{"id":848,"date":"2020-01-13T18:10:55","date_gmt":"2020-01-13T11:10:55","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=848"},"modified":"2020-01-13T18:10:55","modified_gmt":"2020-01-13T11:10:55","slug":"thanh-toan-dien-tu-giup-chong-rua-tien-chong-tham-nhung","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/thanh-toan-dien-tu-giup-chong-rua-tien-chong-tham-nhung\/","title":{"rendered":"“Thanh to\u00e1n \u0111i\u1ec7n t\u1eed gi\u00fap ch\u1ed1ng r\u1eeda ti\u1ec1n, ch\u1ed1ng tham nh\u0169ng”"},"content":{"rendered":"

“Thanh to\u00e1n \u0111i\u1ec7n t\u1eed gi\u00fap ch\u1ed1ng r\u1eeda ti\u1ec1n, ch\u1ed1ng tham nh\u0169ng”<\/span><\/strong><\/p>\n

\u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am trong Di\u1ec5n \u0111\u00e0n ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed n\u0103m 2019 v\u1edbi ch\u1ee7 \u0111\u1ec1 “Chuy\u1ec3n \u0111\u1ed9ng c\u00f9ng c\u00f4ng ngh\u1ec7 ch\u00edp” do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, C\u00f4ng ty C\u1ed5 ph\u1ea7n thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (Napas) v\u00e0 Th\u1eddi b\u00e1o Kinh t\u1ebf Vi\u1ec7t Nam v\u1eeba t\u1ed5 ch\u1ee9c.<\/span><\/p>\n

Theo s\u1ed1 li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u00ednh \u0111\u1ebfn ng\u00e0y 30\/9, gi\u00e1 tr\u1ecb thanh to\u00e1n qua POS t\u0103ng 36,5% so v\u1edbi c\u00f9ng k\u1ef3; s\u1ed1 l\u01b0\u1ee3ng th\u1ebb \u0111\u1ea1t 96,4 tri\u1ec7u chi\u1ebfc; h\u01a1n 19.000 c\u00e2y ATM\u2026 \u0110\u00e2y l\u00e0 nh\u1eefng c\u01a1 s\u1edf \u0111\u1ec3 th\u00fac \u0111\u1ea9y thanh to\u00e1n \u0111i\u1ec7n t\u1eed mobile banking, internet banking. Tuy nhi\u00ean, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip c\u0169ng \u0111ang l\u00e0 n\u1ed9i dung m\u1edbi, c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n th\u00e1ch th\u1ee9c \u0111\u1eb7t ra.<\/span><\/p>\n

Nguy\u00ean nh\u00e2n ch\u1ee7 y\u1ebfu hi\u1ec7n nay l\u00e0 do chi ph\u00ed ng\u00e2n h\u00e0ng l\u1edbn. \u0110\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 c\u0169 c\u1ea7n c\u00f3 m\u1ed9t th\u1eddi h\u1ea1n kh\u1ea5u hao, trong khi \u0111\u00f3, khi \u00e1p d\u1ee5ng th\u1ebb chip, h\u1ec7 th\u1ed1ng v\u1ec1 c\u00f4ng ngh\u1ec7 ph\u1ea3i thay \u0111\u1ed5i, h\u1ec7 th\u1ed1ng \u0111\u1ea7u cu\u1ed1i, c\u00e2y ATM, h\u1ec7 th\u1ed1ng POS ph\u1ea3i thay \u0111\u1ed5i.<\/span><\/p>\n

Ngo\u00e0i ra, khi chuy\u1ec3n sang th\u1ebb chip, ng\u00e2n h\u00e0ng ph\u1ea3i thay \u0111\u1ed5i m\u1ed9t lo\u1ea1t m\u00e1y m\u00f3c, chi ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb chip c\u0169ng cao h\u01a1n th\u1ebb t\u1eeb r\u1ea5t nhi\u1ec1u. Tuy nhi\u00ean, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u nh\u1eadn th\u1ea5y r\u1eb1ng c\u1ea7n thi\u1ebft ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i v\u00e0 quy\u1ebft t\u00e2m chuy\u1ec3n th\u1ebb t\u1eeb sang th\u1ebb chip, bi\u1ebfn th\u00e1ch th\u1ee9c th\u00e0nh c\u01a1 h\u1ed9i v\u1edbi vi\u1ec7c t\u00edch h\u1ee3p, \u0111\u1ed3ng b\u1ed9 thanh to\u00e1n \u0111\u01b0\u1ee3c nhi\u1ec1u chi ph\u00ed nh\u01b0 gi\u00e1o d\u1ee5c, y t\u1ebf, b\u1ea3o hi\u1ec3m…<\/span><\/p>\n

\u0110\u1ebfn nay, \u0111\u00e3 c\u00f3 h\u01a1n 20 ng\u00e2n h\u00e0ng v\u00e0 6 t\u1ed5 ch\u1ee9c cung c\u1ea5p th\u1ebb chip, d\u1ef1 ki\u1ebfn h\u1ebft qu\u00fd I\/2020 con s\u1ed1 n\u00e0y l\u00ean t\u1edbi 26 ng\u00e2n h\u00e0ng, 10 c\u00f4ng ty cung c\u1ea5p th\u1ebb chip.<\/span><\/p>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i di\u1ec5n \u0111\u00e0n, Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n \u0111i\u1ec7n t\u1eed kh\u00f4ng ch\u1ec9 l\u00e0m t\u0103ng s\u1ef1 lu\u00e2n chuy\u1ec3n d\u00f2ng v\u1ed1n, minh b\u1ea1ch ch\u1ed1ng r\u1eeda ti\u1ec1n, ch\u1ed1ng tham nh\u0169ng m\u00e0 th\u1ef1c s\u1ef1 th\u00fac \u0111\u1ea9y kinh t\u1ebf Internet t\u0103ng tr\u01b0\u1edfng.<\/span><\/p>\n

\u201c\u01af\u1edbc t\u00ednh, n\u1ec1n kinh t\u1ebf Internet trong khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 hi\u1ec7n c\u00f3 gi\u00e1 tr\u1ecb kho\u1ea3ng 100 t\u1ef7 USD v\u00e0 t\u0103ng g\u1ea5p 3 l\u1ea7n trong 5 n\u0103m t\u1edbi. Vi\u1ec7t Nam \u1edf \u0111\u00e2u trong l\u0129nh v\u1ef1c n\u00e0y?\u201d, Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng n\u00eau v\u1ea5n \u0111\u1ec1 v\u00e0 nh\u1ea5n m\u1ea1nh \u201cch\u00fang ta nh\u1ea5t \u0111\u1ecbnh kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ecf l\u1ee1\u201d.<\/span><\/p>\n

Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng nh\u1eadn \u0111\u1ecbnh thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u00f3 r\u1ea5t nhi\u1ec1u h\u00ecnh th\u1ee9c nh\u01b0ng suy cho c\u00f9ng l\u00e0 t\u1ea1o c\u01a1 h\u1ed9i ng\u01b0\u1eddi d\u00e2n tham gia nhi\u1ec1u h\u01a1n v\u00e0o l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, g\u1eafn li\u1ec1n v\u1edbi b\u1ea3o \u0111\u1ea3m an to\u00e0n, an ninh th\u00f4ng tin, x\u00e1c th\u1ef1c c\u00e1 nh\u00e2n.<\/span><\/p>\n

\u201cNg\u01b0\u1eddi Vi\u1ec7t Nam c\u00f3 c\u00e2u \u2018\u0111\u1ed3ng ti\u1ec1n \u0111i li\u1ec1n v\u1edbi ru\u1ed9t\u2019, do v\u1eady, v\u1ea5n \u0111\u1ec1 an to\u00e0n, an ninh trong thanh to\u00e1n v\u1edbi d\u00e2n l\u00e0 \u0111i\u1ec1u thi\u1ebft th\u1ef1c nh\u1ea5t. V\u00ec th\u1ebf, \u0111\u1ec3 \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n \u0111i\u1ec7n t\u1eed, t\u1eadn d\u1ee5ng th\u1eddi c\u01a1 kinh t\u1ebf s\u1ed1, ch\u00fang ta c\u1ea7n g\u1eafn v\u1edbi an to\u00e0n, an ninh v\u00e0 ph\u1ea3i l\u00e0m sao cho m\u1ecdi ng\u01b0\u1eddi d\u00e2n th\u1ea5y l\u1ee3i \u00edch tham gia,\u201d Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am n\u00f3i.<\/span><\/p>\n

Chia s\u1ebb kh\u00f3 kh\u0103n v\u1edbi c\u00e1c doanh nghi\u1ec7p, ng\u00e2n h\u00e0ng khi chuy\u1ec3n t\u1eeb c\u00f4ng ngh\u1ec7 th\u1ebb t\u1eeb sang th\u1ebb chip k\u00e9o theo thay \u0111\u1ed5i v\u1ec1 h\u1ea1 t\u1ea7ng, Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng k\u00eau g\u1ecdi c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f9ng b\u00e0n b\u1ea1c s\u00e2u s\u00e1t v\u1edbi c\u00e1c doanh nghi\u1ec7p b\u1edfi n\u1ebfu doanh nghi\u1ec7p ch\u1ec9 v\u00ec l\u1ee3i \u00edch c\u1ee7a ri\u00eang m\u00ecnh ch\u01b0a ch\u1eafc \u0111\u00e3 c\u00f3 \u0111\u1ed9ng l\u1ef1c.<\/span><\/p>\n

\u201cN\u1ebfu c\u1ea7n thi\u1ebft cho \u0111\u1ea5t n\u01b0\u1edbc ph\u00e1t tri\u1ec3n v\u01b0\u1ee3t l\u00ean th\u00ec s\u1ef1 t\u1ed1n k\u00e9m \u1ea5y c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u1ec1 m\u1eb7t l\u00e2u d\u00e0i s\u1ebd \u0111\u01b0\u1ee3c b\u00f9 \u0111\u1eafp l\u1ea1i v\u1ec1 m\u1eb7t kinh t\u1ebf m\u1ed9t c\u00e1ch x\u1ee9ng \u0111\u00e1ng. Quan tr\u1ecdng h\u01a1n \u0111\u00e2y l\u00e0 tr\u00e1ch nhi\u1ec7m x\u00e3 h\u1ed9i c\u1ee7a c\u00e1c doanh nghi\u1ec7p, ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c n\u00e0y”, Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng kh\u1eb3ng \u0111\u1ecbnh.<\/span><\/p>\n

Trong khu\u00f4n kh\u1ed5 di\u1ec5n \u0111\u00e0n, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 B\u1ed9 Y T\u1ebf \u0111\u00e3 k\u00fd k\u1ebft bi\u00ean b\u1ea3n ghi nh\u1edb h\u1ee3p t\u00e1c th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. Ngo\u00e0i ra, ng\u01b0\u1eddi tham d\u1ef1 c\u00f2n ch\u1ee9ng ki\u1ebfn l\u1ec5 k\u00fd k\u1ebft n\u00e0y gi\u1eefa Petrolimex v\u00e0 Napas, b\u1ec7nh vi\u1ec7n K v\u00e0 b\u1ec7nh vi\u1ec7n \u0110\u1ea1i h\u1ecdc Y H\u00e0 N\u1ed9i, Vietcombank, Vietinbank v\u00e0 Napas.<\/span><\/p>\n

Di\u1ec5n \u0111\u00e0n c\u00f2n c\u00f3 tham lu\u1eadn c\u1ee7a \u0111\u1ea1i di\u1ec7n B\u1ed9 Y t\u1ebf v\u1ec1 chi\u1ebfn l\u01b0\u1ee3c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u00e1c n\u1ed9i dung trao \u0111\u1ed5i \u0111\u1ebfn t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf MasterCard, Visa, APSCA, t\u1ed5 ch\u1ee9c th\u1ebb n\u1ed9i \u0111\u1ecba PayNet c\u1ee7a Malaysia, V\u1ee5 Thanh to\u00e1n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o Giao th\u00f4ng)<\/p>\n

 <\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

“Thanh to\u00e1n \u0111i\u1ec7n t\u1eed gi\u00fap ch\u1ed1ng r\u1eeda ti\u1ec1n, ch\u1ed1ng tham nh\u0169ng” \u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am trong Di\u1ec5n \u0111\u00e0n ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed n\u0103m 2019 v\u1edbi ch\u1ee7 \u0111\u1ec1 “Chuy\u1ec3n \u0111\u1ed9ng c\u00f9ng c\u00f4ng ngh\u1ec7 ch\u00edp” do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, C\u00f4ng ty C\u1ed5 ph\u1ea7n thanh<\/p>","protected":false},"author":4,"featured_media":793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/848"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=848"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/848\/revisions"}],"predecessor-version":[{"id":849,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/848\/revisions\/849"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/793"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=848"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=848"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=848"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}