Many utilities from electronic insurance cards

According to the roadmap set out, from January 1, 2020, the social insurance agency (SI) will issue the electronic health insurance (HI) card for participants.

If the electronic health insurance card is issued, it will be a breakthrough of the social insurance industry, bringing many benefits to all stakeholders such as participants of health insurance, medical examination and treatment facilities (KCB) and social insurance agencies. .
Breakthrough of social insurance industry
Vietnam Social Insurance said that the electronic health insurance card will be made of plastic, about the same size as ATM cards. The tag is equipped with an electronic chip to store participants’ information, facilitating the process of monitoring and treating the disease when the entire medical history is stored on the card.
Electronic health insurance card allows patients to be verified with biometric information (fingerprints, face) quickly and accurately. When having an electronic card, people do not need to bring identification documents. It is expected that information on social insurance and unemployment insurance will also be integrated into the electronic health insurance card to move towards replacing the current paper social insurance book.
In addition to creating favorable conditions for medical examination and treatment for patients as well as payment of health insurance, managing patients, checking times for medical examination and treatment in service of treatment, providing appropriate therapeutic drugs, avoiding drug resistance … shorten the time and procedures According to Mr. Vo Khanh Binh, Head of the Department of Book and Social Insurance Book, when changing to using electronic health insurance card, it will save for the budget and Health Insurance Fund.

Specifically, this conversion will reduce the cost of exchanging health insurance cards due to false, misleading information, change of the place for initial registration of medical services, adjustment of benefits, subjects … Reduce transaction costs when implementing multifunctional cards. with the integration of application utilities on the card such as: Payment of health insurance premiums via ATM card, internet banking, lookup information of payment – entitlement to health insurance.
“The more important thing is to promptly prevent acts of abuse and self-seeking of health insurance such as borrowing health insurance cards, frauds of health insurance … through the function of managing history, medical examination and treatment schedule and checking information. information on medical examination and treatment with health insurance during the day and the latest medical care in the day and month of patients with health insurance cards ”- Mr. Binh said.
Insurance industry is ready
Only 2 months left before the social insurance industry has to complete all data and procedures for issuing the card. In order to implement well the process of changing health insurance cards, completely replacing the current health insurance cards and social insurance books, Vietnam Social Insurance has prepared a full range of IT applications in health insurance management, building a national database on Health insurance.
Specifically, Vietnam Social Insurance has issued regulations on the issue of social insurance codes for participants with the goal that each person has only one social insurance code when participating in social insurance and health insurance. Since mid-2016, the social insurance agency has conducted a review of each subject and household participating in social insurance and health insurance to synchronize data on the information system managed by the social insurance industry.
According to the representative of Vietnam Social Insurance, currently, the conditions of infrastructure for IT application in management have been basically completed, Vietnam Social Insurance has a centralized database on participants and professional activities. Department of Social Insurance and the Department of Social Insurance in the sector of the sector in organizing the implementation of social insurance and health insurance policies such as granting personal identification number (social insurance code) to participants.
On the other hand, participants and health facilities are also familiar with looking up information about health insurance cards on the health insurance assessment information system. Therefore, the implementation of electronic health insurance card in the coming time is very convenient.
Currently, there are 85,238 million people in the whole country who can have health insurance, reaching an 89.9% coverage of the population. By 2025, over 95% of the population will have health insurance. According to Vietnam Social Insurance, with participants of health insurance who already have a paper card, the social insurance agency will actively convert to an electronic card and do not require additional documents. During the transition period to electronic cards, Vietnam Social Insurance still ensures full benefits of patients.
(Source: Urban Economics Newspaper)