\u1ef1 \u00e1n ho\u00e0n th\u00e0nh trong qu\u00fd IV n\u0103m nay.<\/span><\/p>\n

Vi\u1ec7t Nam hi\u1ec7n c\u00f3 48 NH th\u01b0\u01a1ng m\u1ea1i ph\u00e1t h\u00e0nh th\u1ebb n\u1ed9i \u0111\u1ecba v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kho\u1ea3ng 76 tri\u1ec7u th\u1ebb, h\u01a1n 261.000 m\u00e1y POS v\u00e0 18.600 m\u00e1y ATM. T\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 41 quy \u0111\u1ecbnh v\u1ec1 l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba c\u00f4ng ngh\u1ec7 t\u1eeb sang th\u1ebb chip n\u1ed9i \u0111\u1ecba, NH Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 y\u00eau c\u1ea7u l\u1ed9 tr\u00ecnh c\u1ee5 th\u1ec3 cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM sang th\u1ebb g\u1eafn chip \u0111i\u1ec7n t\u1eed, c\u00e1c th\u00f4ng tin quan tr\u1ecdng \u0111\u1ec1u \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a. \u0110\u1ebfn cu\u1ed1i n\u0103m nay, \u00edt nh\u1ea5t 30% s\u1ed1 th\u1ebb \u0111ang l\u01b0u h\u00e0nh ph\u1ea3i tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 21 tri\u1ec7u th\u1ebb ATM ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip. H\u1ea1n ch\u00f3t cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 th\u1ebb ATM tr\u00ean th\u1ecb tr\u01b0\u1eddng sang th\u1ebb chip l\u00e0 cu\u1ed1i n\u0103m 2021. T\u1eeb cu\u1ed1i th\u00e1ng 5, nhi\u1ec1u NH th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 b\u1eaft \u0111\u1ea7u chuy\u1ec3n \u0111\u1ed5i th\u1ebb d\u01b0\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt c\u1ee7a C\u00f4ng ty CP Thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (Napas). C\u00e1c NH chuy\u1ec3n \u0111\u1ed5i d\u1ea1ng cu\u1ed1n chi\u1ebfu, ph\u00e1t h\u00e0nh th\u1ebb chip n\u1ed9i \u0111\u1ecba cho nh\u1eefng kh\u00e1ch h\u00e0ng m\u1edbi r\u1ed3i d\u1ea7n d\u1ea7n chuy\u1ec3n \u0111\u1ed5i cho nh\u1eefng kh\u00e1ch h\u00e0ng \u0111ang d\u00f9ng th\u1ebb ATM b\u1eb1ng c\u00f4ng ngh\u1ec7 t\u1eeb. \u0110\u1ebfn nay, th\u00f4ng tin m\u1edbi nh\u1ea5t t\u1eeb Napas cho bi\u1ebft \u0111\u01a1n v\u1ecb n\u00e0y \u0111\u00e3 h\u1ed7 tr\u1ee3 chuy\u1ec3n \u0111\u1ed5i cho c\u00e1c NH nh\u01b0 ACB, SCB, SeABank… Tr\u01b0\u1edbc \u0111\u00f3, 7 NH th\u01b0\u01a1ng m\u1ea1i \u0111\u1ea7u ti\u00ean \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi Napas tri\u1ec3n khai l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i, ph\u00e1t h\u00e0nh th\u1ebb ATM b\u1eb1ng chip \u0111\u1ea7u ti\u00ean ra th\u1ecb tr\u01b0\u1eddng l\u00e0 Vietcombank, BIDV, VietinBank, Agribank, Sacombank, TPBank v\u00e0 ABBANK.<\/span><\/p>\n

Theo NH Nh\u00e0 n\u01b0\u1edbc, th\u1ebb chip n\u1ed9i \u0111\u1ecba s\u1ebd h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro v\u1ec1 gian l\u1eadn gi\u1ea3 m\u1ea1o trong thanh to\u00e1n th\u1ebb. \u0110\u00e2y c\u0169ng l\u00e0 xu th\u1ebf t\u1ea5t y\u1ebfu c\u1ee7a c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng ch\u01b0a th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u00f4ng ngh\u1ec7 chip.\u00a0<\/span><\/p>\n

(Ngu\u1ed3n: B\u00e1o Ng\u01b0\u1eddi lao \u0111\u1ed9ng)<\/span><\/p>\n<\/div>\n<\/div>\n

 <\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb ATM c\u00f4ng ngh\u1ec7 t\u1eeb sang th\u1ebb chip \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro m\u1ea5t ti\u1ec1n D\u00f9 li\u00ean t\u1ee5c c\u1ea3nh b\u00e1o nh\u01b0ng h\u00e0ng lo\u1ea1t v\u1ee5 g\u1eafn thi\u1ebft b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb (skimming) t\u1ea1i m\u00e1y ATM, l\u1eeba ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec3 l\u1ea5y m\u1eadt kh\u1ea9u, m\u00e3 OTP r\u1ed3i chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n v\u1eabn<\/p>","protected":false},"author":4,"featured_media":784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/783"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=783"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/783\/revisions"}],"predecessor-version":[{"id":786,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/783\/revisions\/786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/784"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}