{"id":826,"date":"2020-01-09T09:28:04","date_gmt":"2020-01-09T02:28:04","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=826"},"modified":"2020-01-09T09:28:04","modified_gmt":"2020-01-09T02:28:04","slug":"dan-thay-doi-thoi-quen-cua-nguoi-dan","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/dan-thay-doi-thoi-quen-cua-nguoi-dan\/","title":{"rendered":"D\u1ea7n thay \u0111\u1ed5i th\u00f3i quen c\u1ee7a ng\u01b0\u1eddi d\u00e2n"},"content":{"rendered":"

M\u1edbi \u0111\u00e2y, Ch\u00ednh ph\u1ee7 \u0111\u00e3 giao Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ch\u1ee7 tr\u00ec, ph\u1ed1i h\u1ee3p v\u1edbi B\u1ed9 T\u01b0 ph\u00e1p v\u00e0 c\u00e1c c\u01a1 quan li\u00ean quan nghi\u00ean c\u1ee9u, \u0111\u1ec1 xu\u1ea5t Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u00ed \u0111i\u1ec3m d\u00f9ng t\u00e0i kho\u1ea3n vi\u1ec5n th\u00f4ng \u0111\u1ec3 thanh to\u00e1n cho c\u00e1c d\u1ecbch v\u1ee5 c\u00f3 gi\u00e1 tr\u1ecb nh\u1ecf (Mobile – Money), th\u00ed \u0111i\u1ec3m c\u00e1c m\u00f4 h\u00ecnh d\u1ecbch v\u1ee5 thanh to\u00e1n m\u1edbi trong khi ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt \u0111\u1ec3 k\u1ecbp th\u1eddi \u0111\u1ea3m b\u1ea3o c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi.<\/em><\/strong><\/span><\/p>\n

* \u0110a d\u1ea1ng c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t<\/strong><\/span><\/p>\n

\u00d4ng Nguy\u1ec5n Xu\u00e2n Song, Tr\u01b0\u1edfng ph\u00f2ng Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV) chi nh\u00e1nh Bi\u00ean H\u00f2a chia s\u1ebb, hi\u1ec7n nay ph\u1ea7n l\u1edbn c\u00e1c kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u00e3 s\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i h\u00ecnh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. Ng\u00e2n h\u00e0ng c\u0169ng tri\u1ec3n khai nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng thu ti\u1ec1n \u0111i\u1ec7n, ti\u1ec1n n\u01b0\u1edbc\u2026 th\u00f4ng qua c\u00e1c h\u00ecnh th\u1ee9c nh\u01b0: Internet Banking, Mobile Banking, tr\u00edch n\u1ee3 t\u1ef1 \u0111\u1ed9ng. Ngo\u00e0i ra, ng\u00e2n h\u00e0ng c\u00f2n tri\u1ec3n khai th\u00eam \u1ee9ng d\u1ee5ng (app) tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh (smartphone) nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng thu\u1eadn ti\u1ec7n h\u01a1n khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn.<\/span><\/p>\n

Nhi\u1ec1u c\u00f4ng ty, si\u00eau th\u1ecb, trung t\u00e2m th\u01b0\u01a1ng m\u1ea1i… \u0111\u00e3 m\u1edf r\u1ed9ng th\u00eam nhi\u1ec1u h\u00ecnh th\u1ee9c thanh to\u00e1n nh\u01b0: h\u1ed7 tr\u1ee3 thanh to\u00e1n b\u1eb1ng th\u1ebb c\u1ee7a h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng, \u00e1p d\u1ee5ng c\u00e1c \u1ee9ng d\u1ee5ng thanh to\u00e1n ti\u00eau d\u00f9ng th\u00f4ng qua c\u00e1c app t\u00edch h\u1ee3p trong smartphone…<\/span><\/p>\n

Theo \u00f4ng Tr\u01b0\u01a1ng \u0110\u00ecnh Qu\u1ed1c, Ph\u00f3 gi\u00e1m \u0111\u1ed1c kinh doanh C\u00f4ng ty TNHH m\u1ed9t th\u00e0nh vi\u00ean \u0111i\u1ec7n l\u1ef1c \u0110\u1ed3ng Nai (PC \u0110\u1ed3ng Nai), trong th\u1eddi gian qua, c\u00f4ng ty \u0111\u00e3 m\u1edf r\u1ed9ng th\u00eam c\u00e1c k\u00eanh thanh to\u00e1n ti\u1ec1n \u0111i\u1ec7n, k\u00fd h\u1ee3p \u0111\u1ed3ng h\u1ee3p t\u00e1c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c thanh to\u00e1n trung gian nh\u01b0: MoMo, ZaloPay, VNPay, Payoo, Airpay, ViettelPay\u2026 \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 thu\u1eadn ti\u1ec7n tr\u1ea3 ti\u1ec1n \u0111i\u1ec7n th\u00f4ng qua c\u00e1c \u0111i\u1ec3m thu c\u1ee7a ng\u00e2n h\u00e0ng, th\u1ebb ATM, c\u00e1c c\u1eeda h\u00e0ng ti\u1ec7n \u00edch, si\u00eau th\u1ecb ho\u0103\u0323c h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed…<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, PC \u0110\u1ed3ng Nai c\u0169ng \u0111\u00e3 ra m\u1eaft app ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng tr\u00ean smartphone. V\u1edbi app ch\u0103m s\u00f3c n\u00e0y, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tra c\u1ee9u \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin s\u1eed d\u1ee5ng \u0111i\u1ec7n, ti\u1ec1n \u0111i\u1ec7n, l\u1ecbch ng\u1eebng gi\u1ea3m cung c\u1ea5p \u0111i\u1ec7n c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f9ng c\u00e1c th\u00f4ng tin c\u1ee7a Ch\u00ednh ph\u1ee7, ng\u00e0nh \u0111i\u1ec7n nhanh ch\u00f3ng, k\u1ecbp th\u1eddi.<\/span><\/p>\n

B\u00e0 Tr\u1ea7n Th\u1ecb Ph\u01b0\u01a1ng Hi\u1ec1n, Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea9n An B\u00ecnh (ABBank) chi nh\u00e1nh \u0110\u1ed3ng Nai cho bi\u1ebft, b\u00ean c\u1ea1nh vi\u1ec7c ph\u1ed1i h\u1ee3p v\u1edbi PC \u0110\u1ed3ng Nai tri\u1ec3n khai ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n ti\u1ec1n \u0111i\u1ec7n b\u1eb1ng c\u00e1c h\u00ecnh th\u1ee9c kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, ng\u00e2n h\u00e0ng c\u00f2n tri\u1ec3n khai th\u00eam c\u00e1c k\u00eanh thanh to\u00e1n tr\u1ef1c tuy\u1ebfn kh\u00e1c; \u0111\u1ed3ng th\u1eddi \u0111\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c truy\u1ec1n th\u00f4ng \u0111\u1ebfn kh\u00e1ch h\u00e0ng v\u1ec1 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n c\u00e1c d\u1ecbch v\u1ee5, s\u1ef1 ti\u1ec7n \u00edch c\u1ee7a vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 kh\u00e1ch h\u00e0ng d\u1ea7n quen v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n b\u1eb1ng th\u1ebb, \u1ee9ng d\u1ee5ng \u0111i\u1ec7n t\u1eed…<\/span><\/p>\n

* N\u00e2ng cao t\u00ednh b\u1ea3o m\u1eadt<\/strong><\/span><\/p>\n

\u0110\u1ec3 ng\u01b0\u1eddi d\u00e2n ng\u00e0y c\u00e0ng quan t\u00e2m \u0111\u1ebfn h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u00f2i h\u1ecfi s\u1ef1 \u0111\u1ed3ng b\u1ed9 khi tri\u1ec3n khai c\u00e1c k\u00eanh thanh to\u00e1n tr\u1ef1c tuy\u1ebfn; Nh\u00e0 n\u01b0\u1edbc c\u1ea7n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n thu\u1eadn ti\u1ec7n s\u1eed d\u1ee5ng, c\u0169ng nh\u01b0 c\u00f3 th\u00eam nhi\u1ec1u khuy\u1ebfn kh\u00edch, \u01b0u \u0111\u00e3i \u0111\u1ed1i v\u1edbi c\u00e1 nh\u00e2n d\u00f9ng th\u1ebb v\u00e0 c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n hi\u1ec7n \u0111\u1ea1i trong thanh to\u00e1n d\u1ecbch v\u1ee5 c\u00f4ng…<\/span><\/p>\n

Theo Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam n\u0103m 2020, nhi\u1ec7m v\u1ee5 \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u1ed5i m\u1edbi, ho\u00e0n thi\u1ec7n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i nh\u1eb1m ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1; t\u0103ng c\u01b0\u1eddng an ninh, an to\u00e0n, b\u1ea3o m\u1eadt trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng.<\/span><\/p>\n

\u00d4ng Ph\u1ea1m Qu\u1ed1c B\u1ea3o, Ph\u00f3 gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam chi nh\u00e1nh \u0110\u1ed3ng Nai chia s\u1ebb, \u0111\u1ec3 h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau \u0111\u1ea1t t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, \u0111\u01a1n v\u1ecb s\u1ebd ch\u1ec9 \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u00ean \u0111\u1ecba b\u00e0n t\u1ec9nh t\u0103ng c\u01b0\u1eddng ph\u1ed1i h\u1ee3p \u0111\u1ed3ng b\u1ed9 trong vi\u1ec7c chung tay g\u00f3p ph\u1ea7n thay \u0111\u1ed5i th\u00f3i quen trong chi ti\u00eau c\u1ee7a ng\u01b0\u1eddi d\u00e2n, hi\u1ec7n \u0111\u1ea1i h\u00f3a c\u00f4ng ngh\u1ec7, t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt, ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd; \u0111\u1ea3m b\u1ea3o th\u00f4ng tin c\u00e1 nh\u00e2n, an to\u00e0n khi ch\u1ee7 th\u1ebb l\u00e0m m\u1ea5t th\u1ebb\u2026<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i trong t\u1ec9nh \u0111ang t\u00edch c\u1ef1c \u0111\u01b0a ra nhi\u1ec1u s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 m\u1edbi, nh\u1ea5t l\u00e0 ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan, \u0111\u01a1n v\u1ecb nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t nhi\u1ec1u d\u1ecbch v\u1ee5 c\u00f4ng, trong \u0111\u00f3 \u0111\u1ea9y m\u1ea1nh tuy\u00ean truy\u1ec1n, \u00e1p d\u1ee5ng c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, thanh to\u00e1n qua th\u1ebb \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c y t\u1ebf, gi\u00e1o d\u1ee5c, chi tr\u1ea3 l\u01b0\u01a1ng h\u01b0u, b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i…<\/span><\/p>\n

 <\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

M\u1edbi \u0111\u00e2y, Ch\u00ednh ph\u1ee7 \u0111\u00e3 giao Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ch\u1ee7 tr\u00ec, ph\u1ed1i h\u1ee3p v\u1edbi B\u1ed9 T\u01b0 ph\u00e1p v\u00e0 c\u00e1c c\u01a1 quan li\u00ean quan nghi\u00ean c\u1ee9u, \u0111\u1ec1 xu\u1ea5t Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u00ed \u0111i\u1ec3m d\u00f9ng t\u00e0i kho\u1ea3n vi\u1ec5n th\u00f4ng \u0111\u1ec3 thanh to\u00e1n cho c\u00e1c d\u1ecbch v\u1ee5 c\u00f3<\/p>","protected":false},"author":4,"featured_media":827,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/826"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=826"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/826\/revisions"}],"predecessor-version":[{"id":829,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/826\/revisions\/829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/827"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}