{"id":797,"date":"2020-01-07T09:49:46","date_gmt":"2020-01-07T02:49:46","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=797"},"modified":"2020-04-17T11:13:23","modified_gmt":"2020-04-17T04:13:23","slug":"ngan-hang-nha-nuoc-ho-tro-day-manh-chuyen-doi-so-trong-hoat-dong-ngan-hang","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/ngan-hang-nha-nuoc-ho-tro-day-manh-chuyen-doi-so-trong-hoat-dong-ngan-hang\/","title":{"rendered":"Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng"},"content":{"rendered":"
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C\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0 v\u1edbi s\u1ef1 giao thoa, h\u00f2a quy\u1ec7n c\u1ee7a c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 – v\u1eadt l\u00fd – sinh h\u1ecdc c\u00f3 t\u00e1c \u0111\u1ed9ng c\u1ef1c l\u1edbn v\u00e0 ph\u00e1t tri\u1ec3n theo c\u1ea5p s\u1ed1 nh\u00e2n, c\u00f3 th\u1ec3 l\u00e0m thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1ch th\u1ee9c con ng\u01b0\u1eddi s\u1ed1ng, l\u00e0m vi\u1ec7c, \u0111i\u1ec1u h\u00e0nh x\u00e3 h\u1ed9i v\u00e0 \u0111ang t\u00e1c \u0111\u1ed9ng m\u1ea1nh m\u1ebd t\u1edbi ch\u00ednh s\u00e1ch ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c qu\u1ed1c gia.\u00a0<\/span><\/div>\n<\/div>\n
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Tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh \u0111\u00f3, ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u1ee9ng tr\u01b0\u1edbc nh\u1eefng c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c l\u1edbn, \u0111\u00f2i h\u1ecfi s\u1ef1 chuy\u1ec3n \u0111\u1ed5i sang m\u00f4 h\u00ecnh kinh doanh m\u1edbi, t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng v\u00e0 s\u1ed1 h\u00f3a c\u00e1c quy tr\u00ecnh nghi\u1ec7p v\u1ee5 theo h\u01b0\u1edbng t\u1ef1 \u0111\u1ed9ng, th\u00f4ng minh nh\u1eb1m gi\u00fap ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh kinh doanh, cung \u1ee9ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 d\u1ec5 d\u00e0ng tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1, khai th\u00e1c d\u1eef li\u1ec7u hi\u1ec7u qu\u1ea3 gia t\u0103ng tr\u1ea3i nghi\u1ec7m v\u00e0 g\u1eafn k\u1ebft kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Trong qu\u00e1 tr\u00ecnh n\u00e0y chuy\u1ec3n \u0111\u1ed5i s\u1ed1, ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng s\u1ed1 (Digital Banking) tr\u1edf th\u00e0nh nhu c\u1ea7u t\u1ea5t y\u1ebfu gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng v\u01b0\u1ee3t l\u00ean th\u00e1ch th\u1ee9c, t\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh, ch\u1ee7 \u0111\u1ed9ng th\u00edch \u1ee9ng v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng trong b\u1ed1i c\u1ea3nh c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p 4.0 v\u00e0 s\u1ef1 n\u1ed5i l\u00ean c\u1ee7a kinh t\u1ebf s\u1ed1.<\/span><\/p>\n

Vi\u1ec7t Nam c\u00f3 nhi\u1ec1u \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a ng\u00e2n h\u00e0ng s\u1ed1 nh\u1edd quy m\u00f4 d\u00e2n s\u1ed1 l\u1edbn v\u1edbi 96 tri\u1ec7u ng\u01b0\u1eddi, c\u01a1 c\u1ea5u d\u00e2n s\u1ed1 v\u00e0ng (56 tri\u1ec7u ng\u01b0\u1eddi tham gia th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng); t\u1ef7 l\u1ec7 ng\u01b0\u1eddi d\u00e2n s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh \u1edf m\u1ee9c cao (72%); 62 tri\u1ec7u thu\u00ea bao 3G\/4G k\u1ebft n\u1ed1i Internet, gi\u1edbi tr\u1ebb \u01b0a th\u00edch c\u00f4ng ngh\u1ec7…<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 \u00fd th\u1ee9c r\u00f5 v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i ng\u00e2n h\u00e0ng s\u1ed1 v\u00e0 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng nghi\u00ean c\u1ee9u c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi \u0111\u1ec3 \u1ee9ng d\u1ee5ng trong ho\u1ea1t \u0111\u1ed9ng kinh doanh, b\u01b0\u1edbc \u0111\u1ea7u ghi nh\u1eadn k\u1ebft qu\u1ea3 nh\u1ea5t \u0111\u1ecbnh.<\/span><\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 nghi\u00ean c\u1ee9u v\u00e0 tri\u1ec3n khai chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 b\u01b0\u1edbc \u0111\u1ea7u v\u1edbi \u1ee9ng d\u1ee5ng IoT cho ph\u00e9p kh\u00e1ch h\u00e0ng truy c\u1eadp s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng, k\u1ebft n\u1ed1i v\u1edbi c\u00e1c h\u1ec7 sinh th\u00e1i s\u1ed1 kh\u00e1c\u00a0 tr\u00ean n\u1ec1n t\u1ea3ng Internet (d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 Timo c\u1ee7a VPBank, Live Bank c\u1ee7a TPBank, E-Zone c\u1ee7a BIDV…), ho\u1eb7c cung \u1ee9ng c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng th\u00f4ng qua \u1ee9ng d\u1ee5ng \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng (Mobile Banking), kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 d\u00f9ng \u0111\u01b0\u1ee3c nhi\u1ec1u t\u00ednh n\u0103ng, ti\u1ec7n \u00edch h\u01a1n so v\u1edbi g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y giao d\u1ecbch\u2026<\/span><\/p>\n

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C\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 \u00fd th\u1ee9c r\u00f5 t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i ng\u00e2n h\u00e0ng s\u1ed1.<\/span><\/div>\n<\/div>\n
Theo Kh\u1ea3o s\u00e1t ti\u00eau d\u00f9ng to\u00e0n c\u1ea7u n\u0103m 2019 c\u1ee7a PwC \u0111\u1ed1i v\u1edbi 27 n\u01b0\u1edbc\/v\u00f9ng l\u00e3nh th\u1ed5, Vi\u1ec7t Nam l\u00e0 th\u1ecb tr\u01b0\u1eddng t\u0103ng tr\u01b0\u1edfng nhanh nh\u1ea5t v\u1ec1 thanh to\u00e1n di \u0111\u1ed9ng trong n\u0103m 2019, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng thanh to\u00e1n b\u1eb1ng di \u0111\u1ed9ng \u1edf Vi\u1ec7t Nam \u0111\u00e3 t\u0103ng l\u00ean 61%, t\u1eeb m\u1ee9c 37% c\u1ee7a n\u0103m 2018.<\/span><\/div>\n<\/div>\n

M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng b\u01b0\u1edbc \u0111\u1ea7u \u0111\u00e3 \u1ee9ng d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), robot v\u00e0 d\u1eef li\u1ec7u l\u1edbn (BigData) trong thu th\u1eadp, ph\u00e2n t\u00edch, d\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch, chi\u1ebfn l\u01b0\u1ee3c kinh doanh, c\u0169ng nh\u01b0 ph\u00e2n t\u00edch d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng nh\u1eb1m h\u1ed7 tr\u1ee3 vi\u1ec7c \u0111\u00e1nh gi\u00e1, ph\u00e2n lo\u1ea1i kh\u00e1ch h\u00e0ng v\u00e0 ra quy\u1ebft \u0111\u1ecbnh gi\u1ea3i ng\u00e2n, cho vay r\u00fat ng\u1eafn th\u1eddi gian t\u1eeb nhi\u1ec1u ng\u00e0y xu\u1ed1ng trong ng\u00e0y…<\/span><\/p>\n

V\u1edbi tinh th\u1ea7n th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m tr\u1ecdng t\u00e2m v\u00e0 k\u1ecbp th\u1eddi n\u1eafm b\u1eaft, t\u1eadn d\u1ee5ng hi\u1ec7u qu\u1ea3 nh\u1eefng \u1ee9ng d\u1ee5ng m\u1ea1nh m\u1ebd c\u00e1c th\u00e0nh t\u1ef1u ti\u00ean ti\u1ebfn c\u1ee7a cu\u1ed9c c\u00e1ch m\u1ea1ng 4.0, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00f4ng qua m\u1ed9t s\u1ed1 \u0111\u1ecbnh h\u01b0\u1edbng ch\u00ednh sau:<\/span><\/p>\n

Th\u1ee9 nh\u1ea5t, ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch, khung kh\u1ed5 ph\u00e1p l\u00fd trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00edch \u1ee9ng v\u1edbi cu\u1ed9c c\u00e1ch m\u1ea1ng 4.0, t\u1ea1o thu\u1eadn l\u1ee3i v\u00e0 th\u00fac \u0111\u1ea9y c\u00e1c m\u00f4 h\u00ecnh kinh doanh, qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng theo h\u01b0\u1edbng b\u1ee9t ph\u00e1, \u0111\u1ed5i m\u1edbi, s\u00e1ng t\u1ea1o, nh\u01b0ng v\u1eabn ch\u00fa tr\u1ecdng t\u1edbi c\u00f4ng t\u00e1c \u0111\u1ea3m b\u1ea3o an ninh m\u1ea1ng v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u1eb1m h\u1ea1n ch\u1ebf nh\u1eefng r\u1ee7i ro, th\u00e1ch th\u1ee9c trong b\u1ed1i c\u1ea3nh b\u00f9ng n\u1ed5 c\u00f4ng ngh\u1ec7 s\u1ed1;<\/span><\/p>\n

Th\u1ee9 hai, x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 theo h\u01b0\u1edbng \u0111\u1ed3ng b\u1ed9, t\u1eadp trung, th\u1ed1ng nh\u1ea5t, c\u00f3 kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p, k\u1ebft n\u1ed1i v\u1edbi c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c kh\u00e1c \u0111\u1ec3 cung \u1ee9ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1, n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng ph\u1ee5c v\u1ee5 v\u00e0 t\u0103ng t\u00ednh ti\u1ec7n \u00edch, tr\u1ea3i nghi\u1ec7m cho kh\u00e1ch h\u00e0ng;<\/span><\/p>\n

Th\u1ee9 ba, \u01b0u ti\u00ean \u0111\u1ea7u t\u01b0, \u1ee9ng d\u1ee5ng m\u1ea1nh m\u1ebd c\u00e1c c\u00f4ng ngh\u1ec7 c\u1ee7a cu\u1ed9c c\u00e1ch m\u1ea1ng 4.0 v\u00e0o ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng; \u01b0u ti\u00ean ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng theo m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng s\u1ed1, trong \u0111\u00f3 l\u1ea5y thanh to\u00e1n s\u1ed1 l\u00e0 l\u00e0m c\u1eeda ng\u00f5 \u0111\u1ec3 k\u1ebft n\u1ed1i li\u1ec1n m\u1ea1ch v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng kh\u00e1c nh\u01b0 huy \u0111\u1ed9ng, cho vay, \u0111\u1ea7u t\u01b0, b\u1ea3o hi\u1ec3m… v\u00e0 giao ti\u1ebfp thu\u1eadn ti\u1ec7n v\u1edbi c\u00e1c h\u1ec7 sinh th\u00e1i s\u1ed1 b\u00ean ngo\u00e0i nh\u1eb1m cung \u1ee9ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 an to\u00e0n, ti\u1ec7n l\u1ee3i, c\u00e1 nh\u00e2n h\u00f3a v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd v\u00e0 s\u1ef1 t\u01b0\u1eddng minh.<\/span><\/p>\n

Th\u1ee9 t\u01b0, coi ngu\u1ed3n nh\u00e2n l\u1ef1c ng\u00e2n h\u00e0ng c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng l\u00e0 nh\u00e2n t\u1ed1 quy\u1ebft \u0111\u1ecbnh th\u00e0nh c\u00f4ng trong chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e2n h\u00e0ng, ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng s\u1ed1 t\u1ea1i Vi\u1ec7t Nam; ch\u00fa tr\u1ecdng c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o, \u0111\u00e0o t\u1ea1o l\u1ea1i, n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng ngu\u1ed3n nh\u00e2n l\u1ef1c ng\u00e0nh ng\u00e2n h\u00e0ng, gi\u00fap ng\u01b0\u1eddi lao \u0111\u1ed9ng ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c trang b\u1ecb nh\u1eefng k\u1ef9 n\u0103ng, ph\u00e1t tri\u1ec3n n\u0103ng l\u1ef1c th\u00edch \u1ee9ng v\u1edbi b\u1ed1i c\u1ea3nh 4.0.<\/span><\/p>\n

V\u1ec1 bi\u1ec7n ph\u00e1p th\u1ef1c thi, trong th\u1eddi gian t\u1edbi, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd \u01b0u ti\u00ean t\u1eadp trung cho c\u00e1c c\u00f4ng vi\u1ec7c c\u1ee5 th\u1ec3 sau:<\/span><\/p>\n

M\u1ed9t l\u00e0, nghi\u00ean c\u1ee9u x\u00e2y d\u1ef1ng h\u00e0nh lang ph\u00e1p l\u00fd t\u1ea1o thu\u1eadn l\u1ee3i cho vi\u1ec7c cung \u1ee9ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 th\u00f4ng qua vi\u1ec7c x\u00e2y d\u1ef1ng Ngh\u1ecb \u0111\u1ecbnh thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u00d0-CP c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t nh\u1eb1m h\u1ed7 tr\u1ee3, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho vi\u1ec7c ph\u00e1t tri\u1ec3n thanh to\u00e1n \u0111i\u1ec7n t\u1eed; tr\u00ecnh Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u1ec1 \u00d0\u1ec1 \u00e1n c\u01a1 ch\u1ebf qu\u1ea3n l\u00fd th\u1eed nghi\u1ec7m ho\u1ea1t \u0111\u1ed9ng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng (Regulatory Sandbox)\u2026<\/span><\/p>\n

Hai l\u00e0, x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7, m\u00e0 tr\u01b0\u1edbc h\u1ebft l\u00e0 h\u1ea1 t\u1ea7ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u1edbi vi\u1ec7c n\u00e2ng c\u1ea5p H\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng theo h\u01b0\u1edbng t\u1eadp trung h\u00f3a v\u00e0 th\u00fac \u0111\u1ea9y vi\u1ec7c v\u1eadn h\u00e0nh ch\u00ednh th\u1ee9c H\u1ec7 th\u1ed1ng thanh to\u00e1n b\u00f9 tr\u1eeb t\u1ef1 \u0111\u1ed9ng ph\u1ee5c v\u1ee5 cho c\u00e1c giao d\u1ecbch b\u00e1n l\u1ebb (ACH) ho\u1ea1t \u0111\u1ed9ng 24\/7, x\u1eed l\u00fd thanh to\u00e1n t\u1ee9c th\u1eddi (real-time).<\/span><\/p>\n

Ba l\u00e0, tri\u1ec3n khai c\u00e1c ti\u00eau chu\u1ea9n v\u1ec1 thanh to\u00e1n QR Code, ti\u00eau chu\u1ea9n th\u1ebb ch\u00edp nh\u1eb1m t\u0103ng c\u01b0\u1eddng t\u00ednh k\u1ebft n\u1ed1i, x\u1eed l\u00fd li\u00ean th\u00f4ng gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, trung gian thanh to\u00e1n v\u00e0 ph\u1ee5c v\u1ee5 thanh to\u00e1n an to\u00e0n, thu\u1eadn ti\u1ec7n, t\u00edch h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c kh\u00e1c.<\/span><\/p>\n

B\u1ed1n l\u00e0, ti\u1ebfp t\u1ee5c nghi\u00ean c\u1ee9u \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i \u0111\u1ec3 ti\u1ebfp t\u1ee5c thi\u1ebft k\u1ebf, tri\u1ec3n khai c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng ch\u1ee7 y\u1ebfu l\u00e0 cung \u1ee9ng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 tr\u00ean \u1ee9ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh v\u1edbi c\u00e1c t\u00ednh n\u0103ng an to\u00e0n, ti\u1ec7n l\u1ee3i v\u00e0 t\u0103ng t\u00ednh tr\u1ea3i nghi\u1ec7m cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Tr\u00edch b\u00e0i ph\u00e1t bi\u1ec3u c\u1ee7a \u00f4ng Nguy\u1ec5n Kim Anh, Ph\u00f3 th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, Tr\u01b0\u1edfng Ban ch\u1ec9 \u0111\u1ea1o Fintech t\u1ea1i H\u1ed9i th\u1ea3o chuy\u00ean \u0111\u1ec1 \u201cNg\u00e2n h\u00e0ng th\u00f4ng minh: Th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng\u201d trong khu\u00f4n kh\u1ed5 \u00a0Di\u1ec5n \u0111\u00e0n C\u1ea5p cao v\u00e0 Tri\u1ec3n l\u00e3m Qu\u1ed1c t\u1ebf v\u1ec1 c\u00f4ng nghi\u1ec7p 4.0 (Industry 4.0 Summit 2019)\u00a0<\/em><\/span><\/div>\n
-Ngu\u1ed3n: https:\/\/tinnhanhchungkhoan.vn\/fin-tech\/ngan-hang-nha-nuoc-ho-tro-day-manh-chuyen-doi-so-trong-hoat-dong-ngan-hang-309473.html-<\/div>\n<\/div>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

C\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0 v\u1edbi s\u1ef1 giao thoa, h\u00f2a quy\u1ec7n c\u1ee7a c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 – v\u1eadt l\u00fd – sinh h\u1ecdc c\u00f3 t\u00e1c \u0111\u1ed9ng c\u1ef1c l\u1edbn v\u00e0 ph\u00e1t tri\u1ec3n theo c\u1ea5p s\u1ed1 nh\u00e2n, c\u00f3 th\u1ec3 l\u00e0m thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1ch th\u1ee9c con ng\u01b0\u1eddi s\u1ed1ng, l\u00e0m vi\u1ec7c, \u0111i\u1ec1u h\u00e0nh x\u00e3 h\u1ed9i v\u00e0<\/p>","protected":false},"author":4,"featured_media":798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/797"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=797"}],"version-history":[{"count":2,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/797\/revisions"}],"predecessor-version":[{"id":1225,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/797\/revisions\/1225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/798"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=797"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=797"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}