On the afternoon of May 28, Vietnam Bank Card Association cooperated with Vietnam National Payment Joint Stock Company (Napas) along with 7 banks namely Vietcombank, BIDV, Agribank, VietinBank, Sacombank, ABBank and TPBank announced launch of local chip card products of banks.
Speaking at the event, Ms. Nguyen Tu Anh, Napas President, said that converting magnetic card to chip card is one of the key solutions of the banking industry approved by the Prime Minister in the Project to develop unused payment. in cash for the period of 2016 – 2020. Following the direction of the Prime Minister, the Governor of the State Bank has issued many circulars and decisions, including the roadmap for converting magnetic cards into cards that comply with the internal standards for internal chip cards. address, with the conversion route requirements for card payment organizations is 12/31/2020 and for card issuers is 12/31/2021.
Domestic chip cards fully meet technical factors on safety, security according to EMV international standards, limit the risks of fraudulence in card payment, ensure payment security for customers, serve as an important platform for integrating, applying services as well as cashless payments to services such as health, education, insurance and public services. The use of domestic chip card payment with small value transactions will bring a new experience for users (each bank limits transaction limits).
According to SBV Deputy Governor Nguyen Kim Anh, the conversion of magnetic cards to chip cards is an inevitable trend of countries in the region and the world, especially in the context of increasing technology crime and focus on Markets have not yet applied chip card technology. So this conversion is a great success of Napas and the banks.
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