{"id":792,"date":"2020-01-07T09:19:06","date_gmt":"2020-01-07T02:19:06","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=792"},"modified":"2020-01-07T09:19:06","modified_gmt":"2020-01-07T02:19:06","slug":"hai-nam-nua-moi-hoan-thanh-chuyen-doi-sang-the-chip-viet-nam-co-la-diem-trung-tren-the-gioi","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/hai-nam-nua-moi-hoan-thanh-chuyen-doi-sang-the-chip-viet-nam-co-la-diem-trung-tren-the-gioi\/","title":{"rendered":"Hai n\u0103m n\u1eefa m\u1edbi ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip, Vi\u1ec7t Nam c\u00f3 l\u00e0 \u0111i\u1ec3m tr\u0169ng tr\u00ean th\u1ebf gi\u1edbi?"},"content":{"rendered":"

Li\u1ec7u Vi\u1ec7t Nam c\u00f3 b\u1ecb t\u1ee5t l\u1ea1i so v\u1edbi th\u1ebf gi\u1edbi hay kh\u00f4ng khi t\u1edbi 2 n\u0103m n\u1eefa m\u1edbi ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip, trong khi c\u00e1c n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng t\u1eeb l\u00e2u?<\/span><\/strong><\/p>\n

\u201cCh\u1eafc ch\u1eafn s\u1ebd r\u1ea5t t\u1ed1n k\u00e9m\u201d
\n<\/strong><\/span><\/div>\n
Ph\u00e1t bi\u1ec3u t\u1ea1i Di\u1ec5n \u0111\u00e0n ph\u00e1t tri\u1ec3n H\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed 2019 v\u1edbi ch\u1ee7 \u0111\u1ec1 “Chuy\u1ec3n \u0111\u1ed9ng c\u00f9ng c\u00f4ng ngh\u1ec7 chip” do Th\u1eddi b\u00e1o Kinh t\u1ebf Vi\u1ec7t Nam,\u00a0Ng\u00e2n h\u00e0ng<\/a>\u00a0Nh\u00e0 n\u01b0\u1edbc v\u00e0 C\u00f4ng ty c\u1ed5 ph\u1ea7n Thanh to\u00e1n qu\u1ed1c gia (Napas) t\u1ed5 ch\u1ee9c s\u00e1ng 10\/12, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am cho bi\u1ebft, th\u1eddi gian qua B\u1ed9 Ch\u00ednh tr\u1ecb \u0111\u00e3 c\u00f3 Ngh\u1ecb quy\u1ebft v\u1ec1 C\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p 4.0, Ch\u00ednh ph\u1ee7 c\u0169ng c\u00f3 nhi\u1ec1u ngh\u1ecb quy\u1ebft, chi\u1ebfn l\u01b0\u1ee3c, ch\u1ec9 th\u1ecb, quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ee7 t\u01b0\u1edbng l\u00e0m sao t\u1eadn d\u1ee5ng t\u1ed1t th\u1eddi c\u01a1 c\u1ee7a cu\u1ed9c c\u00e1ch m\u1ea1nh n\u00e0y.<\/span><\/div>\n
Ph\u00f3 th\u1ee7 t\u01b0\u1edbng nh\u1ea5n m\u1ea1nh, vi\u1ec7c \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t kh\u00f4ng c\u00f2n \u0111\u01a1n thu\u1ea7n nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y l\u00e0 nh\u1eb1m t\u0103ng s\u1ef1 lu\u00e2n chuy\u1ec3n \u0111\u1ed3ng v\u1ed1n trong to\u00e0n x\u00e3 h\u1ed9i, kh\u00f4ng \u0111\u1ec3 \u0111\u1ed3ng ti\u1ec1n b\u1ecb ch\u1ebft, kh\u00f4ng ch\u1ec9 l\u00e0 v\u1ea5n \u0111\u1ec1 minh b\u1ea1ch ch\u1ed1ng r\u1eeda ti\u1ec1n tham nh\u0169ng m\u00e0 n\u1ebfu l\u00e0m t\u1ed1t th\u00ec s\u1ebd th\u00fac \u0111\u1ea9y n\u1ec1n kinh t\u1ebf internet l\u00ean.<\/span><\/div>\n
Gi\u1eefa c\u00f4ng ngh\u1ec7 chip v\u00e0 c\u00f4ng ngh\u1ec7 th\u1ebb t\u1eeb c\u0169, ngo\u00e0i vi\u1ec7c b\u00e0n v\u1ec1 th\u1ebb, th\u00ec s\u1ef1 chuy\u1ec3n \u0111\u1ed5i, theo Ph\u00f3 th\u1ee7 t\u01b0\u1edbng, n\u1ebfu ch\u00fang ta ti\u1ebfn th\u1eb3ng m\u1ed9t b\u01b0\u1edbc th\u00ec s\u1ebd kh\u00f4ng b\u1ecb l\u1ee1 nh\u1ecbp.\u00a0<\/span><\/div>\n
\u201cHi\u1ec7n nay ch\u00fang ta \u0111\u00e3 ch\u1eadm r\u1ed3i. V\u00e0 \u0111\u1ec3 l\u00e0m vi\u1ec7c n\u00e0y kh\u00f4ng ch\u1ec9 c\u1ea7n k\u00eau g\u1ecdi c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd m\u00e0 ph\u1ea3i t\u1eeb c\u1ea3 nh\u1eefng\u00a0doanh nghi\u1ec7p<\/a>.<\/span><\/div>\n
Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i ch\u1eafc ch\u1eafn t\u1ed1n k\u00e9m. Nh\u01b0ng n\u1ebfu c\u00f3 l\u1ee3i cho \u0111\u1ea5t n\u01b0\u1edbc, c\u00f3 \u00edch cho x\u00e3 h\u1ed9i, th\u00ec s\u1ef1 t\u1ed1n k\u00e9m \u1ea5y v\u1ec1 l\u00e2u d\u00e0i s\u1ebd b\u00f9 \u0111\u1eafp l\u1ea1i kinh t\u1ebf x\u1ee9ng \u0111\u00e1ng. Quan tr\u1ecdng h\u01a1n, \u0111\u00f3 c\u00f2n l\u00e0 tr\u00e1ch nhi\u1ec7m x\u00e3 h\u1ed9i c\u1ee7a doanh nghi\u1ec7p, c\u1ee7a ng\u00e2n h\u00e0ng\u201d, Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng nh\u1ea5n m\u1ea1nh.<\/span><\/div>\n
V\u1edbi g\u00f3c \u0111\u1ed9 nh\u00ecn nh\u1eadn c\u1ee7a ng\u01b0\u1eddi l\u00e0m ng\u00e2n h\u00e0ng, \u00f4ng Nguy\u1ec5n \u0110\u00ecnh Th\u1eafng, Ch\u1ee7 t\u1ecbch H\u0110QT Ng\u00e2n h\u00e0ng LienvietPostbank cho r\u1eb1ng, \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip, chi ph\u00ed ng\u00e2n h\u00e0ng s\u1ebd r\u1ea5t l\u1edbn. \u0110\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 c\u1ea7n c\u00f3 m\u1ed9t th\u1eddi h\u1ea1n kh\u1ea5u hao, trong khi \u0111\u00f3, khi \u00e1p d\u1ee5ng th\u1ebb chip, h\u1ec7 th\u1ed1ng v\u1ec1 c\u00f4ng ngh\u1ec7 ph\u1ea3i thay \u0111\u1ed5i, h\u1ec7 th\u1ed1ng \u0111\u1ea7u cu\u1ed1i, c\u00e2y ATM, h\u1ec7 th\u1ed1ng POS c\u0169ng ph\u1ea3i thay \u0111\u1ed5i\u2026 \u0110\u00f3 l\u00e0 nh\u1eefng chi ph\u00ed r\u1ea5t l\u1edbn. Ngo\u00e0i ra, thay \u0111\u1ed5i th\u1ebb chip l\u1ea1i cho kh\u00e1ch h\u00e0ng c\u0169ng c\u1ea7n th\u1eddi gian.<\/span><\/div>\n
\u0110\u1ed3ng quan \u0111i\u1ec3m, \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Vietinbank cho r\u1eb1ng, th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 b\u0103ng trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u1eeb th\u1ebb t\u1eeb sang th\u1ebb chip ch\u00ednh l\u00e0 chi ph\u00ed.<\/span><\/div>\n
Khi tri\u1ec3n khai th\u1ebb chip, ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i thay th\u1ebf m\u1ed9t lo\u1ea1t m\u00e1y m\u00f3c, chi ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb chip c\u0169ng cao h\u01a1n th\u1ebb t\u1eeb r\u1ea5t nhi\u1ec1u. Tuy nhi\u00ean, ch\u00fang t\u00f4i \u0111\u1ec1u nh\u1eadn th\u1ea5y ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i, \u0111\u1ed3ng th\u1eddi, bi\u1ebfn th\u00e1ch th\u1ee9c th\u00e0nh c\u01a1 h\u1ed9i. Th\u1ebb chip c\u00f3 th\u1ec3 t\u00edch h\u1ee3p, l\u01b0u tr\u1eef nhi\u1ec1u th\u00f4ng tin cho kh\u00e1ch h\u00e0ng, \u0111\u1ed3ng b\u1ed9 thanh to\u00e1n \u0111\u01b0\u1ee3c nhi\u1ec1u chi ph\u00ed nh\u01b0\u00a0giao th\u00f4ng<\/a>, y t\u1ebf, gi\u00e1o d\u1ee5c,\u2026<\/span><\/div>\n
Hai n\u0103m n\u1eefa, Vi\u1ec7t Nam c\u00f3 l\u00e0 \u0111i\u1ec3m tr\u0169ng?<\/strong><\/span><\/div>\n
Theo l\u1ed9 tr\u00ecnh \u0111\u01b0\u1ee3c \u0111\u1ec1 ra t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 41\/2018\/TT-NHNN ng\u00e0y 28\/12\/2018, Vi\u1ec7t Nam s\u1ebd ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i 100% th\u1ebb n\u1ed9i \u0111\u1ecba sang th\u1ebb chip v\u00e0o 31\/12\/2021.<\/span><\/div>\n
Th\u1eddi gian c\u00f2n l\u1ea1i, theo \u0111\u00f3 ch\u1ec9 c\u00f2n \u0111\u00fang 2 n\u0103m n\u1eefa. Tuy v\u1eady, trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean b\u00ean l\u1ec1 Di\u1ec5n \u0111\u00e0n, \u00f4ng \u0110\u00e0o Minh Tu\u1ea5n, Ch\u1ee7 t\u1ecbch H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam cho r\u1eb1ng,\u00a0vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i trong th\u1eddi gian qua v\u1eabn ch\u01b0a \u0111\u1ea1t nh\u01b0 mong mu\u1ed1n do m\u1edbi ch\u1ec9 c\u00f3 kho\u1ea3ng 10% l\u01b0\u1ee3ng th\u1ebb \u0111\u01b0\u1ee3c thay th\u1ebf<\/strong>.<\/span><\/div>\n
V\u00e0 c\u00e2u h\u1ecfi \u0111\u1eb7t ra, l\u00e0 li\u1ec7u Vi\u1ec7t Nam c\u00f3 b\u1ecb t\u1ee5t l\u1ea1i so v\u1edbi th\u1ebf gi\u1edbi hay kh\u00f4ng khi t\u1edbi 2 n\u0103m n\u1eefa m\u1edbi ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip trong khi c\u00e1c n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng t\u1eeb l\u00e2u v\u00e0 c\u00f4ng ngh\u1ec7 th\u00ec lu\u00f4n thay \u0111\u1ed5i kh\u00f4ng ng\u1eebng(?).<\/span><\/div>\n
Tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi n\u00e0y, \u00f4ng Tu\u1ea5n cho r\u1eb1ng, \u0111\u00fang l\u00e0 c\u00f4ng ngh\u1ec7 lu\u00f4n thay \u0111\u1ed5i, tuy nhi\u00ean, th\u1ebb chip ch\u1ec9 l\u00e0 n\u1ec1n t\u1ea3ng.<\/span><\/div>\n
\u201cTrong 2 n\u0103m t\u1edbi, v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n t\u1ea3ng chip, c\u00f9ng v\u1edbi nh\u1eefng d\u1ecbch v\u1ee5 gia t\u0103ng tr\u00ean h\u1ec7 chip, t\u00edch h\u1ee3p nhi\u1ec1u th\u00f4ng tin, \u1ee9ng d\u1ee5ng tr\u00ean th\u1ebb, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd gia t\u0103ng nhi\u1ec1u d\u1ecbch v\u1ee5 kh\u00e1c, k\u1ebft h\u1ee3p nhi\u1ec1u ti\u1ec7n \u00edch kh\u00e1c nh\u01b0 y t\u1ebf , gi\u00e1o d\u1ee5c tr\u00ean th\u1ebb ng\u00e2n h\u00e0ng\u201d, \u00f4ng Tu\u1ea5n n\u00f3i.<\/span><\/div>\n
Trong khi \u0111\u00f3, d\u1eabn s\u1ed1 li\u1ec7u t\u1eeb Mastercard International, b\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch C\u00f4ng ty c\u1ed5 ph\u1ea7n Thanh to\u00e1n qu\u1ed1c gia (Napas) cho bi\u1ebft, t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ebb chip tr\u00ean th\u1ebf gi\u1edbi v\u1eabn \u0111ang r\u1ea5t t\u1ed1t t\u1eeb nhi\u1ec1u n\u0103m qua, v\u00e0 d\u1ef1 \u0111o\u00e1n n\u0103m 2020 v\u1eabn duy tr\u00ec t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n l\u00e0 40%.\u00a0<\/span><\/div>\n
\u201cCh\u00fang t\u00f4i kh\u00f4ng ngh\u0129 th\u1ebb s\u1ebd d\u1eebng ph\u00e1t tri\u1ec3n. Tuy nhi\u00ean, h\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed s\u1ebd kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn \u0111\u01b0\u1ee3c vai tr\u00f2 c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed hay QR. T\u1ea5t c\u1ea3 nh\u1eefng c\u00e1i \u0111\u00f3 \u0111\u1ec1u l\u00e0 c\u00f4ng ngh\u1ec7 m\u1edbi, ch\u00fang ta c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng v\u00e0o th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.\u00a0<\/span><\/div>\n
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Tr\u00ean th\u1ebf gi\u1edbi, th\u1ebb thanh to\u00e1n chip hi\u1ec7n \u0111ang chi\u1ebfm kho\u1ea3ng 90% nh\u01b0ng t\u1ea1i Ch\u00e2u \u00c1 ch\u1ec9 l\u00e0 60%, Vi\u1ec7t Nam do \u0111\u00f3, kh\u00f4ng qu\u00e1 l\u00f9i l\u1ea1i so v\u1edbi th\u1ebf gi\u1edbi.<\/span><\/div>\n
C\u00e2u chuy\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u1ee7a Vi\u1ec7t Nam ng\u00e0y h\u00f4m nay cho 3 n\u0103m t\u1edbi s\u1ebd c\u00f2n r\u1ea5t nhi\u1ec1u vi\u1ec7c ph\u1ea3i l\u00e0m v\u00e0 s\u1ebd c\u00f3 m\u1ed9t d\u01b0 \u0111\u1ecba r\u1ea5t l\u1edbn ch\u1edd \u0111\u1ee3i ng\u00e0nh ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1ch \u0111\u1ec3 c\u00f9ng ph\u00e1t tri\u1ec3n\u201d, Ch\u1ee7 t\u1ecbch Napas kh\u1eb3ng \u0111\u1ecbnh.<\/span><\/div>\n
C\u0169ng theo b\u00e0 T\u00fa Anh, cho t\u1edbi nay, Napas \u0111\u00e3 c\u1ea5p ch\u1ee9ng nh\u1eadn ti\u00eau chu\u1ea9n cho h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean th\u1ecb tr\u01b0\u1eddng. \u0110\u1ec3 h\u1ed7 tr\u1ee3 cho th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n, Napas c\u0169ng \u0111\u00e3 cung c\u1ea5p ch\u1ee9ng ch\u1ec9 cho r\u1ea5t nhi\u1ec1u \u0111\u01a1n v\u1ecb cung c\u1ea5p th\u1ebb tr\u1eafng, cung c\u1ea5p thi\u1ebft b\u1ecb POS cho th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng ng\u00e2n h\u00e0ng c\u00f3 \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t khi chuy\u1ec3n \u0111\u1ed5i th\u1ebb v\u00e0 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng m\u00ecnh.<\/span><\/div>\n
\u201cCh\u00fang t\u00f4i mong mu\u1ed1n c\u00e2u chuy\u1ec7n \u1ee9ng d\u1ee5ng th\u1ebb chip kh\u00f4ng ch\u1ec9 l\u00e0 c\u1ee7a m\u1ed9t m\u00ecnh ng\u00e0nh ng\u00e2n h\u00e0ng, b\u1edfi th\u1ebb chip l\u00e0 m\u1ed9t \u0111a \u1ee9ng d\u1ee5ng m\u00e0 tr\u00ean \u0111\u00f3 ngo\u00e0i \u1ee9ng d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh th\u00ec c\u00f2n c\u00f3 th\u1ec3 \u1ee9ng d\u1ee5ng \u0111\u01b0\u1ee3c th\u00eam nh\u1eefng li\u00ean th\u00f4ng v\u1edbi c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1c \u0111\u1ec3 \u0111\u01b0a c\u00e1c \u0111a \u1ee9ng d\u1ee5ng v\u00e0o trong c\u00f4ng ngh\u1ec7 nh\u01b0 giao th\u00f4ng, b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i\u2026\u201d, Ch\u1ee7 t\u1ecbch Napas n\u00f3i.<\/span><\/div>\n
R\u00f5 r\u00e0ng, c\u00e2u chuy\u1ec7n m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn l\u00e0 m\u1ed9t c\u00e2u chuy\u1ec7n r\u1ea5t l\u1edbn cho to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng, b\u1edfi th\u1ebb ph\u00e1t h\u00e0nh ra r\u1ed3i nh\u01b0ng m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn th\u1ebb ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0 kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y kh\u00f4ng h\u1ec1 nh\u1ecf.<\/span><\/div>\n
Tuy nhi\u00ean, nh\u01b0 Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am c\u0169ng \u0111\u00e3 n\u00f3i, \u0111\u00e2y l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng n\u00f3i ri\u00eang v\u00e0 c\u00e1c b\u1ed9 ban ng\u00e0nh kh\u00e1c n\u00f3i chung v\u1edbi c\u1ed9ng \u0111\u1ed3ng.<\/span><\/div>\n
V\u1edbi s\u1ef1 \u0111\u1ea7u t\u01b0 n\u00e0y, k\u1ef3 v\u1ecdng ng\u01b0\u1eddi d\u00e2n s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, ng\u01b0\u1eddi ngh\u00e8o \u1edf c\u00e1c v\u00f9ng n\u00f4ng th\u00f4ng c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng trong thanh to\u00e1n v\u00e0 trong d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh trong t\u01b0\u01a1ng lai kh\u00f4ng xa.<\/span><\/div>\n
( Ngu\u1ed3n: BIZLIVE)<\/span><\/div>\n

 <\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Li\u1ec7u Vi\u1ec7t Nam c\u00f3 b\u1ecb t\u1ee5t l\u1ea1i so v\u1edbi th\u1ebf gi\u1edbi hay kh\u00f4ng khi t\u1edbi 2 n\u0103m n\u1eefa m\u1edbi ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip, trong khi c\u00e1c n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng t\u1eeb l\u00e2u? \u201cCh\u1eafc ch\u1eafn s\u1ebd r\u1ea5t t\u1ed1n k\u00e9m\u201d Ph\u00e1t bi\u1ec3u t\u1ea1i Di\u1ec5n \u0111\u00e0n ph\u00e1t tri\u1ec3n H\u1ec7 sinh<\/p>","protected":false},"author":4,"featured_media":793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/792"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=792"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/792\/revisions"}],"predecessor-version":[{"id":795,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/792\/revisions\/795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/793"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}