{"id":885,"date":"2020-03-02T11:26:21","date_gmt":"2020-03-02T04:26:21","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=885"},"modified":"2020-03-02T11:28:30","modified_gmt":"2020-03-02T04:28:30","slug":"the-visa-visa-card-la-gi-cac-loai-the-visa-va-loi-ich-cua-chung","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/the-visa-visa-card-la-gi-cac-loai-the-visa-va-loi-ich-cua-chung\/","title":{"rendered":"Th\u1ebb Visa (Visa card) l\u00e0 g\u00ec? C\u00e1c lo\u1ea1i th\u1ebb Visa v\u00e0 l\u1ee3i \u00edch c\u1ee7a ch\u00fang"},"content":{"rendered":"

Th\u1ebb Visa (ti\u1ebfng Anh: Visa card) l\u00e0 m\u1ed9t lo\u1ea1i th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf, do t\u1ed5 ch\u1ee9c Visa li\u00ean k\u1ebft v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc ph\u00e1t h\u00e0nh, nh\u1eb1m m\u1ee5c \u0111\u00edch d\u00f9ng \u0111\u1ec3 r\u00fat ti\u1ec1n, mua h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi.<\/strong><\/span><\/p>\n

Th\u1ebb Visa (Visa card)<\/span><\/strong><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/span><\/p>\n

Th\u1ebb Visa\u00a0<\/b>trong ti\u1ebfng Anh l\u00e0\u00a0Visa card.<\/b><\/span><\/p>\n

Th\u1ebb Visa<\/i>\u00a0l\u00e0 m\u1ed9t lo\u1ea1i th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf, do t\u1ed5 ch\u1ee9c Visa li\u00ean k\u1ebft v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc ph\u00e1t h\u00e0nh, nh\u1eb1m m\u1ee5c \u0111\u00edch d\u00f9ng \u0111\u1ec3 r\u00fat ti\u1ec1n, mua h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi.<\/span><\/p>\n

Th\u1ebb Visa\u00a0<\/i>b\u1eaft \u0111\u1ea7u xu\u1ea5t hi\u1ec7n t\u1eeb n\u0103m 1976 v\u00e0 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ph\u00e1t h\u00e0nh b\u1edfi t\u1ed5 ch\u1ee9c\u00a0Visa\u00a0(t\u1ed5 ch\u1ee9c Visa International Service Association) – m\u1ed9t c\u00f4ng ty thanh to\u00e1n c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i California, Hoa K\u1ef3 c\u00f3 h\u00e0ng ch\u1ee5c tri\u1ec7u \u0111i\u1ec3m ch\u1ea5p nh\u1eadn tr\u00ean th\u1ebf gi\u1edbi.<\/span><\/p>\n

C\u00f3 th\u1ec3 th\u1ea5y hi\u1ec7n nay Visa \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, t\u00edch h\u1ee3p r\u1ea5t nhi\u1ec1u l\u1ee3i \u00edch \u0111\u1eb7c bi\u1ec7t, do \u0111\u00f3 n\u00f3 kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c c\u00e1c nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a\u00a0th\u1ebb t\u00edn d\u1ee5ng<\/a>\u00a0v\u00e0\u00a0th\u1ebb ghi n\u1ee3.<\/a><\/span><\/p>\n

C\u00e1c lo\u1ea1i th\u1ebb Visa<\/span><\/h3>\n

Theo qui \u01b0\u1edbc qu\u1ed1c t\u1ebf\u00a0th\u1ebb Visa<\/i>\u00a0l\u00e0 m\u1ed9t lo\u1ea1i\u00a0th\u1ebb ATM, bao g\u1ed3m 3 lo\u1ea1i l\u00e0 th\u1ebb ghi n\u1ee3 Visa,\u00a0th\u1ebb t\u00edn d\u1ee5ng Visa\u00a0v\u00e0 th\u1ebb tr\u1ea3 tr\u01b0\u1edbc Visa.<\/span><\/p>\n

Th\u1ebb ghi n\u1ee3 qu\u1ed1c t\u1ebf (Visa Debit)<\/b><\/span><\/p>\n

L\u00e0 th\u1ebb ghi n\u1ee3 qu\u1ed1c t\u1ebf mang th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a Visa, ng\u00e2n h\u00e0ng s\u1ebd ph\u00e1t h\u00e0nh khi m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n. Do \u0111\u00f3 ch\u1ee7 th\u1ebb s\u1ebd chi ti\u00eau, r\u00fat ti\u1ec1n b\u1eb1ng s\u1ed1 ti\u1ec1n h\u1ecd c\u00f3 trong t\u00e0i kho\u1ea3n. M\u1ed9t \u0111i\u1ec3m kh\u00e1c l\u1edbn nh\u1ea5t so v\u1edbi th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba (m\u1ecdi ng\u01b0\u1eddi quen g\u1ecdi l\u00e0 th\u1ebb ATM), th\u1ebb n\u00e0y c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng tr\u00ean to\u00e0n c\u1ea7u, c\u0169ng nh\u01b0 mua h\u00e0ng tr\u1ef1c tuy\u1ebfn t\u1eeb c\u00e1c trang th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed nh\u01b0 Tiki, Lazada…<\/span><\/p>\n

Th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf (Visa Credit)<\/b><\/span><\/p>\n

Th\u1ebb t\u00edn d\u1ee5ng Visa (Visa Credit) l\u00e0 lo\u1ea1i th\u1ebb m\u00e0 ch\u1ee7 th\u1ebb s\u1ebd \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng cho \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n \u0111\u1ec3 chi ti\u00eau mua s\u1eafm v\u00e0 c\u00f3 tr\u00e1ch nhi\u1ec7m ho\u00e0n tr\u1ea3 l\u1ea1i cho ng\u00e2n h\u00e0ng sau. Do \u0111\u00f3 th\u1ebb t\u00edn d\u1ee5ng c\u0169ng \u0111\u01b0\u1ee3c g\u1ecdi v\u1edbi t\u00ean kh\u00e1c l\u00e0 th\u1ebb “chi ti\u00eau tr\u01b0\u1edbc, tr\u1ea3 ti\u1ec1n sau”. Ch\u1ee7 th\u1ebb c\u1ea7n thanh to\u00e1n \u0111\u00fang v\u00e0 \u0111\u1ee7 s\u1ed1 ti\u1ec1n \u0111\u00e3 vay t\u1eeb ng\u00e2n h\u00e0ng, n\u1ebfu kh\u00f4ng th\u00ec ph\u00ed ph\u1ea1t v\u00e0 b\u1ecb t\u00ednh l\u00e3i kh\u00e1 cao.<\/span><\/p>\n

Th\u1ebb Visa tr\u1ea3 tr\u01b0\u1edbc (Visa Prepaid)<\/b><\/span><\/p>\n

Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc Visa (Visa Prepaid) c\u0169ng cho ph\u00e9p ch\u1ee7 th\u1ebb s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n h\u1ecd c\u00f3 gi\u1ed1ng nh\u01b0 th\u1ebb ghi n\u1ee3, nh\u01b0ng l\u00e0 ti\u1ec1n \u1edf trong th\u1ebb ch\u1ee9 kh\u00f4ng ph\u1ea3i trong t\u00e0i kho\u1ea3n. Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng b\u1ecb gi\u1edbi h\u1ea1n hai t\u00ednh n\u0103ng quan tr\u1ecdng l\u00e0 chuy\u1ec3n kho\u1ea3n v\u00e0 r\u00fat ti\u1ec1n t\u1ea1i ATM. C\u00f3 ng\u00e2n h\u00e0ng c\u00f2n ph\u00e1t h\u00e0nh th\u1ebb tr\u1ea3 tr\u01b0\u1edbc \u1ea3o (th\u1ebb phi v\u1eadt l\u00ed).<\/span><\/p>\n

T\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i th\u1ebb tr\u00ean \u0111\u1ec1u l\u00e0 th\u1ebb v\u1eadt l\u00ed. Ngo\u00e0i ra c\u00f2n c\u00f3 m\u1ed9t lo\u1ea1i n\u1eefa l\u00e0 th\u1ebb phi v\u1eadt l\u00ed –\u00a0th\u1ebb Visa<\/i>\u00a0\u1ea3o, th\u1ef1c ch\u1ea5t Visa \u1ea3o l\u00e0 th\u1ebb tr\u1ea3 tr\u01b0\u1edbc nh\u01b0ng kh\u00f4ng c\u00f3 ph\u00f4i th\u1ebb. VPBank, Sacombank l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng \u0111i\u1ec3n h\u00ecnh m\u1edf Visa \u1ea3o.<\/span><\/p>\n

L\u1ee3i \u00edch c\u1ee7a th\u1ebb Visa<\/span><\/b><\/span><\/h4>\n

\u0110\u01b0\u1ee3c ph\u00e1t h\u00e0nh nh\u1eb1m mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch v\u00e0 thu\u1eadn ti\u1ec7n cho kh\u00e1ch h\u00e0ng trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf khi s\u1eed d\u1ee5ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng l\u1ee3i \u00edch khi s\u1eed d\u1ee5ng:<\/span><\/p>\n

T\u00ednh thu\u1eadn ti\u1ec7n cao<\/b><\/span><\/p>\n

C\u00f3 th\u1ec3 thanh to\u00e1n d\u1ec5 d\u00e0ng t\u1ea1i nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb v\u00e0 qu\u1eb9t th\u1ebb khi kh\u00f4ng mang theo ti\u1ec1n m\u1eb7t. \u0110i\u1ec1u n\u00e0y gi\u00fap gi\u1ea3m l\u01b0\u1ee3ng l\u01b0u th\u00f4ng ti\u1ec1n m\u1eb7t v\u00e0 h\u1ed7 tr\u1ee3 gi\u1ea3m thi\u1ec3u l\u1ea1m ph\u00e1t.<\/span><\/p>\n

H\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng tra c\u1ee9u th\u00f4ng tin t\u00e0i kho\u1ea3n b\u1eb1ng c\u00e1c d\u1ecbch v\u1ee5 SMS Banking, Internet Banking hay t\u1ea1i c\u00e2y ATM. R\u00fat ti\u1ec1n trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, ti\u1ec1n s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u1ed5i th\u00e0nh gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u1ee9ng v\u1edbi ngo\u1ea1i t\u1ec7 c\u1ee7a n\u01b0\u1edbc b\u1ea1n, cho n\u00ean b\u1ea1n s\u1ebd kh\u00f4ng c\u00f2n m\u1ea5t th\u1eddi gian chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n.<\/span><\/p>\n

C\u1ef1c k\u00ec d\u1ec5 s\u1eed d\u1ee5ng<\/b><\/span><\/p>\n

+ Ch\u1ec9 c\u1ea7n v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n l\u00e0 b\u1ea1n \u0111\u00e3 c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh chuy\u00ean gia khi s\u1eed d\u1ee5ng<\/span><\/p>\n

+ \u0110\u01b0\u1ee3c ch\u1ea5p nh\u1eadn t\u1ea1i r\u1ea5t nhi\u1ec1u n\u01a1i v\u00e0 d\u1ec5 d\u00e0ng r\u00fat ti\u1ec1n.<\/span><\/p>\n

+ Gi\u00fap thanh to\u00e1n tr\u1ef1c ti\u1ebfp, thanh to\u00e1n h\u00f3a \u0111\u01a1n khi mua h\u00e0ng tr\u1ef1c tuy\u1ebfn…<\/span><\/p>\n

+ H\u1ed7 tr\u1ee3 chuy\u1ec3n kho\u1ea3n, gi\u1ea3m b\u1edbt chi ph\u00ed d\u1ecbch v\u1ee5 khi chuy\u1ec3n ti\u1ec1n ra n\u01b0\u1edbc ngo\u00e0i.<\/span><\/p>\n

B\u1ea3o m\u1eadt v\u00e0 an to\u00e0n<\/b><\/span><\/p>\n

Vi\u1ec7c d\u00f9ng th\u1ebb n\u00e0y s\u1ebd gi\u00fap b\u1ea1n h\u1ea1n ch\u1ebf mang theo ti\u1ec1n m\u1eb7t, trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb m\u1ea5t c\u1eafp v\u1eabn c\u00f3 th\u1ec3 l\u1ea5y l\u1ea1i s\u1ed1 ti\u1ec1n \u0111\u00e3 m\u1ea5t b\u1eb1ng c\u00e1ch kh\u00f3a th\u1ebb k\u1ecbp th\u1eddi. N\u1ebfu l\u00e0m m\u1ea5t th\u1ebb, b\u1ea1n ch\u1ec9 c\u1ea7n li\u00ean l\u1ea1c ngay v\u1edbi b\u00ean ng\u00e2n h\u00e0ng \u0111\u1ec3 kh\u00f3a th\u1ebb, \u0111\u0103ng k\u00ed l\u1ea1i th\u1ebb m\u1edbi v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ti\u1ec1n c\u00f2n trong th\u1ebb sang th\u1ebb m\u1edbi.<\/span><\/p>\n

\u0110\u1eb7c bi\u1ec7t l\u00e0 th\u1ebb Debit Visa c\u00f3 t\u1ea7n su\u1ea5t li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng th\u1ea5p, mang \u0111\u1ebfn \u0111\u1ed9 b\u1ea3o m\u1eadt cao v\u00e0 h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng hacker x\u00e2m nh\u1eadp, \u0103n c\u1eafp ti\u1ec1n t\u1eeb trong t\u00e0i kho\u1ea3n.<\/span><\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: thebank.vn)<\/i><\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Th\u1ebb Visa (ti\u1ebfng Anh: Visa card) l\u00e0 m\u1ed9t lo\u1ea1i th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf, do t\u1ed5 ch\u1ee9c Visa li\u00ean k\u1ebft v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc ph\u00e1t h\u00e0nh, nh\u1eb1m m\u1ee5c \u0111\u00edch d\u00f9ng \u0111\u1ec3 r\u00fat ti\u1ec1n, mua h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. Th\u1ebb Visa (Visa card)<\/p>","protected":false},"author":4,"featured_media":886,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/885"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=885"}],"version-history":[{"count":2,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/885\/revisions"}],"predecessor-version":[{"id":889,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/885\/revisions\/889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/886"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}