The people’s habit of withdrawing cash from ATMs has changed

According to a report by Vietnam National Payment Joint Stock Company (Napas), many people are more accustomed to spending through cards, banking applications, instead of cash withdrawals.

If in 2018, 62% of people use bank cards to withdraw cash, this figure has decreased to 42% in 2019. Data from Napas shows that people tend to shift from cash withdrawal to spending. money, to non-cash payments via electronic banking channels.

In fact, on banking applications, many services are available such as paying for electricity, water, and telephone, then allowing to link with e-commerce sites to buy many other items. The total value of transactions in these forms increased by more than 170% last year.

Banks also continuously launch promotions, refunds for card spending to encourage people to pay without using cash, reduce the load for cash withdrawal needs that cause congestion at ATMs at the end of the year.

Cashless transactions increased impressively

In the first 6 months of 2020, the total amount and total value of non-cash payment transactions via the NAPAS system increased by 138% and 140.5%, respectively, compared to the same period last year. To contribute to promoting non-cash payments, exchanging with Tuoi Tre, Mr. Nguyen Dang Hung, deputy general director of Vietnam National Payment

Xử phạt vi phạm luật giao thông: Đề xuất nộp phạt qua thẻ chip ngân hàng

Việc xử phạm vi phạm an toàn giao thông thông qua thẻ chip ngân hàng là cần thiết, phù hợp với xu thế chung… Mỗi năm có hàng triệu trường hợp vi phạm hành chính trong lĩnh vực giao thông, với số tiền phạt lên đến hàng ngàn tỷ đồng. Riêng 9 tháng năm 2019,

Add security solutions, increase safety in banking transactions

Attach security to digital banking In order to ensure smooth, safe and accurate digital banking services, banks have been constantly “racing” to invest in technology to ensure information safety and security. A survey by the Vietnam Cyber Emergency Response Center shows that 100% of credit institutions invest in security solutions, from basic to advanced. From

Electronic payment without cash in medical examination and treatment is still inadequate

Non-cash payment in general and electronic payment in particular are an indispensable trend of the era, showing a civilized and modern society, bringing great benefits. However, the non-cash electronic payment for medical examination and treatment in Vietnam is still inadequate. People are not familiar with electronic payments Recently, the health sector has promoted the application

Giảm phí thẻ quốc tế sẽ thúc đẩy thanh toán không dùng tiền mặt tại Việt Nam

Theo thống kê Hiệp hội ngân hàng Việt Nam, hiện các ngân hàng Việt Nam đang phải trả cho Visa, MasterCard từ 3 – 4 loại phí trên mỗi giao dịch. Thực trạng “phí chồng phí” phần nào ảnh hưởng đến hoạt động kinh doanh thẻ của các ngân hàng, gây cản trở quá trình

Giao dịch an toàn hơn với thẻ ghi nợ nội địa ACB Green

Bắt kịp xu hướng công nghệ 4.0, chiếc thẻ ghi nợ nội địa ACB Green theo tiêu chuẩn VCCS (tiêu chuẩn kỹ thuật thẻ chip Việt Nam) được triển khai ứng dụng công nghệ contactless (thanh toán không tiếp xúc) mang đến trải nghiệm chất lượng cao cho giới trẻ. An toàn và bảo mật