{"id":907,"date":"2020-03-03T09:54:23","date_gmt":"2020-03-03T02:54:23","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=907"},"modified":"2020-03-03T09:54:23","modified_gmt":"2020-03-03T02:54:23","slug":"ngan-hang-dau-dau-voi-chi-phi-chuyen-the-tu-sang-the-chip","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/ngan-hang-dau-dau-voi-chi-phi-chuyen-the-tu-sang-the-chip\/","title":{"rendered":"Ng\u00e2n h\u00e0ng \u0111au \u0111\u1ea7u v\u1edbi chi ph\u00ed chuy\u1ec3n th\u1ebb t\u1eeb sang th\u1ebb chip"},"content":{"rendered":"

Gi\u00e1 ph\u00f4i l\u00e0m th\u1ebb chip \u0111\u1eaft g\u1ea5p 20-30 l\u1ea7n so v\u1edbi gi\u00e1 ph\u00f4i l\u00e0m th\u1ebb t\u1eeb. D\u00f9 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM l\u00e0m b\u1eb1ng th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 r\u1ea5t l\u1edbn, nh\u01b0ng \u0111\u00e2y l\u00e0 vi\u1ec7c l\u00e0m c\u1ea7n thi\u1ebft v\u00ec quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 th\u1ebb.<\/span><\/p>\n

Theo \u0111\u1ea1i di\u1ec7n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng (NH) \u1edf Vi\u1ec7t Nam, t\u1ed1n k\u00e9m l\u1edbn nh\u1ea5t trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb l\u00e0 chi ph\u00ed l\u00e0m ph\u00f4i th\u1ebb. C\u1ee5 th\u1ec3, chi ph\u00ed l\u00e0m ph\u00f4i\u00a0th\u1ebb ATM<\/a>\u00a0b\u1eb1ng\u00a0th\u1ebb t\u1eeb<\/a>\u00a0ch\u1ec9 t\u1ed1n 1.000-2000 \u0111\u1ed3ng\/th\u1ebb, th\u00ec chi ph\u00ed l\u00e0m th\u1ebb chip l\u00ean \u0111\u1ebfn 20.000-30.000 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 1-1,5USD\/ph\u00f4i.<\/span><\/p>\n

Do v\u1eady, chi ph\u00ed \u0111\u1ed5i sang th\u1ebb chip l\u00e0 r\u1ea5t l\u1edbn, \u0111\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c NH c\u1ed5 ph\u1ea7n Nh\u00e0 n\u01b0\u1edbc hi\u1ec7n c\u00f3 s\u1ed1 l\u01b0\u1ee3ng th\u1ebb l\u01b0u h\u00e0nh tr\u00ean th\u1ecb tr\u01b0\u1eddng chi\u1ebfm \u0111\u1ebfn 70% to\u00e0n th\u1ecb tr\u01b0\u1eddng. \u0110\u01a1n c\u1eed nh\u01b0 Vietcombank hi\u1ec7n c\u00f3 kho\u1ea3ng 14 tri\u1ec7u th\u1ebb, th\u00ec v\u1edbi m\u1ee9c gi\u00e1 ph\u00f4i th\u1ebb nh\u01b0 tr\u00ean, t\u1ed5ng chi ph\u00ed \u0111\u1ed5i th\u1ebb s\u1ebd t\u1ed1n kho\u1ea3ng 420 t\u1ef7 \u0111\u1ed3ng. \u00a0<\/span><\/p>\n

T\u01b0\u01a1ng t\u1ef1, c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 VietinBank c\u1ea7n ngu\u1ed3n l\u1ef1c kho\u1ea3ng 411 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i to\u00e0n b\u1ed9 s\u1ed1 l\u01b0\u1ee3ng 13,7 tri\u1ec7u th\u1ebb t\u1eeb sang th\u1ebb chip.\u00a0Agribank<\/a>\u00a0v\u00e0\u00a0BIDV<\/a>\u00a0v\u1edbi l\u01b0\u1ee3ng th\u1ebb \u0111\u1ea1t 11 tri\u1ec7u th\u1ebb v\u00e0 g\u1ea7n 10,4 tri\u1ec7u th\u1ebb, th\u00ec t\u01b0\u01a1ng \u1ee9ng v\u1edbi chi ph\u00ed mua ph\u00f4i th\u1ebb chip s\u1ebd l\u1ea7n l\u01b0\u1ee3t l\u00e0 330 t\u1ef7 v\u00e0 309 t\u1ef7 \u0111\u1ed3ng. \u00a0<\/span><\/p>\n

Theo s\u1ed1 li\u1ec7u c\u1eadp nh\u1eadt c\u1ee7a NHNN, hi\u1ec7n c\u1ea3 n\u01b0\u1edbc c\u00f3 h\u01a1n 101 tri\u1ec7u th\u1ebb NH c\u00e1c lo\u1ea1i \u0111ang l\u01b0u h\u00e0nh, trong \u0111\u00f3 h\u01a1n 85 tri\u1ec7u\u00a0th\u1ebb ghi n\u1ee3<\/a>\u00a0n\u1ed9i \u0111\u1ecba (th\u1ebb ATM) l\u00e0m b\u1eb1ng th\u1ebb t\u1eeb. S\u1ed1 li\u1ec7u c\u1ee7a NHNN \u0111\u1ebfn cu\u1ed1i th\u00e1ng 9-2018 c\u1ea3 n\u01b0\u1edbc c\u00f3 18.173\u00a0 m\u00e1y ATM, h\u01a1n 294.500 m\u00e1y POS. Nh\u01b0 v\u1eady, nh\u1eefng d\u00f2ng m\u00e1y ATM v\u00e0 POS c\u0169 kh\u00f4ng c\u00f3 t\u00ednh n\u0103ng \u0111\u1ecdc th\u1ebb chip s\u1ebd ph\u1ea3i thay th\u1ebf m\u1edbi.<\/span><\/p>\n

T\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 41 s\u1eeda \u0111\u1ed5i, NHNN y\u00eau c\u1ea7u \u0111\u1ebfn 31-12-2019 c\u00f3 \u00edt nh\u1ea5t 30% s\u1ed1 th\u1ebb c\u00f3 BIN do NHNN c\u1ea5p \u0111ang l\u01b0u h\u00e0nh c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb ph\u1ea3i tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n c\u01a1 s\u1edf v\u1ec1 th\u1ebb chip n\u1ed9i \u0111\u1ecba.<\/span><\/p>\n

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Do th\u1eddi gian chuy\u1ec3n \u0111\u1ed5i theo Th\u00f4ng t\u01b0 c\u1ee7a NHNN l\u00e0 r\u1ea5t g\u1ea5p, n\u00ean c\u00e1c NH hi\u1ec7n \u0111\u1ec1u \u0111ang g\u1ea5p r\u00fat ho\u00e0n th\u00e0nh vi\u1ec7c n\u00e2ng c\u1ea5p\/thay th\u1ebf h\u1ec7 th\u1ed1ng th\u1ebb, h\u1ec7 th\u1ed1ng ATM, h\u1ec7 th\u1ed1ng thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u0169ng nh\u01b0 l\u1ef1a ch\u1ecdn ph\u00f4i th\u1ebb chip ph\u00f9 h\u1ee3p. H\u1ea7u h\u1ebft c\u00e1c NH \u0111\u1ec1u g\u1eb7p kh\u00f3 kh\u0103n trong v\u1ea5n \u0111\u1ec1 kh\u1ed1i l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c nhi\u1ec1u, th\u1eddi gian ho\u00e0n th\u00e0nh g\u1ea5p r\u00fat.<\/span><\/p>\n

Trao \u0111\u1ed5i v\u1ec1 vi\u1ec7c n\u00e0y, \u00f4ng\u00a0\u0110\u00e0o Minh Tu\u1ea5n<\/a>\u00a0\u2013 Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c Vietcombank, cho r\u1eb1ng \u0111\u1ec3 ch\u1ea5p nh\u1eadn th\u1ebb chip, NH s\u1ebd ph\u1ea3i n\u00e2ng c\u1ea5p c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb hi\u1ec7n t\u1ea1i. T\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, h\u1ea7u h\u1ebft c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb hi\u1ec7n \u0111\u1ec1u \u0111\u00e3 ch\u1ea5p nh\u1eadn th\u1ebb chip qu\u1ed1c t\u1ebf, theo \u0111\u00f3, vi\u1ec7c n\u00e2ng c\u1ea5p \u0111\u1ec3 ch\u1ea5p nh\u1eadn th\u1ebb chip n\u1ed9i \u0111\u1ecba c\u0169ng s\u1ebd th\u1ef1c hi\u1ec7n t\u01b0\u01a1ng \u1ee9ng. \u0110\u1eb7c bi\u1ec7t, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ec7 th\u1ed1ng ch\u1ea5p nh\u1eadn th\u1ebb hi\u1ec7n t\u1ea1i c\u1ee7a Vietcombank.\u00a0<\/span><\/p>\n

\u201cHi\u1ec7n Vietcombank c\u00f3 kho\u1ea3ng 14 tri\u1ec7u th\u1ebb \u0111ang l\u01b0u h\u00e0nh. Chi ph\u00ed cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i n\u00e0y s\u1ebd r\u1ea5t l\u1edbn, Vietcombank s\u1ebd xem x\u00e9t c\u00e2n \u0111\u1ed1i gi\u1eefa chi ph\u00ed v\u00e0 l\u1ee3i \u00edch trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i n\u00e0y. T\u00f9y thu\u1ed9c v\u00e0o quy m\u00f4 v\u00e0 kh\u1ed1i l\u01b0\u1ee3ng th\u1ebb\/thi\u1ebft b\u1ecb c\u1ee7a m\u1ed7i NH, chi ph\u00ed cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i c\u00f3 th\u1ec3 s\u1ebd kh\u00e1c nhau\u201d \u2013 \u00f4ng Tu\u1ea5n chia s\u1ebb th\u00eam.<\/span><\/p>\n

C\u00e1c NH s\u1ebd c\u00e2n nh\u1eafc v\u1ec1 v\u1ea5n \u0111\u1ec1 chi ph\u00ed \u0111\u1ec3 \u00e1p d\u1ee5ng m\u1ee9c ph\u00ed ph\u00e1t h\u00e0nh chuy\u1ec3n \u0111\u1ed5i cho ph\u00f9 h\u1ee3p. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o hi\u1ec7u qu\u1ea3 v\u1ec1 chi ph\u00ed, NH c\u0169ng s\u1ebd chia th\u00e0nh nhi\u1ec1u giai \u0111o\u1ea1n, \u01b0u ti\u00ean chuy\u1ec3n \u0111\u1ed5i cho kh\u00e1ch h\u00e0ng c\u00f3 giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean tr\u01b0\u1edbc. \u0110\u1ed3ng th\u1eddi, NH c\u0169ng s\u1ebd c\u00f3 ki\u1ebfn ngh\u1ecb t\u1edbi NHNN \u0111\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c cung c\u1ea5p ph\u00f4i th\u1ebb \u00e1p d\u1ee5ng m\u1ee9c ph\u00ed s\u00e0n ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c NH c\u00f3 s\u1ed1 l\u01b0\u1ee3ng chuy\u1ec3n \u0111\u1ed5i th\u1ebb l\u1edbn.<\/span><\/p>\n

( Ngu\u1ed3n: B\u00e1o T\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng)<\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Gi\u00e1 ph\u00f4i l\u00e0m th\u1ebb chip \u0111\u1eaft g\u1ea5p 20-30 l\u1ea7n so v\u1edbi gi\u00e1 ph\u00f4i l\u00e0m th\u1ebb t\u1eeb. D\u00f9 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i th\u1ebb ATM l\u00e0m b\u1eb1ng th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 r\u1ea5t l\u1edbn, nh\u01b0ng \u0111\u00e2y l\u00e0 vi\u1ec7c l\u00e0m c\u1ea7n thi\u1ebft v\u00ec quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 th\u1ebb. Theo \u0111\u1ea1i di\u1ec7n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng (NH) \u1edf<\/p>","protected":false},"author":4,"featured_media":908,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/907"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=907"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/907\/revisions"}],"predecessor-version":[{"id":910,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/907\/revisions\/910"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/908"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}