{"id":851,"date":"2020-01-14T10:18:26","date_gmt":"2020-01-14T03:18:26","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=851"},"modified":"2020-01-14T10:18:26","modified_gmt":"2020-01-14T03:18:26","slug":"dot-pha-thanh-toan-khong-dung-tien-mat","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/dot-pha-thanh-toan-khong-dung-tien-mat\/","title":{"rendered":"\u0110\u1ed9t ph\u00e1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t"},"content":{"rendered":"

Th\u1ed1ng \u0111\u1ed1c\u00a0NHNN v\u1eeba ban h\u00e0nh Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN v\u1ec1 t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n c\u00e1c nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng trong n\u0103m 2020, trong \u0111\u00f3 y\u00eau c\u1ea7u \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t – m\u1ed9t gi\u1ea3i ph\u00e1p tr\u1ecdng t\u00e2m trong Ngh\u1ecb quy\u1ebft 02 c\u1ee7a Ch\u00ednh ph\u1ee7.<\/span><\/strong><\/p>\n

Theo Ch\u1ec9 th\u1ecb, th\u1ef1c hi\u1ec7n Ngh\u1ecb quy\u1ebft c\u1ee7a Qu\u1ed1c h\u1ed9i v\u1ec1 k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n kinh t\u1ebf – x\u00e3 h\u1ed9i n\u0103m 2020, Ngh\u1ecb quy\u1ebft 01 v\u00e0 02 c\u1ee7a Ch\u00ednh ph\u1ee7, Th\u1ed1ng \u0111\u1ed1c NHNN y\u00eau c\u1ea7u c\u00e1c \u0111\u01a1n v\u1ecb tr\u1ef1c thu\u1ed9c NHNN v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i qu\u00e1n tri\u1ec7t ph\u01b0\u01a1ng ch\u00e2m h\u00e0nh \u0111\u1ed9ng c\u1ee7a Ch\u00ednh ph\u1ee7 n\u0103m 2020 l\u00e0 “K\u1ef7 c\u01b0\u01a1ng, li\u00eam ch\u00ednh, h\u00e0nh \u0111\u1ed9ng, tr\u00e1ch nhi\u1ec7m, s\u00e1ng t\u1ea1o, hi\u1ec7u qu\u1ea3” th\u1ef1c hi\u1ec7n t\u1ed1t c\u00e1c gi\u1ea3i ph\u00e1p \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng nh\u1eb1m m\u1ee5c ti\u00eau ki\u1ec3m so\u00e1t l\u1ea1m ph\u00e1t, \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4, h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/span><\/p>\n

M\u1ed9t n\u1ed9i dung n\u1ed5i b\u1eadt trong Ch\u1ec9 th\u1ecb l\u00e0 \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

T\u1ea1i h\u1ed9i ngh\u1ecb ng\u00e0nh v\u1eeba qua, Th\u1ed1ng \u0111\u1ed1c L\u00ea Minh H\u01b0ng cho bi\u1ebft, NHNN \u0111\u00e3 ph\u1ed1i h\u1ee3p r\u1ea5t ch\u1eb7t ch\u1ebd v\u1edbi B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n Th\u00f4ng v\u00e0 \u0111ang ch\u1edd B\u1ed9 T\u01b0 ph\u00e1p cho ph\u00e9p \u0111\u1ec3 tri\u1ec3n khai Mobile Money trong n\u0103m 2020.<\/span><\/p>\n

M\u1ed9t l\u1ea7n n\u1eefa, t\u1ea1i Ch\u1ec9 th\u1ecb \u0111\u1ea7u ti\u00ean trong n\u0103m m\u1edbi, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u NHNN y\u00eau c\u1ea7u ng\u00e0nh ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, \u0111\u1eb7c bi\u1ec7t l\u00e0 thanh to\u00e1n qua ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng; \u0111\u1ea3m b\u1ea3o c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n, ho\u1ea1t \u0111\u1ed9ng cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n \u1ed5n \u0111\u1ecbnh, an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3.<\/span><\/p>\n

“\u0110\u1ed5i m\u1edbi v\u00e0 ho\u00e0n thi\u1ec7n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i nh\u1eb1m ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1; t\u0103ng c\u01b0\u1eddng an ninh, an to\u00e0n, b\u1ea3o m\u1eadt trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng”, Ch\u1ec9 th\u1ecb n\u00eau r\u00f5.<\/span><\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft, Ngh\u1ecb quy\u1ebft 02 c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ed9i dung tr\u1ecdng t\u00e2m c\u1ea3i c\u00e1ch \u0111\u1ec3 ti\u1ebfp t\u1ee5c c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng kinh doanh, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh qu\u1ed1c gia.<\/span><\/p>\n

Ngh\u1ecb quy\u1ebft y\u00eau c\u1ea7u B\u1ed9 tr\u01b0\u1edfng, Th\u1ee7 tr\u01b0\u1edfng c\u01a1 quan ngang b\u1ed9 ch\u1ec9 \u0111\u1ea1o th\u1ef1c hi\u1ec7n cung c\u1ea5p \u00edt nh\u1ea5t 30% s\u1ed1 d\u1ecbch v\u1ee5 c\u00f4ng tr\u1ef1c tuy\u1ebfn thu\u1ed9c th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft \u1edf c\u1ea5p \u0111\u1ed9 4; cho ph\u00e9p ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t b\u1eb1ng nhi\u1ec1u ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c nhau; t\u00edch h\u1ee3p l\u00ean c\u1ed5ng d\u1ecbch v\u1ee5 c\u00f4ng qu\u1ed1c gia theo l\u1ed9 tr\u00ecnh; \u0111\u1ea9y m\u1ea1nh ph\u01b0\u01a1ng th\u1ee9c ti\u1ebfp nh\u1eadn h\u1ed3 s\u01a1, tr\u1ea3 k\u1ebft qu\u1ea3 gi\u1ea3i quy\u1ebft th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh qua d\u1ecbch v\u1ee5 b\u01b0u ch\u00ednh c\u00f4ng \u00edch.<\/span><\/p>\n

Ngh\u1ecb quy\u1ebft 02 c\u0169ng giao NHNN ch\u1ee7 tr\u00ec, ph\u1ed1i h\u1ee3p v\u1edbi B\u1ed9 T\u01b0 ph\u00e1p v\u00e0 c\u00e1c c\u01a1 quan li\u00ean quan nghi\u00ean c\u1ee9u, \u0111\u1ec1 xu\u1ea5t Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u00ed \u0111i\u1ec3m d\u00f9ng t\u00e0i kho\u1ea3n vi\u1ec5n th\u00f4ng \u0111\u1ec3 thanh to\u00e1n cho c\u00e1c d\u1ecbch v\u1ee5 c\u00f3 gi\u00e1 tr\u1ecb nh\u1ecf (Mobile-Money), th\u00ed \u0111i\u1ec3m c\u00e1c m\u00f4 h\u00ecnh d\u1ecbch v\u1ee5 thanh to\u00e1n m\u1edbi trong khi ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt \u0111\u1ec3 k\u1ecbp th\u1eddi \u0111\u1ea3m b\u1ea3o c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi. Ho\u00e0n th\u00e0nh trong qu\u00fd IV n\u0103m 2020.<\/span><\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, t\u1ed5ng h\u1ee3p, \u0111\u00e1nh gi\u00e1 k\u1ebft qu\u1ea3 th\u1ef1c hi\u1ec7n \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam giai \u0111o\u1ea1n 2016 – 2020 ban h\u00e0nh theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2545\/Q\u0110-TTg n\u0103m 2016 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7; \u0111\u1ec1 xu\u1ea5t bi\u1ec7n ph\u00e1p \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong th\u1eddi gian t\u1edbi. Ho\u00e0n th\u00e0nh trong qu\u00fd IV n\u0103m 2020.<\/span><\/p>\n

Theo NHNN, \u0111\u1ebfn\u00a0 cu\u1ed1i\u00a0 th\u00e1ng\u00a0 10\/2019,\u00a0 s\u1ed1\u00a0 l\u01b0\u1ee3ng\u00a0 m\u00e1y\u00a0 ATM\u00a0 \u0111\u1ea1t\u00a0 h\u01a1n 18.900 m\u00e1y v\u1edbi s\u1ed1 POS \u0111\u1ea1t 282.900 m\u00e1y, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb \u0111ang l\u01b0u h\u00e0nh \u0111\u1ea1t 98,2 tri\u1ec7u th\u1ebb (t\u0103ng t\u01b0\u01a1ng \u1ee9ng 17,3%; 44,5% v\u00e0 15,8% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2018).\u00a0<\/span><\/p>\n

Gi\u00e1 tr\u1ecb giao d\u1ecbch b\u00ecnh qu\u00e2n qua h\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng (IBPS) \u0111\u1ea1t g\u1ea7n 375 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng\/ng\u00e0y (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 17 t\u1ef7 USD\/ng\u00e0y); gi\u00e1 tr\u1ecb giao d\u1ecbch qua POS \u0111\u1ea1t 491 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng; qua \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng \u0111\u1ea1t 4,264 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng; qua Internet \u0111\u1ea1t 17.729 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng (t\u0103ng t\u01b0\u01a1ng \u1ee9ng 66,3%; 221,2% v\u00e0 36,6% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2018).<\/span><\/p>\n

T\u00edn d\u1ee5ng t\u0103ng kho\u1ea3ng 14%, n\u1ee3 x\u1ea5u d\u01b0\u1edbi 2%<\/strong><\/span><\/p>\n

C\u0169ng t\u1ea1i Ch\u1ec9 th\u1ecb 01, Th\u1ed1ng \u0111\u1ed1c NHNN n\u00eau r\u00f5 \u0111\u1ecbnh h\u01b0\u1edbng \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 ch\u1ee7 \u0111\u1ed9ng, linh ho\u1ea1t, th\u1eadn tr\u1ecdng, ph\u1ed1i h\u1ee3p \u0111\u1ed3ng b\u1ed9 v\u1edbi ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch kinh t\u1ebf v\u0129 m\u00f4 kh\u00e1c nh\u1eb1m ki\u1ec3m so\u00e1t l\u1ea1m ph\u00e1t b\u00ecnh qu\u00e2n d\u01b0\u1edbi 4%, duy tr\u00ec \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4, h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf theo m\u1ee5c ti\u00eau, \u1ed5n \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 v\u00e0 ngo\u1ea1i h\u1ed1i.<\/span><\/p>\n

N\u0103m 2020, \u0111\u1ecbnh h\u01b0\u1edbng t\u1ed5ng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n t\u0103ng kho\u1ea3ng 13%; t\u00edn d\u1ee5ng t\u0103ng kho\u1ea3ng 14%, c\u00f3 \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p v\u1edbi di\u1ec5n bi\u1ebfn, t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf. Th\u1ef1c hi\u1ec7n c\u00e1c gi\u1ea3i ph\u00e1p v\u1ec1 ti\u1ec1n t\u1ec7, t\u00edn d\u1ee5ng theo ph\u01b0\u01a1ng ch\u00e2m m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng \u0111i \u0111\u00f4i v\u1edbi an to\u00e0n, hi\u1ec7u qu\u1ea3, \u0111\u1ea3m b\u1ea3o cung \u1ee9ng v\u1ed1n cho n\u1ec1n kinh t\u1ebf.<\/span><\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, th\u1ef1c hi\u1ec7n quy\u1ebft li\u1ec7t v\u00e0 hi\u1ec7u qu\u1ea3 \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u giai \u0111o\u1ea1n 2016-2020 (theo Quy\u1ebft \u0111\u1ecbnh 1058\/Q\u0110-TTg c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7), t\u1eadp trung x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u1eb1m b\u1ea3o \u0111\u1ea3m an to\u00e0n ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng; ph\u1ea5n \u0111\u1ea5u n\u0103m 2020, \u0111\u01b0a t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng xu\u1ed1ng d\u01b0\u1edbi 2%; t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, n\u1ee3 x\u1ea5u \u0111\u00e3 b\u00e1n cho C\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Vi\u1ec7t Nam (VAMC) v\u00e0 n\u1ee3 \u0111\u00e3 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p ph\u00e2n lo\u1ea1i n\u1ee3 xu\u1ed1ng d\u01b0\u1edbi 3% (kh\u00f4ng bao g\u1ed3m n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i y\u1ebfu k\u00e9m).<\/span><\/p>\n

NHNN ti\u1ebfp t\u1ee5c ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd, c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7, chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf; \u0111\u1ea3m b\u1ea3o h\u1ec7 th\u1ed1ng v\u0103n b\u1ea3n ph\u00e1p quy \u0111\u1ed3ng b\u1ed9, \u0111\u00e1p \u1ee9ng t\u1ed1t h\u01a1n y\u00eau c\u1ea7u qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng ti\u1ec1n t\u1ec7 v\u00e0 ng\u00e2n h\u00e0ng trong giai \u0111o\u1ea1n s\u1eafp t\u1edbi. Tri\u1ec3n khai quy\u1ebft li\u1ec7t Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e0nh Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u1ebfn n\u0103m 2025, \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn n\u0103m 2030.<\/span><\/p>\n

C\u00f9ng v\u00f3i \u0111\u00f3, \u0111\u1ea9y m\u1ea1nh c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh \u0111\u1ea3m b\u1ea3o ho\u00e0n th\u00e0nh v\u01b0\u1ee3t m\u1ee9c c\u00e1c ch\u1ec9 ti\u00eau, nhi\u1ec7m v\u1ee5 theo ch\u01b0\u01a1ng tr\u00ecnh t\u1ed5ng th\u1ec3 c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh nh\u00e0 n\u01b0\u1edbc v\u00e0 k\u1ebf ho\u1ea1ch c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh c\u1ee7a NHNN giai \u0111o\u1ea1n 2016-2020 g\u00f3p ph\u1ea7n c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng kinh doanh, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh qu\u1ed1c gia. Ph\u1ea5n \u0111\u1ea5u n\u0103m 2020 ti\u1ebfp t\u1ee5c duy tr\u00ec trong nh\u00f3m c\u00e1c B\u1ed9, ng\u00e0nh d\u1eabn \u0111\u1ea7u v\u1ec1 x\u1ebfp h\u1ea1ng ch\u1ec9 s\u1ed1 c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh (Par Index); duy tr\u00ec th\u1ee9 h\u1ea1ng ch\u1ec9 s\u1ed1 Ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng thu\u1ed9c nh\u00f3m 25 n\u01b0\u1edbc \u0111\u1ee9ng \u0111\u1ea7u.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o Ch\u00ednh ph\u1ee7)\u00a0<\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Th\u1ed1ng \u0111\u1ed1c\u00a0NHNN v\u1eeba ban h\u00e0nh Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN v\u1ec1 t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n c\u00e1c nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng trong n\u0103m 2020, trong \u0111\u00f3 y\u00eau c\u1ea7u \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t – m\u1ed9t gi\u1ea3i ph\u00e1p tr\u1ecdng t\u00e2m trong Ngh\u1ecb quy\u1ebft 02 c\u1ee7a Ch\u00ednh ph\u1ee7. Theo Ch\u1ec9 th\u1ecb, th\u1ef1c<\/p>","protected":false},"author":4,"featured_media":852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/851"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=851"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/851\/revisions"}],"predecessor-version":[{"id":854,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/851\/revisions\/854"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/852"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}