{"id":945,"date":"2020-03-06T10:43:57","date_gmt":"2020-03-06T03:43:57","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=945"},"modified":"2020-03-06T10:43:57","modified_gmt":"2020-03-06T03:43:57","slug":"da-den-luc-thi-truong-the-viet-nam-can-phai-bai-ban-hon","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/da-den-luc-thi-truong-the-viet-nam-can-phai-bai-ban-hon\/","title":{"rendered":"\u201c\u0110\u00e3 \u0111\u1ebfn l\u00fac th\u1ecb tr\u01b0\u1eddng th\u1ebb Vi\u1ec7t Nam c\u1ea7n ph\u1ea3i b\u00e0i b\u1ea3n h\u01a1n\u201d"},"content":{"rendered":"

“Ng\u00e2n h\u00e0ng hi\u1ec7n ch\u01b0a cho th\u1ea5y quy tr\u00ecnh x\u1eed l\u00fd b\u1ea5t th\u01b0\u1eddng thuy\u1ebft ph\u1ee5c \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng. Kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c n\u00e0o \u0111\u1ee9ng ra b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng”, lu\u1eadt s\u01b0 c\u1ee7a Basico n\u00eau.<\/span><\/p>\n

Nh\u1eadn \u0111\u1ecbnh tr\u00ean \u0111\u01b0\u1ee3c lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i, Ch\u1ee7 t\u1ecbch CTCP \u0110\u00e0o t\u1ea1o Nghi\u1ec7p v\u1ee5\u00a0Ng\u00e2n h\u00e0ng<\/a>, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh C\u00f4ng ty lu\u1eadt Basico chia s\u1ebb b\u00ean l\u1ec1 t\u1ecda \u0111\u00e0m “Th\u1ecb tr\u01b0\u1eddng\u00a0Th\u1ebb t\u00edn d\u1ee5ng<\/a>\u00a0– Cu\u1ed9c \u0111ua gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u01a1 h\u1ed9i cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng\u201d do BizLIVE t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u00e2y t\u1ea1i TP.HCM.<\/span><\/p>\n

\u00d4ng c\u00f3 nh\u1eadn \u0111\u1ecbnh g\u00ec v\u1ec1 vi\u1ec7c nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng ch\u01b0a m\u1eb7n m\u00e0 l\u1eafm v\u1edbi th\u1ebb t\u00edn d\u1ee5ng n\u00f3i ri\u00eang v\u00e0 th\u1ebb n\u00f3i chung?<\/b><\/span><\/p>\n

C\u00f3 ba v\u1ea5n \u0111\u1ec1 ch\u00ednh. M\u1ed9t l\u00e0 kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn v\u1ec1 v\u1ea5n \u0111\u1ec1 c\u00f4ng ngh\u1ec7. Th\u1ebb t\u00edn d\u1ee5ng n\u00f3i ri\u00eang v\u00e0 th\u1ebb n\u00f3i chung c\u00f3 m\u1ed9t th\u1ef1c t\u1ebf ph\u1ed5 bi\u1ebfn l\u00e0 c\u00e1i th\u1ebb v\u1eadt l\u00fd \u0111ang ph\u00e1t h\u00e0nh \u0111a ph\u1ea7n l\u00e0 th\u1ebb t\u1eeb. \u0110i\u1ec3m n\u00e0y l\u00e0 r\u1ea5t l\u1ea1c h\u1eadu, do ng\u01b0\u1eddi d\u00f9ng hi\u1ec7n ch\u01b0a ph\u1ea3n \u1ee9ng d\u1eef d\u1ed9i ch\u1ee9 tr\u00ean th\u1ebf gi\u1edbi h\u1ecd \u0111\u00e3 chuy\u1ec3n sang d\u00f9ng th\u1ebb ch\u00edp.<\/span><\/p>\n

Th\u1ebb ch\u00edp v\u00e0 th\u1ebb t\u1eeb kh\u00e1c nhau m\u1ed9t tr\u1eddi m\u1ed9t v\u1ef1c v\u1ec1 kh\u00eda c\u1ea1nh an to\u00e0n.<\/span><\/p>\n

Hi\u1ec7n r\u1ea5t nhi\u1ec1u h\u1ec7 th\u1ed1ng trong \u0111\u00f3 c\u00f3 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc ho\u1eb7c c\u1ed5 ph\u1ea7n nh\u01b0ng ti\u1ec1n th\u00e2n l\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111a ph\u1ea7n c\u00f3 m\u1ea1ng l\u01b0\u1edbi r\u1ea5t l\u1edbn, s\u1ed1 l\u01b0\u1ee3ng ph\u00e1t h\u00e0nh th\u1ebb r\u1ea5t nhi\u1ec1u nh\u01b0ng v\u1eabn d\u00f9ng th\u1ebb t\u1eeb. C\u00f3 nhi\u1ec1u v\u1ee5 vi\u1ec7c v\u1eeba r\u1ed3i x\u1ea3y ra l\u00e0 do v\u1ea5n \u0111\u1ec1 l\u1ea1c h\u1eadu v\u1ec1 c\u00f4ng ngh\u1ec7.<\/span><\/p>\n

V\u1ea5n \u0111\u1ec1 th\u1ee9 hai l\u00e0 n\u1ebfu nh\u00ecn v\u00e0o ti\u1ec7n \u00edch c\u1ee7a th\u1ebb th\u00ec ai c\u0169ng th\u00edch, v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p, \u0111\u01b0\u1ee3c th\u1eddi gian \u00e2n h\u1ea1n\u2026, nh\u01b0ng cu\u1ed1i c\u00f9ng v\u1ea5n \u0111\u1ec1 ng\u01b0\u1eddi d\u00f9ng lo ng\u1ea1i l\u00e0 s\u1ef1 m\u1ea5t an to\u00e0n. B\u1ed7ng d\u01b0ng b\u1ecb b\u00e1o m\u1ea5t ti\u1ec1n trong t\u00e0i kho\u1ea3n, b\u1ed7ng d\u01b0ng c\u00f3 ng\u01b0\u1eddi r\u00fat \u0111\u01b0\u1ee3c ti\u1ec1n\u2026 M\u00e0 \u0111i\u1ec1u n\u00e0y \u0111\u00fang hay sai, \u0111\u01b0\u1ee3c hay m\u1ea5t kh\u00f4ng n\u1eb1m \u1edf y\u1ebfu t\u1ed1 kh\u00e1ch h\u00e0ng m\u00e0 \u0111\u1ec1u n\u1eb1m \u1edf kh\u00eda c\u1ea1nh ng\u00e2n h\u00e0ng. V\u00ec tra so\u00e1t c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng, ki\u1ec3m so\u00e1t n\u1eafm trong tay x\u00e1c minh s\u1ef1 th\u1eadt l\u00e0 ng\u00e2n h\u00e0ng. Kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n l\u00e0 b\u1ecb \u0111\u1ed9ng.<\/span><\/p>\n

Ng\u00e2n h\u00e0ng hi\u1ec7n ch\u01b0a cho th\u1ea5y quy tr\u00ecnh x\u1eed l\u00fd b\u1ea5t th\u01b0\u1eddng thuy\u1ebft ph\u1ee5c \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng. Kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c n\u00e0o \u0111\u1ee9ng ra b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng. \u0110\u00f3 l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh nh\u1ea5t khi\u1ebfn ng\u01b0\u1eddi ta r\u1ee5t r\u00e8 m\u1edf th\u1ebb.<\/span><\/p>\n

Ngo\u00e0i ra c\u00f2n c\u00f3 m\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf kh\u00e1c t\u00f4i cho r\u1eb1ng xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c thi\u1ebfu minh b\u1ea1ch, b\u00e0i b\u1ea3n trong th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

G\u1ea7n \u0111\u00e2y c\u00f3 tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 b\u1ea5t ng\u1edd v\u1edbi c\u00e1ch t\u00ednh l\u00e3i kh\u00e1 \u201cs\u1ed1c\u201d c\u1ee7a ng\u00e2n h\u00e0ng\u00a0HSBC<\/a>. \u00d4ng \u0111\u00e1nh gi\u00e1 ra sao v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t, c\u00e1ch t\u00ednh l\u00e3i ph\u1ea1t v\u1edbi th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng hi\u1ec7n nay?<\/b><\/span><\/p>\n

C\u00e1c kho\u1ea3n cho vay th\u1ebb t\u00edn d\u1ee5ng mang t\u00ednh ch\u1ea5t l\u00e0 t\u00edn ch\u1ea5p, r\u1ee7i ro c\u1ef1c cao, y\u1ebfu t\u1ed1 thu h\u1ed3i v\u1ed1n c\u1ef1c k\u1ef3 nguy hi\u1ec3m. Th\u1ee9 hai th\u1ebb t\u00edn d\u1ee5ng c\u00f3 \u01b0u \u0111\u00e3i v\u1edbi th\u1eddi h\u1ea1n kho\u1ea3ng 40 ng\u00e0y kh\u00f4ng ph\u1ea3i tr\u1ea3 l\u00e3i\u2026<\/span><\/p>\n

V\u1ec1 ph\u00eda ch\u1ee7 n\u1ee3 \u1edf \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng, tr\u01b0\u1edbc kho\u1ea3n cho vay c\u00f3 r\u1ee7i ro cao, c\u00f3 t\u00ednh ch\u1ea5t \u01b0u \u0111\u00e3i th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean ng\u01b0\u1eddi ta ph\u1ea3i \u0111\u1eb7t ra c\u00e1c ch\u1ebf t\u00e0i tr\u1eebng ph\u1ea1t \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng c\u00f3 bi\u1ec3u hi\u1ec7n vi ph\u1ea1m. M\u1ee5c \u0111\u00edch kh\u00f4ng ph\u1ea3i \u0111\u1ec3 ng\u01b0\u1eddi ta l\u1ea5y ti\u1ec1n ph\u1ea1t \u0111\u1ea5y m\u00e0 \u0111\u1ec3 ng\u0103n ng\u1eeba tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng t\u00e1i ph\u1ea1m.<\/span><\/p>\n

C\u00f3 th\u1ec3 nh\u01b0 v\u1eady kh\u00e1ch h\u00e0ng s\u1ebd th\u1ea5y ph\u1ea3n c\u1ea3m nh\u01b0ng n\u1ebfu nh\u00ecn t\u00edch c\u1ef1c cho th\u1ea5y \u0111\u00f3 l\u00e0 s\u1ef1 nh\u1eafc nh\u1edf cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Nh\u01b0ng ph\u1ea3i ch\u0103ng c\u00e1ch t\u00ednh v\u1ec1 l\u00e3i ph\u1ea1t l\u00fac m\u1edf th\u1ebb t\u01b0 v\u1ea5n nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng ch\u01b0a th\u00f4ng tin r\u00f5 r\u00e0ng v\u1edbi ng\u01b0\u1eddi d\u00f9ng?<\/b><\/span><\/p>\n

\u0110\u00e3 \u0111\u1ebfn l\u00fac th\u1ecb tr\u01b0\u1eddng th\u1ebb c\u1ea7n ph\u1ea3i b\u00e0i b\u1ea3n h\u01a1n. Tr\u00ean th\u1ef1c t\u1ebf c\u00f3 quy \u0111\u1ecbnh li\u00ean quan t\u1edbi ho\u1ea1t \u0111\u1ed9ng th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/p>\n

C\u1ee5 th\u1ec3, Th\u00f4ng t\u01b0 39 quy \u0111\u1ecbnh khi ng\u00e2n h\u00e0ng s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng m\u1eabu, \u0111i\u1ec1u kho\u1ea3n giao d\u1ecbch chung th\u00ec th\u1ee9 nh\u1ea5t ph\u1ea3i ni\u00eam y\u1ebft c\u00f4ng khai, th\u1ee9 hai ph\u1ea3i c\u00f3 b\u1eb1ng ch\u1ee9ng ch\u1ee9ng t\u1ecf kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c th\u00f4ng tin d\u1ecbch v\u1ee5. Th\u1ebf nh\u01b0ng ph\u1ea3i n\u00f3i \u0111a ph\u1ea7n r\u1ea5t kh\u00f3 r\u1ea5t hi\u1ebfm \u0111\u1ec3 m\u00e0 ng\u01b0\u1eddi ta c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng tin.<\/span><\/p>\n

Ngo\u00e0i ra, \u0110i\u1ec1u 405 B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 quy \u0111\u1ecbnh c\u00e1c tr\u01b0\u1eddng h\u1ee3p giao d\u1ecbch m\u1eabu v\u00e0 \u0111i\u1ec1u kho\u1ea3n th\u1ecfa thu\u1eadn chung \u0111\u1ec1u \u0111\u00f2i h\u1ecfi ph\u1ea3i ni\u00eam y\u1ebft, c\u00f4ng khai, gi\u1ea3i th\u00edch. Nh\u01b0 v\u1eady n\u1ebfu ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i th\u00edch k\u1ef9 th\u00ec b\u1ea5t c\u1ee9 kh\u00e1ch h\u00e0ng n\u00e0o c\u0169ng c\u00f3 quy\u1ec1n ki\u1ec7n. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 l\u00e0 ch\u00ednh ng\u01b0\u1eddi d\u00f9ng c\u0169ng kh\u00f4ng \u0111\u1ee9ng l\u00ean ki\u1ec7n, \u0111\u1ed3ng th\u1eddi hi\u1ec7n c\u0169ng kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n

Tr\u00f4ng ra n\u01b0\u1edbc ngo\u00e0i. V\u00ed d\u1ee5 th\u1ecb tr\u01b0\u1eddng Singapore, n\u1ebfu kh\u00e1ch t\u1edbi giao d\u1ecbch, c\u00f3 h\u00e0ng lo\u1ea1t \u0111i\u1ec1u kho\u1ea3n, ng\u00e2n h\u00e0ng s\u1ebd \u0111\u01b0a cho kh\u00e1ch b\u1ea3n th\u1ecfa thu\u1eadn v\u1ec1 ph\u1ed5 bi\u1ebfn th\u00f4ng tin gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng. Nh\u01b0 v\u1eady bu\u1ed5i \u0111\u1ea7u ti\u00ean kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ph\u1ed5 bi\u1ebfn r\u1eb1ng, ch\u00fang t\u00f4i c\u00f3 quy tr\u00ecnh n\u00e0y n\u1ebfu b\u1ea1n tr\u1edf th\u00e0nh kh\u00e1ch h\u00e0ng v\u1ec1 th\u1ebb th\u00ec b\u1ea1n s\u1ebd c\u00f3 c\u00e1i n\u00e0y c\u00e1i kia\u2026 Kh\u00e1ch h\u00e0ng c\u1ea7m v\u1ec1 nghi\u00ean c\u1ee9u sau \u0111\u00f3 ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch k\u00fd x\u00e1c nh\u1eadn \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ph\u1ed5 bi\u1ebfn, sau \u0111\u00f3 m\u1edbi k\u00fd h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/span><\/p>\n

( Ngu\u1ed3n: bizlive)<\/span><\/p>\n

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 <\/p>","protected":false},"excerpt":{"rendered":"

“Ng\u00e2n h\u00e0ng hi\u1ec7n ch\u01b0a cho th\u1ea5y quy tr\u00ecnh x\u1eed l\u00fd b\u1ea5t th\u01b0\u1eddng thuy\u1ebft ph\u1ee5c \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng. Kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c n\u00e0o \u0111\u1ee9ng ra b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng”, lu\u1eadt s\u01b0 c\u1ee7a Basico n\u00eau. Nh\u1eadn \u0111\u1ecbnh tr\u00ean \u0111\u01b0\u1ee3c lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i, Ch\u1ee7 t\u1ecbch CTCP \u0110\u00e0o t\u1ea1o Nghi\u1ec7p v\u1ee5\u00a0Ng\u00e2n h\u00e0ng, Gi\u00e1m \u0111\u1ed1c<\/p>","protected":false},"author":4,"featured_media":508,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/945"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=945"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/945\/revisions"}],"predecessor-version":[{"id":946,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/945\/revisions\/946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/508"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}