{"id":965,"date":"2020-03-09T10:14:04","date_gmt":"2020-03-09T03:14:04","guid":{"rendered":"https:\/\/bmpos.com.vn\/?p=965"},"modified":"2020-03-09T10:14:04","modified_gmt":"2020-03-09T03:14:04","slug":"ton-hang-ngan-ty-chuyen-doi-hon-76-trieu-the-atm","status":"publish","type":"post","link":"https:\/\/bmpos.com.vn\/en\/ton-hang-ngan-ty-chuyen-doi-hon-76-trieu-the-atm\/","title":{"rendered":"T\u1ed1n h\u00e0ng ng\u00e0n t\u1ef7 chuy\u1ec3n \u0111\u1ed5i h\u01a1n 76 tri\u1ec7u th\u1ebb ATM"},"content":{"rendered":"

C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i s\u1ebd ph\u00e1t h\u00e0nh th\u1ebb ATM l\u00e0m b\u1eb1ng c\u00f4ng ngh\u1ec7 chip thay cho th\u1ebb t\u1eeb. V\u1eady, chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i th\u1ebb l\u00ean \u0111\u1ebfn h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, kh\u00e1ch h\u00e0ng hay ng\u00e2n h\u00e0ng s\u1ebd g\u00e1nh?<\/span><\/p>\n

C\u00f4ng ty c\u1ed5 ph\u1ea7n thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (Napas) c\u00f9ng v\u1edbi 7 ng\u00e2n h\u00e0ng l\u00e0 Vietcombank, BIDV, Agribank, VietinBank, Sacombank, ABBank v\u00e0 TPBank \u0111\u00e3 b\u1eaft \u0111\u1ea7u chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb ATM sang th\u1ebb chip. Theo Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip l\u00e0 xu h\u01b0\u1edbng t\u1ea5t y\u1ebfu c\u1ee7a c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c v\u00e0 th\u1ebf gi\u1edbi, nh\u1ea5t l\u00e0 trong b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 ng\u00e0y c\u00e0ng gia t\u0103ng v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng ch\u01b0a \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 th\u1ebb chip.\u00a0<\/span><\/p>\n

Hi\u1ec7n Vi\u1ec7t Nam c\u00f3 48 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb n\u1ed9i \u0111\u1ecba v\u1edbi kho\u1ea3ng 76 tri\u1ec7u th\u1ebb, h\u01a1n 261.000 m\u00e1y POS v\u00e0 18.600 m\u00e1y ATM; trong \u0111\u00f3, ph\u1ea7n l\u1edbn POS \u0111\u00e3 tu\u00e2n theo Ti\u00eau chu\u1ea9n EMV n\u00ean vi\u1ec7c tri\u1ec3n khai th\u1ebb chip n\u1ed9i \u0111\u1ecba tr\u00ean c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb s\u1ebd kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p.\u00a0<\/span><\/p>\n

Theo k\u1ebf ho\u1ea1ch, \u0111\u1ebfn h\u1ebft n\u0103m 2019, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i s\u1ebd chuy\u1ec3n \u0111\u1ed5i \u00edt nh\u1ea5t 30% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb n\u1ed9i \u0111\u1ecba, 35% s\u1ed1 l\u01b0\u1ee3ng ATM v\u00e0 50% s\u1ed1 l\u01b0\u1ee3ng POS tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n v\u00e0 ch\u1eadm nh\u1ea5t \u0111\u1ebfn h\u1ebft n\u0103m 2021 to\u00e0n b\u1ed9 th\u1ebb t\u1eeb n\u1ed9i \u0111\u1ecba s\u1ebd chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip.<\/span><\/p>\n

B\u00e0 Nguy\u1ec5n T\u00fa Anh, Ch\u1ee7 t\u1ecbch Napas, cho hay,\u00a0nh\u1eb1m h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng trong c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh c\u1ee7a NHNN, Napas \u0111\u00e3 tri\u1ec3n khai ch\u00ednh s\u00e1ch gi\u1ea3m ph\u00ed d\u1ecbch v\u1ee5 chuy\u1ec3n m\u1ea1ch l\u00ean \u0111\u1ebfn 80% (t\u00f9y theo lo\u1ea1i giao d\u1ecbch) cho c\u00e1c ng\u00e2n h\u00e0ng ho\u00e0n th\u00e0nh c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang theo ti\u00eau chu\u1ea9n th\u1ebb chip n\u1ed9i \u0111\u1ecba t\u1eeb 1\/5\/2019.<\/span><\/p>\n

Nhi\u1ec1u ng\u01b0\u1eddi mu\u1ed1n \u0111\u1ed5i\u00a0th\u1ebb ATM\u00a0<\/a>hi\u1ec7n nay sang th\u1ebb chip \u0111\u1ec3 an to\u00e0n h\u01a1n. Song, kh\u00f4ng \u00edt kh\u00e1ch h\u00e0ng c\u00f2n t\u1ecf ra b\u0103n kho\u0103n v\u00ec kh\u00f4ng bi\u1ebft m\u00ecnh c\u00f3 ph\u1ea3i tr\u1ea3 th\u00eam chi ph\u00ed khi \u0111\u1ebfn ng\u00e2n h\u00e0ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb ATM hi\u1ec7n nay sang th\u1ebb chip hay kh\u00f4ng.<\/span><\/p>\n

Lo l\u1eafng n\u00e0y c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi xu\u1ea5t ph\u00e1t t\u1eeb th\u1ef1c t\u1ebf hi\u1ec7n nay, chi ph\u00ed \u0111\u1ec3 l\u00e0m ra m\u1ed9t ph\u00f4i th\u1ebb chip l\u00e0 2-3 USD, cao h\u01a1n 7-8 l\u1ea7n so v\u1edbi th\u1ebb t\u1eeb. N\u1ebfu m\u1ed7i ph\u00f4i th\u1ebb chip kho\u1ea3ng 2 USD (kho\u1ea3ng 46.000 \u0111\u1ed3ng), nh\u00e2n v\u1edbi s\u1ed1 th\u1ebb chip ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i trong n\u0103m nay kho\u1ea3ng 22 tri\u1ec7u th\u1ebb th\u00ec s\u1ed1 ti\u1ec1n m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n b\u1ecf ra \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i l\u00ean \u0111\u1ebfn tr\u00ean 1.000 t\u1ef7 \u0111\u1ed3ng. Ngo\u00e0i ra, c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n ph\u1ea3i n\u00e2ng c\u1ea5p c\u1ea3 thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i l\u00e0 POS, m\u00e1y ATM… \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb v\u00e0 nhi\u1ec1u kho\u1ea3n chi ph\u00ed kh\u00e1c.<\/span><\/p>\n

H\u1ed9i th\u1ebb ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u00e0 l\u00e3nh \u0111\u1ea1o c\u1ee7a 7 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean tri\u1ec3n khai ph\u00e1t h\u00e0nh v\u00e0 thanh to\u00e1n th\u1ebb chip n\u1ed9i \u0111\u1ecba cam k\u1ebft ti\u1ebfp t\u1ee5c n\u1ed7 l\u1ef1c ho\u00e0n th\u00e0nh c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip n\u1ed9i \u0111\u1ecba theo l\u1ed9 tr\u00ecnh \u0111\u1eb7t ra c\u1ee7a NHNN. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip n\u1ed9i \u0111\u1ecba s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng t\u1edbi giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Tuy nhi\u00ean, ph\u00e1t sinh chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i c\u0169ng l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 l\u01b0\u1ee3ng th\u1ebb l\u1edbn nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng v\u1ec1 c\u01a1 b\u1ea3n s\u1ebd \u00e1p d\u1ee5ng c\u00e1c ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i ph\u00ed chuy\u1ec3n \u0111\u1ed5i \u0111\u1eb7c bi\u1ec7t cho c\u00e1c ch\u1ee7 th\u1ebb hi\u1ec7n t\u1ea1i, xem x\u00e9t vi\u1ec7c thu ph\u00ed ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi theo t\u1eebng giai \u0111o\u1ea1n. C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd th\u00f4ng b\u00e1o cho kh\u00e1ch h\u00e0ng th\u1eddi gian ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi, quy tr\u00ecnh v\u00e0 th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd ph\u00e1t h\u00e0nh th\u1ebb m\u1edbi c\u0169ng nh\u01b0 c\u00e1c ch\u00ednh s\u00e1ch li\u00ean quan (n\u1ebfu c\u00f3) theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/span><\/p>\n

Theo b\u00e0 Nguy\u1ec5n T\u00fa Anh, Napas \u0111ang nghi\u00ean c\u1ee9u vi\u1ec7c h\u1ee3p t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c th\u1ebb qu\u1ed1c t\u1ebf \u0111\u1ec3 c\u00f9ng v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ph\u00e1t h\u00e0nh ra th\u1ecb tr\u01b0\u1eddng th\u1ebb \u0111\u1ed3ng th\u01b0\u01a1ng hi\u1ec7u (co-badge) gi\u1eefa th\u1ebb chip n\u1ed9i \u0111\u1ecba v\u00e0 th\u1ebb chip qu\u1ed1c t\u1ebf, cho ph\u00e9p kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu chi\u1ebfc th\u1ebb n\u00e0y s\u1eed d\u1ee5ng thu\u1eadn ti\u1ec7n c\u1ea3 trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i.<\/span><\/p>\n

( Ngu\u1ed3n: Vietnamnet)<\/span><\/p>\n

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C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i s\u1ebd ph\u00e1t h\u00e0nh th\u1ebb ATM l\u00e0m b\u1eb1ng c\u00f4ng ngh\u1ec7 chip thay cho th\u1ebb t\u1eeb. V\u1eady, chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i th\u1ebb l\u00ean \u0111\u1ebfn h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, kh\u00e1ch h\u00e0ng hay ng\u00e2n h\u00e0ng s\u1ebd g\u00e1nh? C\u00f4ng ty c\u1ed5 ph\u1ea7n thanh to\u00e1n qu\u1ed1c gia Vi\u1ec7t Nam (Napas) c\u00f9ng v\u1edbi 7 ng\u00e2n h\u00e0ng l\u00e0<\/p>","protected":false},"author":4,"featured_media":811,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/965"}],"collection":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/comments?post=965"}],"version-history":[{"count":1,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/965\/revisions"}],"predecessor-version":[{"id":966,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/posts\/965\/revisions\/966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media\/811"}],"wp:attachment":[{"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/media?parent=965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/categories?post=965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmpos.com.vn\/en\/wp-json\/wp\/v2\/tags?post=965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}